Chong Hing Bank Limited Logo

Chong Hing Bank Limited

1111.HK

(1.5)
Stock Price

0,35 HKD

12% ROA

33.91% ROE

2.86x PER

Market Cap.

215.782.000,00 HKD

45.73% DER

0% Yield

24.65% NPM

Chong Hing Bank Limited Stock Analysis

Chong Hing Bank Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Chong Hing Bank Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.07x) suggests it's undervalued, making it an attractive opportunity for investors.

2 ROE

The stock's ROE falls within an average range (5.61%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

3 ROA

The stock's ROA (0.64%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

5 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (3), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

6 DER

The stock is burdened with a heavy load of debt (734%), making it financially unstable and potentially risky for investors.

7 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

8 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

Chong Hing Bank Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Chong Hing Bank Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Unknown
2 MACD Unknown
3 RSI Unknown
4 Stoch RSI Unknown

Chong Hing Bank Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Chong Hing Bank Limited Revenue
Year Revenue Growth
1999 973.782.000
2000 1.117.249.000 12.84%
2001 953.175.000 -17.21%
2002 950.217.000 -0.31%
2003 884.018.000 -7.49%
2004 917.550.000 3.65%
2005 969.981.000 5.41%
2006 1.189.619.000 18.46%
2007 1.626.856.000 26.88%
2008 1.179.394.000 -37.94%
2009 1.365.900.000 13.65%
2010 1.281.821.000 -6.56%
2011 1.324.564.000 3.23%
2012 1.335.581.000 0.82%
2013 1.447.824.000 7.75%
2014 1.848.034.000 21.66%
2015 2.468.555.000 25.14%
2016 2.825.980.000 12.65%
2017 2.721.269.000 -3.85%
2018 0 0%
2018 3.518.113.000 100%
2019 87.903.473 -3902.25%
2020 103.444.000 15.02%
2021 157.637.000 34.38%
2022 207.167.000 23.91%
2023 263.599.482 21.41%
2024 534.204.880 50.66%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Chong Hing Bank Limited Research and Development Expenses
Year Research and Development Expenses Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2018 0 0%
2019 4.011.796 100%
2020 5.263.379 23.78%
2021 13.058.460 59.69%
2022 20.294.550 35.66%
2023 24.991.739 18.79%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Chong Hing Bank Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 3.291.000 100%
2007 3.579.000 8.05%
2008 3.678.000 2.69%
2009 3.935.000 6.53%
2010 3.896.000 -1%
2011 4.141.000 5.92%
2012 4.304.000 3.79%
2013 4.607.000 6.58%
2014 4.063.000 -13.39%
2015 4.247.000 4.33%
2016 8.734.000 51.37%
2017 7.180.000 -21.64%
2018 0 0%
2018 10.448.000 100%
2019 8.399.000 -24.4%
2020 10.231.000 17.91%
2021 20.148.000 49.22%
2022 29.544.000 31.8%
2023 39.011.000 24.27%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Chong Hing Bank Limited EBITDA
Year EBITDA Growth
1999 1.708.693.000
2000 1.992.872.000 14.26%
2001 1.576.859.000 -26.38%
2002 914.919.000 -72.35%
2003 777.361.000 -17.7%
2004 809.463.000 3.97%
2005 1.470.892.000 44.97%
2006 2.513.428.000 41.48%
2007 2.946.731.000 14.7%
2008 1.446.334.000 -103.74%
2009 673.187.000 -114.85%
2010 985.891.000 31.72%
2011 1.277.062.000 22.8%
2012 1.432.506.000 10.85%
2013 1.306.195.000 -9.67%
2014 3.719.989.000 64.89%
2015 2.711.264.000 -37.2%
2016 2.698.817.000 -0.46%
2017 3.272.497.000 17.53%
2018 0 0%
2018 4.406.157.000 100%
2019 27.774.150 -15764.24%
2020 31.978.000 13.15%
2021 28.167.000 -13.53%
2022 63.942.000 55.95%
2023 114.257.900 44.04%
2024 215.116.680 46.89%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Chong Hing Bank Limited Gross Profit
Year Gross Profit Growth
1999 973.782.000
2000 1.117.249.000 12.84%
2001 953.175.000 -17.21%
2002 950.217.000 -0.31%
2003 884.018.000 -7.49%
2004 917.550.000 3.65%
2005 969.981.000 5.41%
2006 1.189.619.000 18.46%
2007 1.626.856.000 26.88%
2008 1.179.394.000 -37.94%
2009 1.365.900.000 13.65%
2010 1.281.821.000 -6.56%
2011 1.324.564.000 3.23%
2012 1.335.581.000 0.82%
2013 1.447.824.000 7.75%
2014 1.848.034.000 21.66%
2015 2.468.555.000 25.14%
2016 2.825.980.000 12.65%
2017 2.721.269.000 -3.85%
2018 0 0%
2018 3.518.113.000 100%
2019 35.229.651 -9886.23%
2020 42.885.000 17.85%
2021 57.671.000 25.64%
2022 103.285.000 44.16%
2023 168.513.300 38.71%
2024 325.022.136 48.15%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Chong Hing Bank Limited Net Profit
Year Net Profit Growth
1999 356.848.000
2000 456.598.000 21.85%
2001 345.887.000 -32.01%
2002 309.494.000 -11.76%
2003 311.475.000 0.64%
2004 349.003.000 10.75%
2005 397.983.000 12.31%
2006 503.144.000 20.9%
2007 505.032.000 0.37%
2008 60.620.000 -733.11%
2009 231.748.000 73.84%
2010 476.162.000 51.33%
2011 559.455.000 14.89%
2012 543.340.000 -2.97%
2013 557.418.000 2.53%
2014 2.742.404.000 79.67%
2015 1.193.136.000 -129.85%
2016 1.419.704.000 15.96%
2017 1.564.867.000 9.28%
2018 0 0%
2018 1.760.387.000 100%
2019 21.087.444 -8248.03%
2020 24.228.000 12.96%
2021 18.474.000 -31.15%
2022 45.659.000 59.54%
2023 64.983.000 29.74%
2024 155.608.380 58.24%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Chong Hing Bank Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1999 0
2000 0 0%
2001 1 0%
2002 1 0%
2003 1 0%
2004 1 0%
2005 1 0%
2006 1 100%
2007 1 0%
2008 0 0%
2009 1 0%
2010 1 100%
2011 1 0%
2012 1 0%
2013 1 0%
2014 6 83.33%
2015 2 -200%
2016 2 0%
2017 2 0%
2018 0 0%
2018 2 100%
2019 0 0%
2020 2 100%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Chong Hing Bank Limited Free Cashflow
Year Free Cashflow Growth
1999 1.593.673.000
2000 3.717.613.000 57.13%
2001 1.114.019.000 -233.71%
2002 54.590.000 -1940.7%
2003 -171.265.000 131.87%
2004 1.427.132.000 112%
2005 3.523.554.000 59.5%
2006 7.959.196.000 55.73%
2007 267.419.000 -2876.3%
2008 -1.918.658.000 113.94%
2009 596.608.000 421.59%
2010 -966.235.000 161.75%
2011 -1.027.398.000 5.95%
2012 1.298.160.000 179.14%
2013 -942.025.000 237.81%
2014 10.171.975.000 109.26%
2015 5.293.004.000 -92.18%
2016 6.246.521.000 15.26%
2017 3.281.994.000 -90.33%
2018 4.946.702.000 33.65%
2019 297.632.000 -1562.02%
2020 16.812.000 -1670.35%
2021 11.733.000 -43.29%
2022 -48.109.000 124.39%
2023 -24.461.341 -96.67%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Chong Hing Bank Limited Operating Cashflow
Year Operating Cashflow Growth
1999 1.637.068.000
2000 3.742.713.000 56.26%
2001 1.208.666.000 -209.66%
2002 139.353.000 -767.34%
2003 -128.340.000 208.58%
2004 1.499.166.000 108.56%
2005 3.568.187.000 57.99%
2006 8.174.944.000 56.35%
2007 216.599.000 -3674.23%
2008 -1.850.991.000 111.7%
2009 590.808.000 413.3%
2010 -966.870.000 161.11%
2011 -779.447.000 -24.05%
2012 1.293.844.000 160.24%
2013 -945.952.000 236.78%
2014 10.205.871.000 109.27%
2015 5.365.189.000 -90.22%
2016 6.495.851.000 17.41%
2017 3.570.779.000 -81.92%
2018 5.188.911.000 31.18%
2019 376.262.000 -1279.07%
2020 28.351.000 -1227.16%
2021 18.410.000 -54%
2022 -29.258.000 162.92%
2023 25.040.359 216.84%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Chong Hing Bank Limited Capital Expenditure
Year Capital Expenditure Growth
1999 43.395.000
2000 25.100.000 -72.89%
2001 94.647.000 73.48%
2002 84.763.000 -11.66%
2003 42.925.000 -97.47%
2004 72.034.000 40.41%
2005 44.633.000 -61.39%
2006 215.748.000 79.31%
2007 -50.820.000 524.53%
2008 67.667.000 175.1%
2009 -5.800.000 1266.67%
2010 -635.000 -813.39%
2011 247.951.000 100.26%
2012 -4.316.000 5844.93%
2013 -3.927.000 -9.91%
2014 33.896.000 111.59%
2015 72.185.000 53.04%
2016 249.330.000 71.05%
2017 288.785.000 13.66%
2018 242.209.000 -19.23%
2019 78.630.000 -208.04%
2020 11.539.000 -581.43%
2021 6.677.000 -72.82%
2022 18.851.000 64.58%
2023 49.501.700 61.92%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Chong Hing Bank Limited Equity
Year Equity Growth
1999 5.272.548.000
2000 5.576.054.000 5.44%
2001 5.795.982.000 3.79%
2002 5.878.023.000 1.4%
2003 5.944.408.000 1.12%
2004 6.203.426.000 4.18%
2005 5.833.136.000 -6.35%
2006 6.051.730.000 3.61%
2007 6.270.788.000 3.49%
2008 5.956.624.000 -5.27%
2009 6.174.322.000 3.53%
2010 6.577.929.000 6.14%
2011 6.862.592.000 4.15%
2012 7.374.080.000 6.94%
2013 7.731.966.000 4.63%
2014 10.783.652.000 28.3%
2015 15.107.741.000 28.62%
2016 15.913.572.000 5.06%
2017 17.433.798.000 8.72%
2018 22.542.329.000 22.66%
2019 50.937.478 -44154.9%
2020 52.458.000 2.9%
2021 28.839.335.000 99.82%
2021 48.469.000 -59400.58%
2022 94.128.000 48.51%
2023 120.106.000 21.63%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Chong Hing Bank Limited Assets
Year Assets Growth
1999 35.814.775.000
2000 38.991.800.000 8.15%
2001 39.463.230.000 1.19%
2002 39.188.996.000 -0.7%
2003 39.940.916.000 1.88%
2004 42.111.185.000 5.15%
2005 49.973.752.000 15.73%
2006 63.029.899.000 20.71%
2007 69.052.401.000 8.72%
2008 68.377.318.000 -0.99%
2009 70.005.526.000 2.33%
2010 74.289.013.000 5.77%
2011 77.445.772.000 4.08%
2012 80.755.365.000 4.1%
2013 85.188.087.000 5.2%
2014 108.045.762.000 21.16%
2015 127.837.646.000 15.48%
2016 137.772.051.000 7.21%
2017 163.747.114.000 15.86%
2018 190.575.638.000 14.08%
2019 70.479.340 -270299.29%
2020 78.434.000 10.14%
2021 242.606.793.000 99.97%
2021 89.706.000 -270346.56%
2022 162.668.000 44.85%
2023 245.993.000 33.87%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Chong Hing Bank Limited Liabilities
Year Liabilities Growth
1999 30.542.227.000
2000 33.415.746.000 8.6%
2001 33.667.248.000 0.75%
2002 33.310.973.000 -1.07%
2003 33.996.508.000 2.02%
2004 35.907.759.000 5.32%
2005 44.140.616.000 18.65%
2006 56.978.169.000 22.53%
2007 62.781.613.000 9.24%
2008 62.420.694.000 -0.58%
2009 63.831.204.000 2.21%
2010 67.711.084.000 5.73%
2011 70.583.180.000 4.07%
2012 73.381.285.000 3.81%
2013 77.456.121.000 5.26%
2014 97.262.110.000 20.36%
2015 112.729.905.000 13.72%
2016 121.858.479.000 7.49%
2017 146.313.316.000 16.71%
2018 168.033.309.000 12.93%
2019 19.541.861 -859763.39%
2020 25.976.000 24.77%
2021 213.767.458.000 99.99%
2021 41.237.000 -518287.51%
2022 68.540.000 39.84%
2023 125.887.000 45.55%

Chong Hing Bank Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.4
Net Income per Share
0.1
Price to Earning Ratio
2.86x
Price To Sales Ratio
0.82x
POCF Ratio
7.42
PFCF Ratio
-8.82
Price to Book Ratio
0.64
EV to Sales
0.63
EV Over EBITDA
1.46
EV to Operating CashFlow
6.67
EV to FreeCashFlow
-6.83
Earnings Yield
0.35
FreeCashFlow Yield
-0.11
Market Cap
0,22 Bil.
Enterprise Value
0,17 Bil.
Graham Number
0.98
Graham NetNet
0.21

Income Statement Metrics

Net Income per Share
0.1
Income Quality
0.35
ROE
0.34
Return On Assets
0.12
Return On Capital Employed
0.34
Net Income per EBT
0.75
EBT Per Ebit
0.82
Ebit per Revenue
0.4
Effective Tax Rate
0.18

Margins

Sales, General, & Administrative to Revenue
0.15
Research & Developement to Revenue
0.09
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.64
Operating Profit Margin
0.4
Pretax Profit Margin
0.33
Net Profit Margin
0.25

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.04
Free CashFlow per Share
-0.04
Capex to Operating CashFlow
1.98
Capex to Revenue
0.19
Capex to Depreciation
6.55
Return on Invested Capital
0.21
Return on Tangible Assets
0.12
Days Sales Outstanding
383.27
Days Payables Outstanding
358.81
Days of Inventory on Hand
0
Receivables Turnover
0.95
Payables Turnover
1.02
Inventory Turnover
47543091
Capex per Share
0.07

Balance Sheet

Cash per Share
0,28
Book Value per Share
0,44
Tangible Book Value per Share
0.43
Shareholders Equity per Share
0.44
Interest Debt per Share
0.2
Debt to Equity
0.46
Debt to Assets
0.24
Net Debt to EBITDA
-0.43
Current Ratio
2.05
Tangible Asset Value
0,29 Bil.
Net Current Asset Value
0,21 Bil.
Invested Capital
271452269
Working Capital
0,24 Bil.
Intangibles to Total Assets
0
Average Receivables
0,21 Bil.
Average Payables
0,05 Bil.
Average Inventory
-7721188.5
Debt to Market Cap
0.61

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Chong Hing Bank Limited Dividends
Year Dividends Growth
1995 0
1996 1 0%
1997 1 0%
1998 1 0%
1999 0 0%
2000 0 0%
2001 1 0%
2002 0 0%
2003 1 0%
2004 1 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 0 0%
2010 0 0%
2011 1 0%
2012 0 0%
2013 0 0%
2014 5 100%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 0 0%

Chong Hing Bank Limited Profile

About Chong Hing Bank Limited

Chong Hing Bank Limited provides banking and related financial services. The company offers fixed deposits, current and savings accounts, lending and trade finance facilities, auto financing, consumer financing, overdraft facilities, provident fund services, credit cards, and personal wealth management services. It also provides automated telephone and Internet banking services; and other banking services, including remittance and money exchange, safe deposit boxes, autopay, and direct debit. In addition, the company offers inter-bank placement and deposit transaction services; centralized cash management services; foreign exchange trading services and forward contracts; securities trading, stockbroking, and commodities and futures broking services; and insurance products and other investment advisory services. Further, it engages in the property investment activities. Additionally, the company provides nominee, electronic data processing, and credit card management services. It operates through a network of 30 branches in Hong Kong, as well as branches in Guangzhou, Shenzhen, Shantou, and Macau; sub-branches in Guangzhou Tianhe, Foshan, Nansha, and Hengqin; and representative offices in Shanghai and San Francisco. The company was formerly known as Liu Chong Hing Bank Limited and changed its name to Chong Hing Bank Limited in December 2006. The company was founded in 1948 and is based in Central, Hong Kong. Chong Hing Bank Limited is a subsidiary of Yuexiu Financial Holdings Limited.

CEO
Mr. Jicheng Chen
Employee
235
Address
Chong Hing Bank Centre, 24 Des Voeux Road Central
,

Chong Hing Bank Limited Executives & BODs

Chong Hing Bank Limited Executives & BODs
# Name Age
1 Ms. Xueqin Fu
Administration & Human Resources Supervisor
70
2 Mr. Bei Zhang
Financial Supervisor & Executive Director
70
3 Ms. Shujin Wang
Deputy Chairman & SVice President
70
4 Mr. Jicheng Chen
Chairman, Chief Executive Officer & GM
70
5 Mr. Long Yang
General Manager of Sales Department
70
6 Ms. Tin Yun Lai
Company Secretary
70
7 Ms. Yuchun Xue
Compliance Officer, GM of Corporate Planning Dept. & Executive Director
70
8 Ms. Lu Lyu
Secretary of the Chairman of the Board & Office Manager
70
9 Ms. Xi Liu
Deputy General Manager of Corporate Planning Department
70

Chong Hing Bank Limited Competitors