IBF Financial Holdings Co., Ltd. Logo

IBF Financial Holdings Co., Ltd.

2889.TW

(1.2)
Stock Price

14,15 TWD

0.54% ROA

5.08% ROE

25.97x PER

Market Cap.

54.395.726.000,00 TWD

792.24% DER

4.74% Yield

41.81% NPM

IBF Financial Holdings Co., Ltd. Stock Analysis

IBF Financial Holdings Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

IBF Financial Holdings Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE in an average range (4.62%) suggests satisfactory profitability and decent utilization of shareholders' equity.

2 ROA

The stock's ROA (0.48%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

3 PBV

The stock's PBV ratio (1.04x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

4 DER

The stock has a reasonable amount of debt compared to its ownership (52%), suggesting a balanced financial position and a moderate level of risk.

5 Buffet Intrinsic Value

The company's stock seems undervalued (48) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

6 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

7 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

IBF Financial Holdings Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

IBF Financial Holdings Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

IBF Financial Holdings Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

IBF Financial Holdings Co., Ltd. Revenue
Year Revenue Growth
2006 4.705.412.000
2007 4.322.229.000 -8.87%
2008 -966.716.000 547.1%
2009 6.716.725.000 114.39%
2010 5.202.296.000 -29.11%
2011 5.320.999.000 2.23%
2012 4.153.875.000 -28.1%
2013 4.117.837.000 -0.88%
2014 4.527.726.000 9.05%
2015 4.792.858.000 5.53%
2016 4.898.332.000 2.15%
2017 5.641.629.000 13.18%
2018 5.257.185.000 -7.31%
2019 6.770.412.000 22.35%
2020 8.548.178.000 20.8%
2021 10.219.912.000 16.36%
2022 6.057.627.000 -68.71%
2023 7.476.780.000 18.98%
2023 12.509.684.000 40.23%
2024 -13.317.444.000 193.93%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

IBF Financial Holdings Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 1 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

IBF Financial Holdings Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 658.121.000
2007 730.004.000 9.85%
2008 794.455.000 8.11%
2009 999.799.000 20.54%
2010 970.039.000 -3.07%
2011 914.081.000 -6.12%
2012 844.642.000 -8.22%
2013 797.135.000 -5.96%
2014 816.927.000 2.42%
2015 874.007.000 6.53%
2016 792.796.000 -10.24%
2017 846.479.000 6.34%
2018 857.574.000 1.29%
2019 731.350.000 -17.26%
2020 845.948.000 13.55%
2021 1.004.287.000 15.77%
2022 942.596.000 -6.54%
2023 1.137.456.000 17.13%
2023 1.047.755.000 -8.56%
2024 1.337.092.000 21.64%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

IBF Financial Holdings Co., Ltd. EBITDA
Year EBITDA Growth
2006 5.042.931.000
2007 5.323.306.000 5.27%
2008 -209.524.000 2640.67%
2009 3.930.220.000 105.33%
2010 3.474.750.000 -13.11%
2011 3.223.504.000 -7.79%
2012 3.178.591.000 -1.41%
2013 2.815.065.000 -12.91%
2014 3.118.451.000 9.73%
2015 3.084.230.000 -1.11%
2016 3.536.696.000 12.79%
2017 3.947.756.000 10.41%
2018 3.832.944.000 -3%
2019 3.398.003.000 -12.8%
2020 4.462.131.000 23.85%
2021 4.989.372.000 10.57%
2022 4.354.492.000 -14.58%
2023 2.779.852.000 -56.64%
2023 8.258.977.999 66.34%
2024 275.055.996 -2902.65%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

IBF Financial Holdings Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 4.705.412.000
2007 4.322.229.000 -8.87%
2008 -966.716.000 547.1%
2009 6.716.725.000 114.39%
2010 5.202.296.000 -29.11%
2011 5.320.999.000 2.23%
2012 4.153.875.000 -28.1%
2013 4.117.837.000 -0.88%
2014 4.527.726.000 9.05%
2015 4.470.880.000 -1.27%
2016 4.602.440.000 2.86%
2017 5.334.382.000 13.72%
2018 4.915.734.000 -8.52%
2019 6.315.655.000 22.17%
2020 8.013.879.000 21.19%
2021 9.529.135.000 15.9%
2022 5.367.021.000 -77.55%
2023 7.476.780.000 28.22%
2023 11.815.358.000 36.72%
2024 -14.157.264.000 183.46%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

IBF Financial Holdings Co., Ltd. Net Profit
Year Net Profit Growth
2006 1.813.973.000
2007 1.636.110.000 -10.87%
2008 -2.777.413.000 158.91%
2009 2.629.695.000 205.62%
2010 2.195.392.000 -19.78%
2011 1.531.215.000 -43.38%
2012 1.415.503.000 -8.17%
2013 1.350.210.000 -4.84%
2014 1.732.798.000 22.08%
2015 1.563.259.000 -10.85%
2016 2.110.209.000 25.92%
2017 2.370.784.000 10.99%
2018 2.021.559.000 -17.28%
2019 2.629.834.000 23.13%
2020 3.248.085.000 19.03%
2021 3.883.865.000 16.37%
2022 1.287.976.000 -201.55%
2023 1.881.352.000 31.54%
2023 2.000.270.000 5.95%
2024 2.337.740.000 14.44%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

IBF Financial Holdings Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 0 0%
2008 -1 0%
2009 1 0%
2010 1 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 1 0%
2015 0 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 100%
2021 1 0%
2022 0 0%
2023 1 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

IBF Financial Holdings Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 -10.431.687.000
2007 -741.415.000 -1307%
2008 10.782.865.000 106.88%
2009 -9.644.452.000 211.8%
2010 -1.437.878.000 -570.74%
2011 8.272.924.000 117.38%
2012 -2.269.210.000 464.57%
2013 -4.076.302.000 44.33%
2014 -3.529.565.000 -15.49%
2015 4.301.954.000 182.05%
2016 -5.521.619.000 177.91%
2017 -19.697.051.000 71.97%
2018 12.858.596.000 253.18%
2019 11.001.070.000 -16.88%
2020 -4.158.547.000 364.54%
2021 -7.310.219.000 43.11%
2022 8.340.578.000 187.65%
2023 -2.216.004.000 476.38%
2023 -5.433.214.000 59.21%
2024 13.291.779.000 140.88%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

IBF Financial Holdings Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 -10.386.982.000
2007 -645.357.000 -1509.49%
2008 10.933.283.000 105.9%
2009 -9.248.515.000 218.22%
2010 -1.241.079.000 -645.2%
2011 6.705.873.000 118.51%
2012 -2.269.685.000 395.45%
2013 -4.019.606.000 43.53%
2014 -3.462.568.000 -16.09%
2015 4.386.671.000 178.93%
2016 -5.449.580.000 180.5%
2017 -19.508.115.000 72.07%
2018 12.919.662.000 251%
2019 12.402.563.000 -4.17%
2020 398.464.000 -3012.59%
2021 -7.015.574.000 105.68%
2022 8.427.864.000 183.24%
2023 -2.193.733.000 484.18%
2023 -5.333.301.000 58.87%
2024 13.328.748.000 140.01%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

IBF Financial Holdings Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 44.705.000
2007 96.058.000 53.46%
2008 150.418.000 36.14%
2009 395.937.000 62.01%
2010 196.799.000 -101.19%
2011 -1.567.051.000 112.56%
2012 -475.000 -329805.47%
2013 56.696.000 100.84%
2014 66.997.000 15.38%
2015 84.717.000 20.92%
2016 72.039.000 -17.6%
2017 188.936.000 61.87%
2018 61.066.000 -209.4%
2019 1.401.493.000 95.64%
2020 4.557.011.000 69.25%
2021 294.645.000 -1446.61%
2022 87.286.000 -237.56%
2023 22.271.000 -291.93%
2023 99.913.000 77.71%
2024 36.969.000 -170.26%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

IBF Financial Holdings Co., Ltd. Equity
Year Equity Growth
2006 28.567.740.000
2007 27.415.724.000 -4.2%
2008 24.955.684.000 -9.86%
2009 28.062.181.000 11.07%
2010 30.062.792.000 6.65%
2011 31.553.896.000 4.73%
2012 31.913.093.000 1.13%
2013 32.298.219.000 1.19%
2014 33.648.218.000 4.01%
2015 34.381.061.000 2.13%
2016 35.032.514.000 1.86%
2017 35.928.575.000 2.49%
2018 36.120.766.000 0.53%
2019 39.828.761.000 9.31%
2020 42.737.811.000 6.81%
2021 44.183.810.000 3.27%
2022 42.164.674.000 -4.79%
2023 48.792.588.000 13.58%
2023 45.476.639.000 -7.29%
2024 47.527.537.000 4.32%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

IBF Financial Holdings Co., Ltd. Assets
Year Assets Growth
2006 244.162.220.000
2007 245.930.167.000 0.72%
2008 180.582.111.000 -36.19%
2009 185.157.001.000 2.47%
2010 211.720.193.000 12.55%
2011 213.844.234.000 0.99%
2012 202.821.340.000 -5.43%
2013 218.991.723.000 7.38%
2014 222.244.002.000 1.46%
2015 260.180.810.000 14.58%
2016 256.172.581.000 -1.56%
2017 269.872.731.000 5.08%
2018 277.985.923.000 2.92%
2019 286.476.796.000 2.96%
2020 316.757.486.000 9.56%
2021 349.885.764.000 9.47%
2022 358.338.860.000 2.36%
2023 363.920.403.000 1.53%
2023 354.655.878.000 -2.61%
2024 388.357.878.000 8.68%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

IBF Financial Holdings Co., Ltd. Liabilities
Year Liabilities Growth
2006 2.545.616.000
2007 2.707.528.000 5.98%
2008 1.537.658.000 -76.08%
2009 157.094.820.000 99.02%
2010 181.657.401.000 13.52%
2011 182.290.338.000 0.35%
2012 170.908.247.000 -6.66%
2013 4.592.818.000 -3621.21%
2014 10.139.173.000 54.7%
2015 7.900.802.000 -28.33%
2016 8.211.458.000 3.78%
2017 11.231.353.000 26.89%
2018 241.865.157.000 95.36%
2019 246.648.035.000 1.94%
2020 274.019.675.000 9.99%
2021 305.701.954.000 10.36%
2022 316.174.186.000 3.31%
2023 315.127.815.000 -0.33%
2023 309.179.239.000 -1.92%
2024 340.830.341.000 9.29%

IBF Financial Holdings Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1.42
Net Income per Share
0.59
Price to Earning Ratio
25.97x
Price To Sales Ratio
10.89x
POCF Ratio
5.86
PFCF Ratio
5.96
Price to Book Ratio
1.34
EV to Sales
16.02
EV Over EBITDA
15.33
EV to Operating CashFlow
8.64
EV to FreeCashFlow
8.76
Earnings Yield
0.04
FreeCashFlow Yield
0.17
Market Cap
54,40 Bil.
Enterprise Value
80,03 Bil.
Graham Number
12.4
Graham NetNet
-76.23

Income Statement Metrics

Net Income per Share
0.59
Income Quality
3.46
ROE
0.05
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.62
EBT Per Ebit
0.68
Ebit per Revenue
0.99
Effective Tax Rate
0.18

Margins

Sales, General, & Administrative to Revenue
0.24
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.85
Operating Profit Margin
0.99
Pretax Profit Margin
0.68
Net Profit Margin
0.42

Dividends

Dividend Yield
0.05
Dividend Yield %
4.74
Payout Ratio
0
Dividend Per Share
0.73

Operating Metrics

Operating Cashflow per Share
2.63
Free CashFlow per Share
2.59
Capex to Operating CashFlow
0.01
Capex to Revenue
0.03
Capex to Depreciation
0.48
Return on Invested Capital
0.01
Return on Tangible Assets
0.01
Days Sales Outstanding
3818.26
Days Payables Outstanding
12644.81
Days of Inventory on Hand
26911.8
Receivables Turnover
0.1
Payables Turnover
0.03
Inventory Turnover
0.01
Capex per Share
0.04

Balance Sheet

Cash per Share
1,43
Book Value per Share
13,49
Tangible Book Value per Share
13.42
Shareholders Equity per Share
11.52
Interest Debt per Share
92.72
Debt to Equity
7.92
Debt to Assets
0.83
Net Debt to EBITDA
4.91
Current Ratio
2.12
Tangible Asset Value
47,27 Bil.
Net Current Asset Value
-284,95 Bil.
Invested Capital
36922661000
Working Capital
29,50 Bil.
Intangibles to Total Assets
0
Average Receivables
51,14 Bil.
Average Payables
25,36 Bil.
Average Inventory
28073244000
Debt to Market Cap
5.91

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

IBF Financial Holdings Co., Ltd. Dividends
Year Dividends Growth
2004 1
2005 1 100%
2006 1 0%
2007 1 0%
2008 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 1 0%
2019 0 0%
2020 1 0%
2021 1 0%
2022 1 0%
2024 1 0%

IBF Financial Holdings Co., Ltd. Profile

About IBF Financial Holdings Co., Ltd.

IBF Financial Holdings Co., Ltd., through its subsidiaries, provides various financial products and services for individual and corporate clients primarily in Taiwan. The company is involved in the certification and underwriting of short-term bills, financial debentures, and securities; brokerage and proprietary trading of short-term bills, as well as futures and securities brokerage transactions; guarantee and endorsement of short-term bills; and proprietary trading of government bonds, financial debentures, corporate and foreign currency bonds, securities, and equity-related futures. It also offers corporate finance, equity, securities investment, and futures investment advisory services; financial derivatives; investment trust services; convertible bond asset services; margin lending and short sales financing; stock affairs and interbank call loans agent services; wealth management services; capital, management expertise, and consultative services to investees; and general investment and financial leasing services. In addition, the company engages in the procurement of leased property, as well as leased property residual value disposal and maintenance activities; offers leasing transactions counseling, and non-financing guarantee services; and invests in equity related commodities. Further, it provides revolving bill transaction, collection and paying agency, and letter of credit services, as well as management consultancy services. IBF Financial Holdings Co., Ltd. was incorporated in 2002 and is based in Taipei, Taiwan.

CEO
Song-Hui Su
Employee
1.593
Address
IBF Financial Holdings Building
Taipei, 104

IBF Financial Holdings Co., Ltd. Executives & BODs

IBF Financial Holdings Co., Ltd. Executives & BODs
# Name Age
1 Mr. Hsin-Hung Lin
Chief Accountant & Deputy Financial Officer
70
2 Song-Hui Su
President
70
3 ChaoTai Huang
Financial Officer
70
4 Mr. Andre Huang
Assistant Vice President of Compliance & Legal Department
70
5 Mr. Wen Chu Hou
Chief Auditor
70
6 Mr. Michael Chen
Vice President, Chief Information Security Officer & Director
70
7 Mr. Sung Ta Yang
Manager of Information Department
70
8 Mr. Milton Huang
Institutional Supervisor & AVice President of Administration Department
70
9 Ms. Karen Wu
Chief Compliance Officer
70
10 Mr. Ming-En Chiu
Senior Executive Officer
70

IBF Financial Holdings Co., Ltd. Competitors