3866.HK
Bank of Qingdao Co., Ltd.
3866.HK
(2.5)2,73 HKD
0.59% ROA
9.63% ROE
3.7x PER
19.596.132.351,53 HKD
211.99% DER
7.01% Yield
26.45% NPM
Bank of Qingdao Co., Ltd. Stock Analysis
Bank of Qingdao Co., Ltd. Fundamental Analysis
Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.
# | Analysis | Rating |
---|---|---|
1 |
PBV
With a remarkably low PBV ratio (0.28x), the stock offers substantial upside potential at a bargain price. |
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2 |
Assets Growth
Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity. |
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3 |
Dividend
Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream. |
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4 |
ROE
The stock's ROE falls within an average range (9.48%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity. |
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5 |
ROA
The stock's ROA (0.61%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits. |
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6 |
Graham Number
The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity. |
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7 |
Buffet Intrinsic Value
The company's stock seems undervalued (6) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price. |
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8 |
DER
The company has a high debt to equity ratio (197%), which means it owes a lot of money compared to what it actually owns, making it financially risky. |
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9 |
Revenue Growth
Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity. |
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10 |
Net Profit Growth
Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors. |
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11 |
Dividend Growth
The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity. |
Bank of Qingdao Co., Ltd. Technical Analysis
Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.
# | Analysis | Recommendation |
---|---|---|
1 | Awesome Oscillator | Hold |
2 | MACD | Buy |
3 | RSI | Hold |
4 | Stoch RSI | Hold |
Bank of Qingdao Co., Ltd. Price Chart
Financial Statements
Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.
Income Statements
An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.
Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.
Year | Revenue | Growth |
---|---|---|
2008 | 1.081.254.671 | |
2009 | 1.090.812.645 | 0.88% |
2010 | 1.574.780.000 | 30.73% |
2011 | 2.484.995.000 | 36.63% |
2012 | 2.870.036.000 | 13.42% |
2013 | 3.525.048.000 | 18.58% |
2014 | 4.339.888.000 | 18.78% |
2015 | 5.001.074.000 | 13.22% |
2016 | 5.996.271.000 | 16.6% |
2017 | 5.568.010.000 | -7.69% |
2018 | 7.365.340.000 | 24.4% |
2019 | 9.622.886.000 | 23.46% |
2020 | 9.595.016.000 | -0.29% |
2021 | 10.398.296.000 | 7.73% |
2022 | 10.350.982.000 | -0.46% |
2023 | 15.543.748.000 | 33.41% |
2023 | 11.018.138.000 | -41.07% |
2024 | 15.016.004.000 | 26.62% |
Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.
Year | Research and Development Expenses | Growth |
---|---|---|
2008 | 0 | |
2009 | 0 | 0% |
2010 | 0 | 0% |
2011 | 0 | 0% |
2012 | 0 | 0% |
2013 | 0 | 0% |
2014 | 0 | 0% |
2015 | 0 | 0% |
2016 | 0 | 0% |
2017 | 0 | 0% |
2018 | 0 | 0% |
2019 | 0 | 0% |
2020 | 0 | 0% |
2021 | 0 | 0% |
2022 | 0 | 0% |
2023 | 0 | 0% |
2023 | 0 | 0% |
2024 | 0 | 0% |
General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.
Year | General and Administrative Expenses | Growth |
---|---|---|
2008 | 292.832.371 | |
2009 | 444.959.905 | 34.19% |
2010 | 655.610.000 | 32.13% |
2011 | 998.471.000 | 34.34% |
2012 | 1.200.035.000 | 16.8% |
2013 | 1.459.546.000 | 17.78% |
2014 | 1.728.814.000 | 15.58% |
2015 | 381.621.000 | -353.02% |
2016 | 407.487.000 | 6.35% |
2017 | 473.313.000 | 13.91% |
2018 | 502.855.000 | 5.87% |
2019 | 727.083.000 | 30.84% |
2020 | 1.185.304.000 | 38.66% |
2021 | 1.142.886.000 | -3.71% |
2022 | 1.293.026.000 | 11.61% |
2023 | 0 | 0% |
2023 | 1.319.543.000 | 100% |
2024 | 0 | 0% |
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.
Year | EBITDA | Growth |
---|---|---|
2008 | 1.063.966.222 | |
2009 | 1.030.397.018 | -3.26% |
2010 | 1.432.110.000 | 28.05% |
2011 | 2.399.086.000 | 40.31% |
2012 | 3.269.235.000 | 26.62% |
2013 | 4.739.266.000 | 31.02% |
2014 | 6.198.454.000 | 23.54% |
2015 | 7.122.909.000 | 12.98% |
2016 | 7.629.940.000 | 6.65% |
2017 | 9.629.173.000 | 20.76% |
2018 | 10.287.321.000 | 6.4% |
2019 | 3.187.507.000 | -222.74% |
2020 | 3.097.940.000 | -2.89% |
2021 | 3.647.924.000 | 15.08% |
2022 | 15.140.530.000 | 75.91% |
2023 | 3.298.500.000 | -359.01% |
2023 | -233.287.001 | 1513.92% |
2024 | 7.578.348.000 | 103.08% |
Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.
Year | Gross Profit | Growth |
---|---|---|
2008 | 1.081.254.671 | |
2009 | 1.090.812.645 | 0.88% |
2010 | 1.574.780.000 | 30.73% |
2011 | 2.484.995.000 | 36.63% |
2012 | 2.870.036.000 | 13.42% |
2013 | 3.525.048.000 | 18.58% |
2014 | 4.339.888.000 | 18.78% |
2015 | 5.001.074.000 | 13.22% |
2016 | 5.996.271.000 | 16.6% |
2017 | 5.568.010.000 | -7.69% |
2018 | 7.365.340.000 | 24.4% |
2019 | 9.622.886.000 | 23.46% |
2020 | 9.595.016.000 | -0.29% |
2021 | 10.398.296.000 | 7.73% |
2022 | 10.350.982.000 | -0.46% |
2023 | 15.543.748.000 | 33.41% |
2023 | 8.344.793.000 | -86.27% |
2024 | 15.016.004.000 | 44.43% |
Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.
Year | Net Profit | Growth |
---|---|---|
2008 | 323.159.066 | |
2009 | 419.107.179 | 22.89% |
2010 | 514.530.000 | 18.55% |
2011 | 738.445.000 | 30.32% |
2012 | 920.028.000 | 19.74% |
2013 | 1.141.914.000 | 19.43% |
2014 | 1.495.352.000 | 23.64% |
2015 | 1.813.776.000 | 17.56% |
2016 | 2.088.605.000 | 13.16% |
2017 | 1.900.252.000 | -9.91% |
2018 | 2.023.352.000 | 6.08% |
2019 | 2.284.815.000 | 11.44% |
2020 | 1.897.165.000 | -20.43% |
2021 | 2.922.664.000 | 35.09% |
2022 | 3.082.775.000 | 5.19% |
2023 | 2.612.136.000 | -18.02% |
2023 | 3.548.599.000 | 26.39% |
2024 | 6.241.128.000 | 43.14% |
EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.
Year | Earning per Share (EPS) | Growth |
---|---|---|
2008 | 0 | |
2009 | 0 | 0% |
2010 | 0 | 0% |
2011 | 0 | 0% |
2012 | 0 | 0% |
2013 | 0 | 0% |
2014 | 1 | 0% |
2015 | 1 | 0% |
2016 | 1 | 0% |
2017 | 0 | 0% |
2018 | 0 | 0% |
2019 | 1 | 0% |
2020 | 0 | 0% |
2021 | 1 | 0% |
2022 | 1 | 0% |
2023 | 0 | 0% |
2023 | 1 | 0% |
2024 | 1 | 100% |
Cashflow Statements
Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.
Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.
Year | Free Cashflow | Growth |
---|---|---|
2008 | -1.670.512.321 | |
2009 | 284.813.862 | 686.53% |
2010 | 7.006.920.000 | 95.94% |
2011 | 7.771.312.000 | 9.84% |
2012 | 9.430.756.000 | 17.6% |
2013 | 11.379.044.000 | 17.12% |
2014 | 10.782.254.000 | -5.53% |
2015 | 7.846.418.000 | -37.42% |
2016 | 43.596.358.000 | 82% |
2017 | -26.256.384.000 | 266.04% |
2018 | -21.131.217.000 | -24.25% |
2019 | -7.307.086.000 | -189.19% |
2020 | 44.563.523.000 | 116.4% |
2021 | 2.377.573.000 | -1774.33% |
2022 | -2.168.685.000 | 209.63% |
2023 | 2.764.918.000 | 178.44% |
2023 | 9.733.013.000 | 71.59% |
2024 | 8.975.578.000 | -8.44% |
Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.
Year | Operating Cashflow | Growth |
---|---|---|
2008 | -1.630.146.627 | |
2009 | 307.734.200 | 629.73% |
2010 | 7.395.390.000 | 95.84% |
2011 | 7.921.562.000 | 6.64% |
2012 | 10.677.425.000 | 25.81% |
2013 | 11.933.373.000 | 10.52% |
2014 | 11.196.260.000 | -6.58% |
2015 | 8.513.108.000 | -31.52% |
2016 | 44.160.567.000 | 80.72% |
2017 | -25.646.229.000 | 272.19% |
2018 | -20.854.480.000 | -22.98% |
2019 | -7.005.735.000 | -197.68% |
2020 | 45.293.459.000 | 115.47% |
2021 | 3.005.001.000 | -1407.27% |
2022 | -1.674.725.000 | 279.43% |
2023 | 2.878.332.000 | 158.18% |
2023 | 10.136.930.000 | 71.61% |
2024 | 9.061.084.000 | -11.87% |
Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.
Year | Capital Expenditure | Growth |
---|---|---|
2008 | 40.365.694 | |
2009 | 22.920.338 | -76.11% |
2010 | 388.470.000 | 94.1% |
2011 | 150.250.000 | -158.55% |
2012 | 1.246.669.000 | 87.95% |
2013 | 554.329.000 | -124.9% |
2014 | 414.006.000 | -33.89% |
2015 | 666.690.000 | 37.9% |
2016 | 564.209.000 | -18.16% |
2017 | 610.155.000 | 7.53% |
2018 | 276.737.000 | -120.48% |
2019 | 301.351.000 | 8.17% |
2020 | 729.936.000 | 58.72% |
2021 | 627.428.000 | -16.34% |
2022 | 493.960.000 | -27.02% |
2023 | 113.414.000 | -335.54% |
2023 | 403.917.000 | 71.92% |
2024 | 85.506.000 | -372.38% |
Balance Sheet
Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.
Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.
Year | Equity | Growth |
---|---|---|
2008 | 3.918.974.392 | |
2009 | 4.118.965.403 | 4.86% |
2010 | 4.145.460.000 | 0.64% |
2011 | 6.958.205.000 | 40.42% |
2012 | 7.436.635.000 | 6.43% |
2013 | 8.205.152.000 | 9.37% |
2014 | 9.784.650.000 | 16.14% |
2015 | 16.613.652.000 | 41.1% |
2016 | 17.635.973.000 | 5.8% |
2017 | 26.123.209.000 | 32.49% |
2018 | 27.496.724.000 | 5% |
2019 | 30.477.918.000 | 9.78% |
2020 | 30.906.858.000 | 1.39% |
2021 | 33.327.728.000 | 7.26% |
2022 | 36.593.295.000 | 8.92% |
2023 | 39.939.243.000 | 8.38% |
2023 | 38.787.551.000 | -2.97% |
2024 | 42.855.737.000 | 9.49% |
Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.
Year | Assets | Growth |
---|---|---|
2008 | 32.555.375.499 | |
2009 | 43.629.284.033 | 25.38% |
2010 | 62.937.420.000 | 30.68% |
2011 | 77.025.677.000 | 18.29% |
2012 | 101.658.224.000 | 24.23% |
2013 | 135.689.371.000 | 25.08% |
2014 | 156.165.941.000 | 13.11% |
2015 | 187.235.254.000 | 16.59% |
2016 | 277.988.106.000 | 32.65% |
2017 | 306.276.092.000 | 9.24% |
2018 | 317.658.502.000 | 3.58% |
2019 | 373.622.150.000 | 14.98% |
2020 | 459.827.605.000 | 18.75% |
2021 | 522.249.610.000 | 11.95% |
2022 | 529.613.992.000 | 1.39% |
2023 | 607.985.372.000 | 12.89% |
2023 | 568.400.907.000 | -6.96% |
2024 | 654.024.373.000 | 13.09% |
Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.
Year | Liabilities | Growth |
---|---|---|
2008 | 28.636.401.106 | |
2009 | 39.510.318.629 | 27.52% |
2010 | 58.791.960.000 | 32.8% |
2011 | 70.067.472.000 | 16.09% |
2012 | 94.221.589.000 | 25.64% |
2013 | 127.484.219.000 | 26.09% |
2014 | 146.381.291.000 | 12.91% |
2015 | 170.621.602.000 | 14.21% |
2016 | 260.352.133.000 | 34.47% |
2017 | 280.152.883.000 | 7.07% |
2018 | 290.161.778.000 | 3.45% |
2019 | 343.144.232.000 | 15.44% |
2020 | 428.920.747.000 | 20% |
2021 | 488.921.882.000 | 12.27% |
2022 | 493.020.697.000 | 0.83% |
2023 | 568.046.129.000 | 13.21% |
2023 | 529.613.356.000 | -7.26% |
2024 | 611.168.636.000 | 13.34% |
Bank of Qingdao Co., Ltd. Financial Ratio (TTM)
Valuation Metrics
- Revenue per Share
- 2.56
- Net Income per Share
- 0.68
- Price to Earning Ratio
- 3.7x
- Price To Sales Ratio
- 1.35x
- POCF Ratio
- 1.42
- PFCF Ratio
- 2.04
- Price to Book Ratio
- 0.34
- EV to Sales
- 3.04
- EV Over EBITDA
- 14.39
- EV to Operating CashFlow
- 4.42
- EV to FreeCashFlow
- 4.59
- Earnings Yield
- 0.27
- FreeCashFlow Yield
- 0.49
- Market Cap
- 19,60 Bil.
- Enterprise Value
- 44,22 Bil.
- Graham Number
- 10.61
- Graham NetNet
- -93.11
Income Statement Metrics
- Net Income per Share
- 0.68
- Income Quality
- 4.26
- ROE
- 0.1
- Return On Assets
- 0.01
- Return On Capital Employed
- 0.01
- Net Income per EBT
- 0.88
- EBT Per Ebit
- 1.04
- Ebit per Revenue
- 0.29
- Effective Tax Rate
- 0.09
Margins
- Sales, General, & Administrative to Revenue
- 0.4
- Research & Developement to Revenue
- 0
- Stock Based Compensation to Revenue
- 0
- Gross Profit Margin
- 0.81
- Operating Profit Margin
- 0.29
- Pretax Profit Margin
- 0.3
- Net Profit Margin
- 0.26
Dividends
- Dividend Yield
- 0.07
- Dividend Yield %
- 7.01
- Payout Ratio
- 0.32
- Dividend Per Share
- 0.18
Operating Metrics
- Operating Cashflow per Share
- 1.76
- Free CashFlow per Share
- 1.69
- Capex to Operating CashFlow
- 0.04
- Capex to Revenue
- 0.03
- Capex to Depreciation
- 0.88
- Return on Invested Capital
- 0.03
- Return on Tangible Assets
- 0.01
- Days Sales Outstanding
- 577.05
- Days Payables Outstanding
- 1389.83
- Days of Inventory on Hand
- 0
- Receivables Turnover
- 0.63
- Payables Turnover
- 0.26
- Inventory Turnover
- 0
- Capex per Share
- 0.07
Balance Sheet
- Cash per Share
- 11,31
- Book Value per Share
- 7,54
- Tangible Book Value per Share
- 7.47
- Shareholders Equity per Share
- 7.38
- Interest Debt per Share
- 17.81
- Debt to Equity
- 2.12
- Debt to Assets
- 0.14
- Net Debt to EBITDA
- 8.02
- Current Ratio
- 8.33
- Tangible Asset Value
- 42,47 Bil.
- Net Current Asset Value
- -523,81 Bil.
- Invested Capital
- 81518335000
- Working Capital
- 76,87 Bil.
- Intangibles to Total Assets
- 0
- Average Receivables
- 20,62 Bil.
- Average Payables
- 10,26 Bil.
- Average Inventory
- 0
- Debt to Market Cap
- 4.54
Dividends
Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.
Year | Dividends | Growth |
---|---|---|
2016 | 0 | |
2017 | 0 | 0% |
2018 | 0 | 0% |
2019 | 0 | 0% |
2020 | 0 | 0% |
2021 | 0 | 0% |
2022 | 0 | 0% |
2023 | 0 | 0% |
2024 | 0 | 0% |
Bank of Qingdao Co., Ltd. Profile
About Bank of Qingdao Co., Ltd.
Bank of Qingdao Co., Ltd. provides various banking products and services in the People's Republic of China. It operates through Retail Banking, Corporate Banking, and Financial Market segments. The company accepts deposits; provides short, mid, and long-term loans; conducts domestic and overseas settlements, as well as acceptance, discounting, and inter-bank discounting of notes; issues financial bonds; and operates as an agent in issuing, cash-in, and underwriting government and financial bonds. It also trades in government bonds, notes of central banks, financial and corporate bonds, mid-term notes, short-term financing coupons, and other bonds issued and circulated in the national interbank bond market; participates in interbank lending and borrowing, and interbank deposit businesses; and performs foreign exchange trading as an agent. In addition, the company provides bank cards, and letters of credit and guarantee; and receipt and payment, and insurance business agency services, as well as other agency services, including funds and sales of precious metals. Further, it engages in the bond settlement agency business and the fixed deposits business of commercial banks for cash management of central treasury; and provision of safe deposit box and wealth management services, as well as in the foreign exchange settlement and sales businesses. As of December 31, 2021, the company operated 103 in-bank self-service banks; and 407 self-service devices, including 19 ATMs, 263 self-service cash deposit and teller machines, and 125 self-service terminals that provide various services, such as withdrawals, deposits, transfers, account enquiries, and payments. The company was formerly known as Qingdao City Commercial Bank Co., Ltd. and changed its name to Bank of Qingdao Co., Ltd. in 2008. Bank of Qingdao Co., Ltd. was founded in 1996 and is headquartered in Qingdao, the People's Republic of China.
- CEO
- Mr. Xianming Wu
- Employee
- 5.100
- Address
-
No. 6 Qinling Road
Qingdao, 266061
Bank of Qingdao Co., Ltd. Executives & BODs
# | Name | Age |
---|---|---|
1 |
Mr. Xianming Wu President & Executive Director |
70 |
2 |
Mr. Dawei Wang Chief Officer of the Credit Risk, GM of the Credit Management Department & Employee Supervisor |
70 |
3 |
Ms. Shuang Chen Vice President & Executive Director |
70 |
4 |
Mr. Xiaoshu Liu Chief Economist |
70 |
5 |
Mr. Zailun Jing Executive Director |
70 |
6 |
Mr. Peng Liu Vice President & Executive Director |
70 |
7 |
Mr. Dageng Meng Chief Financial Officer |
70 |
8 |
Mr. Meng Zhang Vice President |
70 |
9 |
Ms. Yongshi Yu Joint Company Secretary |
70 |
10 |
Ms. Qiaowen Zhang Joint Company Secretary & Assistant to President |
70 |