Shengjing Bank Co., Ltd. Logo

Shengjing Bank Co., Ltd.

2066.HK

(2.2)
Stock Price

1,09 HKD

0.03% ROA

0.45% ROE

34.1x PER

Market Cap.

14.143.277.532,34 HKD

22.18% DER

0% Yield

7.01% NPM

Shengjing Bank Co., Ltd. Stock Analysis

Shengjing Bank Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Shengjing Bank Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.16x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a minimal amount of debt (22%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 ROE

The stock's ROE falls within an average range (1.22%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.09%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Assets Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

6 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

7 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (18), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

8 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

10 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

11 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

Shengjing Bank Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Shengjing Bank Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

Shengjing Bank Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Shengjing Bank Co., Ltd. Revenue
Year Revenue Growth
2012 6.476.577.000
2013 8.872.878.000 27.01%
2014 11.195.893.000 20.75%
2015 14.184.189.000 21.07%
2016 16.113.821.000 11.98%
2017 13.234.616.000 -21.76%
2018 15.885.671.000 16.69%
2019 21.350.498.000 25.6%
2019 21.353.937.000 0.02%
2020 14.075.390.000 -51.71%
2021 14.158.633.000 0.59%
2022 12.565.461.000 -12.68%
2023 6.894.658.000 -82.25%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Shengjing Bank Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2012 0
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Shengjing Bank Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2012 408.995.000
2013 453.153.000 9.74%
2014 410.164.000 -10.48%
2015 551.941.000 25.69%
2016 634.214.000 12.97%
2017 788.443.000 19.56%
2018 1.078.310.000 26.88%
2019 1.276.337.000 15.52%
2019 1.276.337.000 0%
2020 1.256.101.000 -1.61%
2021 1.777.950.000 29.35%
2022 1.499.928.000 -18.54%
2023 2.437.110.000 38.45%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Shengjing Bank Co., Ltd. EBITDA
Year EBITDA Growth
2012 11.082.000
2013 6.510.066.000 99.83%
2014 7.294.881.000 10.76%
2015 8.420.870.000 13.37%
2016 9.022.115.000 6.66%
2017 8.606.151.000 -4.83%
2018 36.332.844.000 76.31%
2019 35.364.479.000 -2.74%
2019 6.741.563.000 -424.57%
2020 1.175.956.000 -473.28%
2021 673.586.000 -74.58%
2022 32.320.341.000 97.92%
2023 38.870.000 -83049.84%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Shengjing Bank Co., Ltd. Gross Profit
Year Gross Profit Growth
2012 6.476.577.000
2013 8.872.878.000 27.01%
2014 11.195.893.000 20.75%
2015 14.184.189.000 21.07%
2016 16.113.821.000 11.98%
2017 13.234.616.000 -21.76%
2018 15.885.671.000 16.69%
2019 21.350.498.000 25.6%
2019 21.353.937.000 0.02%
2020 14.075.390.000 -51.71%
2021 14.158.633.000 0.59%
2022 12.565.461.000 -12.68%
2023 6.894.658.000 -82.25%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Shengjing Bank Co., Ltd. Net Profit
Year Net Profit Growth
2012 3.496.626.000
2013 4.865.531.000 28.13%
2014 5.404.933.000 9.98%
2015 6.211.334.000 12.98%
2016 6.864.520.000 9.52%
2017 7.580.055.000 9.44%
2018 5.128.717.000 -47.8%
2019 5.438.061.000 5.69%
2019 5.443.224.000 0.09%
2020 1.203.777.000 -352.18%
2021 401.961.000 -199.48%
2022 979.898.000 58.98%
2023 -10.882.000 9104.76%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Shengjing Bank Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2012 1
2013 1 0%
2014 1 100%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2019 1 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Shengjing Bank Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2012 -9.465.234.000
2013 -32.487.217.000 70.86%
2014 60.125.153.000 154.03%
2015 105.908.342.000 43.23%
2016 153.129.395.000 30.84%
2017 25.321.756.000 -504.73%
2018 -196.172.431.000 112.91%
2019 9.208.373.750 2230.37%
2019 36.833.495.000 75%
2020 -51.524.392.000 171.49%
2021 -27.814.008.000 -85.25%
2022 22.123.283.000 225.72%
2023 7.277.664.000 -203.99%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Shengjing Bank Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2012 -9.245.436.000
2013 -32.062.963.000 71.16%
2014 61.463.353.000 152.17%
2015 106.897.027.000 42.5%
2016 154.023.349.000 30.6%
2017 26.253.739.000 -486.67%
2018 -195.863.426.000 113.4%
2019 9.445.991.750 2173.51%
2019 37.783.967.000 75%
2020 -50.893.386.000 174.24%
2021 -27.612.014.000 -84.32%
2022 22.338.809.000 223.61%
2023 7.450.351.000 -199.84%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Shengjing Bank Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2012 219.798.000
2013 424.254.000 48.19%
2014 1.338.200.000 68.3%
2015 988.685.000 -35.35%
2016 893.954.000 -10.6%
2017 931.983.000 4.08%
2018 309.005.000 -201.61%
2019 237.618.000 -30.04%
2019 950.472.000 75%
2020 631.006.000 -50.63%
2021 201.994.000 -212.39%
2022 215.526.000 6.28%
2023 172.687.000 -24.81%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Shengjing Bank Co., Ltd. Equity
Year Equity Growth
2012 14.657.824.000
2013 21.470.438.000 31.73%
2014 36.133.485.000 40.58%
2015 41.714.953.000 13.38%
2016 46.374.626.000 10.05%
2017 52.255.656.000 11.25%
2018 57.029.484.000 8.37%
2019 79.121.985.000 27.92%
2020 80.046.549.000 1.16%
2021 80.502.941.000 0.57%
2022 81.437.095.000 1.15%
2023 79.894.863.000 -1.93%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Shengjing Bank Co., Ltd. Assets
Year Assets Growth
2012 313.241.579.000
2013 355.432.167.000 11.87%
2014 503.370.514.000 29.39%
2015 701.628.500.000 28.26%
2016 905.482.647.000 22.51%
2017 1.030.617.431.000 12.14%
2018 985.432.940.000 -4.59%
2019 1.021.480.796.000 3.53%
2020 1.037.958.375.000 1.59%
2021 1.006.126.253.000 -3.16%
2022 1.082.413.109.000 7.05%
2023 1.080.052.706.000 -0.22%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Shengjing Bank Co., Ltd. Liabilities
Year Liabilities Growth
2012 298.583.755.000
2013 333.961.729.000 10.59%
2014 467.237.029.000 28.52%
2015 659.913.547.000 29.2%
2016 859.108.021.000 23.19%
2017 978.361.775.000 12.19%
2018 928.403.456.000 -5.38%
2019 81.599.438.000 -1037.76%
2020 45.809.178.000 -78.13%
2021 9.052.262.000 -406.05%
2022 17.656.942.000 48.73%
2023 17.592.927.000 -0.36%

Shengjing Bank Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.59
Net Income per Share
0.04
Price to Earning Ratio
34.1x
Price To Sales Ratio
2.73x
POCF Ratio
-1.41
PFCF Ratio
-1.54
Price to Book Ratio
0.16
EV to Sales
-11.85
EV Over EBITDA
9531.82
EV to Operating CashFlow
6.97
EV to FreeCashFlow
6.68
Earnings Yield
0.03
FreeCashFlow Yield
-0.65
Market Cap
14,14 Bil.
Enterprise Value
-61,43 Bil.
Graham Number
2.89
Graham NetNet
23.67

Income Statement Metrics

Net Income per Share
0.04
Income Quality
-24.24
ROE
0
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.79
EBT Per Ebit
1
Ebit per Revenue
0.09
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.3
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
5.62
Operating Profit Margin
0.09
Pretax Profit Margin
0.09
Net Profit Margin
0.07

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-1
Free CashFlow per Share
-1.05
Capex to Operating CashFlow
-0.04
Capex to Revenue
0.08
Capex to Depreciation
0.91
Return on Invested Capital
0
Return on Tangible Assets
0
Days Sales Outstanding
7478.23
Days Payables Outstanding
0
Days of Inventory on Hand
-1618.42
Receivables Turnover
0.05
Payables Turnover
0
Inventory Turnover
-0.23
Capex per Share
0.04

Balance Sheet

Cash per Share
10,58
Book Value per Share
120,68
Tangible Book Value per Share
120.61
Shareholders Equity per Share
9.01
Interest Debt per Share
2.04
Debt to Equity
0.22
Debt to Assets
0.02
Net Debt to EBITDA
11726.28
Current Ratio
9.96
Tangible Asset Value
1.061,91 Bil.
Net Current Asset Value
181,78 Bil.
Invested Capital
185747350000
Working Capital
179,35 Bil.
Intangibles to Total Assets
0
Average Receivables
53,10 Bil.
Average Payables
0,00 Bil.
Average Inventory
53150402500
Debt to Market Cap
1.24

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Shengjing Bank Co., Ltd. Dividends
Year Dividends Growth
2015 0
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%

Shengjing Bank Co., Ltd. Profile

About Shengjing Bank Co., Ltd.

Shengjing Bank Co., Ltd., together with its subsidiaries, provides banking products and related financial services in Mainland China. Its Corporate Banking segment offers corporate loans and advances, trade financing and deposit taking services, agency services, and remittance and settlement services to corporations and government agencies. The company's Retail Banking segment provides financial products and services to retail customers, including personal loans and deposit taking services, bank cards, wealth management services, remittance and settlement services, and collection and payment agency services. Its Treasury Business segment is involved in the inter-bank money market transactions, repurchases transactions, and investment activities, as well as trading in debt securities. The company also provides online and mobile banking services; and invests in equities. As of December 31, 2021, it operated 212 institutional outlets, including 1 head office, 3 branch-level specialized institutions, 18 branches, 5 small sub-branches, and 185 traditional sub-branches; and 1,852 self-service terminals, such as self-service deposit and withdrawal machines, inquiry and payment machines, mobile card opening machines, VTM teller machines, smart counters, high-speed deposit and withdrawal all-in-one machines, interactive desktops, and other self-service terminal equipment. The company was formerly known as Shenyang Commercial Bank Co., Ltd. and changed its name to Shengjing Bank Co., Ltd. in February 2007. Shengjing Bank Co., Ltd. was incorporated in 1997 and is headquartered in Shenyang, the People's Republic of China.

CEO
Mr. Jin Sun
Employee
8.601
Address
No. 109, Beizhan Road
Shenyang, 110013

Shengjing Bank Co., Ltd. Executives & BODs

Shengjing Bank Co., Ltd. Executives & BODs
# Name Age
1 Mr. Jin Sun
Executive Chairman
70
2 Mr. Tienan Wu
Chief Information Officer
70
3 Ms. Xu Liu
President & Executive Director
70
4 Mr. Yang Shi
Executive Director
70
5 Mr. Guang Hu
Chief Internal Auditor
70
6 Mr. Yigong Wang
Vice President & Executive Director
70
7 Mr. Hong Bao
Chief Financial Officer & General Manager of Accounting
70
8 Mr. Yixuan He
Vice President & Executive Director
70
9 Ms. Zheng Li
Human Resources Director
70
10 Mr. Xuewen Zhang
Vice President & Executive Director
70

Shengjing Bank Co., Ltd. Competitors