Bank of Innovation,Inc. Logo

Bank of Innovation,Inc.

4393.T

(1.8)
Stock Price

5.150,00 JPY

14.08% ROA

20.47% ROE

27.94x PER

Market Cap.

24.721.166.080,00 JPY

5.95% DER

0% Yield

5.99% NPM

Bank of Innovation,Inc. Stock Analysis

Bank of Innovation,Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bank of Innovation,Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (118.05%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 ROA

This stock has a great ability to make a lot of money from the things it owns, which makes it a really good investment for smart investors.

3 DER

The stock has a minimal amount of debt (24%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

4 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (49.208) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

5 PBV

The stock's high Price-to-Book Value (P/BV) ratio (4.46x) suggests it's overvalued, potentially making it an expensive investment.

6 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

7 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

8 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

9 Graham Number

The Graham number of this company suggests that its stock price may be overvalued, indicating a less favorable investment opportunity.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

Bank of Innovation,Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bank of Innovation,Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

Bank of Innovation,Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bank of Innovation,Inc. Revenue
Year Revenue Growth
2016 2.299.987.000
2017 4.001.262.000 42.52%
2018 5.052.275.000 20.8%
2019 4.295.187.000 -17.63%
2020 3.061.423.000 -40.3%
2021 2.129.218.000 -43.78%
2022 2.428.853.000 12.34%
2023 21.333.000.000 88.61%
2024 11.860.000.000 -79.87%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bank of Innovation,Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2016 263.415.000
2017 191.419.000 -37.61%
2018 157.644.000 -21.42%
2019 327.113.000 51.81%
2020 506.495.000 35.42%
2021 668.854.000 24.27%
2022 559.793.000 -19.48%
2023 541.000.000 -3.47%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bank of Innovation,Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2016 793.919.000
2017 1.360.057.000 41.63%
2018 0 0%
2019 0 0%
2020 72.000.000 100%
2021 60.000.000 -20%
2022 50.000.000 -20%
2023 71.000.000 29.58%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bank of Innovation,Inc. EBITDA
Year EBITDA Growth
2016 -360.915.000
2017 176.207.000 304.82%
2018 525.870.000 66.49%
2019 530.981.000 0.96%
2020 -53.345.000 1095.37%
2021 -783.770.000 93.19%
2022 -995.917.000 21.3%
2023 4.932.000.000 120.19%
2024 396.000.000 -1145.45%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bank of Innovation,Inc. Gross Profit
Year Gross Profit Growth
2016 425.208.000
2017 1.531.463.000 72.24%
2018 2.149.706.000 28.76%
2019 1.468.886.000 -46.35%
2020 563.429.000 -160.7%
2021 -197.795.000 384.86%
2022 47.177.000 519.26%
2023 11.323.000.000 99.58%
2024 4.892.000.000 -131.46%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bank of Innovation,Inc. Net Profit
Year Net Profit Growth
2016 -364.164.000
2017 199.018.000 282.98%
2018 363.242.000 45.21%
2019 373.911.000 2.85%
2020 -74.580.000 601.36%
2021 -541.587.000 86.23%
2022 -838.455.000 35.41%
2023 3.293.000.000 125.46%
2024 128.000.000 -2472.66%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bank of Innovation,Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2016 -94
2017 59 262.07%
2018 100 41.41%
2019 96 -3.13%
2020 -19 605.26%
2021 -141 86.52%
2022 -218 35.02%
2023 823 126.4%
2024 34 -2390.91%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bank of Innovation,Inc. Free Cashflow
Year Free Cashflow Growth
2016 -250.088.000
2017 58.640.000 526.48%
2018 441.569.000 86.72%
2019 453.099.000 2.54%
2020 -251.602.000 280.09%
2021 -735.352.000 65.78%
2022 -976.599.000 24.7%
2023 5.163.000.000 118.92%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bank of Innovation,Inc. Operating Cashflow
Year Operating Cashflow Growth
2016 -240.790.000
2017 60.160.000 500.25%
2018 446.205.000 86.52%
2019 461.906.000 3.4%
2020 -246.552.000 287.35%
2021 -729.831.000 66.22%
2022 -974.294.000 25.09%
2023 5.212.000.000 118.69%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bank of Innovation,Inc. Capital Expenditure
Year Capital Expenditure Growth
2016 9.298.000
2017 1.520.000 -511.71%
2018 4.636.000 67.21%
2019 8.807.000 47.36%
2020 5.050.000 -74.4%
2021 5.521.000 8.53%
2022 2.305.000 -139.52%
2023 49.000.000 95.3%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bank of Innovation,Inc. Equity
Year Equity Growth
2016 329.103.000
2017 528.121.000 37.68%
2018 1.112.921.000 52.55%
2019 1.404.097.000 20.74%
2020 1.256.882.000 -11.71%
2021 722.287.000 -74.01%
2022 399.324.000 -80.88%
2023 3.677.000.000 89.14%
2024 4.422.000.000 16.85%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bank of Innovation,Inc. Assets
Year Assets Growth
2016 1.469.130.000
2017 2.477.343.000 40.7%
2018 2.811.415.000 11.88%
2019 3.149.703.000 10.74%
2020 3.183.586.000 1.06%
2021 2.469.325.000 -28.93%
2022 2.039.889.000 -21.05%
2023 8.093.000.000 74.79%
2024 6.036.000.000 -34.08%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bank of Innovation,Inc. Liabilities
Year Liabilities Growth
2016 1.140.027.000
2017 1.949.222.000 41.51%
2018 1.698.494.000 -14.76%
2019 1.745.606.000 2.7%
2020 1.926.704.000 9.4%
2021 1.747.038.000 -10.28%
2022 1.640.565.000 -6.49%
2023 4.416.000.000 62.85%
2024 1.612.000.000 -173.95%

Bank of Innovation,Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3717.84
Net Income per Share
222.61
Price to Earning Ratio
27.94x
Price To Sales Ratio
1.74x
POCF Ratio
1484.38
PFCF Ratio
1545.07
Price to Book Ratio
5.37
EV to Sales
1.56
EV Over EBITDA
15.01
EV to Operating CashFlow
1385.2
EV to FreeCashFlow
1385.2
Earnings Yield
0.04
FreeCashFlow Yield
0
Market Cap
24,72 Bil.
Enterprise Value
22,16 Bil.
Graham Number
2408.44
Graham NetNet
800.02

Income Statement Metrics

Net Income per Share
222.61
Income Quality
0.01
ROE
0.2
Return On Assets
0.14
Return On Capital Employed
0.32
Net Income per EBT
0.57
EBT Per Ebit
1.02
Ebit per Revenue
0.1
Effective Tax Rate
0.43

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0.04
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.49
Operating Profit Margin
0.1
Pretax Profit Margin
0.1
Net Profit Margin
0.06

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
4.19
Free CashFlow per Share
4.19
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.18
Return on Tangible Assets
0.14
Days Sales Outstanding
42.71
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
8.55
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
895,94
Book Value per Share
1.158,62
Tangible Book Value per Share
1158.62
Shareholders Equity per Share
1158.09
Interest Debt per Share
69.93
Debt to Equity
0.06
Debt to Assets
0.04
Net Debt to EBITDA
-1.73
Current Ratio
3.9
Tangible Asset Value
4,42 Bil.
Net Current Asset Value
4,03 Bil.
Invested Capital
4253000000
Working Capital
4,19 Bil.
Intangibles to Total Assets
0
Average Receivables
1,86 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.01

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bank of Innovation,Inc. Dividends
Year Dividends Growth

Bank of Innovation,Inc. Profile

About Bank of Innovation,Inc.

Bank of Innovation,Inc. engages in the development and operation of smartphone games. Its game applications include Mitrasphere and Cryptotract. The company was incorporated in 2006 and is headquartered in Tokyo, Japan.

CEO
Mr. Tomohiro Higuchi
Employee
168
Address
Shinjuku East Side Square
Tokyo, 160-0022

Bank of Innovation,Inc. Executives & BODs

Bank of Innovation,Inc. Executives & BODs
# Name Age
1 Mr. Tomohiro Higuchi
President & Representative Director
70
2 Mr. Mitsuyoshi Kouchi
Chief Financial Officer, GM of Business Administration Department & Director
70
3 Mr. Daisuke Tanaka
GM of Human Resources & Director
70

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