Malayan Banking Berhad Logo

Malayan Banking Berhad

1155.KL

(3.0)
Stock Price

10,50 MYR

0.92% ROA

10.43% ROE

12.95x PER

Market Cap.

126.460.713.760,00 MYR

160.31% DER

5.73% Yield

20.7% NPM

Malayan Banking Berhad Stock Analysis

Malayan Banking Berhad Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Malayan Banking Berhad Fundamental Stock Analysis
# Analysis Rating
1 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

2 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

3 ROE

The stock's ROE falls within an average range (7.73%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.69%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.28x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 DER

The stock maintains a fair debt to equity ratio (63%), indicating a reasonable balance between the money it owes and the ownership it possesses.

7 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

8 Net Profit Growth

The net profit of this company has shown steady growth over the past three years, highlighting its positive financial trajectory and making it an appealing choice for potential investors.

9 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

10 Buffet Intrinsic Value

The company's stock seems undervalued (28) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

Malayan Banking Berhad Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Malayan Banking Berhad Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

Malayan Banking Berhad Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Malayan Banking Berhad Revenue
Year Revenue Growth
2004 7.129.954.000
2005 8.131.582.000 12.32%
2006 8.905.424.000 8.69%
2007 9.630.252.000 7.53%
2008 10.519.017.000 8.45%
2009 12.871.652.000 18.28%
2011 0 0%
2012 18.927.379.000 100%
2013 20.835.721.000 9.16%
2014 17.748.301.000 -17.4%
2015 19.851.471.000 10.59%
2016 21.173.109.000 6.24%
2017 21.994.060.000 3.73%
2018 22.621.771.000 2.77%
2019 23.776.897.000 4.86%
2020 23.189.529.000 -2.53%
2021 23.815.475.000 2.63%
2022 25.720.137.000 7.41%
2023 25.835.800.000 0.45%
2023 45.656.024.000 43.41%
2024 56.244.056.000 18.83%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Malayan Banking Berhad Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Malayan Banking Berhad General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 287.830.000
2005 366.503.000 21.47%
2006 407.387.000 10.04%
2007 0 0%
2008 0 0%
2009 0 0%
2011 0 0%
2012 1.696.418.000 100%
2013 1.694.495.000 -0.11%
2014 1.704.854.000 0.61%
2015 2.037.118.000 16.31%
2016 2.275.129.000 10.46%
2017 2.369.626.000 3.99%
2018 2.043.383.000 -15.97%
2019 1.995.641.000 -2.39%
2020 1.977.948.000 -0.89%
2021 1.949.367.000 -1.47%
2022 1.389.933.000 -40.25%
2023 1.397.432.000 0.54%
2023 1.432.034.000 2.42%
2024 1.584.116.000 9.6%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Malayan Banking Berhad EBITDA
Year EBITDA Growth
2004 3.748.404.000
2005 4.271.420.000 12.24%
2006 4.599.250.000 7.13%
2007 4.241.263.000 -8.44%
2008 1.950.930.000 -117.4%
2009 5.655.403.000 65.5%
2011 0 0%
2012 8.091.869.000 100%
2013 9.125.827.000 11.33%
2014 9.479.673.000 3.73%
2015 9.641.345.000 1.68%
2016 9.293.176.000 -3.75%
2017 10.514.354.000 11.61%
2018 11.295.732.000 6.92%
2019 11.675.232.000 3.25%
2020 9.468.715.000 -23.3%
2021 11.692.583.000 19.02%
2022 13.094.629.000 10.71%
2023 13.540.676.000 3.29%
2023 846.615.000 -1499.39%
2024 908.688.000 6.83%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Malayan Banking Berhad Gross Profit
Year Gross Profit Growth
2004 7.129.954.000
2005 8.131.582.000 12.32%
2006 8.905.424.000 8.69%
2007 9.630.252.000 7.53%
2008 10.519.017.000 8.45%
2009 12.871.652.000 18.28%
2011 0 0%
2012 18.927.379.000 100%
2013 20.835.721.000 9.16%
2014 17.748.301.000 -17.4%
2015 19.851.471.000 10.59%
2016 21.173.109.000 6.24%
2017 21.994.060.000 3.73%
2018 22.621.771.000 2.77%
2019 23.776.897.000 4.86%
2020 23.189.529.000 -2.53%
2021 23.815.475.000 2.63%
2022 25.720.137.000 7.41%
2023 25.835.800.000 0.45%
2023 43.007.854.000 39.93%
2024 56.244.056.000 23.53%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Malayan Banking Berhad Net Profit
Year Net Profit Growth
2004 2.544.245.000
2005 2.865.764.000 11.22%
2006 3.252.871.000 11.9%
2007 3.002.340.000 -8.34%
2008 750.714.000 -299.93%
2009 3.968.450.000 81.08%
2011 0 0%
2012 5.744.696.000 100%
2013 6.552.391.000 12.33%
2014 6.716.455.000 2.44%
2015 6.835.939.000 1.75%
2016 6.742.992.000 -1.38%
2017 7.520.542.000 10.34%
2018 8.113.260.000 7.31%
2019 8.198.074.000 1.03%
2020 6.481.219.000 -26.49%
2021 8.096.229.000 19.95%
2022 7.960.526.000 -1.7%
2023 9.432.252.000 15.6%
2023 9.349.780.000 -0.88%
2024 10.118.568.000 7.6%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Malayan Banking Berhad Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 0
2005 1 0%
2006 1 0%
2007 1 0%
2008 0 0%
2009 1 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Malayan Banking Berhad Free Cashflow
Year Free Cashflow Growth
2004 1.838.135.000
2005 12.967.916.000 85.83%
2006 6.145.430.000 -111.02%
2007 -5.491.604.000 211.91%
2008 -7.644.225.000 28.16%
2009 7.042.160.000 208.55%
2010 2.653.659.000 -165.38%
2012 -14.066.797.000 118.86%
2013 7.658.782.000 283.67%
2014 4.637.220.000 -65.16%
2015 -12.761.991.000 136.34%
2016 -524.724.000 -2332.13%
2017 2.203.982.000 123.81%
2018 9.251.510.000 76.18%
2019 -10.590.910.000 187.35%
2020 1.768.492.000 698.87%
2021 12.627.783.000 86%
2022 8.256.940.000 -52.94%
2023 -2.040.202.000 504.71%
2023 11.269.307.000 118.1%
2024 -490.567.000 2397.2%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Malayan Banking Berhad Operating Cashflow
Year Operating Cashflow Growth
2004 2.007.014.000
2005 13.146.801.000 84.73%
2006 6.473.693.000 -103.08%
2007 -5.247.770.000 223.36%
2008 -7.375.673.000 28.85%
2009 7.278.267.000 201.34%
2010 2.654.924.000 -174.14%
2012 -13.235.494.000 120.06%
2013 8.557.409.000 254.67%
2014 5.265.279.000 -62.53%
2015 -12.233.252.000 143.04%
2016 42.931.000 28595.15%
2017 3.005.561.000 98.57%
2018 9.925.365.000 69.72%
2019 -9.968.158.000 199.57%
2020 2.248.115.000 543.4%
2021 13.078.288.000 82.81%
2022 8.907.691.000 -46.82%
2023 -1.865.906.000 577.39%
2023 12.170.858.000 115.33%
2024 -269.081.000 4623.12%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Malayan Banking Berhad Capital Expenditure
Year Capital Expenditure Growth
2004 168.879.000
2005 178.885.000 5.59%
2006 328.263.000 45.51%
2007 243.834.000 -34.63%
2008 268.552.000 9.2%
2009 236.107.000 -13.74%
2010 1.265.000 -18564.58%
2012 831.303.000 99.85%
2013 898.627.000 7.49%
2014 628.059.000 -43.08%
2015 528.739.000 -18.78%
2016 567.655.000 6.86%
2017 801.579.000 29.18%
2018 673.855.000 -18.95%
2019 622.752.000 -8.21%
2020 479.623.000 -29.84%
2021 450.505.000 -6.46%
2022 650.751.000 30.77%
2023 174.296.000 -273.36%
2023 901.551.000 80.67%
2024 221.486.000 -307.05%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Malayan Banking Berhad Equity
Year Equity Growth
2004 16.853.753.000
2005 17.474.301.000 3.55%
2006 19.868.148.000 12.05%
2007 20.091.762.000 1.11%
2008 25.767.977.000 22.03%
2009 28.664.940.000 10.11%
2011 35.885.713.000 20.12%
2012 43.954.357.000 18.36%
2013 47.742.599.000 7.93%
2014 54.741.175.000 12.78%
2015 63.513.457.000 13.81%
2016 70.474.823.000 9.88%
2017 75.183.605.000 6.26%
2018 77.737.260.000 3.28%
2019 84.069.224.000 7.53%
2020 87.109.627.000 3.49%
2021 88.552.421.000 1.63%
2022 88.917.140.000 0.41%
2023 94.205.527.000 5.61%
2023 97.648.163.000 3.53%
2024 98.185.558.000 0.55%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Malayan Banking Berhad Assets
Year Assets Growth
2004 191.895.260.000
2005 224.205.326.000 14.41%
2006 256.667.276.000 12.65%
2007 269.100.700.000 4.62%
2008 310.739.123.000 13.4%
2009 336.699.766.000 7.71%
2011 451.632.276.000 25.45%
2012 494.866.293.000 8.74%
2013 560.443.226.000 11.7%
2014 640.299.956.000 12.47%
2015 708.344.503.000 9.61%
2016 735.956.253.000 3.75%
2017 765.301.766.000 3.83%
2018 806.991.681.000 5.17%
2019 834.413.015.000 3.29%
2020 856.859.514.000 2.62%
2021 888.172.393.000 3.53%
2022 947.812.835.000 6.29%
2023 1.001.415.877.000 5.35%
2023 1.027.674.619.000 2.56%
2024 1.063.681.791.000 3.39%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Malayan Banking Berhad Liabilities
Year Liabilities Growth
2004 175.041.507.000
2005 206.731.025.000 15.33%
2006 236.799.128.000 12.7%
2007 249.008.938.000 4.9%
2008 284.971.146.000 12.62%
2009 308.034.826.000 7.49%
2011 415.746.563.000 25.91%
2012 450.911.936.000 7.8%
2013 512.700.627.000 12.05%
2014 585.558.781.000 12.44%
2015 644.831.046.000 9.19%
2016 665.481.430.000 3.1%
2017 690.118.161.000 3.57%
2018 729.254.421.000 5.37%
2019 750.343.791.000 2.81%
2020 769.749.887.000 2.52%
2021 799.619.972.000 3.74%
2022 858.895.695.000 6.9%
2023 907.210.350.000 5.33%
2023 930.026.456.000 2.45%
2024 965.496.233.000 3.67%

Malayan Banking Berhad Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.91
Net Income per Share
0.81
Price to Earning Ratio
12.95x
Price To Sales Ratio
2.68x
POCF Ratio
-26.75
PFCF Ratio
-22.55
Price to Book Ratio
1.33
EV to Sales
4.8
EV Over EBITDA
56.13
EV to Operating CashFlow
-47.92
EV to FreeCashFlow
-40.41
Earnings Yield
0.08
FreeCashFlow Yield
-0.04
Market Cap
126,46 Bil.
Enterprise Value
226,55 Bil.
Graham Number
11.98
Graham NetNet
-81.33

Income Statement Metrics

Net Income per Share
0.81
Income Quality
-0.45
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0
Net Income per EBT
0.76
EBT Per Ebit
4.37
Ebit per Revenue
0.06
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0.03
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
-0
Gross Profit Margin
1
Operating Profit Margin
0.06
Pretax Profit Margin
0.27
Net Profit Margin
0.21

Dividends

Dividend Yield
0.06
Dividend Yield %
5.73
Payout Ratio
0.74
Dividend Per Share
0.6

Operating Metrics

Operating Cashflow per Share
-0.39
Free CashFlow per Share
-0.46
Capex to Operating CashFlow
-0.19
Capex to Revenue
0.02
Capex to Depreciation
0.79
Return on Invested Capital
0.01
Return on Tangible Assets
0.01
Days Sales Outstanding
222.27
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
1.64
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.07

Balance Sheet

Cash per Share
-3,82
Book Value per Share
8,14
Tangible Book Value per Share
7.54
Shareholders Equity per Share
7.88
Interest Debt per Share
14.29
Debt to Equity
1.6
Debt to Assets
0.14
Net Debt to EBITDA
24.8
Current Ratio
0.26
Tangible Asset Value
91,00 Bil.
Net Current Asset Value
-841,61 Bil.
Invested Capital
-339123769000
Working Capital
-350,21 Bil.
Intangibles to Total Assets
0.01
Average Receivables
26,93 Bil.
Average Payables
7,61 Bil.
Average Inventory
-35907565500
Debt to Market Cap
1.21

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Malayan Banking Berhad Dividends
Year Dividends Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 1 0%
2006 0 0%
2007 1 0%
2008 0 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 0 0%
2013 0 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 0 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2024 1 0%

Malayan Banking Berhad Profile

About Malayan Banking Berhad

Malayan Banking Berhad provides commercial banking and related financial products and services for individuals, small and medium enterprises, retail and corporate customers, and financial institutions primarily in Malaysia, Singapore, and Indonesia. The company operates through three segments: Group Community Financial Services, Group Global Banking, and Group Insurance and Takaful. It offers savings and fixed deposits, and current accounts; and housing and personal loans, project financing, overdrafts, and trade financing, as well as remittance services. The company also offers credit cards; bancassurance products; hire purchase, unit trust, cash management, custodian, and trustee services; and treasury activities and services, including foreign exchange, money market, derivatives, and trading of capital market. In addition, it provides investment banking and securities broking services; corporate advisory, bond and equity issuance, syndicated acquisition advisory, debt restructuring advisory, and share and futures dealings; and asset and fund management services, including a range of conventional and Islamic investment solutions. Further, the company underwrites general and life insurance businesses, offshore investment life insurance business, and general and family takaful products; and offers offshore banking, bureau, property leasing and trading, nominee, property investment, business/economic consultancy and advisory, IT shared and development, financial and investment advisory, money lending, private equity investments, research, and leasing and factoring services. Malayan Banking Berhad was incorporated in 1960 and is headquartered in Kuala Lumpur, Malaysia.

CEO
Mr. Khairussaleh Bin Ramli
Employee
43.000
Address
Menara Maybank
Kuala Lumpur, 50050

Malayan Banking Berhad Executives & BODs

Malayan Banking Berhad Executives & BODs
# Name Age
1 Haji Mohammad Yasin Bin Abdullah JMN, M.I.CPA, PPT, SMS
Group Chief Audit Executive
70
2 Dr. Noraizah binti Abdul Manaf
Group Chief Human Capital Officer
70
3 Ms. Inn Sann Yiow
Group Chief Compliance Officer
70
4 Mr. Chee Kheong Lau
Group Chief Operations Officer
70
5 Michael Oh-Lau
Investment Banking Chief
70
6 Mr. Mohd Suhail Amar Suresh Bin Abdullah
Group Chief Technology Officer
70
7 Jeeva Arulampalam
Head of Group External Communication & Investor Relations
70
8 Mr. Khairussaleh Bin Ramli
President, Group Chief Executive Officer & Non Independent Executive Director
70
9 Mr. Wan Marzimin Bin Wan Muhammad
Group General Counsel & Group Company Secretary
70
10 Ms. Khalijah Binti Ismail
Group Chief Financial Officer
70

Malayan Banking Berhad Competitors

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