Samsung Fire & Marine Insurance Co., Ltd. Logo

Samsung Fire & Marine Insurance Co., Ltd.

000815.KS

(2.8)
Stock Price

264.500,00 KRW

26.26% ROA

11.99% ROE

7.27x PER

Market Cap.

14.132.854.107.500,00 KRW

-6.65% DER

4.89% Yield

10.1% NPM

Samsung Fire & Marine Insurance Co., Ltd. Stock Analysis

Samsung Fire & Marine Insurance Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Samsung Fire & Marine Insurance Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.54x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Net Profit Growth

Over the last five years, this company's net profit has shown continuous growth, reflecting a robust financial performance and making it an attractive choice for potential investors.

4 ROE

ROE in an average range (13.26%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (2%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

7 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

8 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (2.506.028) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

11 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

Samsung Fire & Marine Insurance Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Samsung Fire & Marine Insurance Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Samsung Fire & Marine Insurance Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Samsung Fire & Marine Insurance Co., Ltd. Revenue
Year Revenue Growth
2006 9.833.184.039.000
2007 10.509.654.512.000 6.44%
2008 11.364.958.589.000 7.53%
2009 12.614.883.708.000 9.91%
2010 14.910.007.971.000 15.39%
2011 17.219.460.762.330 13.41%
2012 19.321.451.782.560 10.88%
2013 15.315.477.293.280 -26.16%
2014 20.627.740.256.100 25.75%
2015 21.173.470.786.360 2.58%
2016 21.144.741.122.040 -0.14%
2017 21.403.274.325.300 1.21%
2018 21.705.318.787.930 1.39%
2019 20.972.064.108.020 -3.5%
2020 21.477.384.998.930 2.35%
2021 21.576.527.727.350 0.46%
2022 22.080.370.962.930 2.28%
2023 0 0%
2023 18.378.184.021.817 100%
2024 20.144.914.683.128 8.77%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Samsung Fire & Marine Insurance Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Samsung Fire & Marine Insurance Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 338.910.914.000
2007 385.833.227.000 12.16%
2008 403.911.422.000 4.48%
2009 391.428.029.000 -3.19%
2010 423.917.881.000 7.66%
2011 389.158.826.600 -8.93%
2012 347.926.565.500 -11.85%
2013 264.421.657.260 -31.58%
2014 413.344.561.320 36.03%
2015 463.021.544.210 10.73%
2016 484.567.933.690 4.45%
2017 493.289.256.810 1.77%
2018 490.048.042.260 -0.66%
2019 487.000.072.650 -0.63%
2020 451.551.814.410 -7.85%
2021 480.207.996.390 5.97%
2022 549.750.089.660 12.65%
2023 0 0%
2023 136.632.551.340 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Samsung Fire & Marine Insurance Co., Ltd. EBITDA
Year EBITDA Growth
2006 562.991.502.000
2007 756.336.406.000 25.56%
2008 917.924.117.000 17.6%
2009 779.293.807.000 -17.79%
2010 983.512.909.000 20.76%
2011 1.181.774.204.200 16.78%
2012 489.140.317.660 -141.6%
2013 755.000.181.800 35.21%
2014 1.225.778.837.560 38.41%
2015 1.213.413.665.740 -1.02%
2016 1.256.408.176.920 3.42%
2017 1.461.469.061.060 14.03%
2018 1.689.650.494.880 13.5%
2019 963.863.587.010 -75.3%
2020 1.382.511.125.650 30.28%
2021 1.419.818.013.380 2.63%
2022 2.054.458.611.100 30.89%
2023 2.361.968.040.000 13.02%
2023 312.040.714.327 -656.94%
2024 328.400.672.884 4.98%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Samsung Fire & Marine Insurance Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 9.833.184.039.000
2007 10.509.654.512.000 6.44%
2008 11.364.958.589.000 7.53%
2009 12.614.883.708.000 9.91%
2010 14.910.007.971.000 15.39%
2011 17.219.460.762.330 13.41%
2012 19.321.451.782.560 10.88%
2013 15.315.477.293.280 -26.16%
2014 20.627.740.256.100 25.75%
2015 21.173.470.786.360 2.58%
2016 21.144.741.122.040 -0.14%
2017 21.403.274.325.300 1.21%
2018 21.705.318.787.930 1.39%
2019 20.972.064.108.020 -3.5%
2020 21.477.384.998.930 2.35%
2021 21.576.527.727.350 0.46%
2022 22.080.370.962.930 2.28%
2023 0 0%
2023 20.792.971.203.000 100%
2024 22.114.424.000.000 5.98%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Samsung Fire & Marine Insurance Co., Ltd. Net Profit
Year Net Profit Growth
2006 341.098.317.000
2007 476.565.656.000 28.43%
2008 598.707.901.000 20.4%
2009 524.510.210.000 -14.15%
2010 664.852.062.000 21.11%
2011 794.875.308.000 16.36%
2012 772.579.812.610 -2.89%
2013 511.962.669.100 -50.91%
2014 835.867.252.010 38.75%
2015 811.244.931.870 -3.04%
2016 857.961.922.530 5.45%
2017 966.291.424.070 11.21%
2018 1.070.499.305.270 9.73%
2019 642.993.264.610 -66.49%
2020 754.988.432.090 14.83%
2021 1.122.218.422.070 32.72%
2022 1.280.094.347.170 12.33%
2023 1.712.830.756.000 25.26%
2023 1.818.433.660.000 5.81%
2024 2.445.776.632.000 25.65%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Samsung Fire & Marine Insurance Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 7.486
2007 10.408 28.07%
2008 13.542 23.14%
2009 11.823 -14.54%
2010 14.975 21.05%
2011 18.174 17.6%
2012 18.100 -0.41%
2013 11.416 -58.55%
2014 18.786 39.23%
2015 18.384 -2.19%
2016 20.176 8.88%
2017 22.731 11.24%
2018 25.182 9.73%
2019 15.125 -66.49%
2020 17.760 14.84%
2021 26.399 32.72%
2022 30.113 12.33%
2023 40.293 25.26%
2023 42.777 5.81%
2024 57.532 25.65%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Samsung Fire & Marine Insurance Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 1.720.408.299.000
2007 585.645.279.000 -193.76%
2008 152.897.192.000 -283.03%
2009 -151.460.977.000 200.95%
2010 139.480.422.000 208.59%
2011 2.860.678.452.780 95.12%
2012 5.579.161.503.780 48.73%
2013 3.549.663.279.120 -57.17%
2014 3.272.974.177.170 -8.45%
2015 2.598.116.733.930 -25.97%
2016 1.501.901.426.300 -72.99%
2017 2.469.310.199.540 39.18%
2018 2.073.203.191.460 -19.11%
2019 858.861.027.420 -141.39%
2020 1.455.584.564.200 41%
2021 758.025.101.170 -92.02%
2022 338.788.413.810 -123.75%
2023 -1.481.173.324.030 122.87%
2023 5.007.119.951 29681.34%
2024 1.581.307.348.113 99.68%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Samsung Fire & Marine Insurance Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 1.829.753.527.000
2007 720.892.282.000 -153.82%
2008 271.729.693.000 -165.3%
2009 -91.915.399.000 395.63%
2010 231.140.681.000 139.77%
2011 2.993.960.574.910 92.28%
2012 5.681.940.908.030 47.31%
2013 3.649.556.971.210 -55.69%
2014 3.429.346.090.900 -6.42%
2015 2.701.169.449.030 -26.96%
2016 1.646.198.009.300 -64.09%
2017 2.594.765.506.540 36.56%
2018 2.126.237.045.040 -22.04%
2019 909.901.996.860 -133.68%
2020 1.483.930.526.800 38.68%
2021 794.485.202.420 -86.78%
2022 398.976.804.120 -99.13%
2023 -1.470.123.266.610 127.14%
2023 80.143.268.640 1934.37%
2024 1.602.354.821.851 95%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Samsung Fire & Marine Insurance Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 109.345.228.000
2007 135.247.003.000 19.15%
2008 118.832.501.000 -13.81%
2009 59.545.578.000 -99.57%
2010 91.660.259.000 35.04%
2011 133.282.122.130 31.23%
2012 102.779.404.250 -29.68%
2013 99.893.692.090 -2.89%
2014 156.371.913.730 36.12%
2015 103.052.715.100 -51.74%
2016 144.296.583.000 28.58%
2017 125.455.307.000 -15.02%
2018 53.033.853.580 -136.56%
2019 51.040.969.440 -3.9%
2020 28.345.962.600 -80.06%
2021 36.460.101.250 22.25%
2022 60.188.390.310 39.42%
2023 11.050.057.420 -444.69%
2023 75.136.148.689 85.29%
2024 21.047.473.738 -256.98%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Samsung Fire & Marine Insurance Co., Ltd. Equity
Year Equity Growth
2006 3.208.532.420.000
2007 3.420.462.782.000 6.2%
2008 3.874.438.900.000 11.72%
2009 4.953.984.189.000 21.79%
2010 5.819.350.002.000 14.87%
2011 7.742.702.408.000 24.84%
2012 8.969.033.210.080 13.67%
2013 7.888.514.679.490 -13.7%
2014 9.538.804.177.030 17.3%
2015 10.085.250.713.690 5.42%
2016 11.008.232.366.590 8.38%
2017 11.927.995.420.490 7.71%
2018 12.383.047.907.530 3.67%
2019 14.321.435.437.910 13.53%
2020 16.282.534.739.890 12.04%
2021 15.492.331.780.720 -5.1%
2022 11.041.548.996.470 -40.31%
2023 14.870.923.515.000 25.75%
2023 16.144.398.281.437 7.89%
2024 16.743.475.709.455 3.58%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Samsung Fire & Marine Insurance Co., Ltd. Assets
Year Assets Growth
2006 18.533.557.448.000
2007 20.770.905.244.000 10.77%
2008 23.143.394.211.000 10.25%
2009 26.712.048.209.000 13.36%
2010 31.667.167.425.000 15.65%
2011 39.140.751.404.220 19.09%
2012 46.148.595.536.000 15.19%
2013 49.441.984.192.900 6.66%
2014 58.183.557.114.410 15.02%
2015 63.233.595.702.430 7.99%
2016 68.217.504.527.000 7.31%
2017 75.907.657.356.460 10.13%
2018 79.416.391.896.770 4.42%
2019 85.172.172.093.580 6.76%
2020 92.596.378.892.070 8.02%
2021 94.934.011.110.460 2.46%
2022 88.224.255.509.080 -7.61%
2023 80.910.873.971.000 -9.04%
2023 83.442.548.992.958 3.03%
2024 85.838.631.117.543 2.79%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Samsung Fire & Marine Insurance Co., Ltd. Liabilities
Year Liabilities Growth
2006 15.325.025.028.000
2007 17.350.442.462.000 11.67%
2008 19.268.955.311.000 9.96%
2009 21.758.064.020.000 11.44%
2010 25.847.817.423.000 15.82%
2011 31.398.048.996.220 17.68%
2012 1.497.864.819.680 -1996.19%
2013 41.553.469.513.410 96.4%
2014 48.644.752.937.380 14.58%
2015 53.148.344.988.740 8.47%
2016 57.209.272.160.410 7.1%
2017 63.979.661.935.970 10.58%
2018 67.033.343.989.240 4.56%
2019 70.850.736.655.670 5.39%
2020 76.313.844.152.180 7.16%
2021 79.441.679.329.740 3.94%
2022 77.182.706.512.610 -2.93%
2023 0 0%
2023 67.298.150.711.521 100%
2024 69.095.155.408.088 2.6%

Samsung Fire & Marine Insurance Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
469170.83
Net Income per Share
45066.74
Price to Earning Ratio
7.27x
Price To Sales Ratio
0.71x
POCF Ratio
3.64
PFCF Ratio
3.77
Price to Book Ratio
0.83
EV to Sales
0.68
EV Over EBITDA
16.35
EV to Operating CashFlow
3.53
EV to FreeCashFlow
3.61
Earnings Yield
0.14
FreeCashFlow Yield
0.26
Market Cap
14.132,85 Bil.
Enterprise Value
13.506,73 Bil.
Graham Number
631372.84
Graham NetNet
-1580034.25

Income Statement Metrics

Net Income per Share
45066.74
Income Quality
2
ROE
0.12
Return On Assets
0.02
Return On Capital Employed
-0.08
Net Income per EBT
0.78
EBT Per Ebit
-0.36
Ebit per Revenue
-0.36
Effective Tax Rate
0.25

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.31
Operating Profit Margin
-0.36
Pretax Profit Margin
0.13
Net Profit Margin
0.1

Dividends

Dividend Yield
0.05
Dividend Yield %
4.89
Payout Ratio
0.36
Dividend Per Share
16000

Operating Metrics

Operating Cashflow per Share
89973.2
Free CashFlow per Share
88092.8
Capex to Operating CashFlow
0.02
Capex to Revenue
0
Capex to Depreciation
0.34
Return on Invested Capital
-0.33
Return on Tangible Assets
0.26
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
1880.4

Balance Sheet

Cash per Share
45.370,18
Book Value per Share
393.875,94
Tangible Book Value per Share
-1453806.71
Shareholders Equity per Share
393127.24
Interest Debt per Share
-20368.05
Debt to Equity
-0.07
Debt to Assets
-0.01
Net Debt to EBITDA
-0.76
Current Ratio
3.64
Tangible Asset Value
-61.800,62 Bil.
Net Current Asset Value
-64.475,58 Bil.
Invested Capital
82670958954433
Working Capital
3.349,38 Bil.
Intangibles to Total Assets
0.92
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
-0.08

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Samsung Fire & Marine Insurance Co., Ltd. Dividends
Year Dividends Growth
2006 1.505
2007 1.505 0%
2008 3.005 49.92%
2009 3.005 0%
2010 3.005 0%
2011 3.755 19.97%
2012 3.755 0%
2013 6.510 42.32%
2014 4.505 -44.51%
2015 5.155 12.61%
2016 6.105 15.56%
2017 10.005 38.98%
2018 11.505 13.04%
2019 8.505 -35.27%
2020 8.805 3.41%
2021 12.005 26.66%
2022 13.805 13.04%
2024 16.005 13.75%

Samsung Fire & Marine Insurance Co., Ltd. Profile

About Samsung Fire & Marine Insurance Co., Ltd.

Samsung Fire & Marine Insurance Co., Ltd., together with its subsidiaries, provides non-life insurance products and services in Korea and internationally. The company offers general insurance products and services, including house, building, and factory fire insurance products; hull, aircraft, and cargo insurance products; and engineering, casualty, liability insurance, etc., as well as injury and sickness products. It also provides long-term insurance products comprising driver, property, savings, and personal pension; auto insurance; and loan products, including apartment mortgage, insurance policy, and credit loans. Samsung Fire & Marine Insurance Co., Ltd. was founded in 1952 and is headquartered in Seoul, South Korea.

CEO
Mr. Wonhak Hong
Employee
5.329
Address
14 Seocho–daero 74–gil
Seoul,

Samsung Fire & Marine Insurance Co., Ltd. Executives & BODs

Samsung Fire & Marine Insurance Co., Ltd. Executives & BODs
# Name Age
1 Jeong-Cheol Kim
Executive Vice President and General Manager of Corporation Sales 3rd Department
70
2 Mr. Song Ho Baek
Head of Investment Business & Executive Director
70
3 Ki-Jae Sung
Senior Vice President
70
4 Mr. Yong-nam Kim
Executive Director & Head of Corporate Finance Business Division
70
5 Mr. Wonhak Hong
Chief Executive Officer & Director
70
6 Mr. Jun-Ha Kim
Executive Director, Chief Financial Officer & Head of First Planning Team
70
7 Jong Seong Lee
Internal Accounting Control Officer
70
8 Chang Joon
Head of Investor Relations
70
9 Yoon Mi Kang
Compliance Officer & Executive Director
70
10 Mr. Sang-Mook Lee
Senior Vice President
70

Samsung Fire & Marine Insurance Co., Ltd. Competitors