Hanwha General Insurance Co., Ltd. Logo

Hanwha General Insurance Co., Ltd.

000370.KS

(3.0)
Stock Price

4.380,00 KRW

1.57% ROA

9.85% ROE

2.67x PER

Market Cap.

581.571.170.330,00 KRW

20.11% DER

3.98% Yield

5.41% NPM

Hanwha General Insurance Co., Ltd. Stock Analysis

Hanwha General Insurance Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Hanwha General Insurance Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (17.17%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 PBV

The stock's low PBV ratio (0.15x) suggests it's undervalued, making it an attractive opportunity for investors.

3 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

4 Net Profit Growth

This company's net profit has consistently grown over the last five years, indicating a strong financial performance and making it an attractive investment opportunity.

5 ROA

The stock's ROA (1.64%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

7 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

8 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (79.848), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

Hanwha General Insurance Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Hanwha General Insurance Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Hanwha General Insurance Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Hanwha General Insurance Co., Ltd. Revenue
Year Revenue Growth
2006 1.031.136.224.000
2007 1.155.257.758.000 10.74%
2008 1.336.614.275.000 13.57%
2009 2.043.890.429.000 34.6%
2010 3.589.550.564.000 43.06%
2011 4.261.409.159.370 15.77%
2012 4.787.221.447.110 10.98%
2013 3.806.443.780.590 -25.77%
2014 5.289.680.757.120 28.04%
2015 5.694.316.841.370 7.11%
2016 6.105.405.435.700 6.73%
2017 6.720.457.196.390 9.15%
2018 7.307.824.251.290 8.04%
2019 5.136.366.107.760 -42.28%
2020 5.459.275.091.520 5.91%
2021 5.487.254.394.950 0.51%
2022 5.742.411.316.490 4.44%
2023 0 0%
2023 5.040.173.319.386 100%
2024 5.895.075.420.504 14.5%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Hanwha General Insurance Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Hanwha General Insurance Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 53.006.465.000
2007 43.752.766.000 -21.15%
2008 56.298.434.000 22.28%
2009 81.891.660.000 31.25%
2010 131.609.068.000 37.78%
2011 178.833.265.480 26.41%
2012 211.695.622.350 15.52%
2013 176.096.877.840 -20.22%
2014 202.185.073.260 12.9%
2015 213.799.131.640 5.43%
2016 233.642.775.010 8.49%
2017 268.453.889.610 12.97%
2018 291.966.746.200 8.05%
2019 321.465.282.170 9.18%
2020 310.018.604.940 -3.69%
2021 331.865.390.800 6.58%
2022 381.550.519.960 13.02%
2023 0 0%
2023 507.745.658.680 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Hanwha General Insurance Co., Ltd. EBITDA
Year EBITDA Growth
2006 -28.136.347.000
2007 39.662.240.000 170.94%
2008 76.647.270.000 48.25%
2009 9.185.866.000 -734.4%
2010 46.443.226.000 80.22%
2011 89.199.974.200 47.93%
2012 -388.901.529.890 122.94%
2013 -21.148.237.290 -1738.93%
2014 64.651.128.740 132.71%
2015 154.759.775.690 58.22%
2016 171.416.195.570 9.72%
2017 233.309.809.370 26.53%
2018 152.475.804.840 -53.01%
2019 -127.052.547.580 220.01%
2020 168.318.907.540 175.48%
2021 108.838.516.460 -54.65%
2022 456.204.852.270 76.14%
2023 239.452.196.000 -90.52%
2023 98.434.188.247 -143.26%
2024 119.790.777.988 17.83%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Hanwha General Insurance Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 1.031.136.224.000
2007 1.155.257.758.000 10.74%
2008 1.336.614.275.000 13.57%
2009 2.043.890.429.000 34.6%
2010 3.589.550.564.000 43.06%
2011 4.261.409.159.370 15.77%
2012 4.787.221.447.110 10.98%
2013 3.806.443.780.590 -25.77%
2014 5.289.680.757.120 28.04%
2015 5.694.316.841.370 7.11%
2016 6.105.405.435.700 6.73%
2017 6.720.457.196.390 9.15%
2018 7.307.824.251.290 8.04%
2019 5.136.366.107.760 -42.28%
2020 5.459.275.091.520 5.91%
2021 5.487.254.394.950 0.51%
2022 5.742.411.316.490 4.44%
2023 0 0%
2023 6.075.455.524.000 100%
2024 5.895.075.420.504 -3.06%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Hanwha General Insurance Co., Ltd. Net Profit
Year Net Profit Growth
2006 -41.335.571.000
2007 39.828.016.000 203.79%
2008 43.987.789.000 9.46%
2009 -3.570.303.000 1332.05%
2010 7.815.485.000 145.68%
2011 40.791.242.000 80.84%
2012 26.056.664.560 -56.55%
2013 -41.124.542.540 163.36%
2014 12.859.169.230 419.81%
2015 95.766.791.850 86.57%
2016 111.627.788.180 14.21%
2017 147.641.935.910 24.39%
2018 81.759.590.110 -80.58%
2019 -69.073.849.560 218.37%
2020 48.250.117.190 243.16%
2021 94.867.381.530 49.14%
2022 222.191.172.590 57.3%
2023 171.033.528.000 -29.91%
2023 247.239.005.700 30.82%
2024 489.270.896.000 49.47%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Hanwha General Insurance Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 -1.826
2007 1.220 249.71%
2008 1.347 9.44%
2009 -96 1502.08%
2010 155 162.34%
2011 806 80.89%
2012 631 -27.94%
2013 -722 187.26%
2014 139 619.42%
2015 1.035 86.57%
2016 1.179 12.14%
2017 1.519 22.45%
2018 648 -134.41%
2019 -592 209.64%
2020 413 243.1%
2021 813 49.2%
2022 1.617 49.69%
2023 1.467 -10.23%
2023 1.465 -0.14%
2024 3.080 52.47%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Hanwha General Insurance Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 -20.654.599.000
2007 7.690.026.000 368.59%
2008 -303.661.995.000 102.53%
2009 -91.116.209.000 -233.27%
2010 -27.903.271.000 -226.54%
2011 123.255.717.170 122.64%
2012 546.855.936.740 77.46%
2013 803.044.637.590 31.9%
2014 907.609.520.740 11.52%
2015 321.391.979.140 -182.4%
2016 335.439.619.190 4.19%
2017 924.490.201.990 63.72%
2018 677.755.544.190 -36.4%
2019 1.855.676.864.580 63.48%
2020 1.484.011.112.120 -25.04%
2021 1.235.596.064.620 -20.1%
2022 -4.767.323.140 26018.03%
2023 37.652.240.450 112.66%
2023 1.503.848.634.368 97.5%
2024 304.107.025.641 -394.51%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Hanwha General Insurance Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 -5.500.217.000
2007 20.595.026.000 126.71%
2008 -119.453.701.000 117.24%
2009 -84.551.114.000 -41.28%
2010 -23.634.876.000 -257.74%
2011 140.391.458.290 116.83%
2012 563.329.596.330 75.08%
2013 812.760.054.140 30.69%
2014 917.599.314.550 11.43%
2015 331.594.136.170 -176.72%
2016 516.108.341.600 35.75%
2017 938.625.011.360 45.01%
2018 710.737.078.780 -32.06%
2019 1.871.070.794.560 62.01%
2020 1.520.153.122.810 -23.08%
2021 1.238.707.871.280 -22.72%
2022 1.462.166.180 -84617.31%
2023 37.989.633.280 96.15%
2023 1.534.376.454.622 97.52%
2024 418.465.267.792 -266.67%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Hanwha General Insurance Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 15.154.382.000
2007 12.905.000.000 -17.43%
2008 184.208.294.000 92.99%
2009 6.565.095.000 -2705.87%
2010 4.268.395.000 -53.81%
2011 17.135.741.120 75.09%
2012 16.473.659.590 -4.02%
2013 9.715.416.550 -69.56%
2014 9.989.793.810 2.75%
2015 10.202.157.030 2.08%
2016 180.668.722.410 94.35%
2017 14.134.809.370 -1178.18%
2018 32.981.534.590 57.14%
2019 15.393.929.980 -114.25%
2020 36.142.010.690 57.41%
2021 3.111.806.660 -1061.45%
2022 6.229.489.320 50.05%
2023 337.392.830 -1746.36%
2023 30.527.820.254 98.89%
2024 114.358.242.151 73.31%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Hanwha General Insurance Co., Ltd. Equity
Year Equity Growth
2006 114.959.231.000
2007 151.182.572.000 23.96%
2008 192.924.070.000 21.64%
2009 302.481.743.000 36.22%
2010 337.081.779.000 10.26%
2011 395.850.298.000 14.85%
2012 479.458.409.130 17.44%
2013 547.052.078.110 12.36%
2014 595.041.068.900 8.06%
2015 860.910.128.660 30.88%
2016 884.490.069.390 2.67%
2017 1.190.543.305.200 25.71%
2018 1.421.784.418.310 16.26%
2019 1.464.315.050.430 2.9%
2020 1.706.651.189.810 14.2%
2021 1.459.583.024.340 -16.93%
2022 267.364.927.700 -445.91%
2023 3.501.542.436.000 92.36%
2023 3.114.179.688.103 -12.44%
2024 2.714.967.288.089 -14.7%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Hanwha General Insurance Co., Ltd. Assets
Year Assets Growth
2006 1.288.676.748.000
2007 1.496.569.188.000 13.89%
2008 1.719.889.801.000 12.98%
2009 4.113.570.704.000 58.19%
2010 5.025.092.115.000 18.14%
2011 6.398.013.002.120 21.46%
2012 7.895.496.852.070 18.97%
2013 8.999.821.784.830 12.27%
2014 10.331.616.834.710 12.89%
2015 11.803.377.681.300 12.47%
2016 13.283.348.171.430 11.14%
2017 14.896.787.389.060 10.83%
2018 16.740.099.702.500 11.01%
2019 18.257.160.260.630 8.31%
2020 19.518.332.852.460 6.46%
2021 20.284.988.079.290 3.78%
2022 20.382.687.831.470 0.48%
2023 17.167.193.096.000 -18.73%
2023 17.651.843.826.239 2.75%
2024 18.454.077.383.882 4.35%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Hanwha General Insurance Co., Ltd. Liabilities
Year Liabilities Growth
2006 1.173.717.517.000
2007 1.345.386.616.000 12.76%
2008 1.526.965.731.000 11.89%
2009 3.811.088.961.000 59.93%
2010 4.688.010.336.000 18.71%
2011 6.002.162.704.120 21.89%
2012 236.450.098.320 -2438.45%
2013 8.452.769.706.720 97.2%
2014 9.736.575.765.810 13.19%
2015 10.942.467.552.640 11.02%
2016 12.398.858.102.040 11.75%
2017 13.706.244.083.860 9.54%
2018 15.318.315.284.190 10.52%
2019 16.792.845.210.200 8.78%
2020 17.811.681.662.650 5.72%
2021 18.825.405.054.950 5.38%
2022 20.115.322.903.770 6.41%
2023 0 0%
2023 14.537.664.138.136 100%
2024 15.739.110.095.793 7.63%

Hanwha General Insurance Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
34783.03
Net Income per Share
1880.46
Price to Earning Ratio
2.67x
Price To Sales Ratio
0.11x
POCF Ratio
0.42
PFCF Ratio
0.35
Price to Book Ratio
0.3
EV to Sales
0.16
EV Over EBITDA
5.45
EV to Operating CashFlow
0.46
EV to FreeCashFlow
0.5
Earnings Yield
0.37
FreeCashFlow Yield
2.9
Market Cap
581,57 Bil.
Enterprise Value
834,12 Bil.
Graham Number
26774.81
Graham NetNet
-99985.53

Income Statement Metrics

Net Income per Share
1880.46
Income Quality
6.62
ROE
0.1
Return On Assets
0.02
Return On Capital Employed
-0.16
Net Income per EBT
0.79
EBT Per Ebit
-0.13
Ebit per Revenue
-0.54
Effective Tax Rate
0.32

Margins

Sales, General, & Administrative to Revenue
0.08
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.28
Operating Profit Margin
-0.54
Pretax Profit Margin
0.07
Net Profit Margin
0.05

Dividends

Dividend Yield
0.04
Dividend Yield %
3.98
Payout Ratio
0.05
Dividend Per Share
200

Operating Metrics

Operating Cashflow per Share
11838.91
Free CashFlow per Share
10927.54
Capex to Operating CashFlow
0.08
Capex to Revenue
0.03
Capex to Depreciation
1.59
Return on Invested Capital
-0.62
Return on Tangible Assets
0.02
Days Sales Outstanding
0
Days Payables Outstanding
-0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
-632313.71
Inventory Turnover
0
Capex per Share
911.37

Balance Sheet

Cash per Share
2.104,87
Book Value per Share
17.610,40
Tangible Book Value per Share
17610.4
Shareholders Equity per Share
16943.59
Interest Debt per Share
3559.31
Debt to Equity
0.2
Debt to Assets
0.03
Net Debt to EBITDA
1.65
Current Ratio
8.55
Tangible Asset Value
2.714,97 Bil.
Net Current Asset Value
-14.697,52 Bil.
Invested Capital
1343203546561
Working Capital
919,81 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.9

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Hanwha General Insurance Co., Ltd. Dividends
Year Dividends Growth
2015 69
2016 98 30.61%
2017 150 34.67%
2018 130 -15.38%
2024 200 35%

Hanwha General Insurance Co., Ltd. Profile

About Hanwha General Insurance Co., Ltd.

Hanwha General Insurance Co., Ltd. provides insurance services in South Korea. It offers long-term insurance, such as injury, diseases, property damage, liability, and annuity; automobile insurance products comprising casualty and property; and fire insurance products, as well as retirement pension products. The company was founded in 1946 and is headquartered in Seoul, South Korea. Hanwha General Insurance Co., Ltd. is a subsidiary of Hanwha Life Insurance Co., Ltd.

CEO
Mr. Sung-Gyu Park
Employee
2.761
Address
56, Yeoui-daero
Seoul,

Hanwha General Insurance Co., Ltd. Executives & BODs

Hanwha General Insurance Co., Ltd. Executives & BODs
# Name Age
1 Mr. Te-Cheol Kim
MD & Director of Long-Term Insurance Department
70
2 Mr. Sung-Gyu Park
Executive Director of Human Resources
70
3 Mr. Doo-Ho Son
Managing Director & Head of Asset Management Dept.
70
4 Mr. Jong-Chul Lee
MD & Director of Corporate Insurance Department
70
5 Ms. Nam-Ok Kim
MD & Personal Sales Officer
70
6 Mr. Kang-Man Lee
Senior Managing Director of Corporate Sales
70
7 Mr. Eun-Seo Jang
Assistant Executive Director & Compliance Officer
70
8 Mr. Hee-Dae Hwang
Assistant Executive Director & Head of Risk Management Team
70
9 Mr. Jae-Woo Lee
Head of Corporate Insurance Division & Assistant Executive Director
70
10 Mr. Jong-Min Jeong
Assistant Executive Director & Head of Business Support Office
70

Hanwha General Insurance Co., Ltd. Competitors