Asia Financial Holdings Limited Logo

Asia Financial Holdings Limited

0662.HK

(2.5)
Stock Price

3,85 HKD

4.95% ROA

6.81% ROE

5.01x PER

Market Cap.

3.665.133.900,00 HKD

0% DER

2.66% Yield

13.71% NPM

Asia Financial Holdings Limited Stock Analysis

Asia Financial Holdings Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Asia Financial Holdings Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.29x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

4 ROE

ROE in an average range (1.92%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (1.28%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

7 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (26), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

10 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

Asia Financial Holdings Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Asia Financial Holdings Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Asia Financial Holdings Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Asia Financial Holdings Limited Revenue
Year Revenue Growth
2002 963.998.000
2003 1.119.341.000 13.88%
2004 1.173.988.000 4.65%
2005 1.229.047.000 4.48%
2006 1.658.922.000 25.91%
2007 733.658.000 -126.12%
2008 455.160.000 -61.19%
2009 785.562.000 42.06%
2010 932.995.000 15.8%
2011 600.797.000 -55.29%
2012 1.125.753.000 46.63%
2013 1.155.693.000 2.59%
2014 1.174.757.000 1.62%
2015 1.114.737.000 -5.38%
2016 1.145.427.000 2.68%
2017 1.415.936.000 19.1%
2018 1.086.468.000 -30.32%
2019 1.390.684.000 21.88%
2019 1.390.230.000 -0.03%
2020 1.453.757.000 4.37%
2021 1.759.286.000 17.37%
2022 1.563.485.000 -12.52%
2023 2.867.064.000 45.47%
2024 7.326.364.000 60.87%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Asia Financial Holdings Limited Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Asia Financial Holdings Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 138.088.000 100%
2019 87.275.000 -58.22%
2020 117.647.000 25.82%
2021 103.368.000 -13.81%
2022 134.217.000 22.98%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Asia Financial Holdings Limited EBITDA
Year EBITDA Growth
2002 86.676.000
2003 255.269.000 66.05%
2004 325.986.000 21.69%
2005 235.144.000 -38.63%
2006 3.139.572.000 92.51%
2007 595.136.000 -427.54%
2008 -814.788.000 173.04%
2009 384.795.000 311.75%
2010 324.588.000 -18.55%
2011 -136.312.000 338.12%
2012 450.806.000 130.24%
2013 292.048.000 -54.36%
2014 412.540.000 29.21%
2015 226.340.000 -82.27%
2016 417.451.000 45.78%
2017 520.577.000 19.81%
2018 306.034.000 -70.1%
2019 450.084.000 32.01%
2019 446.062.000 -0.9%
2020 379.448.000 -17.56%
2021 717.396.000 47.11%
2022 245.750.000 -191.92%
2023 -61.121.000 502.07%
2024 297.456.000 120.55%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Asia Financial Holdings Limited Gross Profit
Year Gross Profit Growth
2002 963.998.000
2003 1.119.341.000 13.88%
2004 1.173.988.000 4.65%
2005 1.229.047.000 4.48%
2006 1.658.922.000 25.91%
2007 733.658.000 -126.12%
2008 455.160.000 -61.19%
2009 785.562.000 42.06%
2010 932.995.000 15.8%
2011 600.797.000 -55.29%
2012 1.125.753.000 46.63%
2013 1.155.693.000 2.59%
2014 1.174.757.000 1.62%
2015 1.114.737.000 -5.38%
2016 1.145.427.000 2.68%
2017 1.415.936.000 19.1%
2018 1.086.468.000 -30.32%
2019 1.390.684.000 21.88%
2019 1.390.230.000 -0.03%
2020 1.453.757.000 4.37%
2021 1.759.286.000 17.37%
2022 1.563.485.000 -12.52%
2023 2.823.766.000 44.63%
2024 7.326.364.000 61.46%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Asia Financial Holdings Limited Net Profit
Year Net Profit Growth
2002 43.725.000
2003 202.557.000 78.41%
2004 264.798.000 23.51%
2005 185.784.000 -42.53%
2006 3.093.610.000 93.99%
2007 520.584.000 -494.26%
2008 -771.348.000 167.49%
2009 330.320.000 333.52%
2010 268.819.000 -22.88%
2011 -137.516.000 295.48%
2012 403.796.000 134.06%
2013 270.731.000 -49.15%
2014 365.507.000 25.93%
2015 186.063.000 -96.44%
2016 367.271.000 49.34%
2017 468.187.000 21.55%
2018 255.889.000 -82.96%
2019 407.568.000 37.22%
2019 408.965.000 0.34%
2020 337.952.000 -21.01%
2021 677.618.000 50.13%
2022 199.911.000 -238.96%
2023 346.753.000 42.35%
2024 1.445.548.000 76.01%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Asia Financial Holdings Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 3 100%
2007 1 0%
2008 -1 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 1 0%
2022 0 0%
2023 0 0%
2024 2 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Asia Financial Holdings Limited Free Cashflow
Year Free Cashflow Growth
2002 -840.350.000
2003 -788.827.000 -6.53%
2004 -273.470.000 -188.45%
2005 1.136.063.000 124.07%
2006 80.506.000 -1311.15%
2007 58.460.000 -37.71%
2008 -79.269.000 173.75%
2009 -507.845.000 84.39%
2010 281.609.000 280.34%
2011 -78.981.000 456.55%
2012 369.015.000 121.4%
2013 137.260.000 -168.84%
2014 155.479.000 11.72%
2015 60.778.000 -155.81%
2016 626.646.000 90.3%
2017 -26.613.000 2454.66%
2018 365.636.000 107.28%
2019 608.748.000 39.94%
2019 152.187.000 -300%
2020 -30.653.000 596.48%
2021 -115.975.000 73.57%
2022 -1.122.754.000 89.67%
2023 647.479.000 273.4%
2024 329.108.000 -96.74%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Asia Financial Holdings Limited Operating Cashflow
Year Operating Cashflow Growth
2002 -828.021.000
2003 -776.269.000 -6.67%
2004 -255.784.000 -203.49%
2005 1.150.824.000 122.23%
2006 205.088.000 -461.14%
2007 81.476.000 -151.72%
2008 -72.228.000 212.8%
2009 -507.268.000 85.76%
2010 283.821.000 278.73%
2011 -78.342.000 462.28%
2012 372.272.000 121.04%
2013 153.530.000 -142.48%
2014 343.488.000 55.3%
2015 63.728.000 -438.99%
2016 653.626.000 90.25%
2017 -1.459.000 44899.59%
2018 382.320.000 100.38%
2019 614.418.000 37.78%
2019 153.604.500 -300%
2020 -17.325.000 986.61%
2021 -110.509.000 84.32%
2022 -1.112.981.000 90.07%
2023 662.408.000 268.02%
2024 334.638.000 -97.95%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Asia Financial Holdings Limited Capital Expenditure
Year Capital Expenditure Growth
2002 12.329.000
2003 12.558.000 1.82%
2004 17.686.000 28.99%
2005 14.761.000 -19.82%
2006 124.582.000 88.15%
2007 23.016.000 -441.28%
2008 7.041.000 -226.89%
2009 577.000 -1120.28%
2010 2.212.000 73.92%
2011 639.000 -246.17%
2012 3.257.000 80.38%
2013 16.270.000 79.98%
2014 188.009.000 91.35%
2015 2.950.000 -6273.19%
2016 26.980.000 89.07%
2017 25.154.000 -7.26%
2018 16.684.000 -50.77%
2019 5.670.000 -194.25%
2019 1.417.500 -300%
2020 13.328.000 89.36%
2021 5.466.000 -143.83%
2022 9.773.000 44.07%
2023 14.929.000 34.54%
2024 5.530.000 -169.96%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Asia Financial Holdings Limited Equity
Year Equity Growth
2002 2.138.251.000
2003 2.138.850.000 0.03%
2004 2.155.631.000 0.78%
2005 2.250.243.000 4.2%
2006 4.242.653.000 46.96%
2007 5.774.516.000 26.53%
2008 4.533.630.000 -27.37%
2009 5.082.076.000 10.79%
2010 5.546.283.000 8.37%
2011 5.397.593.000 -2.75%
2012 6.201.408.000 12.96%
2013 6.244.900.000 0.7%
2014 6.908.502.000 9.61%
2015 7.019.617.000 1.58%
2016 7.036.514.000 0.24%
2017 7.976.445.000 11.78%
2018 9.428.098.000 15.4%
2019 10.323.180.000 8.67%
2020 11.059.320.000 6.66%
2021 10.380.272.000 -6.54%
2022 10.492.766.000 1.07%
2023 10.979.962.000 4.44%
2023 10.748.846.000 -2.15%
2024 10.510.792.000 -2.26%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Asia Financial Holdings Limited Assets
Year Assets Growth
2002 2.140.091.000
2003 2.144.856.000 0.22%
2004 2.161.001.000 0.75%
2005 2.255.417.000 4.19%
2006 4.254.980.000 46.99%
2007 7.282.979.000 41.58%
2008 6.074.685.000 -19.89%
2009 6.606.534.000 8.05%
2010 7.325.260.000 9.81%
2011 7.411.645.000 1.17%
2012 8.621.164.000 14.03%
2013 9.245.573.000 6.75%
2014 9.961.152.000 7.18%
2015 10.164.022.000 2%
2016 10.259.709.000 0.93%
2017 11.982.746.000 14.38%
2018 13.546.785.000 11.55%
2019 14.857.973.000 8.82%
2020 15.916.026.000 6.65%
2021 15.393.609.000 -3.39%
2022 15.640.828.000 1.58%
2023 14.708.954.000 -6.34%
2023 13.778.975.000 -6.75%
2024 14.791.443.000 6.84%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Asia Financial Holdings Limited Liabilities
Year Liabilities Growth
2002 1.840.000
2003 6.006.000 69.36%
2004 5.370.000 -11.84%
2005 5.174.000 -3.79%
2006 12.327.000 58.03%
2007 1.491.249.000 99.17%
2008 1.525.572.000 2.25%
2009 1.506.522.000 -1.26%
2010 1.762.614.000 14.53%
2011 1.999.603.000 11.85%
2012 2.397.980.000 16.61%
2013 2.970.153.000 19.26%
2014 3.014.259.000 1.46%
2015 3.104.093.000 2.89%
2016 3.180.105.000 2.39%
2017 3.960.612.000 19.71%
2018 4.118.687.000 3.84%
2019 4.534.793.000 9.18%
2020 4.856.706.000 6.63%
2021 5.013.337.000 3.12%
2022 5.148.062.000 2.62%
2023 255.070.000 -1918.29%
2023 3.030.129.000 91.58%
2024 4.280.651.000 29.21%

Asia Financial Holdings Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
5.75
Net Income per Share
0.79
Price to Earning Ratio
5.01x
Price To Sales Ratio
0.69x
POCF Ratio
4.59
PFCF Ratio
4.74
Price to Book Ratio
0.35
EV to Sales
0.44
EV Over EBITDA
108.78
EV to Operating CashFlow
2.93
EV to FreeCashFlow
3.02
Earnings Yield
0.2
FreeCashFlow Yield
0.21
Market Cap
3,67 Bil.
Enterprise Value
2,34 Bil.
Graham Number
14.16
Graham NetNet
-1.26

Income Statement Metrics

Net Income per Share
0.79
Income Quality
1.09
ROE
0.07
Return On Assets
0.05
Return On Capital Employed
0.03
Net Income per EBT
0.85
EBT Per Ebit
2.26
Ebit per Revenue
0.07
Effective Tax Rate
0.18

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.07
Pretax Profit Margin
0.16
Net Profit Margin
0.14

Dividends

Dividend Yield
0.03
Dividend Yield %
2.66
Payout Ratio
0.18
Dividend Per Share
0.11

Operating Metrics

Operating Cashflow per Share
0.86
Free CashFlow per Share
0.83
Capex to Operating CashFlow
0.03
Capex to Revenue
0
Capex to Depreciation
0.9
Return on Invested Capital
0.03
Return on Tangible Assets
0.05
Days Sales Outstanding
0
Days Payables Outstanding
255227.54
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.03

Balance Sheet

Cash per Share
3,35
Book Value per Share
11,32
Tangible Book Value per Share
11.32
Shareholders Equity per Share
11.32
Interest Debt per Share
0
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
-61.71
Current Ratio
65.08
Tangible Asset Value
10,51 Bil.
Net Current Asset Value
0,25 Bil.
Invested Capital
4640601000
Working Capital
4,46 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
1,69 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Asia Financial Holdings Limited Dividends
Year Dividends Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 1 100%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Asia Financial Holdings Limited Profile

About Asia Financial Holdings Limited

Asia Financial Holdings Limited underwrites general and life insurance in Hong Kong, Macau, and Mainland China. It operates through in segments, Insurance and Corporate. The company is involved in securities trading, holding, and other businesses; and provision of mortgage loan financing, nominee, and health care services. It also engages in the property investment activities. The company was incorporated in 1991 and is headquartered in Central, Hong Kong. Asia Financial Holdings Limited is a subsidiary of Claremont Capital Holdings Ltd.

CEO
Hon. Charnwut Chan B.A., GBS,
Employee
363
Address
Worldwide House
Central,

Asia Financial Holdings Limited Executives & BODs

Asia Financial Holdings Limited Executives & BODs
# Name Age
1 Mr. Chiu Cheung Ma
Advisor
70
2 Mr. Stephen Tan B.A., M.B.A.
Executive Director
70
3 Ms. Chui Ping Ho
Executive Vice President, Chief Financial Officer and Head of HR & Administration
70
4 Hon. Charnwut Chan B.A., GBS, J.P.
Executive Chairman & President
70
5 Ms. Yuet Wah Chiang
Company Secretary
70
6 Mr. Kok Ho Wong
Executive Director
70

Asia Financial Holdings Limited Competitors