Industrial Bank Co., Ltd. Logo

Industrial Bank Co., Ltd.

601166.SS

(3.0)
Stock Price

18,51 CNY

0.75% ROA

9.81% ROE

5.36x PER

Market Cap.

415.693.743.000,00 CNY

483.67% DER

5.2% Yield

24.94% NPM

Industrial Bank Co., Ltd. Stock Analysis

Industrial Bank Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Industrial Bank Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.4x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 Dividend Growth

The company's dividend growth has consistently increased every year in the last five years, indicating a strong track record of positive returns for investors.

4 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

5 ROE

The stock's ROE falls within an average range (11.03%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (0.85%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

8 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (31), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

9 DER

The stock is burdened with a heavy load of debt (180%), making it financially unstable and potentially risky for investors.

10 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

Industrial Bank Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Industrial Bank Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

Industrial Bank Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Industrial Bank Co., Ltd. Revenue
Year Revenue Growth
2003 5.655.268.489
2004 7.417.954.014 23.76%
2005 9.736.591.152 23.81%
2006 13.649.582.496 28.67%
2007 22.055.410.765 38.11%
2008 29.714.980.693 25.78%
2009 31.679.045.403 6.2%
2010 43.455.912.751 27.1%
2011 59.673.000.000 27.18%
2012 87.398.000.000 31.72%
2013 109.039.000.000 19.85%
2014 124.634.000.000 12.51%
2015 154.073.000.000 19.11%
2016 156.814.000.000 1.75%
2017 139.614.000.000 -12.32%
2018 158.003.000.000 11.64%
2019 181.065.000.000 12.74%
2020 202.980.000.000 10.8%
2021 221.033.000.000 8.17%
2022 222.175.000.000 0.51%
2023 200.848.000.000 -10.62%
2023 417.666.000.000 51.91%
2024 405.980.000.000 -2.88%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Industrial Bank Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Industrial Bank Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 2.077.733.756
2004 2.876.890.104 27.78%
2005 3.887.743.850 26%
2006 5.262.265.189 26.12%
2007 8.005.191.352 34.26%
2008 10.348.544.160 22.64%
2009 11.473.561.497 9.81%
2010 14.007.209.415 18.09%
2011 18.784.000.000 25.43%
2012 22.877.000.000 17.89%
2013 28.757.000.000 20.45%
2014 29.451.000.000 2.36%
2015 32.849.000.000 10.34%
2016 36.401.000.000 9.76%
2017 38.130.000.000 4.53%
2018 42.064.000.000 9.35%
2019 46.557.000.000 9.65%
2020 48.262.000.000 3.53%
2021 55.468.000.000 12.99%
2022 64.843.000.000 14.46%
2023 60.396.000.000 -7.36%
2023 62.608.000.000 3.53%
2024 59.920.000.000 -4.49%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Industrial Bank Co., Ltd. EBITDA
Year EBITDA Growth
2003 6.308.790.533
2004 8.195.425.910 23.02%
2005 11.845.284.812 30.81%
2006 17.157.649.282 30.96%
2007 30.625.161.812 43.98%
2008 40.821.046.001 24.98%
2009 40.587.150.011 -0.58%
2010 57.569.192.961 29.5%
2011 92.012.000.000 37.43%
2012 130.387.000.000 29.43%
2013 158.672.000.000 17.83%
2014 185.199.000.000 14.32%
2015 200.274.000.000 7.53%
2016 188.919.000.000 -6.01%
2017 230.064.000.000 17.88%
2018 244.276.000.000 5.82%
2019 75.503.000.000 -223.53%
2020 77.697.000.000 2.82%
2021 99.463.000.000 21.88%
2022 294.277.000.000 66.2%
2023 96.192.000.000 -205.93%
2023 4.846.000.000 -1884.98%
2024 6.354.000.000 23.73%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Industrial Bank Co., Ltd. Gross Profit
Year Gross Profit Growth
2003 5.655.268.489
2004 7.417.954.014 23.76%
2005 9.736.591.152 23.81%
2006 13.649.582.496 28.67%
2007 22.055.410.765 38.11%
2008 29.714.980.693 25.78%
2009 31.679.045.403 6.2%
2010 43.455.912.751 27.1%
2011 59.673.000.000 27.18%
2012 87.398.000.000 31.72%
2013 109.039.000.000 19.85%
2014 124.634.000.000 12.51%
2015 154.073.000.000 19.11%
2016 156.814.000.000 1.75%
2017 139.614.000.000 -12.32%
2018 158.003.000.000 11.64%
2019 181.065.000.000 12.74%
2020 202.980.000.000 10.8%
2021 221.033.000.000 8.17%
2022 222.175.000.000 0.51%
2023 200.848.000.000 -10.62%
2023 417.666.000.000 51.91%
2024 405.980.000.000 -2.88%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Industrial Bank Co., Ltd. Net Profit
Year Net Profit Growth
2003 1.433.962.835
2004 1.765.589.766 18.78%
2005 2.464.967.978 28.37%
2006 3.798.255.861 35.1%
2007 8.585.766.746 55.76%
2008 11.385.026.622 24.59%
2009 13.281.942.672 14.28%
2010 18.520.582.153 28.29%
2011 25.505.000.000 27.38%
2012 34.718.000.000 26.54%
2013 41.211.000.000 15.76%
2014 47.138.000.000 12.57%
2015 50.207.000.000 6.11%
2016 53.850.000.000 6.77%
2017 57.200.000.000 5.86%
2018 60.620.000.000 5.64%
2019 65.868.000.000 7.97%
2020 66.626.000.000 1.14%
2021 82.680.000.000 19.42%
2022 91.377.000.000 9.52%
2023 89.140.000.000 -2.51%
2023 77.116.000.000 -15.59%
2024 74.852.000.000 -3.02%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Industrial Bank Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 100%
2011 2 0%
2012 2 50%
2013 2 0%
2014 2 0%
2015 3 0%
2016 3 0%
2017 3 0%
2018 3 0%
2019 3 33.33%
2020 3 0%
2021 4 0%
2022 4 25%
2023 4 0%
2023 4 -33.33%
2024 4 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Industrial Bank Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2003 8.759.170.322
2004 12.848.415.667 31.83%
2005 82.535.771.202 84.43%
2006 9.848.925.591 -738.02%
2007 24.048.667.513 59.05%
2008 1.744.043.646 -1278.9%
2009 70.330.111.797 97.52%
2010 115.332.520.987 39.02%
2011 -10.174.000.000 1233.6%
2012 113.286.000.000 108.98%
2013 204.975.000.000 44.73%
2014 676.797.000.000 69.71%
2015 812.791.000.000 16.73%
2016 196.259.000.000 -314.14%
2017 -169.042.000.000 216.1%
2018 -362.494.000.000 53.37%
2019 -593.526.000.000 38.93%
2020 -40.813.000.000 -1354.26%
2021 -395.395.000.000 89.68%
2022 -350.503.000.000 -12.81%
2023 -3.904.000.000 -8878.05%
2023 189.909.000.000 102.06%
2024 -338.602.000.000 156.09%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Industrial Bank Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2003 9.217.150.885
2004 13.593.075.647 32.19%
2005 82.951.280.441 83.61%
2006 10.911.263.353 -660.24%
2007 25.261.548.000 56.81%
2008 3.328.533.000 -658.94%
2009 71.848.156.804 95.37%
2010 117.652.000.000 38.93%
2011 -7.885.000.000 1592.1%
2012 116.701.000.000 106.76%
2013 209.119.000.000 44.19%
2014 682.060.000.000 69.34%
2015 818.693.000.000 16.69%
2016 203.017.000.000 -303.26%
2017 -162.642.000.000 224.82%
2018 -356.099.000.000 54.33%
2019 -588.009.000.000 39.44%
2020 -34.228.000.000 -1617.92%
2021 -389.771.000.000 91.22%
2022 -344.587.000.000 -13.11%
2023 -2.954.000.000 -11565.1%
2023 194.816.000.000 101.52%
2024 -337.847.000.000 157.66%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Industrial Bank Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2003 457.980.563
2004 744.659.979 38.5%
2005 415.509.238 -79.22%
2006 1.062.337.761 60.89%
2007 1.212.880.486 12.41%
2008 1.584.489.353 23.45%
2009 1.518.045.006 -4.38%
2010 2.319.479.012 34.55%
2011 2.289.000.000 -1.33%
2012 3.415.000.000 32.97%
2013 4.144.000.000 17.59%
2014 5.263.000.000 21.26%
2015 5.902.000.000 10.83%
2016 6.758.000.000 12.67%
2017 6.400.000.000 -5.59%
2018 6.395.000.000 -0.08%
2019 5.517.000.000 -15.91%
2020 6.585.000.000 16.22%
2021 5.624.000.000 -17.09%
2022 5.916.000.000 4.94%
2023 950.000.000 -522.74%
2023 4.907.000.000 80.64%
2024 755.000.000 -549.93%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Industrial Bank Co., Ltd. Equity
Year Equity Growth
2003 6.065.579.236
2004 10.083.899.575 39.85%
2005 12.785.385.056 21.13%
2006 16.199.667.128 21.08%
2007 38.897.076.922 58.35%
2008 49.022.046.139 20.65%
2009 59.597.461.562 17.74%
2010 91.995.287.274 35.22%
2011 116.078.000.000 20.75%
2012 170.635.000.000 31.97%
2013 201.171.000.000 15.18%
2014 261.096.000.000 22.95%
2015 317.377.000.000 17.73%
2016 354.410.000.000 10.45%
2017 422.752.000.000 16.17%
2018 472.584.000.000 10.54%
2019 549.652.000.000 14.02%
2020 624.803.000.000 12.03%
2021 694.298.000.000 10.01%
2022 757.298.000.000 8.32%
2023 777.759.000.000 2.63%
2023 794.660.000.000 2.13%
2024 798.928.000.000 0.53%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Industrial Bank Co., Ltd. Assets
Year Assets Growth
2003 259.060.318.255
2004 340.064.707.196 23.82%
2005 475.094.101.157 28.42%
2006 617.704.342.372 23.09%
2007 851.335.269.957 27.44%
2008 1.020.898.824.948 16.61%
2009 1.332.161.552.210 23.37%
2010 1.849.673.379.303 27.98%
2011 2.408.798.000.000 23.21%
2012 3.250.975.000.000 25.91%
2013 3.677.435.000.000 11.6%
2014 4.406.399.000.000 16.54%
2015 5.298.880.000.000 16.84%
2016 6.085.895.000.000 12.93%
2017 6.416.842.000.000 5.16%
2018 6.711.657.000.000 4.39%
2019 7.145.681.000.000 6.07%
2020 7.894.000.000.000 9.48%
2021 8.603.024.000.000 8.24%
2022 9.266.671.000.000 7.16%
2023 10.162.611.000.000 8.82%
2023 9.923.294.000.000 -2.41%
2024 10.356.743.000.000 4.19%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Industrial Bank Co., Ltd. Liabilities
Year Liabilities Growth
2003 252.994.739.018
2004 329.980.807.620 23.33%
2005 462.308.716.101 28.62%
2006 601.504.675.243 23.14%
2007 812.438.193.034 25.96%
2008 971.876.778.808 16.41%
2009 1.272.564.090.647 23.63%
2010 1.757.678.092.029 27.6%
2011 2.292.720.000.000 23.34%
2012 3.080.340.000.000 25.57%
2013 3.476.264.000.000 11.39%
2014 4.145.303.000.000 16.14%
2015 4.981.503.000.000 16.79%
2016 5.731.485.000.000 13.09%
2017 5.994.090.000.000 4.38%
2018 6.239.073.000.000 3.93%
2019 1.091.426.000.000 -471.64%
2020 1.127.564.000.000 3.2%
2021 1.302.947.000.000 13.46%
2022 1.444.571.000.000 9.8%
2023 9.384.852.000.000 84.61%
2023 1.411.155.000.000 -565.05%
2024 9.557.815.000.000 85.24%

Industrial Bank Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
14.96
Net Income per Share
3.73
Price to Earning Ratio
5.36x
Price To Sales Ratio
1.34x
POCF Ratio
-1.31
PFCF Ratio
-1.3
Price to Book Ratio
0.53
EV to Sales
10.31
EV Over EBITDA
58.69
EV to Operating CashFlow
-10.14
EV to FreeCashFlow
-10.01
Earnings Yield
0.19
FreeCashFlow Yield
-0.77
Market Cap
415,69 Bil.
Enterprise Value
3.204,34 Bil.
Graham Number
56.4
Graham NetNet
-476.77

Income Statement Metrics

Net Income per Share
3.73
Income Quality
-4.08
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.92
EBT Per Ebit
1.65
Ebit per Revenue
0.16
Effective Tax Rate
0.08

Margins

Sales, General, & Administrative to Revenue
0.2
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.16
Pretax Profit Margin
0.27
Net Profit Margin
0.25

Dividends

Dividend Yield
0.05
Dividend Yield %
5.2
Payout Ratio
0.86
Dividend Per Share
1.04

Operating Metrics

Operating Cashflow per Share
-15.22
Free CashFlow per Share
-15.41
Capex to Operating CashFlow
-0.01
Capex to Revenue
0.01
Capex to Depreciation
1.87
Return on Invested Capital
0.01
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.19

Balance Sheet

Cash per Share
-16,69
Book Value per Share
38,46
Tangible Book Value per Share
38.38
Shareholders Equity per Share
37.91
Interest Debt per Share
193.17
Debt to Equity
4.84
Debt to Assets
0.37
Net Debt to EBITDA
51.08
Current Ratio
0.4
Tangible Asset Value
797,33 Bil.
Net Current Asset Value
-7.323,90 Bil.
Invested Capital
-3339456000000
Working Capital
-3.380,99 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
9.16

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Industrial Bank Co., Ltd. Dividends
Year Dividends Growth
2007 0
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 1 0%
2014 0 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 100%
2023 1 0%
2024 1 0%

Industrial Bank Co., Ltd. Profile

About Industrial Bank Co., Ltd.

Industrial Bank Co., Ltd. provides banking services in the People's Republic of China. The company's banking services include accepting deposits from the public; granting short-term, medium-term, and long-term loans; domestic and overseas settlement services; issuance of discount and financial bonds; acceptance bills and notes; agency issue and encashment; underwriting and trading of government bonds and debentures; trading of financial bonds; agency trading and trading of marketable securities except stock; asset custody business; and inter-bank lending and borrowings. It also trades in, settles, and sells foreign exchange, as well as provides bank cards; agency trading services; letters of credit and letters of guarantee; remittance and insurance agent services; safety deposit box services; financial advisory services; credit investigation, advisory, and attestation services; and other banking services. In addition, the company, through its subsidiaries, is involved in finance leasing, trust, fund raising and marketing, asset management, consumer finance, equity investment, and industrial investment; investment management, advisory, and consulting; and financial, business, and enterprise management consulting; financial data processing, commodity and financial futures brokerage, futures investment consulting, and economic information consulting; application software development and operational, and system integration services. Further, it engages in investment and assets management; acquisition, transfer, and disposal of bad debts of financial and non-financial institutions; issuance of wealth management products; wealth management consulting and advisory services; and other banking activities. Additionally, the company offers debit and credit card, and internet and mobile banking services. Industrial Bank Co., Ltd. was founded in 1988 and is headquartered in Fuzhou, the People's Republic of China.

CEO
Mr. Jiajin Lyu
Employee
66.886
Address
No. 154 Hudong Road
Fuzhou, 350003

Industrial Bank Co., Ltd. Executives & BODs

Industrial Bank Co., Ltd. Executives & BODs
# Name Age
1 Mr. Xiongpeng Sun
Vice President & Executive Director
70
2 Mr. Min Zhang
Vice President
70
3 Mr. Jiajin Lyu
Executive Chairman of the Board
70
4 Mr. Furong Lai
GM of Planning & Finance Department
70
5 Mr. Tang Jiacai
Chief Information Officer
70
6 Mr. Xinjian Chen
Vice Chairman & President
70
7 Mr. Ting Zhang
Vice President
70

Industrial Bank Co., Ltd. Competitors