Guidewire Software, Inc. Logo

Guidewire Software, Inc.

0J1G.L

(0.0)
Stock Price

192,49 USD

-0.33% ROA

-0.48% ROE

-2479.4x PER

Market Cap.

15.164.680.635,00 USD

32.29% DER

0% Yield

-0.62% NPM

Guidewire Software, Inc. Stock Analysis

Guidewire Software, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Guidewire Software, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

Unidentified ROE

2 ROA

Unidentified ROA

3 PBV

Unidentified ROA

4 DER

Unidentified DER

5 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

6 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

7 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

8 Graham Number

Unidentified Graham Number

9 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

10 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

11 Buffet Intrinsic Value

The company's stock shows signs of being overvalued (0) according to Warren Buffett's formula, indicating a potential downside as its market price exceeds its estimated intrinsic value.

Guidewire Software, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Guidewire Software, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Guidewire Software, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Guidewire Software, Inc. Revenue
Year Revenue Growth
2009 84.745.000
2010 144.691.000 41.43%
2011 172.472.000 16.11%
2012 232.061.000 25.68%
2013 300.649.000 22.81%
2014 350.246.000 14.16%
2015 380.537.000 7.96%
2016 424.446.000 10.35%
2017 514.284.000 17.47%
2018 661.067.000 22.2%
2019 719.514.000 8.12%
2020 742.307.000 3.07%
2021 743.267.000 0.13%
2022 812.614.000 8.53%
2023 905.341.000 10.24%
2024 1.166.060.000 22.36%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Guidewire Software, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2009 22.356.000
2010 28.273.000 20.93%
2011 34.773.000 18.69%
2012 50.462.000 31.09%
2013 66.346.000 23.94%
2014 76.178.000 12.91%
2015 93.440.000 18.47%
2016 112.496.000 16.94%
2017 130.323.000 13.68%
2018 171.657.000 24.08%
2019 188.541.000 8.96%
2020 200.575.000 6%
2021 219.494.000 8.62%
2022 249.665.000 12.08%
2023 249.746.000 0.03%
2024 301.280.000 17.11%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Guidewire Software, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2009 9.646.000
2010 16.192.000 40.43%
2011 33.534.000 51.71%
2012 28.336.000 -18.34%
2013 32.414.000 12.58%
2014 35.404.000 8.45%
2015 41.397.000 14.48%
2016 50.914.000 18.69%
2017 56.551.000 9.97%
2018 75.916.000 25.51%
2019 74.401.000 -2.04%
2020 85.183.000 12.66%
2021 93.759.000 9.15%
2022 107.391.000 12.69%
2023 328.030.000 67.26%
2024 184.072.000 -78.21%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Guidewire Software, Inc. EBITDA
Year EBITDA Growth
2009 -9.043.000
2010 19.781.000 145.72%
2011 7.828.000 -152.7%
2012 27.244.000 71.27%
2013 21.666.000 -25.75%
2014 25.173.000 13.93%
2015 23.973.000 -5.01%
2016 25.279.000 5.17%
2017 45.337.000 44.24%
2018 42.071.000 -7.76%
2019 69.739.000 39.67%
2020 36.255.000 -92.36%
2021 -48.615.000 174.58%
2022 -176.729.000 72.49%
2023 -102.540.000 -72.35%
2024 64.391.996 259.24%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Guidewire Software, Inc. Gross Profit
Year Gross Profit Growth
2009 43.089.000
2010 89.220.000 51.7%
2011 104.128.000 14.32%
2012 140.651.000 25.97%
2013 168.906.000 16.73%
2014 201.299.000 16.09%
2015 233.353.000 13.74%
2016 272.612.000 14.4%
2017 322.725.000 15.53%
2018 364.360.000 11.43%
2019 395.164.000 7.8%
2020 404.292.000 2.26%
2021 368.213.000 -9.8%
2022 352.220.000 -4.54%
2023 458.211.000 23.13%
2024 745.744.000 38.56%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Guidewire Software, Inc. Net Profit
Year Net Profit Growth
2009 -10.966.000
2010 15.519.000 170.66%
2011 35.558.000 56.36%
2012 15.200.000 -133.93%
2013 15.383.000 1.19%
2014 14.721.000 -4.5%
2015 9.885.000 -48.92%
2016 14.976.000 33.99%
2017 21.224.000 29.44%
2018 -19.665.000 207.93%
2019 20.732.000 194.85%
2020 -27.198.000 176.23%
2021 -66.507.000 59.11%
2022 -180.431.000 63.14%
2023 -111.855.000 -61.31%
2024 67.036.000 266.86%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Guidewire Software, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2009 0
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 -1 0%
2022 -2 100%
2023 -1 -100%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Guidewire Software, Inc. Free Cashflow
Year Free Cashflow Growth
2009 10.210.000
2010 7.296.000 -39.94%
2011 24.910.000 70.71%
2012 11.475.000 -117.08%
2013 23.319.000 50.79%
2014 70.498.000 66.92%
2015 57.376.000 -22.87%
2016 92.789.000 38.17%
2017 130.490.000 28.89%
2018 128.447.000 -1.59%
2019 67.269.000 -90.95%
2020 87.406.000 23.04%
2021 82.733.000 -5.65%
2022 -59.716.000 238.54%
2023 20.968.000 384.8%
2024 196.736.000 89.34%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Guidewire Software, Inc. Operating Cashflow
Year Operating Cashflow Growth
2009 11.379.000
2010 9.534.000 -19.35%
2011 27.686.000 65.56%
2012 17.094.000 -61.96%
2013 32.547.000 47.48%
2014 75.491.000 56.89%
2015 63.677.000 -18.55%
2016 99.900.000 36.26%
2017 137.160.000 27.17%
2018 140.458.000 2.35%
2019 116.126.000 -20.95%
2020 113.066.000 -2.71%
2021 111.587.000 -1.33%
2022 -37.940.000 394.11%
2023 38.395.000 198.81%
2024 201.166.000 80.91%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Guidewire Software, Inc. Capital Expenditure
Year Capital Expenditure Growth
2009 1.169.000
2010 2.238.000 47.77%
2011 2.776.000 19.38%
2012 5.619.000 50.6%
2013 9.228.000 39.11%
2014 4.993.000 -84.82%
2015 6.301.000 20.76%
2016 7.111.000 11.39%
2017 6.670.000 -6.61%
2018 12.011.000 44.47%
2019 48.857.000 75.42%
2020 25.660.000 -90.4%
2021 28.854.000 11.07%
2022 21.776.000 -32.5%
2023 17.427.000 -24.96%
2024 4.430.000 -293.39%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Guidewire Software, Inc. Equity
Year Equity Growth
2009 -44.648.000
2010 -25.145.000 -77.56%
2011 18.152.000 238.52%
2012 183.962.000 90.13%
2013 228.429.000 19.47%
2014 650.686.000 64.89%
2015 689.388.000 5.61%
2016 783.935.000 12.06%
2017 893.281.000 12.24%
2018 1.423.744.000 37.26%
2019 1.574.201.000 9.56%
2020 1.656.768.000 4.98%
2021 1.544.894.000 -7.24%
2022 1.451.657.000 -6.42%
2023 1.199.466.000 -21.03%
2024 1.342.732.000 10.67%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Guidewire Software, Inc. Assets
Year Assets Growth
2009 54.741.000
2010 60.055.000 8.85%
2011 126.540.000 52.54%
2012 284.247.000 55.48%
2013 312.270.000 8.97%
2014 757.227.000 58.76%
2015 799.947.000 5.34%
2016 916.178.000 12.69%
2017 1.078.901.000 15.08%
2018 1.978.592.000 45.47%
2019 2.166.963.000 8.69%
2020 2.364.852.000 8.37%
2021 2.321.845.000 -1.85%
2022 2.266.897.000 -2.42%
2023 2.027.888.000 -11.79%
2024 2.226.294.000 8.91%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Guidewire Software, Inc. Liabilities
Year Liabilities Growth
2009 99.389.000
2010 85.200.000 -16.65%
2011 108.388.000 21.39%
2012 100.285.000 -8.08%
2013 83.841.000 -19.61%
2014 106.541.000 21.31%
2015 110.559.000 3.63%
2016 132.243.000 16.4%
2017 185.620.000 28.76%
2018 554.848.000 66.55%
2019 592.762.000 6.4%
2020 708.084.000 16.29%
2021 776.951.000 8.86%
2022 815.240.000 4.7%
2023 828.422.000 1.59%
2024 883.562.000 6.24%

Guidewire Software, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
11.84
Net Income per Share
-0.07
Price to Earning Ratio
-2479.4x
Price To Sales Ratio
15.47x
POCF Ratio
74.49
PFCF Ratio
82.14
Price to Book Ratio
11.27
EV to Sales
15.35
EV Over EBITDA
-605.99
EV to Operating CashFlow
74.09
EV to FreeCashFlow
81.52
Earnings Yield
-0
FreeCashFlow Yield
0.01
Market Cap
15,16 Bil.
Enterprise Value
15,05 Bil.
Graham Number
5.18
Graham NetNet
3.48

Income Statement Metrics

Net Income per Share
-0.07
Income Quality
-33.28
ROE
-0
Return On Assets
-0
Return On Capital Employed
-0.04
Net Income per EBT
0.23
EBT Per Ebit
0.51
Ebit per Revenue
-0.05
Effective Tax Rate
0.77

Margins

Sales, General, & Administrative to Revenue
0.17
Research & Developement to Revenue
0.27
Stock Based Compensation to Revenue
0.15
Gross Profit Margin
0.59
Operating Profit Margin
-0.05
Pretax Profit Margin
-0.03
Net Profit Margin
-0.01

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
2.45
Free CashFlow per Share
2.23
Capex to Operating CashFlow
0.09
Capex to Revenue
0.02
Capex to Depreciation
0.6
Return on Invested Capital
-0.01
Return on Tangible Assets
-0
Days Sales Outstanding
83.52
Days Payables Outstanding
13.98
Days of Inventory on Hand
0
Receivables Turnover
4.37
Payables Turnover
26.11
Inventory Turnover
0
Capex per Share
0.22

Balance Sheet

Cash per Share
12,11
Book Value per Share
16,21
Tangible Book Value per Share
11.61
Shareholders Equity per Share
16.21
Interest Debt per Share
5.32
Debt to Equity
0.32
Debt to Assets
0.19
Net Debt to EBITDA
4.6
Current Ratio
1.55
Tangible Asset Value
0,96 Bil.
Net Current Asset Value
0,41 Bil.
Invested Capital
938277000
Working Capital
0,46 Bil.
Intangibles to Total Assets
0.17
Average Receivables
0,23 Bil.
Average Payables
0,02 Bil.
Average Inventory
0.5
Debt to Market Cap
0.03

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Guidewire Software, Inc. Dividends
Year Dividends Growth
2022 0

Guidewire Software, Inc. Profile

About Guidewire Software, Inc.

Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.

CEO
Mr. Michael George Rosenbaum
Employee
3.469
Address
2850 South Delaware Street
San Mateo, 94403

Guidewire Software, Inc. Executives & BODs

Guidewire Software, Inc. Executives & BODs
# Name Age
1 Mr. Michael George Rosenbaum
Chief Executive Officer & Director
70
2 Mr. John Mullen
President & Chief Revenue Officer
70
3 Mr. Marcus S. Ryu
Co-Founder & Director
70
4 Mr. Jeffrey Elliott Cooper
Chief Financial Officer
70
5 Mr. James Winston King
Chief Administrative Officer, General Counsel & Secretary
70
6 Mr. Chet Mandair
Chief Information Officer
70
7 Mr. Garo Toomajanian
Investor Relations
70
8 Ms. Diana Stott
Director of Communications
70
9 Mr. Brian Desmond
Chief Marketing Officer
70
10 Mr. David Laker
Chief Sales Officer
70

Guidewire Software, Inc. Competitors