Hua Xia Bank Co., Limited Logo

Hua Xia Bank Co., Limited

600015.SS

(3.0)
Stock Price

6,17 CNY

0.63% ROA

8.39% ROE

3.56x PER

Market Cap.

92.943.016.000,00 CNY

260.51% DER

6.56% Yield

22.98% NPM

Hua Xia Bank Co., Limited Stock Analysis

Hua Xia Bank Co., Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Hua Xia Bank Co., Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.28x), the stock offers substantial upside potential at a bargain price.

2 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 Dividend Growth

The company's dividend growth has consistently increased every year in the last five years, indicating a strong track record of positive returns for investors.

4 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

5 ROE

ROE in an average range (8.36%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (0.63%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

8 Buffet Intrinsic Value

The company's stock seems undervalued (20) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 DER

The stock is burdened with a heavy load of debt (261%), making it financially unstable and potentially risky for investors.

10 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

Hua Xia Bank Co., Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Hua Xia Bank Co., Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Hua Xia Bank Co., Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Hua Xia Bank Co., Limited Revenue
Year Revenue Growth
2000 3.723.769.085
2001 5.329.915.976 30.13%
2002 6.224.609.404 14.37%
2003 8.478.816.862 26.59%
2004 10.826.803.822 21.69%
2005 13.794.472.809 21.51%
2006 10.070.477.467 -36.98%
2007 14.260.281.553 29.38%
2008 17.611.365.856 19.03%
2009 17.129.634.873 -2.81%
2010 24.478.894.627 30.02%
2011 33.543.795.435 27.02%
2012 39.776.951.110 15.67%
2013 45.219.000.000 12.03%
2014 54.885.000.000 17.61%
2015 58.844.000.000 6.73%
2016 64.025.000.000 8.09%
2017 66.393.000.000 3.57%
2018 72.241.000.000 8.1%
2019 84.719.000.000 14.73%
2020 95.306.000.000 11.11%
2021 95.878.000.000 0.6%
2022 93.811.000.000 -2.2%
2023 93.736.000.000 -0.08%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Hua Xia Bank Co., Limited Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Hua Xia Bank Co., Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 1.110.302.823
2001 1.512.548.067 26.59%
2002 1.858.977.157 18.64%
2003 2.252.801.553 17.48%
2004 2.734.316.938 17.61%
2005 3.488.928.185 21.63%
2006 4.303.914.493 18.94%
2007 5.759.730.868 25.28%
2008 7.292.068.938 21.01%
2009 7.687.892.768 5.15%
2010 10.626.583.758 27.65%
2011 14.050.050.699 24.37%
2012 15.892.348.542 11.59%
2013 17.604.000.000 9.72%
2014 20.622.000.000 14.63%
2015 20.601.000.000 -0.1%
2016 22.086.000.000 6.72%
2017 21.878.000.000 -0.95%
2018 23.533.000.000 7.03%
2019 25.920.000.000 9.21%
2020 26.622.000.000 2.64%
2021 27.863.000.000 4.45%
2022 28.264.000.000 1.42%
2023 30.472.000.000 7.25%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Hua Xia Bank Co., Limited EBITDA
Year EBITDA Growth
2000 1.551.213.028
2001 2.565.206.095 39.53%
2002 3.268.869.688 21.53%
2003 4.124.786.055 20.75%
2004 5.528.723.382 25.39%
2005 7.290.236.294 24.16%
2006 10.673.248.565 31.7%
2007 15.677.963.840 31.92%
2008 25.224.836.962 37.85%
2009 21.878.493.552 -15.3%
2010 29.051.151.856 24.69%
2011 45.341.148.855 35.93%
2012 55.991.618.614 19.02%
2013 58.851.000.000 4.86%
2014 72.978.000.000 19.36%
2015 71.390.000.000 -2.22%
2016 66.514.000.000 -7.33%
2017 80.159.000.000 17.02%
2018 92.254.000.000 13.11%
2019 28.450.000.000 -224.27%
2020 27.944.000.000 -1.81%
2021 33.986.000.000 17.78%
2022 113.267.000.000 69.99%
2023 31.248.000.000 -262.48%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Hua Xia Bank Co., Limited Gross Profit
Year Gross Profit Growth
2000 3.723.769.085
2001 5.329.915.976 30.13%
2002 6.224.609.404 14.37%
2003 8.478.816.862 26.59%
2004 10.826.803.822 21.69%
2005 13.794.472.809 21.51%
2006 10.070.477.467 -36.98%
2007 14.260.281.553 29.38%
2008 17.611.365.856 19.03%
2009 17.129.634.873 -2.81%
2010 24.478.894.627 30.02%
2011 33.543.795.435 27.02%
2012 39.776.951.110 15.67%
2013 45.219.000.000 12.03%
2014 54.885.000.000 17.61%
2015 58.844.000.000 6.73%
2016 64.025.000.000 8.09%
2017 66.393.000.000 3.57%
2018 72.241.000.000 8.1%
2019 84.719.000.000 14.73%
2020 95.306.000.000 11.11%
2021 95.878.000.000 0.6%
2022 93.811.000.000 -2.2%
2023 93.736.000.000 -0.08%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Hua Xia Bank Co., Limited Net Profit
Year Net Profit Growth
2000 383.560.699
2001 640.258.894 40.09%
2002 705.533.728 9.25%
2003 801.588.469 11.98%
2004 1.016.917.572 21.17%
2005 1.288.675.101 21.09%
2006 1.457.043.273 11.56%
2007 2.101.189.229 30.66%
2008 3.070.838.346 31.58%
2009 3.760.226.846 18.33%
2010 5.989.582.490 37.22%
2011 9.221.933.577 35.05%
2012 12.796.280.936 27.93%
2013 15.506.000.000 17.48%
2014 17.981.000.000 13.76%
2015 18.883.000.000 4.78%
2016 19.677.000.000 4.04%
2017 19.819.000.000 0.72%
2018 20.854.000.000 4.96%
2019 21.905.000.000 4.8%
2020 21.275.000.000 -2.96%
2021 23.535.000.000 9.6%
2022 25.035.000.000 5.99%
2023 23.364.000.000 -7.15%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Hua Xia Bank Co., Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 100%
2013 1 0%
2014 1 0%
2015 1 0%
2016 2 0%
2017 1 0%
2018 2 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Hua Xia Bank Co., Limited Free Cashflow
Year Free Cashflow Growth
2002 21.488.259.401
2003 -9.316.368.307 330.65%
2004 15.710.427.233 159.3%
2005 -7.327.006.076 314.42%
2006 37.290.053.924 119.65%
2007 -26.814.077.955 239.07%
2008 48.477.229.579 155.31%
2009 -41.498.117.289 216.82%
2010 20.723.569.961 300.25%
2011 76.194.498.373 72.8%
2012 92.025.861.421 17.2%
2013 79.525.000.000 -15.72%
2014 10.681.000.000 -644.55%
2015 -1.391.000.000 867.86%
2016 138.679.000.000 101%
2017 -90.439.000.000 253.34%
2018 -102.778.000.000 12.01%
2019 78.068.000.000 231.65%
2020 33.493.000.000 -133.09%
2021 69.363.000.000 51.71%
2022 57.021.000.000 -21.64%
2023 40.650.000.000 -40.27%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Hua Xia Bank Co., Limited Operating Cashflow
Year Operating Cashflow Growth
2002 22.075.276.005
2003 -8.230.448.105 368.21%
2004 16.602.408.286 149.57%
2005 -6.586.158.551 352.08%
2006 37.893.740.826 117.38%
2007 -25.728.570.438 247.28%
2008 49.866.630.040 151.59%
2009 -40.071.357.986 224.44%
2010 23.275.343.163 272.16%
2011 79.027.153.068 70.55%
2012 94.843.935.255 16.68%
2013 80.731.000.000 -17.48%
2014 12.882.000.000 -526.7%
2015 1.606.000.000 -702.12%
2016 139.912.000.000 98.85%
2017 -87.828.000.000 259.3%
2018 -100.935.000.000 12.99%
2019 79.082.000.000 227.63%
2020 34.759.000.000 -127.52%
2021 71.015.000.000 51.05%
2022 78.975.000.000 10.08%
2023 47.994.000.000 -64.55%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Hua Xia Bank Co., Limited Capital Expenditure
Year Capital Expenditure Growth
2002 587.016.605
2003 1.085.920.202 45.94%
2004 891.981.052 -21.74%
2005 740.847.525 -20.4%
2006 603.686.902 -22.72%
2007 1.085.507.517 44.39%
2008 1.389.400.461 21.87%
2009 1.426.759.302 2.62%
2010 2.551.773.202 44.09%
2011 2.832.654.695 9.92%
2012 2.818.073.835 -0.52%
2013 1.206.000.000 -133.67%
2014 2.201.000.000 45.21%
2015 2.997.000.000 26.56%
2016 1.233.000.000 -143.07%
2017 2.611.000.000 52.78%
2018 1.843.000.000 -41.67%
2019 1.014.000.000 -81.76%
2020 1.266.000.000 19.91%
2021 1.652.000.000 23.37%
2022 21.954.000.000 92.48%
2023 7.344.000.000 -198.94%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Hua Xia Bank Co., Limited Equity
Year Equity Growth
2000 1.455.576.709
2001 2.095.835.603 30.55%
2002 3.601.369.331 41.8%
2003 8.627.077.418 58.26%
2004 9.608.994.990 10.22%
2005 10.453.009.090 8.07%
2006 11.642.795.112 10.22%
2007 13.055.627.535 10.82%
2008 27.421.356.890 52.39%
2009 30.234.185.215 9.3%
2010 35.495.880.166 14.82%
2011 63.901.084.685 44.45%
2012 74.694.208.106 14.45%
2013 85.420.000.000 12.56%
2014 101.458.000.000 15.81%
2015 117.678.000.000 13.78%
2016 152.184.000.000 22.67%
2017 168.055.000.000 9.44%
2018 218.715.000.000 23.16%
2019 269.337.000.000 18.8%
2020 282.655.000.000 4.71%
2021 300.702.000.000 6%
2022 323.322.000.000 7%
2023 312.930.000.000 -3.32%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Hua Xia Bank Co., Limited Assets
Year Assets Growth
2000 99.833.236.948
2001 135.049.665.697 26.08%
2002 178.146.494.905 24.19%
2003 246.828.787.041 27.83%
2004 304.325.736.060 18.89%
2005 356.128.420.823 14.55%
2006 445.053.424.306 19.98%
2007 592.338.274.497 24.86%
2008 731.637.186.497 19.04%
2009 845.456.432.382 13.46%
2010 1.040.230.442.233 18.72%
2011 1.244.141.181.568 16.39%
2012 1.488.860.063.616 16.44%
2013 1.672.447.000.000 10.98%
2014 1.851.628.000.000 9.68%
2015 2.020.604.000.000 8.36%
2016 2.356.235.000.000 14.24%
2017 2.508.927.000.000 6.09%
2018 2.680.580.000.000 6.4%
2019 3.020.789.000.000 11.26%
2020 3.399.816.000.000 11.15%
2021 3.676.287.000.000 7.52%
2022 3.900.167.000.000 5.74%
2023 4.104.889.000.000 4.99%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Hua Xia Bank Co., Limited Liabilities
Year Liabilities Growth
2000 98.377.660.239
2001 132.953.830.095 26.01%
2002 174.545.125.574 23.83%
2003 238.201.709.623 26.72%
2004 294.716.741.070 19.18%
2005 345.675.411.733 14.74%
2006 433.410.629.194 20.24%
2007 579.282.646.962 25.18%
2008 704.215.829.607 17.74%
2009 815.222.247.167 13.62%
2010 1.004.734.562.067 18.86%
2011 1.180.211.058.656 14.87%
2012 1.414.137.439.405 16.54%
2013 1.586.428.000.000 10.86%
2014 1.749.529.000.000 9.32%
2015 1.902.216.000.000 8.03%
2016 2.203.262.000.000 13.66%
2017 2.339.429.000.000 5.82%
2018 2.461.865.000.000 4.97%
2019 507.648.000.000 -384.96%
2020 620.831.000.000 18.23%
2021 667.217.000.000 6.95%
2022 703.221.000.000 5.12%
2023 807.112.000.000 12.87%

Hua Xia Bank Co., Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
5.82
Net Income per Share
1.64
Price to Earning Ratio
3.56x
Price To Sales Ratio
1.01x
POCF Ratio
0.54
PFCF Ratio
0.67
Price to Book Ratio
0.3
EV to Sales
7.07
EV Over EBITDA
8.84
EV to Operating CashFlow
3.79
EV to FreeCashFlow
4.7
Earnings Yield
0.28
FreeCashFlow Yield
1.49
Market Cap
92,94 Bil.
Enterprise Value
650,27 Bil.
Graham Number
26.92
Graham NetNet
-35.3

Income Statement Metrics

Net Income per Share
1.64
Income Quality
12.42
ROE
0.08
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.73
EBT Per Ebit
0.87
Ebit per Revenue
0.36
Effective Tax Rate
0.26

Margins

Sales, General, & Administrative to Revenue
0.3
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.36
Pretax Profit Margin
0.31
Net Profit Margin
0.23

Dividends

Dividend Yield
0.07
Dividend Yield %
6.56
Payout Ratio
0.59
Dividend Per Share
0.38

Operating Metrics

Operating Cashflow per Share
10.87
Free CashFlow per Share
8.76
Capex to Operating CashFlow
-0.19
Capex to Revenue
-0.36
Capex to Depreciation
0
Return on Invested Capital
0.05
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-2.11

Balance Sheet

Cash per Share
15,82
Book Value per Share
19,63
Tangible Book Value per Share
208.79
Shareholders Equity per Share
19.63
Interest Debt per Share
56.34
Debt to Equity
2.61
Debt to Assets
0.2
Net Debt to EBITDA
7.58
Current Ratio
0
Tangible Asset Value
3.296,02 Bil.
Net Current Asset Value
-557,33 Bil.
Invested Capital
2.61
Working Capital
249,79 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
8.68

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Hua Xia Bank Co., Limited Dividends
Year Dividends Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Hua Xia Bank Co., Limited Profile

About Hua Xia Bank Co., Limited

Hua Xia Bank Co., Limited provides commercial banking services in China. The company offers various deposit products, including current, time, personal call, education, FX agreement savings, agreement, notice, and foreign currency deposits, as well as corporate deposits and withdrawals. It also provides housing mortgage and guarantee, and housing mortgage transfer loans; private loans and loans for self-employed; personal auto, comprehensive consumer, study subsidy, small pledge, and entrusted loans; working capital, fixed asset, credit and guarantee, stock pledged, warehouse receipt pledge, foreign currency pledged, corporate time deposit certificate and gold pledge, and syndicate loans; bank and trade acceptance discounting, domestic factoring with recourse, and export tax rebate custody loans; and confirmed warehouse and buyer shared interest payment for bill discounting products. In addition, the company offers credit and debit cards; wealth management, and investment and management products; gold and forex trading services; fund investment services; and agency sales, guarantee, collection and payment, settlement, and other services, as well as acts as a third party for custody, transfer, savings, deposits, and withdrawal of securities settlement funds. Further, it provides cash management and international settlement services; import and export trade financing; forex settlement and sale services; and corporate financial advisory and asset custody services, as well as products and services for SMEs and financing institutions. Additionally, the company offers internet and mobile banking, and online payment services. As of December 31, 2020, it operated 44 tier-1 branches, 79 tier-2 branches, 7 non-local branches, and 1,022 outlets in 122 cities. Hua Xia Bank Co., Limited was incorporated in 1992 and is headquartered in Beijing, China.

CEO
Mr. Robert John Rankin BEC, L
Employee
40.556
Address
Hua Xia Bank Mansion
Beijing, 100005

Hua Xia Bank Co., Limited Executives & BODs

Hua Xia Bank Co., Limited Executives & BODs
# Name Age
1 Mr. Jiqing Song
Secretary & Executive Director
70
2 Mr. Minji Li
Executive Chairman of the Board
70
3 Mr. Wang Xingguo
Chief Financial Officer
70
4 Ms. Chunhua Liu
Chief Audit Officer
70
5 Mr. Robert John Rankin BEC, LLB
Chief Executive Officer of Asia-Pacific Region(Except Japan)
70
6 Mr. Ruijia Liu
Vice President
70

Hua Xia Bank Co., Limited Competitors