Cred Holding Co.,Ltd Logo

Cred Holding Co.,Ltd

600890.SS

(1.8)
Stock Price

0,36 CNY

-11.86% ROA

-13.34% ROE

-7.17x PER

Market Cap.

0,00 CNY

1.32% DER

0% Yield

-1095.99% NPM

Cred Holding Co.,Ltd Stock Analysis

Cred Holding Co.,Ltd Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Cred Holding Co.,Ltd Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.99x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (1%), which means it has a small amount of debt compared to the ownership it holds

3 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

4 Net Profit Growth

This company's net profit has been consistently on the rise over the past three years, indicating a strong financial performance and making it an appealing investment opportunity.

5 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

6 ROE

Negative ROE (-13.34%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (-11.86%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

10 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

11 Buffet Intrinsic Value

The company's stock shows signs of being overvalued (0) according to Warren Buffett's formula, indicating a potential downside as its market price exceeds its estimated intrinsic value.

Cred Holding Co.,Ltd Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Cred Holding Co.,Ltd Technical Stock Analysis
# Analysis Recommendation

Cred Holding Co.,Ltd Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Cred Holding Co.,Ltd Revenue
Year Revenue Growth
1993 424.018.000
1994 693.952.166 38.9%
1995 842.025.084 17.59%
1996 745.656.885 -12.92%
1997 804.637.032 7.33%
1998 610.544.239 -31.79%
1999 371.963.139 -64.14%
2000 435.636.353 14.62%
2001 325.503.641 -33.83%
2002 194.985.063 -66.94%
2003 609.328.260 68%
2004 929.326.282 34.43%
2005 451.320.130 -105.91%
2006 23.581.087 -1813.91%
2007 267.920.260 91.2%
2008 31.604.280 -747.73%
2009 111.493.646 71.65%
2010 11.014.496 -912.24%
2011 12.544.393 12.2%
2012 12.541.065 -0.03%
2013 63.621.076 80.29%
2014 15.357.865 -314.26%
2015 15.919.322 3.53%
2016 10.833.464 -46.95%
2017 76.542.214 85.85%
2018 12.225.355 -526.09%
2019 127.072.134 90.38%
2020 10.903.961 -1065.38%
2021 2.692.856 -304.92%
2022 12.030.104 77.62%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Cred Holding Co.,Ltd Research and Development Expenses
Year Research and Development Expenses Growth
1993 0
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Cred Holding Co.,Ltd General and Administrative Expenses
Year General and Administrative Expenses Growth
1993 0
1994 15.586.571 100%
1995 22.142.220 29.61%
1996 27.034.845 18.1%
1997 33.437.772 19.15%
1998 22.970.590 -45.57%
1999 16.528.392 -38.98%
2000 29.228.856 43.45%
2001 43.833.130 33.32%
2002 58.287.962 24.8%
2003 39.729.394 -46.71%
2004 72.180.589 44.96%
2005 46.644.301 -54.75%
2006 10.242.662 -355.39%
2007 23.510.048 56.43%
2008 29.390.092 20.01%
2009 18.671.348 -57.41%
2010 7.482.588 -149.53%
2011 10.342.199 27.65%
2012 7.922.413 -30.54%
2013 8.477.978 6.55%
2014 16.952.226 49.99%
2015 10.015.557 -69.26%
2016 18.116.489 44.72%
2017 7.404.546 -144.67%
2018 18.348.106 59.64%
2019 8.208.145 -123.54%
2020 47.755.240 82.81%
2021 5.896.765 -709.85%
2022 36.911.956 84.02%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Cred Holding Co.,Ltd EBITDA
Year EBITDA Growth
1993 40.498.600
1994 61.463.754 34.11%
1995 72.994.700 15.8%
1996 81.982.991 10.96%
1997 102.922.168 20.34%
1998 110.070.022 6.49%
1999 92.786.187 -18.63%
2000 99.198.339 6.46%
2001 76.826.498 -29.12%
2002 10.522.828 -630.09%
2003 52.574.428 79.98%
2004 -84.154.379 162.47%
2005 -238.068.937 64.65%
2006 47.807.914 597.97%
2007 -32.961.069 245.04%
2008 -16.464.611 -100.19%
2009 60.219.976 127.34%
2010 -12.246.166 591.75%
2011 56.812.308 121.56%
2012 -7.269.033 881.57%
2013 29.784.573 124.41%
2014 -3.402.973 975.25%
2015 21.654.262 115.72%
2016 -31.771.959 168.16%
2017 20.296.731 256.54%
2018 -32.673.810 162.12%
2019 55.599.327 158.77%
2020 -45.775.427 221.46%
2021 -20.648.955 -121.68%
2022 -26.754.261 22.82%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Cred Holding Co.,Ltd Gross Profit
Year Gross Profit Growth
1993 424.018.000
1994 174.177.227 -143.44%
1995 224.097.788 22.28%
1996 212.837.354 -5.29%
1997 243.026.953 12.42%
1998 96.858.786 -150.91%
1999 86.613.614 -11.83%
2000 110.167.627 21.38%
2001 102.000.501 -8.01%
2002 3.086.110 -3205.15%
2003 160.619.322 98.08%
2004 132.851.450 -20.9%
2005 60.620.994 -119.15%
2006 11.210.967 -440.73%
2007 56.902.359 80.3%
2008 11.643.106 -388.72%
2009 57.755.738 79.84%
2010 -1.130.533 5208.72%
2011 3.490.646 132.39%
2012 800.419 -336.1%
2013 42.275.251 98.11%
2014 4.466.612 -846.47%
2015 4.214.269 -5.99%
2016 -7.725.288 154.55%
2017 46.965.734 116.45%
2018 3.846.647 -1120.95%
2019 82.322.418 95.33%
2020 4.881.250 -1586.5%
2021 -355.494 1473.09%
2022 3.378.696 110.52%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Cred Holding Co.,Ltd Net Profit
Year Net Profit Growth
1993 40.498.600
1994 41.252.800 1.83%
1995 63.117.539 34.64%
1996 72.953.394 13.48%
1997 84.211.473 13.37%
1998 86.297.699 2.42%
1999 60.118.727 -43.55%
2000 66.178.910 9.16%
2001 38.449.645 -72.12%
2002 -36.847.473 204.35%
2003 5.963.248 717.91%
2004 -113.126.072 105.27%
2005 -251.711.167 55.06%
2006 26.839.546 1037.84%
2007 -57.292.936 146.85%
2008 -26.577.186 -115.57%
2009 40.553.025 165.54%
2010 -23.551.973 272.19%
2011 46.399.909 150.76%
2012 -15.309.554 403.08%
2013 14.829.209 203.24%
2014 -13.425.454 210.46%
2015 12.133.534 210.65%
2016 -42.018.823 128.88%
2017 8.055.564 621.61%
2018 -42.021.979 119.17%
2019 28.486.375 247.52%
2020 -50.845.336 156.03%
2021 -29.513.458 -72.28%
2022 -26.752.261 -10.32%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Cred Holding Co.,Ltd Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1993 0
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Cred Holding Co.,Ltd Free Cashflow
Year Free Cashflow Growth
1998 -235.044.153
1999 58.601.950 501.09%
2000 -24.080.325 343.36%
2001 63.703.374 137.8%
2002 -49.427.291 228.88%
2003 294.050.188 116.81%
2004 -154.163.334 290.74%
2005 57.307.520 369.01%
2006 -132.938.152 143.11%
2007 -62.178.106 -113.8%
2008 6.853.701 1007.22%
2009 27.154.208 74.76%
2010 -61.621.362 144.07%
2011 17.888.827 444.47%
2012 -7.619.036 334.79%
2013 -14.338.311 46.86%
2014 -27.228.211 47.34%
2015 -23.392.980 -16.39%
2016 -46.281.091 49.45%
2017 -31.915.453 -45.01%
2018 -48.319.662 33.95%
2019 -27.206.465 -77.6%
2020 -89.573.636 69.63%
2021 -33.653.753 -166.16%
2022 -5.314.165 -533.28%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Cred Holding Co.,Ltd Operating Cashflow
Year Operating Cashflow Growth
1998 -185.631.213
1999 72.867.764 354.75%
2000 -3.484.602 2191.14%
2001 73.859.120 104.72%
2002 -46.536.638 258.71%
2003 296.951.402 115.67%
2004 -148.636.539 299.78%
2005 95.223.536 256.09%
2006 -12.608.267 855.25%
2007 -61.385.626 79.46%
2008 7.250.693 946.62%
2009 104.726.278 93.08%
2010 -61.595.943 270.02%
2011 17.897.877 444.15%
2012 -6.396.856 379.79%
2013 -14.185.108 54.9%
2014 -26.328.728 46.12%
2015 -19.029.388 -38.36%
2016 -36.953.959 48.51%
2017 -27.318.582 -35.27%
2018 -43.638.861 37.4%
2019 -27.048.934 -61.33%
2020 -85.976.967 68.54%
2021 -27.201.132 -216.08%
2022 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Cred Holding Co.,Ltd Capital Expenditure
Year Capital Expenditure Growth
1998 49.412.940
1999 14.265.814 -246.37%
2000 20.595.724 30.73%
2001 10.155.746 -102.8%
2002 2.890.653 -251.33%
2003 2.901.214 0.36%
2004 5.526.795 47.51%
2005 37.916.016 85.42%
2006 120.329.885 68.49%
2007 792.480 -15083.96%
2008 396.992 -99.62%
2009 77.572.070 99.49%
2010 25.419 -305073.57%
2011 9.050 -180.87%
2012 1.222.180 99.26%
2013 153.203 -697.75%
2014 899.483 82.97%
2015 4.363.592 79.39%
2016 9.327.132 53.22%
2017 4.596.871 -102.9%
2018 4.680.801 1.79%
2019 157.531 -2871.35%
2020 3.596.669 95.62%
2021 6.452.621 44.26%
2022 5.314.164 -21.42%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Cred Holding Co.,Ltd Equity
Year Equity Growth
2002 687.212.647
2003 704.610.082 2.47%
2004 598.848.009 -17.66%
2005 354.538.525 -68.91%
2006 387.231.795 8.44%
2007 310.603.012 -24.67%
2008 284.025.826 -9.36%
2009 306.810.750 7.43%
2010 283.258.777 -8.31%
2011 329.658.686 14.08%
2012 314.349.132 -4.87%
2013 329.178.341 4.5%
2014 315.752.887 -4.25%
2015 327.886.421 3.7%
2016 285.867.599 -14.7%
2017 293.923.163 2.74%
2018 251.882.550 -16.69%
2019 280.387.577 10.17%
2020 229.542.242 -22.15%
2021 212.922.987 -7.81%
2022 211.673.164 -0.59%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Cred Holding Co.,Ltd Assets
Year Assets Growth
2002 1.035.772.515
2003 2.180.796.511 52.5%
2004 1.212.391.990 -79.88%
2005 611.596.004 -98.23%
2006 514.823.620 -18.8%
2007 494.476.215 -4.11%
2008 399.239.713 -23.85%
2009 488.115.284 18.21%
2010 497.762.243 1.94%
2011 386.198.809 -28.89%
2012 367.892.849 -4.98%
2013 394.775.582 6.81%
2014 403.566.042 2.18%
2015 365.142.944 -10.52%
2016 318.483.900 -14.65%
2017 323.844.294 1.66%
2018 278.909.465 -16.11%
2019 319.923.585 12.82%
2020 252.368.817 -26.77%
2021 248.887.101 -1.4%
2022 245.527.231 -1.37%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Cred Holding Co.,Ltd Liabilities
Year Liabilities Growth
2002 266.329.047
2003 1.452.276.331 81.66%
2004 591.761.270 -145.42%
2005 239.900.409 -146.67%
2006 106.019.043 -126.28%
2007 183.115.776 42.1%
2008 114.563.845 -59.84%
2009 180.676.118 36.59%
2010 213.875.613 15.52%
2011 54.972.866 -289.06%
2012 51.971.283 -5.78%
2013 64.025.263 18.83%
2014 86.241.682 25.76%
2015 35.685.662 -141.67%
2016 31.045.897 -14.94%
2017 28.356.396 -9.48%
2018 25.462.689 -11.36%
2019 37.971.869 32.94%
2020 21.263.126 -78.58%
2021 34.401.239 38.19%
2022 32.291.481 -6.53%

Cred Holding Co.,Ltd Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0
Net Income per Share
-0.05
Price to Earning Ratio
-7.17x
Price To Sales Ratio
0x
POCF Ratio
-7.78
PFCF Ratio
0
Price to Book Ratio
0.99
EV to Sales
-46
EV Over EBITDA
6
EV to Operating CashFlow
4.55
EV to FreeCashFlow
3.68
Earnings Yield
-0.14
FreeCashFlow Yield
0
Market Cap
0,00 Bil.
Enterprise Value
-0,12 Bil.
Graham Number
0.64
Graham NetNet
0.16

Income Statement Metrics

Net Income per Share
-0.05
Income Quality
0.93
ROE
-0.13
Return On Assets
-0.12
Return On Capital Employed
-0.14
Net Income per EBT
1
EBT Per Ebit
1
Ebit per Revenue
-10.86
Effective Tax Rate
-0

Margins

Sales, General, & Administrative to Revenue
2.19
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
-0.13
Operating Profit Margin
-10.86
Pretax Profit Margin
-10.91
Net Profit Margin
-10.96

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-0.05
Free CashFlow per Share
-0.06
Capex to Operating CashFlow
0.24
Capex to Revenue
-2.4
Capex to Depreciation
-0.75
Return on Invested Capital
-0.14
Return on Tangible Assets
-0.12
Days Sales Outstanding
0
Days Payables Outstanding
474.17
Days of Inventory on Hand
82.81
Receivables Turnover
2692856
Payables Turnover
0.77
Inventory Turnover
4.41
Capex per Share
-0.01

Balance Sheet

Cash per Share
0,22
Book Value per Share
0,36
Tangible Book Value per Share
0.36
Shareholders Equity per Share
0.36
Interest Debt per Share
0
Debt to Equity
0.01
Debt to Assets
0.01
Net Debt to EBITDA
6
Current Ratio
4.96
Tangible Asset Value
0,21 Bil.
Net Current Asset Value
0,13 Bil.
Invested Capital
0.01
Working Capital
0,13 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
691567
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Cred Holding Co.,Ltd Dividends
Year Dividends Growth
1996 0
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%

Cred Holding Co.,Ltd Profile

About Cred Holding Co.,Ltd

Cred Holding Co.,Ltd engages in the real estate business in China. It develops housing, apartment, and other projects. The company was formerly known as Changchun Changling Industrial Co., Ltd. Cred Holding Co.,Ltd was founded in 1993 and is based in Beijing, China.

CEO
Employee
48
Address
Yuantiandi Building
Beijing, 100080

Cred Holding Co.,Ltd Executives & BODs

Cred Holding Co.,Ltd Executives & BODs
# Name Age

Cred Holding Co.,Ltd Competitors