China CITIC Bank Corporation Limited Logo

China CITIC Bank Corporation Limited

601998.SS

(3.0)
Stock Price

5,87 CNY

0.75% ROA

0.1% ROE

4.47x PER

Market Cap.

244.613.180.209,00 CNY

145.58% DER

5.89% Yield

1.25% NPM

China CITIC Bank Corporation Limited Stock Analysis

China CITIC Bank Corporation Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

China CITIC Bank Corporation Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.39x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past five years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

4 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

5 ROE

ROE in an average range (9.69%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (0.75%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

8 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (14), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

9 DER

The company has a high debt to equity ratio (146%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

10 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

China CITIC Bank Corporation Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

China CITIC Bank Corporation Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

China CITIC Bank Corporation Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

China CITIC Bank Corporation Limited Revenue
Year Revenue Growth
2003 13.020.000.000
2004 11.064.000.000 -17.68%
2005 13.540.000.000 18.29%
2006 17.830.000.000 24.06%
2007 27.838.000.000 35.95%
2008 40.155.000.000 30.67%
2009 40.801.000.000 1.58%
2010 55.593.000.000 26.61%
2011 76.891.000.000 27.7%
2012 89.516.000.000 14.1%
2013 104.449.000.000 14.3%
2014 124.514.000.000 16.11%
2015 145.081.000.000 14.18%
2016 153.780.000.000 5.66%
2017 157.002.000.000 2.05%
2018 165.133.000.000 4.92%
2019 187.479.000.000 11.92%
2020 194.818.000.000 3.77%
2021 204.319.000.000 4.65%
2022 210.801.000.000 3.07%
2023 199.580.000.000 -5.62%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

China CITIC Bank Corporation Limited Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

China CITIC Bank Corporation Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 3.297.000.000
2004 4.578.000.000 27.98%
2005 6.005.000.000 23.76%
2006 7.881.000.000 23.8%
2007 9.713.000.000 18.86%
2008 13.242.000.000 26.65%
2009 16.299.000.000 18.76%
2010 18.862.000.000 13.59%
2011 22.973.000.000 17.89%
2012 28.179.000.000 18.47%
2013 32.845.000.000 14.21%
2014 37.812.000.000 13.14%
2015 40.427.000.000 6.47%
2016 42.377.000.000 4.6%
2017 46.892.000.000 9.63%
2018 50.395.000.000 6.95%
2019 51.964.000.000 3.02%
2020 51.902.000.000 -0.12%
2021 59.737.000.000 13.12%
2022 64.548.000.000 7.45%
2023 59.904.000.000 -7.75%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

China CITIC Bank Corporation Limited EBITDA
Year EBITDA Growth
2003 8.109.000.000
2004 12.025.000.000 32.57%
2005 15.980.000.000 24.75%
2006 20.619.000.000 22.5%
2007 31.324.000.000 34.18%
2008 41.581.000.000 24.67%
2009 40.316.000.000 -3.14%
2010 53.945.000.000 25.26%
2011 83.082.000.000 35.07%
2012 106.097.000.000 21.69%
2013 131.444.000.000 19.28%
2014 166.904.000.000 21.25%
2015 168.086.000.000 0.7%
2016 164.490.000.000 -2.19%
2017 175.892.000.000 6.48%
2018 185.426.000.000 5.14%
2019 62.180.000.000 -198.21%
2020 64.142.000.000 3.06%
2021 71.934.000.000 10.83%
2022 239.671.000.000 69.99%
2023 66.348.000.000 -261.23%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

China CITIC Bank Corporation Limited Gross Profit
Year Gross Profit Growth
2003 13.020.000.000
2004 11.064.000.000 -17.68%
2005 13.540.000.000 18.29%
2006 17.830.000.000 24.06%
2007 27.838.000.000 35.95%
2008 40.155.000.000 30.67%
2009 40.801.000.000 1.58%
2010 55.593.000.000 26.61%
2011 76.891.000.000 27.7%
2012 89.516.000.000 14.1%
2013 104.449.000.000 14.3%
2014 124.514.000.000 16.11%
2015 145.081.000.000 14.18%
2016 153.780.000.000 5.66%
2017 157.002.000.000 2.05%
2018 165.133.000.000 4.92%
2019 187.479.000.000 11.92%
2020 194.818.000.000 3.77%
2021 204.319.000.000 4.65%
2022 210.801.000.000 3.07%
2023 199.580.000.000 -5.62%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

China CITIC Bank Corporation Limited Net Profit
Year Net Profit Growth
2003 1.544.000.000
2004 2.450.000.000 36.98%
2005 3.148.000.000 22.17%
2006 3.726.000.000 15.51%
2007 8.290.000.000 55.05%
2008 13.320.000.000 37.76%
2009 14.320.000.000 6.98%
2010 21.509.000.000 33.42%
2011 30.819.000.000 30.21%
2012 31.032.000.000 0.69%
2013 39.175.000.000 20.79%
2014 40.692.000.000 3.73%
2015 41.158.000.000 1.13%
2016 41.629.000.000 1.13%
2017 42.566.000.000 2.2%
2018 44.513.000.000 4.37%
2019 48.015.000.000 7.29%
2020 48.980.000.000 1.97%
2021 55.641.000.000 11.97%
2022 62.103.000.000 10.41%
2023 61.464.000.000 -1.04%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

China CITIC Bank Corporation Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

China CITIC Bank Corporation Limited Free Cashflow
Year Free Cashflow Growth
2004 29.866.000.000
2005 -8.320.000.000 458.97%
2006 -8.314.000.000 -0.07%
2007 28.111.000.000 129.58%
2008 138.708.000.000 79.73%
2009 -9.889.000.000 1502.65%
2010 35.678.000.000 127.72%
2011 298.131.000.000 88.03%
2012 -59.014.000.000 605.19%
2013 -141.520.000.000 58.3%
2014 22.718.000.000 722.94%
2015 -27.262.000.000 183.33%
2016 211.103.000.000 112.91%
2017 46.094.000.000 -357.98%
2018 97.562.000.000 52.75%
2019 112.913.000.000 13.6%
2020 152.244.000.000 25.83%
2021 -79.875.000.000 290.6%
2022 188.267.000.000 142.43%
2023 115.117.000.000 -63.54%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

China CITIC Bank Corporation Limited Operating Cashflow
Year Operating Cashflow Growth
2004 30.256.000.000
2005 -7.650.000.000 495.5%
2006 -7.574.000.000 -1%
2007 29.519.000.000 125.66%
2008 140.231.000.000 78.95%
2009 -7.697.000.000 1921.89%
2010 37.325.000.000 120.62%
2011 300.104.000.000 87.56%
2012 -55.426.000.000 641.45%
2013 -136.228.000.000 59.31%
2014 34.150.000.000 498.91%
2015 -20.835.000.000 263.91%
2016 218.811.000.000 109.52%
2017 54.074.000.000 -304.65%
2018 102.316.000.000 47.15%
2019 116.969.000.000 12.53%
2020 156.863.000.000 25.43%
2021 -75.394.000.000 308.06%
2022 195.066.000.000 138.65%
2023 118.557.000.000 -64.53%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

China CITIC Bank Corporation Limited Capital Expenditure
Year Capital Expenditure Growth
2004 390.000.000
2005 670.000.000 41.79%
2006 740.000.000 9.46%
2007 1.408.000.000 47.44%
2008 1.523.000.000 7.55%
2009 2.192.000.000 30.52%
2010 1.647.000.000 -33.09%
2011 1.973.000.000 16.52%
2012 3.588.000.000 45.01%
2013 5.292.000.000 32.2%
2014 11.432.000.000 53.71%
2015 6.427.000.000 -77.87%
2016 7.708.000.000 16.62%
2017 7.980.000.000 3.41%
2018 4.754.000.000 -67.86%
2019 4.056.000.000 -17.21%
2020 4.619.000.000 12.19%
2021 4.481.000.000 -3.08%
2022 6.799.000.000 34.09%
2023 3.440.000.000 -97.65%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

China CITIC Bank Corporation Limited Equity
Year Equity Growth
2003 16.845.000.000
2004 8.716.000.000 -93.27%
2005 23.713.000.000 63.24%
2006 31.825.000.000 25.49%
2007 84.136.000.000 62.17%
2008 95.343.000.000 11.75%
2009 102.798.000.000 7.25%
2010 120.175.000.000 14.46%
2011 174.496.000.000 31.13%
2012 198.356.000.000 12.03%
2013 225.601.000.000 12.08%
2014 259.677.000.000 13.12%
2015 317.740.000.000 18.27%
2016 379.224.000.000 16.21%
2017 399.638.000.000 5.11%
2018 453.086.000.000 11.8%
2019 532.524.000.000 14.92%
2020 560.038.000.000 4.91%
2021 642.626.000.000 12.85%
2022 685.830.000.000 6.3%
2023 723.456.000.000 5.2%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

China CITIC Bank Corporation Limited Assets
Year Assets Growth
2003 419.803.000.000
2004 493.402.000.000 14.92%
2005 594.993.000.000 17.07%
2006 706.859.000.000 15.83%
2007 1.011.236.000.000 30.1%
2008 1.187.837.000.000 14.87%
2009 1.775.031.000.000 33.08%
2010 2.081.314.000.000 14.72%
2011 2.765.881.000.000 24.75%
2012 2.959.939.000.000 6.56%
2013 3.641.193.000.000 18.71%
2014 4.138.815.000.000 12.02%
2015 5.122.292.000.000 19.2%
2016 5.931.050.000.000 13.64%
2017 5.677.691.000.000 -4.46%
2018 6.066.714.000.000 6.41%
2019 6.750.433.000.000 10.13%
2020 7.511.161.000.000 10.13%
2021 8.042.884.000.000 6.61%
2022 8.547.543.000.000 5.9%
2023 8.922.023.000.000 4.2%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

China CITIC Bank Corporation Limited Liabilities
Year Liabilities Growth
2003 402.958.000.000
2004 484.682.000.000 16.86%
2005 571.275.000.000 15.16%
2006 675.029.000.000 15.37%
2007 927.095.000.000 27.19%
2008 1.092.491.000.000 15.14%
2009 1.668.023.000.000 34.5%
2010 1.956.776.000.000 14.76%
2011 2.587.100.000.000 24.36%
2012 2.756.853.000.000 6.16%
2013 3.410.468.000.000 19.16%
2014 3.871.469.000.000 11.91%
2015 4.802.606.000.000 19.39%
2016 5.546.554.000.000 13.41%
2017 5.265.258.000.000 -5.34%
2018 5.613.628.000.000 6.21%
2019 753.709.000.000 -644.8%
2020 801.218.000.000 5.93%
2021 1.046.350.000.000 23.43%
2022 1.056.219.000.000 0.93%
2023 1.022.905.000.000 -3.26%

China CITIC Bank Corporation Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.89
Net Income per Share
1.25
Price to Earning Ratio
4.47x
Price To Sales Ratio
1.18x
POCF Ratio
1.6
PFCF Ratio
1.41
Price to Book Ratio
0.42
EV to Sales
2.64
EV Over EBITDA
3.43
EV to Operating CashFlow
2.93
EV to FreeCashFlow
3.14
Earnings Yield
0.22
FreeCashFlow Yield
0.71
Market Cap
244,61 Bil.
Enterprise Value
544,57 Bil.
Graham Number
19.29
Graham NetNet
-5.65

Income Statement Metrics

Net Income per Share
1.25
Income Quality
5.44
ROE
0.1
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.89
EBT Per Ebit
0.02
Ebit per Revenue
0.79
Effective Tax Rate
18.27

Margins

Sales, General, & Administrative to Revenue
0.32
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.79
Pretax Profit Margin
0.01
Net Profit Margin
0.01

Dividends

Dividend Yield
0.06
Dividend Yield %
5.89
Payout Ratio
0.7
Dividend Per Share
0.33

Operating Metrics

Operating Cashflow per Share
3.5
Free CashFlow per Share
3.26
Capex to Operating CashFlow
-0.07
Capex to Revenue
-0.06
Capex to Depreciation
0
Return on Invested Capital
0.08
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.23

Balance Sheet

Cash per Share
13,61
Book Value per Share
13,23
Tangible Book Value per Share
148.61
Shareholders Equity per Share
13.23
Interest Debt per Share
22.48
Debt to Equity
1.46
Debt to Assets
0.11
Net Debt to EBITDA
1.89
Current Ratio
0
Tangible Asset Value
7.894,05 Bil.
Net Current Asset Value
-299,95 Bil.
Invested Capital
1.46
Working Capital
722,95 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
4.18

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

China CITIC Bank Corporation Limited Dividends
Year Dividends Growth
2008 0
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

China CITIC Bank Corporation Limited Profile

About China CITIC Bank Corporation Limited

China CITIC Bank Corporation Limited provides various banking products and services in the People's Republic of China and internationally. The company operates through Corporate Banking, Personal Banking, and Treasury Operations segments. It accepts deposits; offers corporate and personal loans; and provides securities agency, remittance and settlement, and guarantee services, as well as investment banking and international services. The company also engages in the capital markets operations and inter-bank operations, including inter-bank money market transactions, repurchase transactions, investments, and trading in debt instruments; and derivatives and forex trading. In addition, it offers asset management, finance leasing, and other non-banking financial services. The company serves corporations, government agencies, and non-financial institutions; and individual customers and micro and small enterprises. As of December 31, 2021, it operated 1,415 outlets, including 37 tier-one branches, 126 tier-two branches, and 1,252 sub-branches; 1,569 self-service banks; and 5,398 self-service terminals, as well as 9,078 smart teller machines. The company was founded in 1987 and is headquartered in Beijing, the People's Republic of China. China CITIC Bank Corporation Limited is a subsidiary of CITIC Corporation Limited.

CEO
Mr. Heying Fang
Employee
60.314
Address
Building No. 1
Beijing, 100020

China CITIC Bank Corporation Limited Executives & BODs

China CITIC Bank Corporation Limited Executives & BODs
# Name Age
1 Ms. Mei Ha Kam FCIS, FCS (PE)
Joint Company Secretary
70
2 Mr. Cheng Liu
President & Executive Director
70
3 Ms. Qing Zhang
Secretary of the Board & Joint Company Secretary
70
4 Mr. Heying Fang
Executive Chairman
70
5 Mr. Kang Wang
Chief Financial Officer & Vice President
70
6 Mr. Gang Hu
Vice President & Chief Risk Officer
70
7 Mr. Xue Fengqing
Head of the Financial & Accounting Department
70

China CITIC Bank Corporation Limited Competitors