China Construction Bank Corporation Logo

China Construction Bank Corporation

0939.HK

(3.5)
Stock Price

5,56 HKD

0.88% ROA

11.25% ROE

3.16x PER

Market Cap.

1.041.539.409.346,80 HKD

69.29% DER

10.13% Yield

42.62% NPM

China Construction Bank Corporation Stock Analysis

China Construction Bank Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

China Construction Bank Corporation Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.36x), the stock offers substantial upside potential at a bargain price.

2 Net Profit Growth

This company's net profit has consistently grown over the last five years, indicating a strong financial performance and making it an attractive investment opportunity.

3 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

5 ROE

The stock's ROE falls within an average range (11.52%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (0.88%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 DER

The stock has a reasonable amount of debt compared to its ownership (72%), suggesting a balanced financial position and a moderate level of risk.

8 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

9 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

10 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (11), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

China Construction Bank Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

China Construction Bank Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

China Construction Bank Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

China Construction Bank Corporation Revenue
Year Revenue Growth
2001 105.890.000.000
2002 109.026.000.000 2.88%
2003 130.983.000.000 16.76%
2004 112.579.000.000 -16.35%
2005 127.268.000.000 11.54%
2006 150.212.000.000 15.27%
2007 219.438.000.000 31.55%
2008 267.491.000.000 17.96%
2009 267.167.000.000 -0.12%
2010 323.455.000.000 17.4%
2011 397.066.000.000 18.54%
2012 460.718.000.000 13.82%
2013 508.548.000.000 9.41%
2014 570.225.000.000 10.82%
2015 604.922.000.000 5.74%
2016 605.021.000.000 0.02%
2017 621.498.000.000 2.65%
2018 658.751.000.000 5.66%
2019 705.380.000.000 6.61%
2020 754.963.000.000 6.57%
2021 822.643.000.000 8.23%
2022 821.279.000.000 -0.17%
2023 751.164.000.000 -9.33%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

China Construction Bank Corporation Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

China Construction Bank Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 31.549.000.000
2002 34.890.000.000 9.58%
2003 38.417.000.000 9.18%
2004 45.218.000.000 15.04%
2005 49.999.000.000 9.56%
2006 57.076.000.000 12.4%
2007 78.825.000.000 27.59%
2008 82.162.000.000 4.06%
2009 87.900.000.000 6.53%
2010 101.793.000.000 13.65%
2011 118.294.000.000 13.95%
2012 134.566.000.000 12.09%
2013 148.692.000.000 9.5%
2014 159.825.000.000 6.97%
2015 157.380.000.000 -1.55%
2016 152.820.000.000 -2.98%
2017 159.118.000.000 3.96%
2018 167.208.000.000 4.84%
2019 179.531.000.000 6.86%
2020 179.308.000.000 -0.12%
2021 209.864.000.000 14.56%
2022 213.219.000.000 1.57%
2023 192.524.000.000 -10.75%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

China Construction Bank Corporation EBITDA
Year EBITDA Growth
2001 49.128.000.000
2002 42.457.000.000 -15.71%
2003 42.883.000.000 0.99%
2004 105.441.000.000 59.33%
2005 119.107.000.000 11.47%
2006 147.535.000.000 19.27%
2007 199.998.000.000 26.23%
2008 260.629.000.000 23.26%
2009 277.099.000.000 5.94%
2010 313.079.000.000 11.49%
2011 396.601.000.000 21.06%
2012 514.944.000.000 22.98%
2013 551.466.000.000 6.62%
2014 618.208.000.000 10.8%
2015 610.563.000.000 -1.25%
2016 573.119.000.000 -6.53%
2017 596.134.000.000 3.86%
2018 631.937.000.000 5.67%
2019 324.108.000.000 -94.98%
2020 334.087.000.000 2.99%
2021 376.997.000.000 11.38%
2022 909.548.000.000 58.55%
2023 413.604.000.000 -119.91%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

China Construction Bank Corporation Gross Profit
Year Gross Profit Growth
2001 105.890.000.000
2002 109.026.000.000 2.88%
2003 130.983.000.000 16.76%
2004 112.579.000.000 -16.35%
2005 127.268.000.000 11.54%
2006 150.212.000.000 15.27%
2007 219.438.000.000 31.55%
2008 267.491.000.000 17.96%
2009 267.167.000.000 -0.12%
2010 323.455.000.000 17.4%
2011 397.066.000.000 18.54%
2012 460.718.000.000 13.82%
2013 508.548.000.000 9.41%
2014 570.225.000.000 10.82%
2015 604.922.000.000 5.74%
2016 605.021.000.000 0.02%
2017 621.498.000.000 2.65%
2018 658.751.000.000 5.66%
2019 705.380.000.000 6.61%
2020 754.963.000.000 6.57%
2021 822.643.000.000 8.23%
2022 821.279.000.000 -0.17%
2023 751.164.000.000 -9.33%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

China Construction Bank Corporation Net Profit
Year Net Profit Growth
2001 5.167.000.000
2002 4.304.000.000 -20.05%
2003 411.000.000 -947.2%
2004 49.042.000.000 99.16%
2005 47.103.000.000 -4.12%
2006 46.322.000.000 -1.69%
2007 69.053.000.000 32.92%
2008 92.599.000.000 25.43%
2009 106.756.000.000 13.26%
2010 134.844.000.000 20.83%
2011 169.258.000.000 20.33%
2012 193.179.000.000 12.38%
2013 214.657.000.000 10.01%
2014 227.830.000.000 5.78%
2015 228.145.000.000 0.14%
2016 231.460.000.000 1.43%
2017 242.264.000.000 4.46%
2018 254.655.000.000 4.87%
2019 266.733.000.000 4.53%
2020 271.050.000.000 1.59%
2021 302.513.000.000 10.4%
2022 323.861.000.000 6.59%
2023 352.440.000.000 8.11%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

China Construction Bank Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 1 100%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 100%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

China Construction Bank Corporation Free Cashflow
Year Free Cashflow Growth
2004 111.068.000.000
2005 294.452.000.000 62.28%
2006 402.741.000.000 26.89%
2007 281.389.000.000 -43.13%
2008 162.947.000.000 -72.69%
2009 401.534.000.000 59.42%
2010 238.909.000.000 -68.07%
2011 101.702.000.000 -134.91%
2012 333.874.000.000 69.54%
2013 7.523.000.000 -4338.04%
2014 281.461.000.000 97.33%
2015 604.905.000.000 53.47%
2016 854.790.000.000 29.23%
2017 56.827.000.000 -1404.2%
2018 595.048.000.000 90.45%
2019 558.053.000.000 -6.63%
2020 554.942.000.000 -0.56%
2021 415.483.000.000 -33.57%
2022 954.668.000.000 56.48%
2023 -344.018.000.000 377.51%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

China Construction Bank Corporation Operating Cashflow
Year Operating Cashflow Growth
2004 118.167.000.000
2005 303.444.000.000 61.06%
2006 412.759.000.000 26.48%
2007 294.314.000.000 -40.24%
2008 180.646.000.000 -62.92%
2009 423.579.000.000 57.35%
2010 259.361.000.000 -63.32%
2011 125.014.000.000 -107.47%
2012 368.813.000.000 66.1%
2013 45.929.000.000 -703.01%
2014 316.951.000.000 85.51%
2015 633.494.000.000 49.97%
2016 882.532.000.000 28.22%
2017 79.090.000.000 -1015.86%
2018 615.831.000.000 87.16%
2019 581.287.000.000 -5.94%
2020 580.685.000.000 -0.1%
2021 436.718.000.000 -32.97%
2022 978.419.000.000 55.36%
2023 -337.409.000.000 389.98%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

China Construction Bank Corporation Capital Expenditure
Year Capital Expenditure Growth
2004 7.099.000.000
2005 8.992.000.000 21.05%
2006 10.018.000.000 10.24%
2007 12.925.000.000 22.49%
2008 17.699.000.000 26.97%
2009 22.045.000.000 19.71%
2010 20.452.000.000 -7.79%
2011 23.312.000.000 12.27%
2012 34.939.000.000 33.28%
2013 38.406.000.000 9.03%
2014 35.490.000.000 -8.22%
2015 28.589.000.000 -24.14%
2016 27.742.000.000 -3.05%
2017 22.263.000.000 -24.61%
2018 20.783.000.000 -7.12%
2019 23.234.000.000 10.55%
2020 25.743.000.000 9.75%
2021 21.235.000.000 -21.23%
2022 23.751.000.000 10.59%
2023 6.609.000.000 -259.37%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

China Construction Bank Corporation Equity
Year Equity Growth
2001 107.567.000.000
2002 107.236.000.000 -0.31%
2003 186.280.000.000 42.43%
2004 195.516.000.000 4.72%
2005 287.579.000.000 32.01%
2006 330.109.000.000 12.88%
2007 420.977.000.000 21.59%
2008 465.966.000.000 9.65%
2009 555.475.000.000 16.11%
2010 696.792.000.000 20.28%
2011 811.141.000.000 14.1%
2012 941.732.000.000 13.87%
2013 1.065.951.000.000 11.65%
2014 1.242.179.000.000 14.19%
2015 1.434.020.000.000 13.38%
2016 1.576.500.000.000 9.04%
2017 1.779.760.000.000 11.42%
2018 1.991.594.000.000 10.64%
2019 2.235.127.000.000 10.9%
2020 2.389.353.000.000 6.45%
2021 2.614.122.000.000 8.6%
2022 2.878.760.000.000 9.19%
2023 3.097.122.000.000 7.05%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

China Construction Bank Corporation Assets
Year Assets Growth
2001 2.752.372.000.000
2002 3.083.195.000.000 10.73%
2003 3.554.279.000.000 13.25%
2004 3.909.920.000.000 9.1%
2005 4.585.742.000.000 14.74%
2006 5.448.511.000.000 15.83%
2007 6.598.177.000.000 17.42%
2008 7.555.452.000.000 12.67%
2009 9.623.355.000.000 21.49%
2010 10.810.317.000.000 10.98%
2011 12.281.834.000.000 11.98%
2012 13.972.828.000.000 12.1%
2013 15.363.210.000.000 9.05%
2014 16.744.130.000.000 8.25%
2015 18.349.489.000.000 8.75%
2016 20.963.705.000.000 12.47%
2017 22.124.383.000.000 5.25%
2018 23.222.693.000.000 4.73%
2019 25.436.261.000.000 8.7%
2020 28.132.254.000.000 9.58%
2021 30.253.979.000.000 7.01%
2022 34.601.917.000.000 12.57%
2023 37.845.287.000.000 8.57%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

China Construction Bank Corporation Liabilities
Year Liabilities Growth
2001 2.644.805.000.000
2002 2.975.959.000.000 11.13%
2003 3.367.999.000.000 11.64%
2004 3.714.369.000.000 9.33%
2005 4.298.065.000.000 13.58%
2006 5.118.307.000.000 16.03%
2007 6.175.896.000.000 17.12%
2008 7.087.890.000.000 12.87%
2009 9.064.335.000.000 21.8%
2010 10.109.412.000.000 10.34%
2011 11.465.173.000.000 11.83%
2012 13.023.219.000.000 11.96%
2013 14.288.881.000.000 8.86%
2014 15.491.767.000.000 7.76%
2015 16.904.406.000.000 8.36%
2016 19.374.051.000.000 12.75%
2017 20.328.556.000.000 4.7%
2018 21.231.099.000.000 4.25%
2019 1.598.128.000.000 -1228.5%
2020 1.289.835.000.000 -23.9%
2021 1.622.652.000.000 20.51%
2022 1.998.598.000.000 18.81%
2023 2.131.509.000.000 6.24%

China Construction Bank Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.09
Net Income per Share
1.32
Price to Earning Ratio
3.16x
Price To Sales Ratio
1.34x
POCF Ratio
1.66
PFCF Ratio
1.72
Price to Book Ratio
0.34
EV to Sales
-0.78
EV Over EBITDA
-0.89
EV to Operating CashFlow
-0.96
EV to FreeCashFlow
-1
Earnings Yield
0.32
FreeCashFlow Yield
0.58
Market Cap
1.041,54 Bil.
Enterprise Value
-605,76 Bil.
Graham Number
19.04
Graham NetNet
6.54

Income Statement Metrics

Net Income per Share
1.32
Income Quality
1.9
ROE
0.11
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.85
EBT Per Ebit
0.57
Ebit per Revenue
0.87
Effective Tax Rate
0.15

Margins

Sales, General, & Administrative to Revenue
0.28
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.87
Pretax Profit Margin
0.5
Net Profit Margin
0.43

Dividends

Dividend Yield
0.1
Dividend Yield %
10.13
Payout Ratio
0.39
Dividend Per Share
0.42

Operating Metrics

Operating Cashflow per Share
2.51
Free CashFlow per Share
2.41
Capex to Operating CashFlow
-0.04
Capex to Revenue
-0.03
Capex to Depreciation
0
Return on Invested Capital
0.11
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.1

Balance Sheet

Cash per Share
15,01
Book Value per Share
12,22
Tangible Book Value per Share
141.83
Shareholders Equity per Share
12.22
Interest Debt per Share
10.89
Debt to Equity
0.69
Debt to Assets
0.06
Net Debt to EBITDA
-2.42
Current Ratio
0
Tangible Asset Value
35.705,54 Bil.
Net Current Asset Value
1.647,30 Bil.
Invested Capital
0.69
Working Capital
3.778,81 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
2.05

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

China Construction Bank Corporation Dividends
Year Dividends Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

China Construction Bank Corporation Profile

About China Construction Bank Corporation

China Construction Bank Corporation provides various banking and related financial services to individuals and corporate customers in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, Treasury Business, and Others segments. The company accepts various deposits, such as foreign currency, all in one accounts, RMB, corporate term and notification, and corporate demand deposits, as well corporate deposits by agreement. Its loan products include personal business, car, and housing loans; and SME, traditional credit, commercial draft, buyer credit, and RMB credit line loans. The company also offers credit cards; physical gold for personal investment and personal gold accounts; foreign exchange services; certificate treasury and savings bonds, securities deposit accounts, and securities services, as well as bank-securities transfer and book-entry treasury bond over the counter services; and wealth management products. In addition, it provides collection, salaries payment, third-party collection and payment, insurance agency, and remittance services; international settlement and financing, and FI services; securities and fund settlement services; guarantee-based, consulting and advising, and factoring services; fund custody services; and e-banking services. Further, the company offers institutional services comprising services for government agencies, social security, banks cooperation, bank-securities cooperation, bank-insurance cooperation, and services for non-banking financial institutions. It operates 14,741 banking outlets. China Construction Bank Corporation was founded in 1954 and is headquartered in Beijing, the People's Republic of China.

CEO
Mr. Guoli Tian
Employee
376.682
Address
No. 25, Financial Street
Beijing, 100033

China Construction Bank Corporation Executives & BODs

China Construction Bank Corporation Executives & BODs
# Name Age
1 Mr. Changmiao Hu
Secretary to the Board
70
2 Mr. Bing Wang
Executive Vice President
70
3 Mr. Guoli Tian
Executive Chairman of the Board
70
4 Weiyun Gong
Head of Switzerland
70
5 Mr. Walter Brandstaetter
Chief Operating Officer of Zurich Branch
70
6 Mr. Panshi Jin
Chief Information Officer
70
7 Mr. Yun Li
Executive Vice President
70
8 Mr. Jinliang Zhang
President & Vice Chairman of the Board
70
9 Mr. Zhihong Ji
Executive Vice President & Executive Director
70
10 Mr. Liurong Sheng
Chief Financial Officer
70

China Construction Bank Corporation Competitors