Fubon Financial Holding Co., Ltd. Logo

Fubon Financial Holding Co., Ltd.

2881.TW

(2.2)
Stock Price

91,00 TWD

0.89% ROA

12.38% ROE

11.47x PER

Market Cap.

1.257.244.400.000,00 TWD

68.08% DER

2.72% Yield

24.33% NPM

Fubon Financial Holding Co., Ltd. Stock Analysis

Fubon Financial Holding Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Fubon Financial Holding Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

2 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

3 ROE

The stock's ROE falls within an average range (3.12%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.18%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (1.2x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 DER

The stock maintains a fair debt to equity ratio (52%), indicating a reasonable balance between the money it owes and the ownership it possesses.

7 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (603), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

8 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

10 Graham Number

The company's Graham number suggests that its stock price is overestimated, implying that it may not be a promising investment opportunity.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

Fubon Financial Holding Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Fubon Financial Holding Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

Fubon Financial Holding Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Fubon Financial Holding Co., Ltd. Revenue
Year Revenue Growth
2006 121.408.248.000
2007 135.426.445.000 10.35%
2008 195.557.693.000 30.75%
2009 357.035.031.000 45.23%
2010 494.816.520.000 27.84%
2011 243.181.688.000 -103.48%
2012 368.591.582.000 34.02%
2013 373.815.603.000 1.4%
2014 378.012.894.000 1.11%
2015 429.757.370.000 12.04%
2016 437.702.697.000 1.82%
2017 407.118.507.000 -7.51%
2018 409.210.377.000 0.51%
2019 448.145.071.000 8.69%
2020 476.095.396.000 5.87%
2021 480.265.356.000 0.87%
2022 254.989.077.000 -88.35%
2023 226.327.140.000 -12.66%
2023 685.530.748.000 66.99%
2024 62.408.700.000 -998.45%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Fubon Financial Holding Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Fubon Financial Holding Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 9.890.290.000
2007 10.360.356.000 4.54%
2008 11.058.988.000 6.32%
2009 13.030.621.000 15.13%
2010 16.581.003.000 21.41%
2011 17.731.419.000 6.49%
2012 15.923.211.000 -11.36%
2013 17.415.998.000 8.57%
2014 20.016.906.000 12.99%
2015 23.179.073.000 13.64%
2016 24.174.802.000 4.12%
2017 22.041.743.000 -9.68%
2018 23.614.553.000 6.66%
2019 22.885.894.000 -3.18%
2020 21.026.663.000 -8.84%
2021 22.743.699.000 7.55%
2022 23.803.439.000 4.45%
2023 34.966.048.000 31.92%
2023 31.150.154.000 -12.25%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Fubon Financial Holding Co., Ltd. EBITDA
Year EBITDA Growth
2006 43.365.551.000
2007 48.060.484.000 9.77%
2008 39.465.178.000 -21.78%
2009 36.536.041.000 -8.02%
2010 34.316.207.000 -6.47%
2011 50.329.419.000 31.82%
2012 50.335.399.000 0.01%
2013 55.717.929.000 9.66%
2014 101.411.523.000 45.06%
2015 108.796.800.000 6.79%
2016 82.297.967.000 -32.2%
2017 89.762.286.000 8.32%
2018 98.571.649.000 8.94%
2019 70.822.131.000 -39.18%
2020 108.717.676.000 34.86%
2021 169.563.530.000 35.88%
2022 116.468.669.000 -45.59%
2023 137.482.872.000 15.28%
2023 11.526.988.999 -1092.7%
2024 332.364.000 -3368.18%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Fubon Financial Holding Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 121.408.248.000
2007 135.426.445.000 10.35%
2008 195.557.693.000 30.75%
2009 357.035.031.000 45.23%
2010 494.816.520.000 27.84%
2011 243.181.688.000 -103.48%
2012 368.591.582.000 34.02%
2013 373.815.603.000 1.4%
2014 378.012.894.000 1.11%
2015 429.757.370.000 12.04%
2016 437.702.697.000 1.82%
2017 407.118.507.000 -7.51%
2018 409.210.377.000 0.51%
2019 448.145.071.000 8.69%
2020 476.095.396.000 5.87%
2021 480.265.356.000 0.87%
2022 254.989.077.000 -88.35%
2023 226.327.140.000 -12.66%
2023 169.017.304.000 -33.91%
2024 62.408.700.000 -170.82%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Fubon Financial Holding Co., Ltd. Net Profit
Year Net Profit Growth
2006 8.399.903.000
2007 14.431.579.000 41.79%
2008 10.875.348.000 -32.7%
2009 19.937.630.000 45.45%
2010 19.905.129.000 -0.16%
2011 30.542.828.000 34.83%
2012 28.982.799.000 -5.38%
2013 32.709.351.000 11.39%
2014 60.248.412.000 45.71%
2015 63.592.585.000 5.26%
2016 48.421.046.000 -31.33%
2017 54.122.463.000 10.53%
2018 47.728.856.000 -13.4%
2019 58.497.257.000 18.41%
2020 90.272.445.000 35.2%
2021 144.559.046.000 37.55%
2022 46.925.627.000 -208.06%
2023 99.631.760.000 52.9%
2023 66.016.737.000 -50.92%
2024 203.627.276.000 67.58%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Fubon Financial Holding Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 1 100%
2008 1 0%
2009 2 0%
2010 2 0%
2011 3 50%
2012 3 0%
2013 3 33.33%
2014 5 40%
2015 5 0%
2016 4 -25%
2017 4 0%
2018 4 0%
2019 4 0%
2020 7 33.33%
2021 11 45.45%
2022 3 -266.67%
2023 8 57.14%
2023 5 -75%
2024 16 73.33%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Fubon Financial Holding Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 103.146.691.000
2007 39.388.593.000 -161.87%
2008 146.783.722.000 73.17%
2009 783.532.777.000 81.27%
2010 268.643.151.000 -191.66%
2011 179.752.250.000 -49.45%
2012 269.210.116.000 33.23%
2013 32.014.238.000 -740.91%
2014 -56.294.796.000 156.87%
2015 208.598.517.000 126.99%
2016 -27.861.302.000 848.7%
2017 -825.801.000 -3273.85%
2018 -7.075.068.000 88.33%
2019 131.844.161.000 105.37%
2020 46.217.054.000 -185.27%
2021 28.830.209.000 -60.31%
2022 141.378.229.000 79.61%
2023 132.183.702.000 -6.96%
2023 18.204.022.000 -626.12%
2024 40.498.588.000 55.05%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Fubon Financial Holding Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 103.146.691.000
2007 40.571.089.000 -154.24%
2008 148.519.463.000 72.68%
2009 796.452.273.000 81.35%
2010 271.852.447.000 -192.97%
2011 183.756.274.000 -47.94%
2012 270.579.836.000 32.09%
2013 33.555.890.000 -706.36%
2014 -53.995.114.000 162.15%
2015 212.260.143.000 125.44%
2016 -23.437.503.000 1005.64%
2017 2.719.516.000 961.83%
2018 -3.166.904.000 185.87%
2019 134.484.617.000 102.35%
2020 50.868.295.000 -164.38%
2021 32.446.471.000 -56.78%
2022 145.228.247.000 77.66%
2023 133.567.917.000 -8.73%
2023 23.815.329.000 -460.85%
2024 42.036.713.000 43.35%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Fubon Financial Holding Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 0
2007 1.182.496.000 100%
2008 1.735.741.000 31.87%
2009 12.919.496.000 86.56%
2010 3.209.296.000 -302.56%
2011 4.004.024.000 19.85%
2012 1.369.720.000 -192.32%
2013 1.541.652.000 11.15%
2014 2.299.682.000 32.96%
2015 3.661.626.000 37.2%
2016 4.423.799.000 17.23%
2017 3.545.317.000 -24.78%
2018 3.908.164.000 9.28%
2019 2.640.456.000 -48.01%
2020 4.651.241.000 43.23%
2021 3.616.262.000 -28.62%
2022 3.850.018.000 6.07%
2023 1.384.215.000 -178.14%
2023 5.611.307.000 75.33%
2024 1.538.125.000 -264.81%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Fubon Financial Holding Co., Ltd. Equity
Year Equity Growth
2006 167.803.055.000
2007 170.195.174.000 1.41%
2008 148.274.472.000 -14.78%
2009 212.980.875.000 30.38%
2010 222.273.442.000 4.18%
2011 233.682.682.000 4.88%
2012 305.273.071.000 23.45%
2013 316.679.896.000 3.6%
2014 416.146.660.000 23.9%
2015 376.076.533.000 -10.65%
2016 427.105.386.000 11.95%
2017 488.771.348.000 12.62%
2018 468.825.976.000 -4.25%
2019 619.686.285.000 24.34%
2020 776.782.796.000 20.22%
2021 983.842.497.000 21.05%
2022 573.609.207.000 -71.52%
2023 816.605.825.000 29.76%
2023 750.372.264.000 -8.83%
2024 952.703.575.000 21.24%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Fubon Financial Holding Co., Ltd. Assets
Year Assets Growth
2006 1.724.453.088.000
2007 1.803.935.917.000 4.41%
2008 2.006.720.475.000 10.11%
2009 3.060.253.327.000 34.43%
2010 3.450.747.044.000 11.32%
2011 3.618.135.216.000 4.63%
2012 4.083.256.528.000 11.39%
2013 4.570.546.842.000 10.66%
2014 5.438.360.657.000 15.96%
2015 5.987.467.814.000 9.17%
2016 6.351.258.272.000 5.73%
2017 6.919.453.986.000 8.21%
2018 7.715.059.808.000 10.31%
2019 8.547.701.633.000 9.74%
2020 9.244.452.655.000 7.54%
2021 10.499.733.326.000 11.96%
2022 10.587.756.710.000 0.83%
2023 11.085.123.379.000 4.49%
2023 11.082.302.287.000 -0.03%
2024 11.774.230.628.000 5.88%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Fubon Financial Holding Co., Ltd. Liabilities
Year Liabilities Growth
2006 1.556.650.033.000
2007 1.633.740.743.000 4.72%
2008 1.858.446.003.000 12.09%
2009 2.847.272.452.000 34.73%
2010 3.228.473.602.000 11.81%
2011 3.384.452.534.000 4.61%
2012 3.777.983.457.000 10.42%
2013 4.253.866.946.000 11.19%
2014 5.022.213.997.000 15.3%
2015 5.611.391.281.000 10.5%
2016 5.924.152.886.000 5.28%
2017 6.430.682.638.000 7.88%
2018 7.246.233.832.000 11.25%
2019 7.928.015.348.000 8.6%
2020 8.467.669.859.000 6.37%
2021 9.515.890.829.000 11.02%
2022 10.014.147.503.000 4.98%
2023 10.268.517.554.000 2.48%
2023 10.331.930.023.000 0.61%
2024 10.821.527.053.000 4.52%

Fubon Financial Holding Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
32.98
Net Income per Share
8.02
Price to Earning Ratio
11.47x
Price To Sales Ratio
2.93x
POCF Ratio
5.32
PFCF Ratio
5.75
Price to Book Ratio
1.28
EV to Sales
2.2
EV Over EBITDA
23.78
EV to Operating CashFlow
4.2
EV to FreeCashFlow
4.32
Earnings Yield
0.09
FreeCashFlow Yield
0.17
Market Cap
1.257,24 Bil.
Enterprise Value
945,58 Bil.
Graham Number
114.04
Graham NetNet
-791.33

Income Statement Metrics

Net Income per Share
8.02
Income Quality
1.95
ROE
0.12
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.9
EBT Per Ebit
1
Ebit per Revenue
0.27
Effective Tax Rate
0.12

Margins

Sales, General, & Administrative to Revenue
0.08
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.27
Pretax Profit Margin
0.27
Net Profit Margin
0.24

Dividends

Dividend Yield
0.03
Dividend Yield %
2.72
Payout Ratio
0.21
Dividend Per Share
2.5

Operating Metrics

Operating Cashflow per Share
17.29
Free CashFlow per Share
16.81
Capex to Operating CashFlow
0.03
Capex to Revenue
0.01
Capex to Depreciation
0.8
Return on Invested Capital
0.07
Return on Tangible Assets
0.01
Days Sales Outstanding
323.95
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
1.13
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.48

Balance Sheet

Cash per Share
67,29
Book Value per Share
73,20
Tangible Book Value per Share
70.6
Shareholders Equity per Share
72.04
Interest Debt per Share
58.01
Debt to Equity
0.68
Debt to Assets
0.05
Net Debt to EBITDA
-7.84
Current Ratio
4.24
Tangible Asset Value
918,89 Bil.
Net Current Asset Value
-9.673,28 Bil.
Invested Capital
994854631000
Working Capital
877,34 Bil.
Intangibles to Total Assets
0
Average Receivables
359,92 Bil.
Average Payables
148,67 Bil.
Average Inventory
-1225058609500
Debt to Market Cap
0.51

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Fubon Financial Holding Co., Ltd. Dividends
Year Dividends Growth
2002 1
2003 1 0%
2004 1 100%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 100%
2010 2 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 100%
2015 3 50%
2016 2 -100%
2017 2 0%
2018 2 50%
2019 2 -100%
2020 2 0%
2021 3 50%
2022 4 33.33%
2023 2 -200%
2024 3 50%

Fubon Financial Holding Co., Ltd. Profile

About Fubon Financial Holding Co., Ltd.

Fubon Financial Holding Co., Ltd. provides various financial services in Taiwan, Asia, and internationally. It operates through Bank Business, Insurance Business, Life Insurance Business, Securities Business, and Others segments. The company primarily offers insurance products, including property, casualty, life, health, accident, fire, marine cargo, marine hull fishing vessel, motor, liability, engineering and nuclear, surety and credit, and personal and commercial multiple peril insurance, as well as typhoon, flood, and earthquake insurance products. It also provides retail and consumer, corporate, and investment banking services; brokerage services; margin lending; securities financing and refinancing, trading, underwriting, and transfer services; and investment and financial management, futures, and foreign currency and CNY services. In addition, the company offers venture capital, marketing management, creditor's rights management, IT software, equity and asset management, stadium management, and sports services, as well as trust, financial bill, and credit card services; and invests in and manages real estate properties. Fubon Financial Holding Co., Ltd. was founded in 1961 and is based in Taipei, Taiwan.

CEO
Mr. Wey-Ting Harn
Employee
42.309
Address
No.179, Liaoning Street
Taipei,

Fubon Financial Holding Co., Ltd. Executives & BODs

Fubon Financial Holding Co., Ltd. Executives & BODs
# Name Age
1 Mr. Victor Kung
President
70
2 Mr. Yun-Ku Lin
Head of Equity & Alternative Investment
70
3 Ms. Ching-Yi Liu
Senior EVice President & Chief Human Resources Officer
70
4 Mr. Wey-Ting Harn
President, Chief Financial Officer & Director
70
5 Ms. Emily Wang
Executive Vice President & Chief Compliance Officer
70
6 Mr. Chris Tsai
Execuitve Vice President & Director
70
7 Mr. Wei Lo
Senior Executive Vice President
70
8 Mr. Howard Lin
Chief Investment Officer & Director
70
9 Ms. Chia-Hui Wang
Senior Vice President
70
10 Mr. Chung-Ping Liu
Senior Executive Vice President
70

Fubon Financial Holding Co., Ltd. Competitors