Syarikat Takaful Malaysia Keluarga Berhad Logo

Syarikat Takaful Malaysia Keluarga Berhad

6139.KL

(2.5)
Stock Price

3,88 MYR

2.28% ROA

20.23% ROE

9.06x PER

Market Cap.

3.232.001.160,00 MYR

0.04% DER

3.63% Yield

9.94% NPM

Syarikat Takaful Malaysia Keluarga Berhad Stock Analysis

Syarikat Takaful Malaysia Keluarga Berhad Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Syarikat Takaful Malaysia Keluarga Berhad Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (19.61%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

4 ROA

The stock's ROA (2.49%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.91x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

7 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (34) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

10 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

11 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

Syarikat Takaful Malaysia Keluarga Berhad Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Syarikat Takaful Malaysia Keluarga Berhad Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Syarikat Takaful Malaysia Keluarga Berhad Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Syarikat Takaful Malaysia Keluarga Berhad Revenue
Year Revenue Growth
2006 175.611.000
2007 193.461.000 9.23%
2008 239.599.000 19.26%
2009 213.589.000 -12.18%
2011 363.177.000 41.19%
2012 1.655.503.000 78.06%
2013 1.737.786.000 4.73%
2014 1.481.980.000 -17.26%
2015 1.557.897.000 4.87%
2016 1.793.075.000 13.12%
2017 1.852.812.000 3.22%
2018 2.201.220.000 15.83%
2019 2.777.207.000 20.74%
2020 2.506.782.000 -10.79%
2021 2.666.893.000 6%
2022 2.976.293.000 10.4%
2023 1.704.180.000 -74.65%
2023 3.484.059.000 51.09%
2024 4.017.384.000 13.28%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Syarikat Takaful Malaysia Keluarga Berhad Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Syarikat Takaful Malaysia Keluarga Berhad General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 101.447.000
2007 126.874.000 20.04%
2008 142.189.000 10.77%
2009 148.420.000 4.2%
2011 197.031.000 24.67%
2012 53.626.000 -267.42%
2013 68.280.000 21.46%
2014 55.536.000 -22.95%
2015 67.491.000 17.71%
2016 108.521.000 37.81%
2017 125.358.000 13.43%
2018 152.734.000 17.92%
2019 246.322.000 37.99%
2020 227.722.000 -8.17%
2021 254.501.000 10.52%
2022 295.174.000 13.78%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Syarikat Takaful Malaysia Keluarga Berhad EBITDA
Year EBITDA Growth
2006 54.571.691
2007 35.188.000 -55.09%
2008 60.634.000 41.97%
2009 59.739.000 -1.5%
2011 110.684.000 46.03%
2012 141.720.000 21.9%
2013 197.497.000 28.24%
2014 200.060.000 1.28%
2015 216.875.000 7.75%
2016 251.670.000 13.83%
2017 285.615.000 11.88%
2018 381.153.000 25.07%
2019 450.001.000 15.3%
2020 466.086.000 3.45%
2021 486.764.000 4.25%
2022 557.760.000 12.73%
2023 515.944.000 -8.1%
2023 -168.000 307209.52%
2024 -2.304.000 92.71%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Syarikat Takaful Malaysia Keluarga Berhad Gross Profit
Year Gross Profit Growth
2006 175.611.000
2007 193.461.000 9.23%
2008 239.599.000 19.26%
2009 213.589.000 -12.18%
2011 363.177.000 41.19%
2012 1.655.503.000 78.06%
2013 1.737.786.000 4.73%
2014 1.481.980.000 -17.26%
2015 1.557.897.000 4.87%
2016 1.793.075.000 13.12%
2017 1.852.812.000 3.22%
2018 2.201.220.000 15.83%
2019 2.777.207.000 20.74%
2020 2.506.782.000 -10.79%
2021 2.666.893.000 6%
2022 2.976.293.000 10.4%
2023 1.704.180.000 -74.65%
2023 3.484.059.000 51.09%
2024 4.017.384.000 13.28%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Syarikat Takaful Malaysia Keluarga Berhad Net Profit
Year Net Profit Growth
2006 33.362.691
2007 21.608.000 -54.4%
2008 29.705.000 27.26%
2009 39.394.000 24.6%
2011 76.785.000 48.7%
2012 101.245.000 24.16%
2013 138.999.000 27.16%
2014 140.521.000 1.08%
2015 155.977.000 9.91%
2016 176.282.000 11.52%
2017 206.699.000 14.72%
2018 294.924.000 29.91%
2019 364.837.000 19.16%
2020 362.420.000 -0.67%
2021 411.423.000 11.91%
2022 282.859.000 -45.45%
2023 364.404.000 22.38%
2023 346.911.000 -5.04%
2024 372.408.000 6.85%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Syarikat Takaful Malaysia Keluarga Berhad Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Syarikat Takaful Malaysia Keluarga Berhad Free Cashflow
Year Free Cashflow Growth
2006 -7.540.000
2007 77.514.000 109.73%
2008 67.620.000 -14.63%
2009 -149.141.000 145.34%
2011 692.375.000 121.54%
2012 731.585.000 5.36%
2013 320.697.000 -128.12%
2014 149.143.000 -115.03%
2015 134.873.000 -10.58%
2016 315.186.000 57.21%
2017 110.262.000 -185.85%
2018 201.637.000 45.32%
2019 -122.448.000 264.67%
2020 113.741.000 207.66%
2021 240.080.000 52.62%
2022 1.326.068.000 81.9%
2023 -806.354.000 264.45%
2023 1.241.696.350.000 100.06%
2024 153.777.000 -807365.58%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Syarikat Takaful Malaysia Keluarga Berhad Operating Cashflow
Year Operating Cashflow Growth
2006 21.717.000
2007 94.541.000 77.03%
2008 83.272.000 -13.53%
2009 -144.296.000 157.71%
2011 705.530.000 120.45%
2012 739.059.000 4.54%
2013 328.219.000 -125.17%
2014 170.111.000 -92.94%
2015 208.123.000 18.26%
2016 321.323.000 35.23%
2017 130.266.000 -146.67%
2018 284.009.000 54.13%
2019 -113.306.000 350.66%
2020 278.263.000 140.72%
2021 252.193.000 -10.34%
2022 1.378.163.000 81.7%
2023 -780.757.000 276.52%
2023 1.231.905.938.000 100.06%
2024 156.559.000 -786763.7%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Syarikat Takaful Malaysia Keluarga Berhad Capital Expenditure
Year Capital Expenditure Growth
2006 29.257.000
2007 17.027.000 -71.83%
2008 15.652.000 -8.78%
2009 4.845.000 -223.05%
2011 13.155.000 63.17%
2012 7.474.000 -76.01%
2013 7.522.000 0.64%
2014 20.968.000 64.13%
2015 73.250.000 71.37%
2016 6.137.000 -1093.58%
2017 20.004.000 69.32%
2018 82.372.000 75.72%
2019 9.142.000 -801.03%
2020 164.522.000 94.44%
2021 12.113.000 -1258.23%
2022 52.095.000 76.75%
2023 25.597.000 -103.52%
2023 -9.790.412.000 100.26%
2024 2.782.000 352019.91%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Syarikat Takaful Malaysia Keluarga Berhad Equity
Year Equity Growth
2006 315.943.000
2007 335.332.000 5.78%
2008 336.035.000 0.21%
2009 377.445.000 10.97%
2010 413.044.000 8.62%
2011 477.492.000 13.5%
2012 525.361.000 9.11%
2013 589.899.000 10.94%
2014 596.446.000 1.1%
2015 708.769.000 15.85%
2016 743.143.000 4.63%
2017 833.454.000 10.84%
2018 1.012.158.000 17.66%
2019 1.254.520.000 19.32%
2020 1.541.803.000 18.63%
2021 1.842.383.000 16.31%
2022 2.019.441.000 8.77%
2023 1.747.394.000 -15.57%
2023 1.714.196.000 -1.94%
2024 1.910.261.000 10.26%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Syarikat Takaful Malaysia Keluarga Berhad Assets
Year Assets Growth
2006 3.164.689.000
2007 3.481.542.000 9.1%
2008 4.047.299.000 13.98%
2009 4.372.235.000 7.43%
2010 5.272.584.000 17.08%
2011 5.883.924.000 10.39%
2012 6.371.644.000 7.65%
2013 6.924.543.000 7.98%
2014 7.164.788.000 3.35%
2015 7.527.121.000 4.81%
2016 7.757.680.000 2.97%
2017 8.194.600.000 5.33%
2018 8.931.576.000 8.25%
2019 10.346.106.000 13.67%
2020 11.793.138.000 12.27%
2021 12.708.834.000 7.21%
2022 13.651.585.000 6.91%
2023 14.166.199.000 3.63%
2023 13.300.389.000 -6.51%
2024 15.693.235.000 15.25%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Syarikat Takaful Malaysia Keluarga Berhad Liabilities
Year Liabilities Growth
2006 2.848.746.000
2007 3.146.210.000 9.45%
2008 3.711.264.000 15.23%
2009 3.994.790.000 7.1%
2010 4.859.540.000 17.79%
2011 5.406.432.000 10.12%
2012 5.846.283.000 7.52%
2013 6.334.644.000 7.71%
2014 6.568.342.000 3.56%
2015 6.818.352.000 3.67%
2016 7.014.537.000 2.8%
2017 7.361.146.000 4.71%
2018 7.919.418.000 7.05%
2019 9.091.586.000 12.89%
2020 10.251.335.000 11.31%
2021 10.866.451.000 5.66%
2022 11.632.144.000 6.58%
2023 494.000 -2354585.02%
2023 11.586.193.000 100%
2024 13.782.974.000 15.94%

Syarikat Takaful Malaysia Keluarga Berhad Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.29
Net Income per Share
0.43
Price to Earning Ratio
9.06x
Price To Sales Ratio
0.9x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
1.72
EV to Sales
0.73
EV Over EBITDA
20.44
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.11
FreeCashFlow Yield
384.3
Market Cap
3,23 Bil.
Enterprise Value
2,62 Bil.
Graham Number
4.63
Graham NetNet
-15.73

Income Statement Metrics

Net Income per Share
0.43
Income Quality
-4.73
ROE
0.2
Return On Assets
0.02
Return On Capital Employed
0.01
Net Income per EBT
0.67
EBT Per Ebit
4.15
Ebit per Revenue
0.04
Effective Tax Rate
0.33

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
-0
Gross Profit Margin
1
Operating Profit Margin
0.04
Pretax Profit Margin
0.15
Net Profit Margin
0.1

Dividends

Dividend Yield
0.04
Dividend Yield %
3.63
Payout Ratio
0.36
Dividend Per Share
0.14

Operating Metrics

Operating Cashflow per Share
1471.71
Free CashFlow per Share
1483.39
Capex to Operating CashFlow
0.01
Capex to Revenue
2.72
Capex to Depreciation
0
Return on Invested Capital
0.05
Return on Tangible Assets
0.02
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
11.68

Balance Sheet

Cash per Share
0,73
Book Value per Share
2,28
Tangible Book Value per Share
2.25
Shareholders Equity per Share
2.24
Interest Debt per Share
0
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
-4.73
Current Ratio
20.03
Tangible Asset Value
1,89 Bil.
Net Current Asset Value
-8,61 Bil.
Invested Capital
5230800001
Working Capital
4,92 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
6,49 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Syarikat Takaful Malaysia Keluarga Berhad Dividends
Year Dividends Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 1 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2021 0 0%
2022 0 0%
2024 0 0%

Syarikat Takaful Malaysia Keluarga Berhad Profile

About Syarikat Takaful Malaysia Keluarga Berhad

Syarikat Takaful Malaysia Keluarga Berhad manages family and general takaful businesses in Malaysia and Indonesia. It offers personal products, such as Takaful myClick Travel PA, a travel personal accident protection plan; Takaful myClick PA, a plan to protect family from financial hardship against accidents; Takaful myClick Term; Takaful myClick MediCare, an online medical plan; Takaful myCI cover for critical illnesses; Takaful myClick MediPlus for medical needs; Takaful myClick Motor, a comprehensive coverage for vehicles; Takaful myClick Motor FlexiSaver for drive-less vehicles; and Takaful myClick Motorcycle, a private motorcycle takaful plan. The company also provides Takaful myMortgage, a protection plan for home; Takaful myFire for losses to property due to fire, lightning, and explosion of domestic gas cylinder; Takaful myHouseowners & Householders, a comprehensive protection plan to protect home, belongings, and assets; and Takaful myHome Content to protect household contents against various damages. In addition, it offers Takaful mySME Partner, an employee benefit plan for small and medium enterprises; Foreign Workers Takaful Guarantee for the employment of foreign workers; Takaful mySolar Protection, a comprehensive all-risk protection plan that supports the usage of solar panels; and Takaful mySME for business needs. Further, the company provides employer's liability, employee benefit plans, boilers and pressure vessel, machinery breakdown, electronic equipment, contractor's and erection all risks, workmen's compensation, public liability, marine cargo, all risks, burglary, fidelity guarantee, money, and plate glass plans. Additionally, it offers family and general retakaful; and online takaful solutions. The company was formerly known as Syarikat Takaful Malaysia Berhad and changed its name to Syarikat Takaful Malaysia Keluarga Berhad in June 2018. The company was founded in 1981 and is headquartered in Kuala Lumpur, Malaysia.

CEO
Mr. Nor Azman Zainal
Employee
1.035
Address
Annexe Block
Kuala Lumpur, 50000

Syarikat Takaful Malaysia Keluarga Berhad Executives & BODs

Syarikat Takaful Malaysia Keluarga Berhad Executives & BODs
# Name Age
1 Mr. Nor Azman Zainal
Group Chief Executive Officer
70
2 Mr. Kheng Chee New
Group Chief Financial Officer
70
3 Redzuan Abu
Head of Compliance
70
4 Mr. Firozdin Abdul Wahab
Chief Bancatakaful Officer
70
5 Mr. Mohamed Sabri Bin Ramli
Chief Executive Officer of Syarikat Takaful Malaysia Am Berhad
70
6 Mr. Why Chong Leem
Deputy Chief Executive Officer
70
7 Ms. Siti Hajar Binti Mohd Rizlan
Chief Marketing Officer
70
8 Mr. Mohammad Fadhlee Bin Awaludin
Chief Investment Officer
70
9 Mr. Intheran A/L P. Alagappan
Chief Technology Officer
70
10 Ms. Rina Binti Sarif
Chief Human Resource Officer
70

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