Bank of Guiyang Co.,Ltd. Logo

Bank of Guiyang Co.,Ltd.

601997.SS

(2.5)
Stock Price

6,18 CNY

0.75% ROA

8.62% ROE

4.26x PER

Market Cap.

22.251.937.500,00 CNY

350.01% DER

4.64% Yield

20.18% NPM

Bank of Guiyang Co.,Ltd. Stock Analysis

Bank of Guiyang Co.,Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bank of Guiyang Co.,Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.32x), the stock offers substantial upside potential at a bargain price.

2 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

3 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

4 ROE

The stock's ROE falls within an average range (10.23%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.89%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

7 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (9) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 DER

The company has a high debt to equity ratio (194%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

10 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

11 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

Bank of Guiyang Co.,Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bank of Guiyang Co.,Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Bank of Guiyang Co.,Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bank of Guiyang Co.,Ltd. Revenue
Year Revenue Growth
2006 971.737.000
2007 1.099.760.261 11.64%
2008 1.572.438.775 30.06%
2009 1.491.517.775 -5.43%
2010 1.968.418.000 24.23%
2011 2.701.094.000 27.13%
2012 3.468.915.000 22.13%
2013 3.821.793.000 9.23%
2014 5.742.986.000 33.45%
2015 7.705.192.000 25.47%
2016 10.159.448.000 24.16%
2017 12.477.072.000 18.58%
2018 12.645.297.000 1.33%
2019 14.667.971.000 13.79%
2020 16.081.679.000 8.79%
2021 15.003.815.000 -7.18%
2022 15.642.859.000 4.09%
2023 14.911.912.000 -4.9%
2023 30.912.299.000 51.76%
2024 30.121.600.000 -2.63%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bank of Guiyang Co.,Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bank of Guiyang Co.,Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 387.893.000
2007 436.293.804 11.09%
2008 491.052.947 11.15%
2009 477.929.348 -2.75%
2010 595.692.000 19.77%
2011 864.481.000 31.09%
2012 1.035.927.000 16.55%
2013 1.186.650.000 12.7%
2014 1.561.573.000 24.01%
2015 2.036.485.000 23.32%
2016 2.600.774.000 21.7%
2017 3.506.126.000 25.82%
2018 3.379.543.000 -3.75%
2019 3.858.425.000 12.41%
2020 3.833.274.000 -0.66%
2021 4.120.258.000 6.97%
2022 4.192.439.000 1.72%
2023 3.601.448.000 -16.41%
2023 4.071.897.000 11.55%
2024 3.802.676.000 -7.08%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bank of Guiyang Co.,Ltd. EBITDA
Year EBITDA Growth
2006 754.440.000
2007 883.409.244 14.6%
2008 1.220.057.330 27.59%
2009 1.075.519.051 -13.44%
2010 1.728.109.000 37.76%
2011 2.581.714.000 33.06%
2012 3.794.013.000 31.95%
2013 4.322.692.000 12.23%
2014 5.577.104.000 22.49%
2015 7.643.013.000 27.03%
2016 9.292.679.000 17.75%
2017 14.058.497.000 33.9%
2018 18.072.720.000 22.21%
2019 6.612.038.000 -173.33%
2020 6.900.001.000 4.17%
2021 7.071.175.000 2.42%
2022 22.369.494.000 68.39%
2023 6.001.320.000 -272.74%
2023 -42.342.000 14273.44%
2024 554.024.000 107.64%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bank of Guiyang Co.,Ltd. Gross Profit
Year Gross Profit Growth
2006 971.737.000
2007 1.099.760.261 11.64%
2008 1.572.438.775 30.06%
2009 1.491.517.775 -5.43%
2010 1.968.418.000 24.23%
2011 2.701.094.000 27.13%
2012 3.468.915.000 22.13%
2013 3.821.793.000 9.23%
2014 5.742.986.000 33.45%
2015 7.705.192.000 25.47%
2016 10.159.448.000 24.16%
2017 12.477.072.000 18.58%
2018 12.645.297.000 1.33%
2019 14.667.971.000 13.79%
2020 16.081.679.000 8.79%
2021 15.003.815.000 -7.18%
2022 15.642.859.000 4.09%
2023 14.911.912.000 -4.9%
2023 30.912.299.000 51.76%
2024 30.121.600.000 -2.63%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bank of Guiyang Co.,Ltd. Net Profit
Year Net Profit Growth
2006 205.979.000
2007 178.121.435 -15.64%
2008 463.301.192 61.55%
2009 409.637.298 -13.1%
2010 821.101.000 50.11%
2011 1.158.472.000 29.12%
2012 1.621.685.000 28.56%
2013 1.803.789.000 10.1%
2014 2.435.736.000 25.94%
2015 3.221.807.000 24.4%
2016 3.654.319.000 11.84%
2017 4.530.676.000 19.34%
2018 5.137.277.000 11.81%
2019 5.800.431.000 11.43%
2020 5.922.294.000 2.06%
2021 6.044.831.000 2.03%
2022 6.106.642.000 1.01%
2023 5.563.480.000 -9.76%
2023 5.561.921.000 -0.03%
2024 4.470.908.000 -24.4%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bank of Guiyang Co.,Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 100%
2016 1 0%
2017 1 0%
2018 2 0%
2019 2 0%
2020 2 0%
2021 2 0%
2022 2 0%
2023 2 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bank of Guiyang Co.,Ltd. Free Cashflow
Year Free Cashflow Growth
2006 781.595.000
2007 -30.264.623 2682.54%
2008 4.295.342.913 100.7%
2009 734.537.544 -484.77%
2010 4.662.109.000 84.24%
2011 7.182.845.000 35.09%
2012 6.725.738.000 -6.8%
2013 2.840.047.000 -136.82%
2014 12.591.353.000 77.44%
2015 37.111.856.000 66.07%
2016 67.256.168.000 44.82%
2017 20.056.043.000 -235.34%
2018 -38.578.217.000 151.99%
2019 5.858.512.000 758.5%
2020 12.460.085.000 52.98%
2021 -14.607.462.000 185.3%
2022 -5.051.468.000 -189.17%
2023 6.333.123.000 179.76%
2023 -9.314.447.000 167.99%
2024 -18.282.050.000 49.05%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bank of Guiyang Co.,Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 826.822.000
2007 34.071.585 -2326.72%
2008 4.372.535.523 99.22%
2009 827.671.631 -428.29%
2010 4.796.099.000 82.74%
2011 7.304.592.000 34.34%
2012 7.413.735.000 1.47%
2013 3.411.373.000 -117.32%
2014 13.641.827.000 74.99%
2015 37.853.460.000 63.96%
2016 68.461.132.000 44.71%
2017 20.741.470.000 -230.07%
2018 -37.975.484.000 154.62%
2019 6.949.429.000 646.45%
2020 13.024.573.000 46.64%
2021 -14.113.981.000 192.28%
2022 -4.534.783.000 -211.24%
2023 6.666.710.000 168.02%
2023 -9.166.325.000 172.73%
2024 -17.615.161.000 47.96%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bank of Guiyang Co.,Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 45.227.000
2007 64.336.208 29.7%
2008 77.192.610 16.65%
2009 93.134.086 17.12%
2010 133.990.000 30.49%
2011 121.747.000 -10.06%
2012 687.997.000 82.3%
2013 571.326.000 -20.42%
2014 1.050.474.000 45.61%
2015 741.604.000 -41.65%
2016 1.204.964.000 38.45%
2017 685.427.000 -75.8%
2018 602.733.000 -13.72%
2019 1.090.917.000 44.75%
2020 564.488.000 -93.26%
2021 493.481.000 -14.39%
2022 516.685.000 4.49%
2023 333.587.000 -54.89%
2023 148.122.000 -125.21%
2024 666.889.000 77.79%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bank of Guiyang Co.,Ltd. Equity
Year Equity Growth
2006 852.476.000
2007 1.091.215.815 21.88%
2008 1.620.873.323 32.68%
2009 2.683.495.953 39.6%
2010 3.733.606.000 28.13%
2011 5.339.234.000 30.07%
2012 6.677.748.000 20.04%
2013 7.958.038.000 16.09%
2014 10.711.213.000 25.7%
2015 14.133.883.000 24.22%
2016 21.999.708.000 35.75%
2017 25.630.018.000 14.16%
2018 35.843.274.000 28.49%
2019 40.327.183.000 11.12%
2020 44.451.621.000 9.28%
2021 54.060.101.000 17.77%
2022 58.652.574.000 7.83%
2023 63.533.589.000 7.68%
2023 62.038.428.000 -2.41%
2024 65.689.813.000 5.56%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bank of Guiyang Co.,Ltd. Assets
Year Assets Growth
2006 28.381.886.000
2007 33.247.137.356 14.63%
2008 38.872.089.682 14.47%
2009 49.459.266.249 21.41%
2010 63.444.255.000 22.04%
2011 82.066.462.000 22.69%
2012 105.719.379.000 22.37%
2013 122.549.115.000 13.73%
2014 156.099.533.000 21.49%
2015 238.196.550.000 34.47%
2016 372.253.194.000 36.01%
2017 464.106.363.000 19.79%
2018 503.326.324.000 7.79%
2019 560.399.290.000 10.18%
2020 590.680.344.000 5.13%
2021 608.686.846.000 2.96%
2022 645.998.467.000 5.78%
2023 688.460.762.000 6.17%
2023 670.650.377.000 -2.66%
2024 714.256.504.000 6.11%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bank of Guiyang Co.,Ltd. Liabilities
Year Liabilities Growth
2006 27.529.410.000
2007 32.155.921.541 14.39%
2008 37.251.216.358 13.68%
2009 46.775.770.295 20.36%
2010 59.710.649.000 21.66%
2011 76.727.228.000 22.18%
2012 99.041.631.000 22.53%
2013 114.591.077.000 13.57%
2014 145.388.320.000 21.18%
2015 224.062.667.000 35.11%
2016 350.253.486.000 36.03%
2017 438.476.345.000 20.12%
2018 467.483.050.000 6.2%
2019 132.037.555.000 -254.05%
2020 112.682.223.000 -17.18%
2021 110.024.931.000 -2.42%
2022 112.625.595.000 2.31%
2023 624.927.173.000 81.98%
2023 116.395.221.000 -436.9%
2024 648.566.691.000 82.05%

Bank of Guiyang Co.,Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
7.26
Net Income per Share
1.47
Price to Earning Ratio
4.26x
Price To Sales Ratio
0.84x
POCF Ratio
-3.81
PFCF Ratio
-3.07
Price to Book Ratio
0.36
EV to Sales
7.85
EV Over EBITDA
132.94
EV to Operating CashFlow
-34.76
EV to FreeCashFlow
-28.73
Earnings Yield
0.23
FreeCashFlow Yield
-0.33
Market Cap
22,25 Bil.
Enterprise Value
208,50 Bil.
Graham Number
23.96
Graham NetNet
-170.35

Income Statement Metrics

Net Income per Share
1.47
Income Quality
-1.12
ROE
0.09
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.96
EBT Per Ebit
1.24
Ebit per Revenue
0.17
Effective Tax Rate
0.03

Margins

Sales, General, & Administrative to Revenue
0.15
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.17
Pretax Profit Margin
0.21
Net Profit Margin
0.2

Dividends

Dividend Yield
0.05
Dividend Yield %
4.64
Payout Ratio
0.69
Dividend Per Share
0.29

Operating Metrics

Operating Cashflow per Share
-1.64
Free CashFlow per Share
-1.99
Capex to Operating CashFlow
-0.21
Capex to Revenue
0.05
Capex to Depreciation
4.7
Return on Invested Capital
0.02
Return on Tangible Assets
0.01
Days Sales Outstanding
410.99
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.89
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.34

Balance Sheet

Cash per Share
9,99
Book Value per Share
17,97
Tangible Book Value per Share
17.86
Shareholders Equity per Share
17.4
Interest Debt per Share
65.3
Debt to Equity
3.5
Debt to Assets
0.31
Net Debt to EBITDA
118.75
Current Ratio
0.43
Tangible Asset Value
65,31 Bil.
Net Current Asset Value
-493,30 Bil.
Invested Capital
-199526802000
Working Capital
-204,97 Bil.
Intangibles to Total Assets
0
Average Receivables
29,90 Bil.
Average Payables
0,36 Bil.
Average Inventory
-63860254000
Debt to Market Cap
10.01

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bank of Guiyang Co.,Ltd. Dividends
Year Dividends Growth
2017 0
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Bank of Guiyang Co.,Ltd. Profile

About Bank of Guiyang Co.,Ltd.

Bank of Guiyang Co., Ltd. provides various financial and banking products and services in China. It offers current savings products; and zero deposit, interest, notice, demand, time, notification, agreement, and treasury cash deposit products. The company also provides various loan products, such as working capital, fixed asset, business, real estate project development, inventory guarantee, mortgage, forest property pledge, consumer, structure, entrusted, trade, and home loans; credit cards; payment and account management services; and online and mobile banking services. In addition, it engages in investment banking, fund, consulting, bond underwriting, asset securitization, letter of credit and guarantee, and insurance agency businesses. The company was formerly known as Guiyang Commercial Bank and changed its name to Bank of Guiyang Co., Ltd. in 2012. Bank of Guiyang Co., Ltd. was founded in 1997 and is headquartered in Guiyang, China.

CEO
Mr. Jun Sheng
Employee
6.470
Address
Building 1-6
Guiyang, 55081

Bank of Guiyang Co.,Ltd. Executives & BODs

Bank of Guiyang Co.,Ltd. Executives & BODs
# Name Age
1 Mr. Songyun Li
Vice President
70
2 Mr. Yong Deng
Chief Risk Officer & Executive Director
70
3 Mr. Yun Li
Chief Financial Officer, GM of Planning & Finance Department
70
4 Mr. Jun Sheng
President & Director
70

Bank of Guiyang Co.,Ltd. Competitors