China Minsheng Banking Corp., Ltd. Logo

China Minsheng Banking Corp., Ltd.

1988.HK

(3.0)
Stock Price

2,78 HKD

0.47% ROA

5.73% ROE

3.18x PER

Market Cap.

153.507.217.021,24 HKD

119.56% DER

8.97% Yield

25.02% NPM

China Minsheng Banking Corp., Ltd. Stock Analysis

China Minsheng Banking Corp., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

China Minsheng Banking Corp., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.17x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

4 ROE

The stock's ROE falls within an average range (5.95%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.47%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Revenue Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

7 Net Profit Growth

This company's net profit has been consistently on the rise over the past three years, indicating a strong financial performance and making it an appealing investment opportunity.

8 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

9 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (6) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 DER

The stock is burdened with a heavy load of debt (109%), making it financially unstable and potentially risky for investors.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

China Minsheng Banking Corp., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

China Minsheng Banking Corp., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

China Minsheng Banking Corp., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

China Minsheng Banking Corp., Ltd. Revenue
Year Revenue Growth
1997 812.774.689
1998 1.145.115.950 29.02%
1999 1.233.290.588 7.15%
2000 2.710.108.392 54.49%
2001 5.130.993.000 47.18%
2002 7.213.677.000 28.87%
2003 12.037.114.000 40.07%
2004 17.958.779.000 32.97%
2005 23.800.377.000 24.54%
2006 17.454.086.000 -36.36%
2007 25.301.368.000 31.02%
2008 35.017.000.000 27.75%
2009 42.060.000.000 16.75%
2010 54.768.000.000 23.2%
2011 82.368.000.000 33.51%
2012 103.111.000.000 20.12%
2013 115.886.000.000 11.02%
2014 135.469.000.000 14.46%
2015 154.425.000.000 12.28%
2016 155.211.000.000 0.51%
2017 144.281.000.000 -7.58%
2018 156.769.000.000 7.97%
2019 180.441.000.000 13.12%
2020 184.951.000.000 2.44%
2021 168.804.000.000 -9.57%
2022 142.476.000.000 -18.48%
2023 139.060.000.000 -2.46%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

China Minsheng Banking Corp., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
1997 0
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

China Minsheng Banking Corp., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
1997 191.305.508
1998 358.887.863 46.69%
1999 484.623.374 25.94%
2000 717.750.863 32.48%
2001 1.197.224.000 40.05%
2002 1.764.915.000 32.17%
2003 2.999.692.000 41.16%
2004 4.385.586.000 31.6%
2005 6.006.507.000 26.99%
2006 8.331.882.000 27.91%
2007 11.704.765.000 28.82%
2008 14.901.000.000 21.45%
2009 17.737.000.000 15.99%
2010 21.625.000.000 17.98%
2011 29.333.000.000 26.28%
2012 35.064.000.000 16.34%
2013 37.958.000.000 7.62%
2014 45.077.000.000 15.79%
2015 48.208.000.000 6.49%
2016 48.086.000.000 -0.25%
2017 45.761.000.000 -5.08%
2018 47.137.000.000 2.92%
2019 48.244.000.000 2.29%
2020 48.434.000.000 0.39%
2021 49.232.000.000 1.62%
2022 50.729.000.000 2.95%
2023 51.840.000.000 2.14%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

China Minsheng Banking Corp., Ltd. EBITDA
Year EBITDA Growth
1997 503.323.654
1998 668.019.143 24.65%
1999 857.238.696 22.07%
2000 1.329.228.500 35.51%
2001 2.381.680.000 44.19%
2002 3.521.464.000 32.37%
2003 5.743.183.000 38.68%
2004 8.693.907.000 33.94%
2005 12.413.475.000 29.96%
2006 16.939.562.000 26.72%
2007 27.143.080.000 37.59%
2008 36.886.000.000 26.41%
2009 37.344.000.000 1.23%
2010 48.497.000.000 23%
2011 90.076.000.000 46.16%
2012 125.797.000.000 28.4%
2013 157.108.000.000 19.93%
2014 168.193.000.000 6.59%
2015 172.265.000.000 2.36%
2016 171.902.000.000 -0.21%
2017 207.516.000.000 17.16%
2018 218.023.000.000 4.82%
2019 70.079.000.000 -211.11%
2020 43.103.000.000 -62.58%
2021 35.128.000.000 -22.7%
2022 192.136.000.000 81.72%
2023 43.284.000.000 -343.9%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

China Minsheng Banking Corp., Ltd. Gross Profit
Year Gross Profit Growth
1997 812.774.689
1998 1.145.115.950 29.02%
1999 1.233.290.588 7.15%
2000 2.710.108.392 54.49%
2001 5.130.993.000 47.18%
2002 7.213.677.000 28.87%
2003 12.037.114.000 40.07%
2004 17.958.779.000 32.97%
2005 23.800.377.000 24.54%
2006 17.454.086.000 -36.36%
2007 25.301.368.000 31.02%
2008 35.017.000.000 27.75%
2009 42.060.000.000 16.75%
2010 54.768.000.000 23.2%
2011 82.368.000.000 33.51%
2012 103.111.000.000 20.12%
2013 115.886.000.000 11.02%
2014 135.469.000.000 14.46%
2015 154.425.000.000 12.28%
2016 155.211.000.000 0.51%
2017 144.281.000.000 -7.58%
2018 156.769.000.000 7.97%
2019 180.441.000.000 13.12%
2020 184.951.000.000 2.44%
2021 168.804.000.000 -9.57%
2022 142.476.000.000 -18.48%
2023 139.060.000.000 -2.46%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

China Minsheng Banking Corp., Ltd. Net Profit
Year Net Profit Growth
1997 169.955.566
1998 198.126.930 14.22%
1999 234.724.938 15.59%
2000 429.166.337 45.31%
2001 646.370.000 33.6%
2002 891.540.000 27.5%
2003 1.391.252.000 35.92%
2004 2.038.401.000 31.75%
2005 2.702.519.000 24.57%
2006 3.831.826.000 29.47%
2007 6.335.176.000 39.52%
2008 7.885.000.000 19.66%
2009 12.104.000.000 34.86%
2010 17.581.000.000 31.15%
2011 27.920.000.000 37.03%
2012 37.563.000.000 25.67%
2013 42.278.000.000 11.15%
2014 44.546.000.000 5.09%
2015 46.111.000.000 3.39%
2016 47.843.000.000 3.62%
2017 49.813.000.000 3.95%
2018 50.327.000.000 1.02%
2019 53.819.000.000 6.49%
2020 34.309.000.000 -56.87%
2021 34.381.000.000 0.21%
2022 35.269.000.000 2.52%
2023 39.200.000.000 10.03%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

China Minsheng Banking Corp., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1997 0
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 0%
2013 1 100%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

China Minsheng Banking Corp., Ltd. Free Cashflow
Year Free Cashflow Growth
1999 3.185.378.726
2000 1.480.894.238 -115.1%
2001 14.629.271.000 89.88%
2002 34.740.674.000 57.89%
2003 23.700.164.000 -46.58%
2004 -17.205.529.000 237.75%
2005 14.037.113.000 222.57%
2006 40.128.953.000 65.02%
2007 -13.071.863.000 406.99%
2008 51.516.000.000 125.37%
2009 52.090.000.000 1.1%
2010 33.269.000.000 -56.57%
2011 94.165.000.000 64.67%
2012 -29.187.000.000 422.63%
2013 -49.938.000.000 41.55%
2014 210.514.000.000 123.72%
2015 217.631.000.000 3.27%
2016 1.018.174.000.000 78.63%
2017 -267.303.000.000 480.91%
2018 -401.301.000.000 33.39%
2019 -93.145.000.000 -330.83%
2020 -90.216.000.000 -3.25%
2021 145.952.000.000 161.81%
2022 155.561.000.000 6.18%
2023 12.372.000.000 -1157.36%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

China Minsheng Banking Corp., Ltd. Operating Cashflow
Year Operating Cashflow Growth
1999 3.397.927.112
2000 1.820.046.411 -86.69%
2001 15.781.251.000 88.47%
2002 35.379.783.000 55.39%
2003 25.167.942.000 -40.57%
2004 -15.098.370.000 266.69%
2005 15.323.082.000 198.53%
2006 41.090.432.000 62.71%
2007 -11.711.832.000 450.85%
2008 53.202.000.000 122.01%
2009 56.917.000.000 6.53%
2010 37.422.000.000 -52.1%
2011 100.926.000.000 62.92%
2012 -19.889.000.000 607.45%
2013 -35.238.000.000 43.56%
2014 229.163.000.000 115.38%
2015 225.121.000.000 -1.8%
2016 1.028.855.000.000 78.12%
2017 -257.059.000.000 500.24%
2018 -395.498.000.000 35%
2019 -84.927.000.000 -365.69%
2020 -82.402.000.000 -3.06%
2021 155.417.000.000 153.02%
2022 166.273.000.000 6.53%
2023 14.906.000.000 -1015.48%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

China Minsheng Banking Corp., Ltd. Capital Expenditure
Year Capital Expenditure Growth
1999 212.548.386
2000 339.152.173 37.33%
2001 1.151.980.000 70.56%
2002 639.109.000 -80.25%
2003 1.467.778.000 56.46%
2004 2.107.159.000 30.34%
2005 1.285.969.000 -63.86%
2006 961.479.000 -33.75%
2007 1.360.031.000 29.3%
2008 1.686.000.000 19.33%
2009 4.827.000.000 65.07%
2010 4.153.000.000 -16.23%
2011 6.761.000.000 38.57%
2012 9.298.000.000 27.29%
2013 14.700.000.000 36.75%
2014 18.649.000.000 21.18%
2015 7.490.000.000 -148.99%
2016 10.681.000.000 29.88%
2017 10.244.000.000 -4.27%
2018 5.803.000.000 -76.53%
2019 8.218.000.000 29.39%
2020 7.814.000.000 -5.17%
2021 9.465.000.000 17.44%
2022 10.712.000.000 11.64%
2023 2.534.000.000 -322.73%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

China Minsheng Banking Corp., Ltd. Equity
Year Equity Growth
1997 1.558.012.403
1998 1.619.908.818 3.82%
1999 1.532.735.634 -5.69%
2000 5.995.737.651 74.44%
2001 5.424.903.000 -10.52%
2002 6.003.810.000 9.64%
2003 9.650.204.000 37.79%
2004 12.907.158.000 25.23%
2005 15.459.479.000 16.51%
2006 19.305.060.000 19.92%
2007 50.186.175.000 61.53%
2008 53.880.000.000 6.86%
2009 88.034.000.000 38.8%
2010 104.108.000.000 15.44%
2011 129.597.000.000 19.67%
2012 163.077.000.000 20.53%
2013 197.712.000.000 17.52%
2014 240.142.000.000 17.67%
2015 301.218.000.000 20.28%
2016 342.590.000.000 12.08%
2017 378.970.000.000 9.6%
2018 431.001.000.000 12.07%
2019 530.829.000.000 18.81%
2020 541.248.000.000 1.92%
2021 586.539.000.000 7.72%
2022 612.814.000.000 4.29%
2023 634.376.000.000 3.4%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

China Minsheng Banking Corp., Ltd. Assets
Year Assets Growth
1997 18.524.256.116
1998 25.352.145.663 26.93%
1999 36.596.251.512 30.72%
2000 68.058.215.134 46.23%
2001 138.898.420.000 51%
2002 246.280.853.000 43.6%
2003 361.064.410.000 31.79%
2004 445.398.682.000 18.93%
2005 557.136.091.000 20.06%
2006 700.449.323.000 20.46%
2007 919.796.410.000 23.85%
2008 1.054.350.000.000 12.76%
2009 1.426.392.000.000 26.08%
2010 1.823.737.000.000 21.79%
2011 2.229.064.000.000 18.18%
2012 3.212.001.000.000 30.6%
2013 3.226.210.000.000 0.44%
2014 4.015.136.000.000 19.65%
2015 4.520.688.000.000 11.18%
2016 5.895.877.000.000 23.32%
2017 5.902.086.000.000 0.11%
2018 5.994.822.000.000 1.55%
2019 6.681.841.000.000 10.28%
2020 6.950.233.000.000 3.86%
2021 6.952.786.000.000 0.04%
2022 7.255.673.000.000 4.17%
2023 7.522.077.000.000 3.54%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

China Minsheng Banking Corp., Ltd. Liabilities
Year Liabilities Growth
1997 16.966.243.713
1998 23.732.236.845 28.51%
1999 35.063.515.878 32.32%
2000 62.062.477.483 43.5%
2001 133.473.517.000 53.5%
2002 240.277.043.000 44.45%
2003 351.414.206.000 31.63%
2004 432.491.524.000 18.75%
2005 541.676.612.000 20.16%
2006 681.144.263.000 20.48%
2007 869.610.235.000 21.67%
2008 999.678.000.000 13.01%
2009 1.337.498.000.000 25.26%
2010 1.718.480.000.000 22.17%
2011 2.094.954.000.000 17.97%
2012 3.043.457.000.000 31.17%
2013 3.021.923.000.000 -0.71%
2014 3.767.380.000.000 19.79%
2015 4.210.905.000.000 10.53%
2016 5.543.850.000.000 24.04%
2017 5.512.274.000.000 -0.57%
2018 5.563.821.000.000 0.93%
2019 962.304.000.000 -478.18%
2020 1.126.518.000.000 14.58%
2021 785.273.000.000 -43.46%
2022 753.767.000.000 -4.18%
2023 742.553.000.000 -1.51%

China Minsheng Banking Corp., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.03
Net Income per Share
0.76
Price to Earning Ratio
3.18x
Price To Sales Ratio
1.1x
POCF Ratio
0.37
PFCF Ratio
0.52
Price to Book Ratio
0.18
EV to Sales
1.95
EV Over EBITDA
2.36
EV to Operating CashFlow
0.9
EV to FreeCashFlow
0.92
Earnings Yield
0.31
FreeCashFlow Yield
1.93
Market Cap
153,51 Bil.
Enterprise Value
272,84 Bil.
Graham Number
15.14
Graham NetNet
-0.7

Income Statement Metrics

Net Income per Share
0.76
Income Quality
19.25
ROE
0.06
Return On Assets
0
Return On Capital Employed
0.02
Net Income per EBT
0.95
EBT Per Ebit
0.32
Ebit per Revenue
0.82
Effective Tax Rate
0.03

Margins

Sales, General, & Administrative to Revenue
0.36
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.82
Pretax Profit Margin
0.26
Net Profit Margin
0.25

Dividends

Dividend Yield
0.09
Dividend Yield %
8.97
Payout Ratio
0.71
Dividend Per Share
0.24

Operating Metrics

Operating Cashflow per Share
6.55
Free CashFlow per Share
6.39
Capex to Operating CashFlow
-0.02
Capex to Revenue
-0.05
Capex to Depreciation
0
Return on Invested Capital
0.08
Return on Tangible Assets
0
Days Sales Outstanding
301.49
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
1.21
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.15

Balance Sheet

Cash per Share
13,48
Book Value per Share
13,43
Tangible Book Value per Share
146.49
Shareholders Equity per Share
13.43
Interest Debt per Share
19.57
Debt to Equity
1.2
Debt to Assets
0.1
Net Debt to EBITDA
1.03
Current Ratio
0
Tangible Asset Value
6.773,82 Bil.
Net Current Asset Value
-3,54 Bil.
Invested Capital
1.2
Working Capital
739,02 Bil.
Intangibles to Total Assets
0
Average Receivables
115,71 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
4.84

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

China Minsheng Banking Corp., Ltd. Dividends
Year Dividends Growth
2010 0
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

China Minsheng Banking Corp., Ltd. Profile

About China Minsheng Banking Corp., Ltd.

China Minsheng Banking Corp., Ltd. provides various financial products and services to individuals, small and micro-enterprises, corporate customers, government agencies, and financial institutions in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. Its deposit products include saving accounts, deposit certificates, contracted deposits, agreement deposits, call deposits, corporate term deposits, and corporate current deposits. The company also offers personal housing mortgage, individual automobile purchase, household composite consumption, home, medium and long term, and short-term working capital loans; micro-credit products for individuals; debit and credit cards; and safe deposit boxes. In addition, it provides payment and collection, and clearing services, as well as internet, mobile, and telephone banking services. Further, the company offers gross settlement; wages distribution agency and letter of guarantee; cash management; trade finance; industrial chain finance; individual forex settlement, forex remittance, travelers promissory notes, collection, individual deposit certificate, and guarantee letter products; and comprehensive credit granting, forex settlement and sale, financial product investment, and trust financing services. Additionally, it provides convenient finance, investment banking, and asset management services, as well as non-financial services in the education, business travel, traveler, art, luxury life, health, club, and isports areas. As of December 31, 2021, the company has approximately 140 branch-level institutions, 1,193 business outlets, 1,078 community sub-branches, and 136 small business sub-branches. China Minsheng Banking Corp., Ltd. was founded in 1996 and is headquartered in Beijing, the People's Republic of China.

CEO
Mr. Yingxin Gao
Employee
62.615
Address
China Minsheng Bank Building
Beijing, 100031

China Minsheng Banking Corp., Ltd. Executives & BODs

China Minsheng Banking Corp., Ltd. Executives & BODs
# Name Age
1 Ms. Yuet Fan Cheung ACIS, ACS, AHKICS
Company Secretary
70
2 Mr. Yunshan Lin
Executive Vice President
70
3 Mr. Bin Zhang
Chief Information Officer
70
4 Mr. Jie Shi
Executive Vice President
70
5 Mr. Xiaoyong Wang
President
70
6 Mr. Hongri Huang
Executive Vice President
70
7 Ms. Bin Li
Executive Vice President
70
8 Mr. Juntong Zhang
Executive Vice President
70
9 Mr. Yingxin Gao
Executive Chairman of the Board
70

China Minsheng Banking Corp., Ltd. Competitors