Hana Financial Group Inc. Logo

Hana Financial Group Inc.

086790.KS

(3.8)
Stock Price

59.100,00 KRW

0.55% ROA

9.35% ROE

5.09x PER

Market Cap.

17.028.237.786.600,00 KRW

298.01% DER

5.55% Yield

6.69% NPM

Hana Financial Group Inc. Stock Analysis

Hana Financial Group Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Hana Financial Group Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.33x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Net Profit Growth

This company has consistently achieved strong net profit growth over the past five years, demonstrating a solid financial performance and making it an appealing investment option.

4 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

5 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

6 ROE

ROE in an average range (10.38%) suggests satisfactory profitability and decent utilization of shareholders' equity.

7 ROA

The stock's ROA (0.65%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

8 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

9 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

10 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (121.347), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

Hana Financial Group Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Hana Financial Group Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Hana Financial Group Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Hana Financial Group Inc. Revenue
Year Revenue Growth
2007 4.803.611.000.000
2008 3.482.755.000.000 -37.93%
2009 4.772.324.000.000 27.02%
2010 5.066.386.000.000 5.8%
2011 4.256.611.000.000 -19.02%
2012 6.646.127.000.000 35.95%
2013 5.876.332.000.000 -13.1%
2014 5.996.628.000.000 2.01%
2015 6.519.356.000.000 8.02%
2016 7.451.809.000.000 12.51%
2017 8.513.431.000.000 12.47%
2018 8.140.997.000.000 -4.57%
2019 9.415.797.000.000 13.54%
2020 10.152.080.000.000 7.25%
2021 10.863.041.000.000 6.54%
2022 12.102.401.000.000 10.24%
2023 0 0%
2023 28.230.098.000.000 100%
2024 78.842.796.000.000 64.19%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Hana Financial Group Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2007 0
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Hana Financial Group Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2007 207.004.000.000
2008 227.552.000.000 9.03%
2009 222.956.000.000 -2.06%
2010 229.871.000.000 3.01%
2011 279.272.000.000 17.69%
2012 427.564.000.000 34.68%
2013 307.106.000.000 -39.22%
2014 396.287.000.000 22.5%
2015 605.877.000.000 34.59%
2016 115.272.000.000 -425.61%
2017 277.154.000.000 58.41%
2018 283.460.000.000 2.22%
2019 301.240.000.000 5.9%
2020 239.087.000.000 -26%
2021 229.501.000.000 -4.18%
2022 240.956.000.000 4.75%
2023 0 0%
2023 254.410.000.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Hana Financial Group Inc. EBITDA
Year EBITDA Growth
2007 6.231.743.000.000
2008 6.545.875.000.000 4.8%
2009 5.499.671.000.000 -19.02%
2010 5.910.421.000.000 6.95%
2011 6.565.456.000.000 9.98%
2012 9.214.293.000.000 28.75%
2013 7.819.673.000.000 -17.83%
2014 7.284.576.000.000 -7.35%
2015 6.170.341.000.000 -18.06%
2016 5.979.771.000.000 -3.19%
2017 7.095.703.000.000 15.73%
2018 8.403.473.000.000 15.56%
2019 4.115.515.000.000 -104.19%
2020 4.442.398.000.000 7.36%
2021 5.618.198.000.000 20.93%
2022 12.764.141.000.000 55.98%
2023 4.942.900.000.000 -158.23%
2023 1.164.465.000.000 -324.48%
2024 667.776.000.000 -74.38%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Hana Financial Group Inc. Gross Profit
Year Gross Profit Growth
2007 4.803.611.000.000
2008 3.482.755.000.000 -37.93%
2009 4.772.324.000.000 27.02%
2010 5.066.386.000.000 5.8%
2011 4.256.611.000.000 -19.02%
2012 6.646.127.000.000 35.95%
2013 5.876.332.000.000 -13.1%
2014 5.996.628.000.000 2.01%
2015 6.519.356.000.000 8.02%
2016 7.451.809.000.000 12.51%
2017 8.513.431.000.000 12.47%
2018 8.140.997.000.000 -4.57%
2019 9.415.797.000.000 13.54%
2020 10.152.080.000.000 7.25%
2021 10.863.041.000.000 6.54%
2022 12.102.401.000.000 10.24%
2023 0 0%
2023 69.702.001.000.000 100%
2024 78.842.796.000.000 11.59%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Hana Financial Group Inc. Net Profit
Year Net Profit Growth
2007 1.315.178.000.000
2008 483.667.000.000 -171.92%
2009 296.433.000.000 -63.16%
2010 1.000.198.000.000 70.36%
2011 1.303.121.000.000 23.25%
2012 1.707.793.000.000 23.7%
2013 992.968.000.000 -71.99%
2014 979.789.000.000 -1.35%
2015 954.281.000.000 -2.67%
2016 1.330.477.000.000 28.28%
2017 2.036.839.000.000 34.68%
2018 2.233.325.000.000 8.8%
2019 2.391.584.000.000 6.62%
2020 2.637.242.000.000 9.31%
2021 3.526.068.000.000 25.21%
2022 3.570.607.000.000 1.25%
2023 3.828.164.000.000 6.73%
2023 3.421.712.000.000 -11.88%
2024 4.138.868.000.000 17.33%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Hana Financial Group Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2007 6.171
2008 2.301 -168.19%
2009 1.466 -56.96%
2010 4.756 69.18%
2011 5.097 6.69%
2012 6.648 23.33%
2013 3.399 -95.59%
2014 3.177 -6.99%
2015 3.001 -5.86%
2016 4.421 32.12%
2017 6.817 35.15%
2018 7.360 7.38%
2019 7.898 6.8%
2020 8.858 10.84%
2021 11.818 25.06%
2022 11.864 0.39%
2023 13.291 10.74%
2023 11.380 -16.79%
2024 14.520 21.63%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Hana Financial Group Inc. Free Cashflow
Year Free Cashflow Growth
2007 -3.471.535.000.000
2008 -20.052.923.000.000 82.69%
2009 1.035.974.000.000 2035.66%
2010 -5.576.355.000.000 118.58%
2011 -6.528.428.000.000 14.58%
2012 5.292.363.000.000 223.36%
2013 6.545.330.000.000 19.14%
2014 4.634.828.000.000 -41.22%
2015 1.898.610.000.000 -144.12%
2016 2.676.272.000.000 29.06%
2017 5.155.468.000.000 48.09%
2018 -6.074.445.000.000 184.87%
2019 5.820.302.000.000 204.37%
2020 -8.313.971.000.000 170.01%
2021 -669.066.000.000 -1142.62%
2022 22.295.878.000.000 103%
2023 -3.014.862.000.000 839.53%
2023 -3.639.578.000.000 17.16%
2024 3.375.216.000.000 207.83%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Hana Financial Group Inc. Operating Cashflow
Year Operating Cashflow Growth
2007 -2.992.490.000.000
2008 -19.627.577.000.000 84.75%
2009 1.367.785.000.000 1534.99%
2010 -5.354.556.000.000 125.54%
2011 -6.382.434.000.000 16.1%
2012 5.608.581.000.000 213.8%
2013 6.804.135.000.000 17.57%
2014 5.056.570.000.000 -34.56%
2015 2.525.496.000.000 -100.22%
2016 3.435.382.000.000 26.49%
2017 6.011.925.000.000 42.86%
2018 -5.431.734.000.000 210.68%
2019 6.529.925.000.000 183.18%
2020 -7.716.525.000.000 184.62%
2021 696.230.000.000 1208.33%
2022 25.063.802.000.000 97.22%
2023 -600.582.000.000 4273.25%
2023 -3.099.252.000.000 80.62%
2024 4.084.552.000.000 175.88%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Hana Financial Group Inc. Capital Expenditure
Year Capital Expenditure Growth
2007 479.045.000.000
2008 425.346.000.000 -12.62%
2009 331.811.000.000 -28.19%
2010 221.799.000.000 -49.6%
2011 145.994.000.000 -51.92%
2012 316.218.000.000 53.83%
2013 258.805.000.000 -22.18%
2014 421.742.000.000 38.63%
2015 626.886.000.000 32.72%
2016 759.110.000.000 17.42%
2017 856.457.000.000 11.37%
2018 642.711.000.000 -33.26%
2019 709.623.000.000 9.43%
2020 597.446.000.000 -18.78%
2021 1.365.296.000.000 56.24%
2022 2.767.924.000.000 50.67%
2023 2.414.280.000.000 -14.65%
2023 540.326.000.000 -346.82%
2024 709.336.000.000 23.83%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Hana Financial Group Inc. Equity
Year Equity Growth
2007 9.569.446.000.000
2008 9.300.239.000.000 -2.89%
2009 9.891.903.000.000 5.98%
2010 11.370.910.000.000 13.01%
2011 14.820.938.000.000 23.28%
2012 20.374.229.000.000 27.26%
2013 20.889.625.000.000 2.47%
2014 21.893.642.000.000 4.59%
2015 22.971.744.000.000 4.69%
2016 23.390.038.000.000 1.79%
2017 24.827.944.000.000 5.79%
2018 27.108.460.000.000 8.41%
2019 28.984.773.000.000 6.47%
2020 31.600.288.000.000 8.28%
2021 35.499.340.000.000 10.98%
2022 37.418.889.000.000 5.13%
2023 40.407.005.000.000 7.4%
2023 36.575.669.000.000 -10.48%
2024 37.921.364.000.000 3.55%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Hana Financial Group Inc. Assets
Year Assets Growth
2007 126.248.660.000.000
2008 157.839.087.000.000 20.01%
2009 150.318.834.000.000 -5%
2010 158.497.197.000.000 5.16%
2011 178.228.882.000.000 11.07%
2012 283.722.235.000.000 37.18%
2013 295.188.639.000.000 3.88%
2014 315.548.246.000.000 6.45%
2015 326.912.708.000.000 3.48%
2016 348.177.491.000.000 6.11%
2017 359.992.234.000.000 3.28%
2018 385.008.620.000.000 6.5%
2019 421.506.147.000.000 8.66%
2020 460.313.302.000.000 8.43%
2021 502.445.270.000.000 8.39%
2022 568.873.199.000.000 11.68%
2023 601.799.439.000.000 5.47%
2023 591.925.995.000.000 -1.67%
2024 627.798.127.000.000 5.71%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Hana Financial Group Inc. Liabilities
Year Liabilities Growth
2007 116.679.214.000.000
2008 148.538.848.000.000 21.45%
2009 140.426.931.000.000 -5.78%
2010 147.126.287.000.000 4.55%
2011 163.407.944.000.000 9.96%
2012 263.348.006.000.000 37.95%
2013 274.299.014.000.000 3.99%
2014 293.654.604.000.000 6.59%
2015 303.940.964.000.000 3.38%
2016 324.787.453.000.000 6.42%
2017 335.164.290.000.000 3.1%
2018 357.900.160.000.000 6.35%
2019 66.331.698.000.000 -439.56%
2020 74.392.998.000.000 10.84%
2021 83.302.435.000.000 10.7%
2022 531.454.310.000.000 84.33%
2023 0 0%
2023 555.350.326.000.000 100%
2024 589.876.763.000.000 5.85%

Hana Financial Group Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
180111.52
Net Income per Share
12046.47
Price to Earning Ratio
5.09x
Price To Sales Ratio
0.33x
POCF Ratio
2.32
PFCF Ratio
3.31
Price to Book Ratio
0.48
EV to Sales
3.07
EV Over EBITDA
93.64
EV to Operating CashFlow
20.93
EV to FreeCashFlow
30.9
Earnings Yield
0.2
FreeCashFlow Yield
0.3
Market Cap
17.028,24 Bil.
Enterprise Value
159.132,75 Bil.
Graham Number
186789.49
Graham NetNet
-2155550.97

Income Statement Metrics

Net Income per Share
12046.47
Income Quality
2.91
ROE
0.09
Return On Assets
0.01
Return On Capital Employed
0.13
Net Income per EBT
0.74
EBT Per Ebit
0.08
Ebit per Revenue
1.11
Effective Tax Rate
0.26

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.15
Operating Profit Margin
1.11
Pretax Profit Margin
0.09
Net Profit Margin
0.07

Dividends

Dividend Yield
0.06
Dividend Yield %
5.55
Payout Ratio
0.29
Dividend Per Share
3400

Operating Metrics

Operating Cashflow per Share
26400.35
Free CashFlow per Share
17878.65
Capex to Operating CashFlow
0.32
Capex to Revenue
0.05
Capex to Depreciation
3.05
Return on Invested Capital
0.29
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
-1619.19
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
-0.23
Inventory Turnover
0
Capex per Share
8521.7

Balance Sheet

Cash per Share
-107.485,79
Book Value per Share
131.663,81
Tangible Book Value per Share
131188.12
Shareholders Equity per Share
128724.91
Interest Debt per Share
413073.32
Debt to Equity
2.98
Debt to Assets
0.18
Net Debt to EBITDA
83.62
Current Ratio
0.44
Tangible Asset Value
37.784,36 Bil.
Net Current Asset Value
-511.477,27 Bil.
Invested Capital
-91275160000000
Working Capital
-98.605,73 Bil.
Intangibles to Total Assets
0
Average Receivables
11.596,32 Bil.
Average Payables
34.018,74 Bil.
Average Inventory
6696987000000
Debt to Market Cap
6.49

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Hana Financial Group Inc. Dividends
Year Dividends Growth
2006 900
2007 1.300 30.77%
2008 200 -550%
2009 400 50%
2010 700 42.86%
2011 600 -16.67%
2012 450 -33.33%
2013 400 -12.5%
2014 600 33.33%
2015 650 7.69%
2016 1.050 38.1%
2017 1.550 32.26%
2018 1.900 18.42%
2019 2.100 9.52%
2020 1.850 -13.51%
2021 3.100 40.32%
2022 3.350 7.46%
2023 1.800 -86.11%
2024 3.400 47.06%

Hana Financial Group Inc. Profile

About Hana Financial Group Inc.

Hana Financial Group Inc., through its subsidiaries, provides financial services in South Korea. The company engages in the commercial and trust banking, foreign exchange, and merchant banking; investment trading, brokerage, advisory, investment, and finance arrangement and security investment trust services; and leasing, installment financing, and corporate and consumer loan businesses. It also provides real estate investment trust, life and non-life insurance, bancassurance, asset management and investment advisory, investment management, and loan products and services; property and liability insurance, reinsurance, and insurance payments; trust services for securities companies; and accounting and trust services for banks, pension funds, and other companies, as well as investments to venture firms and start-up companies. In addition, it offers mutual savings banking, transfer agent, private equity fund, investment consulting, real estate management, merger and acquisition transaction, and asset securitization services, as well as engages in the meat wholesale and seafood processing businesses. Further, the company develops and maintains software for the financial service industry. It also operates in Hong Kong, Singapore, the United States, Japan, China, Indonesia, the United Kingdom, Canada, and internationally. Hana Financial Group Inc. was founded in 1971 and is based in Seoul, South Korea.

CEO
Mr. Young-Joo Ham
Employee
103
Address
66, Eulji-ro
Seoul, 04538

Hana Financial Group Inc. Executives & BODs

Hana Financial Group Inc. Executives & BODs
# Name Age
1 Jongmoo Park
Internal Accounting Manager, Executive Vice President & Chief Financial Officer
70
2 Mr. G.H. Park
Head of IR Team
70
3 Mr. Young-Joo Ham
Chief Executive Officer, President, Vice Chairman of ESG, Head of Sports Business Division & Executive Director
70
4 Mr. Byung-Joon Park
Deputy President & Chief Operating Officer
70
5 Mr. Yeong-Keun Ann
Senior Executive Vice President & CPRO
70
6 Mee Sook Kim
Deputy President & Chief Human Resource Officer
70
7 Mr. Tae-Gyun Kwon
Chief Executive Officer of -K Non-Life Insurance
70
8 Mr. Ji-Whoan Park
Senior EVice President & Head of Investment Banking Unit
70
9 Mr. Gil-Joo Kwon
Chief Information Officer, CCO, Head of Management Supporting Office & Deputy President
70
10 Guang-il Choi
Executive Vice President & Chief Compliance Officer
70

Hana Financial Group Inc. Competitors