Dah Sing Banking Group Limited Logo

Dah Sing Banking Group Limited

2356.HK

(2.5)
Stock Price

7,15 HKD

0.82% ROA

6.51% ROE

4.66x PER

Market Cap.

9.994.882.500,00 HKD

18.93% DER

10.69% Yield

15.26% NPM

Dah Sing Banking Group Limited Stock Analysis

Dah Sing Banking Group Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Dah Sing Banking Group Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.24x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (13%), which means it has a small amount of debt compared to the ownership it holds

3 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

4 ROE

ROE in an average range (5.27%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (0.64%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (20) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

10 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

Dah Sing Banking Group Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Dah Sing Banking Group Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Dah Sing Banking Group Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Dah Sing Banking Group Limited Revenue
Year Revenue Growth
1999 1.845.681.000
2000 2.036.915.000 9.39%
2001 2.228.094.000 8.58%
2002 2.468.670.000 9.75%
2003 2.351.622.000 -4.98%
2004 2.178.404.000 -7.95%
2005 1.916.339.000 -13.68%
2006 2.608.045.000 26.52%
2007 2.963.310.000 11.99%
2008 3.014.175.000 1.69%
2009 2.336.061.000 -29.03%
2010 2.425.676.000 3.69%
2011 2.570.384.000 5.63%
2012 3.037.115.000 15.37%
2013 3.751.618.000 19.05%
2014 3.706.516.000 -1.22%
2015 4.058.107.000 8.66%
2016 4.211.098.000 3.63%
2017 4.325.872.000 2.65%
2018 4.863.235.000 11.05%
2019 5.359.800.000 9.26%
2019 9.073.342.000 40.93%
2020 7.976.866.000 -13.75%
2021 6.824.568.000 -16.88%
2022 9.591.488.000 28.85%
2023 12.796.197.000 25.04%
2024 28.251.388.000 54.71%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Dah Sing Banking Group Limited Research and Development Expenses
Year Research and Development Expenses Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Dah Sing Banking Group Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 164.225.000 100%
2009 0 0%
2010 0 0%
2011 160.116.000 100%
2012 52.445.000 -205.3%
2013 55.850.000 6.1%
2014 56.766.000 1.61%
2015 59.501.000 4.6%
2016 52.795.000 -12.7%
2017 58.303.000 9.45%
2018 59.651.000 2.26%
2019 60.309.000 1.09%
2019 60.309.000 0%
2020 62.087.000 2.86%
2021 56.851.000 -9.21%
2022 52.924.000 -7.42%
2023 16.355.000 -223.6%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Dah Sing Banking Group Limited EBITDA
Year EBITDA Growth
1999 2.890.742.000
2000 3.266.432.000 11.5%
2001 2.553.496.000 -27.92%
2002 1.732.074.000 -47.42%
2003 1.797.950.000 3.66%
2004 1.840.814.000 2.33%
2005 2.920.401.000 36.97%
2006 4.511.211.000 35.26%
2007 4.699.071.000 4%
2008 2.731.275.000 -72.05%
2009 1.683.152.000 -62.27%
2010 2.201.935.000 23.56%
2011 2.777.548.000 20.72%
2012 3.411.637.000 18.59%
2013 3.687.292.000 7.48%
2014 676.399.000 -445.14%
2015 688.203.000 1.72%
2016 633.716.000 -8.6%
2017 787.222.000 19.5%
2018 744.463.000 -5.74%
2019 6.360.299.000 88.3%
2019 705.539.000 -801.48%
2020 626.883.000 -12.55%
2021 735.650.000 14.79%
2022 652.107.000 -12.81%
2023 674.884.000 3.37%
2024 2.534.604.000 73.37%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Dah Sing Banking Group Limited Gross Profit
Year Gross Profit Growth
1999 1.845.681.000
2000 2.036.915.000 9.39%
2001 2.228.094.000 8.58%
2002 2.468.670.000 9.75%
2003 2.351.622.000 -4.98%
2004 2.178.404.000 -7.95%
2005 1.916.339.000 -13.68%
2006 2.608.045.000 26.52%
2007 2.963.310.000 11.99%
2008 3.014.175.000 1.69%
2009 2.336.061.000 -29.03%
2010 2.425.676.000 3.69%
2011 2.570.384.000 5.63%
2012 3.037.115.000 15.37%
2013 3.751.618.000 19.05%
2014 3.706.516.000 -1.22%
2015 4.058.107.000 8.66%
2016 4.211.098.000 3.63%
2017 4.325.872.000 2.65%
2018 4.863.235.000 11.05%
2019 5.359.800.000 9.26%
2019 9.073.342.000 40.93%
2020 7.976.866.000 -13.75%
2021 6.824.568.000 -16.88%
2022 9.591.488.000 28.85%
2023 12.798.419.000 25.06%
2024 28.251.388.000 54.7%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Dah Sing Banking Group Limited Net Profit
Year Net Profit Growth
1999 595.747.000
2000 822.792.000 27.59%
2001 866.307.000 5.02%
2002 832.157.000 -4.1%
2003 1.000.607.000 16.83%
2004 1.122.348.000 10.85%
2005 981.172.000 -14.39%
2006 1.195.986.000 17.96%
2007 806.284.000 -48.33%
2008 190.577.000 -323.08%
2009 600.881.000 68.28%
2010 1.074.022.000 44.05%
2011 1.078.300.000 0.4%
2012 1.410.566.000 23.56%
2013 1.756.470.000 19.69%
2014 2.033.641.000 13.63%
2015 2.200.604.000 7.59%
2016 2.145.491.000 -2.57%
2017 2.186.236.000 1.86%
2018 2.479.735.000 11.84%
2019 2.240.134.000 -10.7%
2019 2.240.033.000 -0%
2020 1.493.126.000 -50.02%
2021 1.657.556.000 9.92%
2022 1.608.800.000 -3.03%
2023 1.860.306.000 13.52%
2024 5.584.296.000 66.69%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Dah Sing Banking Group Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1999 2
2000 3 33.33%
2001 3 0%
2002 3 0%
2003 1 -200%
2004 1 0%
2005 1 0%
2006 1 100%
2007 1 0%
2008 0 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 1 100%
2013 1 0%
2014 1 0%
2015 2 0%
2016 2 0%
2017 2 0%
2018 2 0%
2019 2 0%
2019 2 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2024 4 66.67%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Dah Sing Banking Group Limited Free Cashflow
Year Free Cashflow Growth
1999 -532.358.000
2000 -1.457.201.000 63.47%
2001 -35.835.000 -3966.42%
2002 -1.652.641.000 97.83%
2003 2.674.656.000 161.79%
2004 2.308.222.000 -15.88%
2005 -1.227.471.000 288.05%
2006 -2.278.441.000 46.13%
2007 1.574.884.000 244.67%
2008 5.655.177.000 72.15%
2009 3.206.810.000 -76.35%
2010 -8.034.366.000 139.91%
2011 5.939.285.000 235.27%
2012 -468.552.000 1367.58%
2013 -5.112.735.000 90.84%
2014 -6.853.458.000 25.4%
2015 -6.202.656.000 -10.49%
2016 -4.262.395.000 -45.52%
2017 -7.782.601.000 45.23%
2018 -15.059.609.000 48.32%
2019 8.602.431.000 275.06%
2019 2.557.666.750 -236.34%
2020 -10.022.944.000 125.52%
2021 3.377.578.000 396.75%
2022 5.077.977.000 33.49%
2023 -7.775.343.000 165.31%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Dah Sing Banking Group Limited Operating Cashflow
Year Operating Cashflow Growth
1999 -504.457.000
2000 -1.395.091.000 63.84%
2001 46.884.000 3075.62%
2002 -1.606.828.000 102.92%
2003 2.698.063.000 159.55%
2004 2.335.213.000 -15.54%
2005 -1.200.633.000 294.5%
2006 -2.005.449.000 40.13%
2007 1.574.884.000 227.34%
2008 5.733.659.000 72.53%
2009 3.384.478.000 -69.41%
2010 -7.660.688.000 144.18%
2011 6.265.984.000 222.26%
2012 -279.294.000 2343.51%
2013 -4.883.099.000 94.28%
2014 -6.713.902.000 27.27%
2015 -5.872.381.000 -14.33%
2016 -4.034.418.000 -45.56%
2017 -7.653.500.000 47.29%
2018 -14.885.776.000 48.59%
2019 8.704.024.000 271.02%
2019 2.583.065.000 -236.96%
2020 -9.885.834.000 126.13%
2021 3.679.286.000 368.69%
2022 5.345.323.000 31.17%
2023 -7.540.340.000 170.89%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Dah Sing Banking Group Limited Capital Expenditure
Year Capital Expenditure Growth
1999 27.901.000
2000 62.110.000 55.08%
2001 82.719.000 24.91%
2002 45.813.000 -80.56%
2003 23.407.000 -95.72%
2004 26.991.000 13.28%
2005 26.838.000 -0.57%
2006 272.992.000 90.17%
2007 0 0%
2008 78.482.000 100%
2009 177.668.000 55.83%
2010 373.678.000 52.45%
2011 326.699.000 -14.38%
2012 189.258.000 -72.62%
2013 229.636.000 17.58%
2014 139.556.000 -64.55%
2015 330.275.000 57.75%
2016 227.977.000 -44.87%
2017 129.101.000 -76.59%
2018 173.833.000 25.73%
2019 101.593.000 -71.11%
2019 25.398.250 -300%
2020 137.110.000 81.48%
2021 301.708.000 54.56%
2022 267.346.000 -12.85%
2023 235.003.000 -13.76%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Dah Sing Banking Group Limited Equity
Year Equity Growth
1999 4.329.356.000
2000 4.742.735.000 8.72%
2001 5.495.757.000 13.7%
2002 6.142.647.000 10.53%
2003 6.843.812.000 10.25%
2004 7.750.897.000 11.7%
2005 8.673.306.000 10.64%
2006 9.335.241.000 7.09%
2007 9.229.426.000 -1.15%
2008 8.193.794.000 -12.64%
2009 10.791.135.000 24.07%
2010 13.545.949.000 20.34%
2011 14.956.597.000 9.43%
2012 17.912.349.000 16.5%
2013 17.065.569.000 -4.96%
2014 19.956.569.000 14.49%
2015 21.482.984.000 7.11%
2016 23.006.569.000 6.62%
2017 25.878.624.000 11.1%
2018 26.480.144.000 2.27%
2019 28.184.813.000 6.05%
2020 29.355.187.000 3.99%
2021 29.912.916.000 1.86%
2022 29.913.732.000 0%
2023 32.578.027.000 8.18%
2023 30.876.120.000 -5.51%
2024 33.321.417.000 7.34%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Dah Sing Banking Group Limited Assets
Year Assets Growth
1999 44.394.402.000
2000 49.701.603.000 10.68%
2001 54.431.875.000 8.69%
2002 60.129.133.000 9.48%
2003 63.755.734.000 5.69%
2004 71.311.938.000 10.6%
2005 89.516.840.000 20.34%
2006 102.036.561.000 12.27%
2007 115.921.113.000 11.98%
2008 112.386.219.000 -3.15%
2009 113.628.748.000 1.09%
2010 131.838.676.000 13.81%
2011 147.187.948.000 10.43%
2012 158.585.900.000 7.19%
2013 167.227.148.000 5.17%
2014 185.328.076.000 9.77%
2015 196.031.939.000 5.46%
2016 205.210.649.000 4.47%
2017 219.241.249.000 6.4%
2018 230.275.918.000 4.79%
2019 243.406.487.000 5.39%
2020 247.306.223.000 1.58%
2021 248.979.190.000 0.67%
2022 252.086.033.000 1.23%
2023 260.744.094.000 3.32%
2023 251.006.794.000 -3.88%
2024 262.372.675.000 4.33%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Dah Sing Banking Group Limited Liabilities
Year Liabilities Growth
1999 40.065.046.000
2000 44.958.868.000 10.89%
2001 48.936.118.000 8.13%
2002 53.986.486.000 9.35%
2003 56.911.922.000 5.14%
2004 63.561.041.000 10.46%
2005 80.843.534.000 21.38%
2006 92.701.320.000 12.79%
2007 106.691.687.000 13.11%
2008 104.192.425.000 -2.4%
2009 102.837.613.000 -1.32%
2010 118.292.727.000 13.07%
2011 132.231.351.000 10.54%
2012 140.673.551.000 6%
2013 150.161.579.000 6.32%
2014 5.432.378.000 -2664.2%
2015 5.319.894.000 -2.11%
2016 5.511.943.000 3.48%
2017 5.487.366.000 -0.45%
2018 3.688.534.000 -48.77%
2019 215.221.674.000 98.29%
2020 217.951.036.000 1.25%
2021 219.066.274.000 0.51%
2022 222.172.301.000 1.4%
2023 228.166.067.000 2.63%
2023 4.307.715.000 -5196.68%
2024 229.051.258.000 98.12%

Dah Sing Banking Group Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
10
Net Income per Share
1.53
Price to Earning Ratio
4.66x
Price To Sales Ratio
0.71x
POCF Ratio
-1.2
PFCF Ratio
-1.17
Price to Book Ratio
0.3
EV to Sales
2.12
EV Over EBITDA
34.48
EV to Operating CashFlow
-3.59
EV to FreeCashFlow
-3.48
Earnings Yield
0.21
FreeCashFlow Yield
-0.86
Market Cap
9,99 Bil.
Enterprise Value
29,81 Bil.
Graham Number
28.52
Graham NetNet
-172.22

Income Statement Metrics

Net Income per Share
1.53
Income Quality
-4.46
ROE
0.07
Return On Assets
0.01
Return On Capital Employed
0
Net Income per EBT
1.2
EBT Per Ebit
1.56
Ebit per Revenue
0.08
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.08
Pretax Profit Margin
0.13
Net Profit Margin
0.15

Dividends

Dividend Yield
0.11
Dividend Yield %
10.69
Payout Ratio
0.27
Dividend Per Share
0.76

Operating Metrics

Operating Cashflow per Share
-5.9
Free CashFlow per Share
-6.1
Capex to Operating CashFlow
-0.03
Capex to Revenue
0.02
Capex to Depreciation
0.79
Return on Invested Capital
0.02
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.2

Balance Sheet

Cash per Share
-9,29
Book Value per Share
23,70
Tangible Book Value per Share
23.2
Shareholders Equity per Share
23.7
Interest Debt per Share
4.75
Debt to Equity
0.19
Debt to Assets
0.02
Net Debt to EBITDA
22.92
Current Ratio
2.86
Tangible Asset Value
32,61 Bil.
Net Current Asset Value
-202,64 Bil.
Invested Capital
20657456000
Working Capital
17,18 Bil.
Intangibles to Total Assets
0
Average Receivables
3,54 Bil.
Average Payables
4,01 Bil.
Average Inventory
-13343666500
Debt to Market Cap
0.63

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Dah Sing Banking Group Limited Dividends
Year Dividends Growth
2004 0
2005 1 0%
2006 1 0%
2007 1 0%
2008 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 1 0%

Dah Sing Banking Group Limited Profile

About Dah Sing Banking Group Limited

Dah Sing Banking Group Limited, an investment holding company, provides banking, financial, and other related services in Hong Kong, Macau, and the People's Republic of China. It operates through Personal Banking, Corporate Banking, Treasury and Global Markets, and Overseas Banking segments. The Personal Banking segment accepts deposits from individual customers; and provides residential mortgage lending, personal loans, overdrafts, vehicle financing, and credit card services, as well as insurance sales and investment services. The Corporate Banking segment accepts deposits; offers loans and working capital financing to commercial, industrial, and institutional customers; and provides trade financing services. The Treasury and Global Markets segment provides foreign exchange services; cash management services for deposit taking and lending; and interest rate risk management services, as well as manages investments in securities. The Overseas Banking segment engages in the personal and corporate banking business activities in Macau and the People's Republic of China. The company is also involved in the property investment and securities dealing activities; and provision of nominee services. As of December 31, 2021, it had a branch network of 43 retail branches, 27 VIP banking centers, 16 securities trading centers, and 10 SME centers. The company was incorporated in 2004 and is based in Wan Chai, Hong Kong. Dah Sing Banking Group Limited operates as a subsidiary of Dah Sing Financial Holdings Limited.

CEO
Mr. Hon-Hing Wong
Employee
2.903
Address
Dah Sing Financial Centre
Wan Chai,

Dah Sing Banking Group Limited Executives & BODs

Dah Sing Banking Group Limited Executives & BODs
# Name Age
1 Mr. Nicholas John Mayhew
Deputy Chief Executive Officer & Executive Director
70
2 Mr. Shou-Yeh Wong
Executive Chairman of the Board
70
3 Mr. Chow Chi-Leung
Chief Financial Officer
70
4 Mr. Pak-Ling Wang
Executive Director
70
5 Mr. Hon-Hing Wong
Vice Chairman of the Board, MD & Chief Executive Officer
70
6 Mr. Lee Kook
IR Officer
70
7 Mr. Tsung Yung Li
Company Secretary
70
8 Mr. Ho Ka-Yeung
Chief Executive Officer & Director of Dah Sing Bank (China) Ltd
70
9 Mr. Pak-Hung Lau
Chief Executive Officer & Director of Banco Commercial de Macau SA
70

Dah Sing Banking Group Limited Competitors