Far Eastern International Bank Ltd. Logo

Far Eastern International Bank Ltd.

2845.TW

(3.2)
Stock Price

13,30 TWD

0.56% ROA

7.68% ROE

12.54x PER

Market Cap.

57.504.129.987,00 TWD

107.4% DER

3.76% Yield

35.76% NPM

Far Eastern International Bank Ltd. Stock Analysis

Far Eastern International Bank Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Far Eastern International Bank Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.88x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

4 ROE

The stock's ROE falls within an average range (7.41%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.52%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 DER

The stock has a reasonable amount of debt compared to its ownership (99%), suggesting a balanced financial position and a moderate level of risk.

7 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

8 Net Profit Growth

Over the last three years, this company has consistently achieved net profit growth, indicating a favorable financial performance and making it an attractive investment option.

9 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

10 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (39), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

Far Eastern International Bank Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Far Eastern International Bank Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

Far Eastern International Bank Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Far Eastern International Bank Ltd. Revenue
Year Revenue Growth
2006 8.508.033.000
2007 8.329.742.000 -2.14%
2008 5.811.723.000 -43.33%
2009 6.025.691.000 3.55%
2010 7.161.385.000 15.86%
2011 7.157.928.000 -0.05%
2012 7.923.504.000 9.66%
2013 9.368.174.000 15.42%
2014 10.746.593.000 12.83%
2015 10.732.529.000 -0.13%
2016 10.591.024.000 -1.34%
2017 10.082.968.000 -5.04%
2018 10.719.828.000 5.94%
2019 11.394.165.000 5.92%
2020 11.094.474.000 -2.7%
2021 10.648.143.000 -4.19%
2022 11.626.574.000 8.42%
2023 13.473.100.000 13.71%
2023 6.505.038.000 -107.12%
2024 5.569.996.000 -16.79%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Far Eastern International Bank Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Far Eastern International Bank Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 1.713.625.000 100%
2010 1.961.509.000 12.64%
2011 2.133.640.000 8.07%
2012 2.195.187.000 2.8%
2013 2.217.979.000 1.03%
2014 2.479.436.000 10.55%
2015 2.538.072.000 2.31%
2016 2.655.446.000 4.42%
2017 2.381.744.000 -11.49%
2018 2.546.798.000 6.48%
2019 2.199.445.000 -15.79%
2020 2.001.540.000 -9.89%
2021 1.885.790.000 -6.14%
2022 2.031.614.000 7.18%
2023 2.371.460.000 14.33%
2023 2.314.848.000 -2.45%
2024 2.300.196.000 -0.64%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Far Eastern International Bank Ltd. EBITDA
Year EBITDA Growth
2006 4.453.607.000
2007 6.500.268.000 31.49%
2008 4.881.460.000 -33.16%
2009 5.537.179.000 11.84%
2010 6.369.245.000 13.06%
2011 7.057.339.000 9.75%
2012 8.741.795.000 19.27%
2013 10.173.180.000 14.07%
2014 11.383.386.000 10.63%
2015 11.026.841.000 -3.23%
2016 9.130.279.000 -20.77%
2017 8.168.843.000 -11.77%
2018 9.953.952.000 17.93%
2019 4.946.124.000 -101.25%
2020 3.610.722.000 -36.98%
2021 4.014.264.000 10.05%
2022 10.184.965.000 60.59%
2023 7.055.376.000 -44.36%
2023 740.131.000 -853.26%
2024 744.132.000 0.54%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Far Eastern International Bank Ltd. Gross Profit
Year Gross Profit Growth
2006 8.508.033.000
2007 8.329.742.000 -2.14%
2008 5.811.723.000 -43.33%
2009 6.025.691.000 3.55%
2010 7.161.385.000 15.86%
2011 7.157.928.000 -0.05%
2012 7.923.504.000 9.66%
2013 9.368.174.000 15.42%
2014 10.746.593.000 12.83%
2015 10.732.529.000 -0.13%
2016 10.591.024.000 -1.34%
2017 10.082.968.000 -5.04%
2018 10.719.828.000 5.94%
2019 11.394.165.000 5.92%
2020 11.094.474.000 -2.7%
2021 10.648.143.000 -4.19%
2022 11.626.574.000 8.42%
2023 13.473.100.000 13.71%
2023 6.505.038.000 -107.12%
2024 5.569.996.000 -16.79%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Far Eastern International Bank Ltd. Net Profit
Year Net Profit Growth
2006 -1.670.459.000
2007 -780.091.000 -114.14%
2008 -2.682.917.000 70.92%
2009 1.240.920.000 316.2%
2010 2.196.378.000 43.5%
2011 2.373.231.000 7.45%
2012 2.563.373.000 7.42%
2013 3.061.270.000 16.26%
2014 3.694.523.000 17.14%
2015 3.914.132.000 5.61%
2016 3.243.886.000 -20.66%
2017 2.853.883.000 -13.67%
2018 3.524.201.000 19.02%
2019 3.632.595.000 2.98%
2020 2.518.703.000 -44.22%
2021 2.939.122.000 14.3%
2022 3.677.502.000 20.08%
2023 5.589.276.000 34.2%
2023 4.174.209.000 -33.9%
2024 4.676.524.000 10.74%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Far Eastern International Bank Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 -1
2007 0 0%
2008 -1 100%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 100%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 100%
2020 1 0%
2021 1 0%
2022 1 100%
2023 1 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Far Eastern International Bank Ltd. Free Cashflow
Year Free Cashflow Growth
2006 6.308.799.000
2007 1.418.127.000 -344.87%
2008 7.646.463.000 81.45%
2009 2.550.074.000 -199.85%
2010 2.229.099.000 -14.4%
2011 2.854.936.000 21.92%
2012 2.125.288.000 -34.33%
2013 -1.904.940.000 211.57%
2014 -22.563.982.000 91.56%
2015 9.957.079.000 326.61%
2016 -74.828.327.000 113.31%
2017 7.614.410.000 1082.72%
2018 4.266.692.000 -78.46%
2019 1.210.504.000 -252.47%
2020 14.684.345.000 91.76%
2021 6.494.957.000 -126.09%
2022 -20.679.012.000 131.41%
2023 16.895.201.000 222.4%
2023 19.658.452.000 14.06%
2024 2.087.222.000 -841.85%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Far Eastern International Bank Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 6.500.505.000
2007 1.642.664.000 -295.73%
2008 7.763.758.000 78.84%
2009 2.644.995.000 -193.53%
2010 2.398.394.000 -10.28%
2011 3.129.842.000 23.37%
2012 2.275.183.000 -37.56%
2013 -1.781.443.000 227.72%
2014 -22.412.491.000 92.05%
2015 10.206.570.000 319.59%
2016 -74.581.238.000 113.69%
2017 7.838.872.000 1051.43%
2018 4.546.927.000 -72.4%
2019 1.625.890.000 -179.66%
2020 15.025.690.000 89.18%
2021 6.783.395.000 -121.51%
2022 -18.604.142.000 136.46%
2023 17.576.577.000 205.85%
2023 19.731.598.000 10.92%
2024 1.952.004.000 -910.84%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Far Eastern International Bank Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 191.706.000
2007 224.537.000 14.62%
2008 117.295.000 -91.43%
2009 94.921.000 -23.57%
2010 169.295.000 43.93%
2011 274.906.000 38.42%
2012 149.895.000 -83.4%
2013 123.497.000 -21.38%
2014 151.491.000 18.48%
2015 249.491.000 39.28%
2016 247.089.000 -0.97%
2017 224.462.000 -10.08%
2018 280.235.000 19.9%
2019 415.386.000 32.54%
2020 341.345.000 -21.69%
2021 288.438.000 -18.34%
2022 2.074.870.000 86.1%
2023 681.376.000 -204.51%
2023 73.146.000 -831.53%
2024 -135.218.000 154.09%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Far Eastern International Bank Ltd. Equity
Year Equity Growth
2006 19.866.327.000
2007 18.904.571.000 -5.09%
2008 19.411.646.000 2.61%
2009 20.762.904.000 6.51%
2010 22.807.111.000 8.96%
2011 24.654.378.000 7.49%
2012 26.601.345.000 7.32%
2013 28.953.084.000 8.12%
2014 36.262.732.000 20.16%
2015 38.977.648.000 6.97%
2016 40.950.877.000 4.82%
2017 42.786.672.000 4.29%
2018 44.744.740.000 4.38%
2019 47.284.413.000 5.37%
2020 48.743.705.000 2.99%
2021 49.701.951.000 1.93%
2022 54.972.333.000 9.59%
2023 57.714.320.000 4.75%
2023 58.874.812.000 1.97%
2024 59.553.497.000 1.14%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Far Eastern International Bank Ltd. Assets
Year Assets Growth
2006 345.819.404.000
2007 361.406.666.000 4.31%
2008 359.952.248.000 -0.4%
2009 377.052.054.000 4.54%
2010 418.356.350.000 9.87%
2011 438.455.110.000 4.58%
2012 465.498.312.000 5.81%
2013 492.189.178.000 5.42%
2014 521.939.980.000 5.7%
2015 546.554.881.000 4.5%
2016 561.415.283.000 2.65%
2017 575.424.280.000 2.43%
2018 627.351.150.000 8.28%
2019 654.887.550.000 4.2%
2020 680.047.467.000 3.7%
2021 723.054.513.000 5.95%
2022 740.539.643.000 2.36%
2023 799.256.725.000 7.35%
2023 792.504.492.000 -0.85%
2024 814.583.716.000 2.71%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Far Eastern International Bank Ltd. Liabilities
Year Liabilities Growth
2006 33.552.928.000
2007 33.340.017.000 -0.64%
2008 29.487.005.000 -13.07%
2009 356.289.150.000 91.72%
2010 395.549.239.000 9.93%
2011 413.800.732.000 4.41%
2012 438.896.967.000 5.72%
2013 27.103.885.000 -1519.31%
2014 25.479.749.000 -6.37%
2015 20.312.370.000 -25.44%
2016 24.309.357.000 16.44%
2017 20.216.664.000 -20.24%
2018 582.606.410.000 96.53%
2019 607.603.137.000 4.11%
2020 631.303.762.000 3.75%
2021 673.352.562.000 6.24%
2022 685.567.310.000 1.78%
2023 741.542.405.000 7.55%
2023 733.629.680.000 -1.08%
2024 755.030.219.000 2.83%

Far Eastern International Bank Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3
Net Income per Share
1.07
Price to Earning Ratio
12.54x
Price To Sales Ratio
4.53x
POCF Ratio
2.29
PFCF Ratio
2.38
Price to Book Ratio
0.96
EV to Sales
4.99
EV Over EBITDA
26.82
EV to Operating CashFlow
2.55
EV to FreeCashFlow
2.62
Earnings Yield
0.08
FreeCashFlow Yield
0.42
Market Cap
57,50 Bil.
Enterprise Value
63,41 Bil.
Graham Number
18.42
Graham NetNet
-171.57

Income Statement Metrics

Net Income per Share
1.07
Income Quality
5.2
ROE
0.08
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.9
EBT Per Ebit
0.89
Ebit per Revenue
0.45
Effective Tax Rate
0.11

Margins

Sales, General, & Administrative to Revenue
0.19
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.59
Operating Profit Margin
0.45
Pretax Profit Margin
0.4
Net Profit Margin
0.36

Dividends

Dividend Yield
0.04
Dividend Yield %
3.76
Payout Ratio
0.73
Dividend Per Share
0.51

Operating Metrics

Operating Cashflow per Share
5.87
Free CashFlow per Share
5.71
Capex to Operating CashFlow
0.03
Capex to Revenue
0.05
Capex to Depreciation
0.93
Return on Invested Capital
0.04
Return on Tangible Assets
0.01
Days Sales Outstanding
550.62
Days Payables Outstanding
622.33
Days of Inventory on Hand
-5107.88
Receivables Turnover
0.66
Payables Turnover
0.59
Inventory Turnover
-0.07
Capex per Share
0.16

Balance Sheet

Cash per Share
11,89
Book Value per Share
14,06
Tangible Book Value per Share
13.69
Shareholders Equity per Share
14.06
Interest Debt per Share
18.16
Debt to Equity
1.07
Debt to Assets
0.08
Net Debt to EBITDA
2.5
Current Ratio
7.85
Tangible Asset Value
57,99 Bil.
Net Current Asset Value
-685,51 Bil.
Invested Capital
68403799000
Working Capital
60,66 Bil.
Intangibles to Total Assets
0
Average Receivables
19,38 Bil.
Average Payables
4,79 Bil.
Average Inventory
-74572691500
Debt to Market Cap
1.11

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Far Eastern International Bank Ltd. Dividends
Year Dividends Growth
2001 0
2002 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 1 0%

Far Eastern International Bank Ltd. Profile

About Far Eastern International Bank Ltd.

Far Eastern International Bank Ltd. provides individual and corporate banking services in Taiwan, rest of the Asia Pacific, and internationally. The company provides savings and checking accounts; remittance, foreign exchange, and wealth management and SME financing services; and mutual funds, ETFs, and offshore stock shares and straight bonds. It also offers insurance products, including compulsory, accident, medical, saving, annuity, and investment-oriented insurance; integrated financial solution schemes through financing, cash managing, and hedging services; accounts receivable, electronic payment, and financial hedging services; and SME credit guarantee trust fund, foreign capital safekeeping, and investment services. In addition, the company offers credit cards; credit card financial management services, such as balance transfer for credit card debt, consumer loans, and cash advances; unsecured loans comprising loans to public functionaries, teachers, and employees of companies, as well as to employees with approximately half a year of service at enterprises and organizations; and mortgage loans for new house interior decoration and used home remodeling; and credit lines for use in wealth management. Further, it provides short, medium, and long term credit facility, trade finance, cash management, foreign exchange, corporate trust, financial advisory, acquisition, project, and structured financing services; and financial market services, as well as phone banking services. Additionally, the company issues letters of credit; handles domestic and foreign remittances; accepts commercial drafts; invests in securities; and acts as an agent for the trading government and corporate bonds, and bank debentures. As of December 31, 2021, it operated 55 domestic branches, an overseas branch in Hong Kong, and two foreign representative offices in Vietnam and Singapore. Far Eastern International Bank Ltd. was founded in 1992 and is headquartered in Taipei, Taiwan.

CEO
Mr. Thomas Chou
Employee
2.533
Address
No. 207, Dunhua South Road
Taipei, 106

Far Eastern International Bank Ltd. Executives & BODs

Far Eastern International Bank Ltd. Executives & BODs
# Name Age
1 Mr. Thomas Chou
President
70
2 Mr. Lonnie Liu
Executive Vice President, Head of Operations Group & Chief Information Security Officer
70
3 Hui Man Chen
Director of Legal Affairs & Manager
70
4 Ms. Yu Chin Yeh
Chief Compliance Officer of the Head Office
70
5 Ms. Hwa Chou Shin
Executive Vice President and Head of Financial Strategy Group & Human Resources Group
70
6 Mr. Shaw Y. Wang
Executive Director
70
7 Mr. Liao-Ru Ben
Senior EVice President & Head of Financial Markets Group
70
8 Mr. Jiann Jong Lin
Chief Executive Vice President
70
9 Mr. Tsung-Ming Chung
Executive Director
70
10 Mr. Simon Tai
Executive Vice President & Head of Digital Banking Group
70

Far Eastern International Bank Ltd. Competitors