EnTie Commercial Bank Co., Ltd. Logo

EnTie Commercial Bank Co., Ltd.

2849.TW

(1.5)
Stock Price

14,15 TWD

0.48% ROA

5.1% ROE

17.02x PER

Market Cap.

28.678.986.500,00 TWD

16.48% DER

2.59% Yield

17.45% NPM

EnTie Commercial Bank Co., Ltd. Stock Analysis

EnTie Commercial Bank Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

EnTie Commercial Bank Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.87x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (4%), which means it has a small amount of debt compared to the ownership it holds

3 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

4 ROE

The stock's ROE indicates a negative return (-0.04%) on shareholders' equity, suggesting poor financial performance.

5 ROA

The stock's ROA (-0%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

6 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

7 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Buffet Intrinsic Value

The company's stock shows signs of being overvalued (-9.121) according to Warren Buffett's formula, indicating a potential downside as its market price exceeds its estimated intrinsic value.

EnTie Commercial Bank Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

EnTie Commercial Bank Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

EnTie Commercial Bank Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

EnTie Commercial Bank Co., Ltd. Revenue
Year Revenue Growth
2006 1.940.989.000
2007 -11.173.686.000 117.37%
2008 1.241.227.000 1000.21%
2009 3.874.166.000 67.96%
2010 5.430.868.000 28.66%
2011 6.672.163.000 18.6%
2012 7.455.264.000 10.5%
2013 7.381.071.000 -1.01%
2014 7.186.407.000 -2.71%
2015 9.903.637.000 27.44%
2016 7.058.017.000 -40.32%
2017 6.632.089.000 -6.42%
2018 6.675.332.000 0.65%
2019 6.801.709.000 1.86%
2020 6.795.107.000 -0.1%
2021 5.932.649.000 -14.54%
2022 5.982.882.000 0.84%
2023 5.977.608.000 -0.09%
2023 10.792.423.000 44.61%
2024 11.340.384.000 4.83%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

EnTie Commercial Bank Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

EnTie Commercial Bank Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 1.023.845.000
2007 1.078.933.000 5.11%
2008 1.163.945.000 7.3%
2009 958.466.000 -21.44%
2010 989.315.000 3.12%
2011 1.108.208.000 10.73%
2012 1.176.929.000 5.84%
2013 802.485.000 -46.66%
2014 931.843.000 13.88%
2015 1.002.528.000 7.05%
2016 888.077.000 -12.89%
2017 851.566.000 -4.29%
2018 834.473.000 -2.05%
2019 853.289.000 2.21%
2020 827.095.000 -3.17%
2021 822.209.000 -0.59%
2022 852.361.000 3.54%
2023 982.848.000 13.28%
2023 959.860.000 -2.39%
2024 995.964.000 3.63%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

EnTie Commercial Bank Co., Ltd. EBITDA
Year EBITDA Growth
2006 -1.947.708.000
2007 -15.002.066.000 87.02%
2008 1.588.275.000 1044.55%
2009 4.513.885.000 64.81%
2010 5.910.960.000 23.64%
2011 6.511.119.000 9.22%
2012 8.710.546.000 25.25%
2013 7.074.462.000 -23.13%
2014 7.293.944.000 3.01%
2015 7.505.760.000 2.82%
2016 4.616.446.000 -62.59%
2017 4.864.160.000 5.09%
2018 5.783.840.000 15.9%
2019 2.815.246.000 -105.45%
2020 2.892.055.000 2.66%
2021 2.971.665.000 2.68%
2022 3.967.943.000 25.11%
2023 3.636.284.000 -9.12%
2023 334.383.000 -987.46%
2024 347.176.000 3.68%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

EnTie Commercial Bank Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 1.940.989.000
2007 -11.173.686.000 117.37%
2008 1.241.227.000 1000.21%
2009 3.874.166.000 67.96%
2010 5.430.868.000 28.66%
2011 6.672.163.000 18.6%
2012 7.455.264.000 10.5%
2013 7.381.071.000 -1.01%
2014 7.186.407.000 -2.71%
2015 9.903.637.000 27.44%
2016 7.058.017.000 -40.32%
2017 6.632.089.000 -6.42%
2018 6.675.332.000 0.65%
2019 6.801.709.000 1.86%
2020 6.795.107.000 -0.1%
2021 5.932.649.000 -14.54%
2022 5.982.882.000 0.84%
2023 5.977.608.000 -0.09%
2023 10.792.423.000 44.61%
2024 11.340.384.000 4.83%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

EnTie Commercial Bank Co., Ltd. Net Profit
Year Net Profit Growth
2006 -5.941.886.000
2007 -16.779.425.000 64.59%
2008 -5.772.869.000 -190.66%
2009 73.544.000 7949.54%
2010 2.002.908.000 96.33%
2011 2.204.188.000 9.13%
2012 4.076.354.000 45.93%
2013 2.641.255.000 -54.33%
2014 3.201.479.000 17.5%
2015 3.295.131.000 2.84%
2016 1.054.679.000 -212.43%
2017 2.100.432.000 49.79%
2018 2.210.281.000 4.97%
2019 2.081.804.000 -6.17%
2020 2.171.460.000 4.13%
2021 2.323.700.000 6.55%
2022 1.065.618.000 -118.06%
2023 2.776.244.000 61.62%
2023 1.101.027.000 -152.15%
2024 1.403.924.000 21.58%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

EnTie Commercial Bank Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 -7
2007 -17 64.71%
2008 -4 -466.67%
2009 0 0%
2010 1 100%
2011 1 0%
2012 2 50%
2013 2 -100%
2014 2 0%
2015 2 0%
2016 1 0%
2017 1 100%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 100%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

EnTie Commercial Bank Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 5.590.354.000
2007 1.443.057.000 -287.4%
2008 12.048.459.000 88.02%
2009 -5.162.058.000 333.4%
2010 -11.619.932.000 55.58%
2011 -8.182.569.000 -42.01%
2012 844.293.000 1069.16%
2013 -749.204.000 212.69%
2014 4.752.758.000 115.76%
2015 -7.706.125.000 161.68%
2016 37.348.791.000 120.63%
2017 15.968.204.000 -133.89%
2018 -499.543.000 3296.56%
2019 4.851.232.000 110.3%
2020 -1.547.428.000 413.5%
2021 4.777.013.000 132.39%
2022 -1.379.943.000 446.17%
2023 2.896.389.000 147.64%
2023 2.640.133.000 -9.71%
2024 2.103.575.999 -25.51%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

EnTie Commercial Bank Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 6.635.940.000
2007 1.485.640.000 -346.67%
2008 12.354.381.000 87.97%
2009 -5.074.740.000 343.45%
2010 -11.498.927.000 55.87%
2011 -8.056.627.000 -42.73%
2012 1.026.867.000 884.58%
2013 -618.752.000 265.96%
2014 4.921.095.000 112.57%
2015 -7.580.323.000 164.92%
2016 37.412.724.000 120.26%
2017 16.005.863.000 -133.74%
2018 -460.379.000 3576.67%
2019 4.908.223.000 109.38%
2020 -1.494.971.000 428.32%
2021 4.859.814.000 130.76%
2022 -1.234.683.000 493.61%
2023 3.000.842.000 141.14%
2023 2.666.642.000 -12.53%
2024 2.064.864.999 -29.14%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

EnTie Commercial Bank Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 1.045.586.000
2007 42.583.000 -2355.41%
2008 305.922.000 86.08%
2009 87.318.000 -250.35%
2010 121.005.000 27.84%
2011 125.942.000 3.92%
2012 182.574.000 31.02%
2013 130.452.000 -39.95%
2014 168.337.000 22.51%
2015 125.802.000 -33.81%
2016 63.933.000 -96.77%
2017 37.659.000 -69.77%
2018 39.164.000 3.84%
2019 56.991.000 31.28%
2020 52.457.000 -8.64%
2021 82.801.000 36.65%
2022 145.260.000 43%
2023 104.453.000 -39.07%
2023 26.509.000 -294.03%
2024 -38.711.000 168.48%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

EnTie Commercial Bank Co., Ltd. Equity
Year Equity Growth
2006 15.467.360.000
2007 14.216.436.000 -8.8%
2008 18.285.151.000 22.25%
2009 18.351.301.000 0.36%
2010 20.315.033.000 9.67%
2011 21.433.818.000 5.22%
2012 24.494.869.000 12.5%
2013 25.232.764.000 2.92%
2014 27.976.351.000 9.81%
2015 30.482.148.000 8.22%
2016 30.497.518.000 0.05%
2017 31.850.363.000 4.25%
2018 33.309.677.000 4.38%
2019 33.693.629.000 1.14%
2020 34.521.952.000 2.4%
2021 34.835.242.000 0.9%
2022 32.724.534.000 -6.45%
2023 33.133.980.000 1.24%
2023 32.624.189.000 -1.56%
2024 32.953.759.000 1%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

EnTie Commercial Bank Co., Ltd. Assets
Year Assets Growth
2006 313.141.057.000
2007 291.045.487.000 -7.59%
2008 279.613.056.000 -4.09%
2009 303.725.425.000 7.94%
2010 341.975.136.000 11.18%
2011 368.141.108.000 7.11%
2012 359.606.593.000 -2.37%
2013 348.246.710.000 -3.26%
2014 335.076.452.000 -3.93%
2015 322.504.805.000 -3.9%
2016 304.636.779.000 -5.87%
2017 306.770.619.000 0.7%
2018 311.491.162.000 1.52%
2019 306.071.408.000 -1.77%
2020 311.461.016.000 1.73%
2021 333.070.977.000 6.49%
2022 348.715.801.000 4.49%
2023 337.852.838.000 -3.22%
2023 340.861.526.000 0.88%
2024 351.507.385.000 3.03%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

EnTie Commercial Bank Co., Ltd. Liabilities
Year Liabilities Growth
2006 4.670.000.000
2007 12.595.543.000 62.92%
2008 1.670.000.000 -654.22%
2009 285.374.124.000 99.41%
2010 321.660.103.000 11.28%
2011 346.707.290.000 7.22%
2012 335.111.724.000 -3.46%
2013 323.013.946.000 -3.75%
2014 307.100.101.000 -5.18%
2015 292.022.657.000 -5.16%
2016 274.139.261.000 -6.52%
2017 274.920.256.000 0.28%
2018 278.181.485.000 1.17%
2019 272.377.779.000 -2.13%
2020 276.939.064.000 1.65%
2021 298.235.735.000 7.14%
2022 315.991.267.000 5.62%
2023 304.718.858.000 -3.7%
2023 308.237.337.000 1.14%
2024 318.553.626.000 3.24%

EnTie Commercial Bank Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.93
Net Income per Share
0.86
Price to Earning Ratio
17.02x
Price To Sales Ratio
2.97x
POCF Ratio
4.6
PFCF Ratio
4.89
Price to Book Ratio
0.87
EV to Sales
1.97
EV Over EBITDA
16.34
EV to Operating CashFlow
3.06
EV to FreeCashFlow
3.25
Earnings Yield
0.06
FreeCashFlow Yield
0.2
Market Cap
28,68 Bil.
Enterprise Value
19,05 Bil.
Graham Number
18.05
Graham NetNet
-165.88

Income Statement Metrics

Net Income per Share
0.86
Income Quality
3.43
ROE
0.05
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.87
EBT Per Ebit
1.22
Ebit per Revenue
0.16
Effective Tax Rate
0.13

Margins

Sales, General, & Administrative to Revenue
0.1
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.16
Pretax Profit Margin
0.2
Net Profit Margin
0.17

Dividends

Dividend Yield
0.03
Dividend Yield %
2.59
Payout Ratio
0
Dividend Per Share
0.38

Operating Metrics

Operating Cashflow per Share
3.18
Free CashFlow per Share
2.99
Capex to Operating CashFlow
0.06
Capex to Revenue
0.04
Capex to Depreciation
1.08
Return on Invested Capital
0.04
Return on Tangible Assets
0
Days Sales Outstanding
141.35
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
2.58
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.19

Balance Sheet

Cash per Share
-7,27
Book Value per Share
16,83
Tangible Book Value per Share
16.7
Shareholders Equity per Share
16.83
Interest Debt per Share
4.99
Debt to Equity
0.16
Debt to Assets
0.02
Net Debt to EBITDA
-8.25
Current Ratio
0.25
Tangible Asset Value
32,69 Bil.
Net Current Asset Value
-297,08 Bil.
Invested Capital
-62285584000
Working Capital
-63,98 Bil.
Intangibles to Total Assets
0
Average Receivables
3,94 Bil.
Average Payables
0,60 Bil.
Average Inventory
11054202000
Debt to Market Cap
0.19

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

EnTie Commercial Bank Co., Ltd. Dividends
Year Dividends Growth
2011 1
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 100%
2020 1 0%
2021 1 0%
2022 1 0%
2023 0 0%
2024 0 0%

EnTie Commercial Bank Co., Ltd. Profile

About EnTie Commercial Bank Co., Ltd.

EnTie Commercial Bank Co., Ltd. provides banking products and services primarily in Taiwan. The company operates through three segments: Retail Banking, Corporate Banking, and Operating Management. It offers checking accounts, demand deposits, savings accounts, time deposits, and negotiable certificates of deposit; and loans, such as corporate, mortgage, and personal loans, as well as provides overdrafts and credit cards. The company also offers consumer finance, wealth management products, and digital banking services; and engages in the corporate and financial market operations and investment services. In addition, it offers trade financing, cash management, trusts, syndicated financing, structured credit solutions, deployment of funds, controlling on funding cost, asset and liability management, and interest rate/FX related trading to corporate customers. Further, the company offers mutual funds, structured investment linked, insurance, and personal trust products. EnTie Commercial Bank Co., Ltd. was founded in 1992 and is headquartered in Taipei, Taiwan.

CEO
Mr. Chen-Fang Chang
Employee
1.557
Address
101 Tower
Taipei, 11049

EnTie Commercial Bank Co., Ltd. Executives & BODs

EnTie Commercial Bank Co., Ltd. Executives & BODs
# Name Age
1 Mr. Jason Chen
Acting AVice President and Head of Legal & Compliance
70
2 Mr. Chen-Fang Chang
Manager
70
3 Mr. Morris Chang
Senior Vice President & Chief Compliance Officer
70
4 Mr. Arens Chang
Senior Vice President, Chief Operating Officer & Chief Information Security Officer
70
5 Ms. Katherine Chung
Vice President & Head of Accounting
70
6 Mr. Austin Fang
First Vice President & Head of Information Services
70
7 Ms. Chloe Jiang
Section Chief of Department Secretariat of the Board
70
8 Ms. Serena Shen
Vice President & Head of Human Resources
70
9 Mr. Eason Hung
Executive Vice President & Chief Credit Officer
70
10 Ms. Vivian Chen
First Vice President & Chief Financial Officer
70

EnTie Commercial Bank Co., Ltd. Competitors