China Everbright Bank Company Limited Logo

China Everbright Bank Company Limited

6818.HK

(3.2)
Stock Price

2,65 HKD

0.61% ROA

7.38% ROE

3.5x PER

Market Cap.

165.029.411.757,53 HKD

240% DER

7.76% Yield

29.66% NPM

China Everbright Bank Company Limited Stock Analysis

China Everbright Bank Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

China Everbright Bank Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.27x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Net Profit Growth

With a track record of consistent net profit growth over the past five years, this company presents a compelling investment opportunity due to its strong financial performance.

3 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

5 ROE

ROE in an average range (8.62%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (0.67%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

8 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

9 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (7), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

10 DER

The company has a high debt to equity ratio (223%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

China Everbright Bank Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

China Everbright Bank Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

China Everbright Bank Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

China Everbright Bank Company Limited Revenue
Year Revenue Growth
2005 11.904.293.000
2006 13.793.393.000 13.7%
2007 20.044.365.000 31.19%
2008 24.700.998.000 18.85%
2009 24.258.653.000 -1.82%
2010 35.529.985.000 31.72%
2011 46.072.553.000 22.88%
2012 59.916.000.000 23.1%
2013 65.306.000.000 8.25%
2014 78.531.000.000 16.84%
2015 93.159.000.000 15.7%
2016 94.037.000.000 0.93%
2017 91.850.000.000 -2.38%
2018 110.244.000.000 16.68%
2019 132.812.000.000 16.99%
2020 142.484.000.000 6.79%
2021 152.841.000.000 6.78%
2022 151.695.000.000 -0.76%
2023 142.824.000.000 -6.21%
2023 145.649.000.000 1.94%
2024 141.272.000.000 -3.1%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

China Everbright Bank Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

China Everbright Bank Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 4.683.343.000
2006 5.430.873.000 13.76%
2007 6.376.916.000 14.84%
2008 8.301.009.000 23.18%
2009 9.532.982.000 12.92%
2010 12.590.347.000 24.28%
2011 14.720.049.000 14.47%
2012 17.956.000.000 18.02%
2013 20.622.000.000 12.93%
2014 23.416.000.000 11.93%
2015 25.070.000.000 6.6%
2016 27.057.000.000 7.34%
2017 29.317.000.000 7.71%
2018 31.736.000.000 7.62%
2019 36.218.000.000 12.38%
2020 37.589.000.000 3.65%
2021 42.805.000.000 12.19%
2022 42.279.000.000 -1.24%
2023 40.396.000.000 -4.66%
2023 41.042.000.000 1.57%
2024 38.484.000.000 -6.65%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

China Everbright Bank Company Limited EBITDA
Year EBITDA Growth
2005 11.814.149.000
2006 14.963.975.000 21.05%
2007 22.270.329.000 32.81%
2008 29.254.179.000 23.87%
2009 28.997.860.000 -0.88%
2010 41.717.254.000 30.49%
2011 62.638.507.000 33.4%
2012 86.663.000.000 27.72%
2013 105.236.000.000 17.65%
2014 114.176.000.000 7.83%
2015 114.757.000.000 0.51%
2016 120.465.000.000 4.74%
2017 142.109.000.000 15.23%
2018 148.314.000.000 4.18%
2019 45.076.000.000 -229.03%
2020 45.416.000.000 0.75%
2021 52.709.000.000 13.84%
2022 183.387.000.000 71.26%
2023 63.808.000.000 -187.4%
2023 49.473.000.000 -28.98%
2024 59.096.000.000 16.28%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

China Everbright Bank Company Limited Gross Profit
Year Gross Profit Growth
2005 11.904.293.000
2006 13.793.393.000 13.7%
2007 20.044.365.000 31.19%
2008 24.700.998.000 18.85%
2009 24.258.653.000 -1.82%
2010 35.529.985.000 31.72%
2011 46.072.553.000 22.88%
2012 59.916.000.000 23.1%
2013 65.306.000.000 8.25%
2014 78.531.000.000 16.84%
2015 93.159.000.000 15.7%
2016 94.037.000.000 0.93%
2017 91.850.000.000 -2.38%
2018 110.244.000.000 16.68%
2019 132.812.000.000 16.99%
2020 142.484.000.000 6.79%
2021 152.841.000.000 6.78%
2022 151.695.000.000 -0.76%
2023 142.824.000.000 -6.21%
2023 145.649.000.000 1.94%
2024 141.272.000.000 -3.1%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

China Everbright Bank Company Limited Net Profit
Year Net Profit Growth
2005 2.540.722.000
2006 2.649.873.000 4.12%
2007 5.039.152.000 47.41%
2008 7.316.300.000 31.12%
2009 7.643.473.000 4.28%
2010 12.790.228.000 40.24%
2011 18.067.888.000 29.21%
2012 23.591.000.000 23.41%
2013 26.715.000.000 11.69%
2014 28.883.000.000 7.51%
2015 29.528.000.000 2.18%
2016 30.329.000.000 2.64%
2017 31.545.000.000 3.85%
2018 33.659.000.000 6.28%
2019 37.354.000.000 9.89%
2020 37.835.000.000 1.27%
2021 43.407.000.000 12.84%
2022 44.807.000.000 3.12%
2023 54.472.000.000 17.74%
2023 40.792.000.000 -33.54%
2024 48.244.000.000 15.45%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

China Everbright Bank Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

China Everbright Bank Company Limited Free Cashflow
Year Free Cashflow Growth
2005 16.102.465.000
2006 18.471.147.000 12.82%
2007 9.950.811.000 -85.62%
2008 22.322.348.000 55.42%
2009 22.608.290.000 1.26%
2010 11.420.932.000 -97.95%
2011 44.372.810.000 74.26%
2012 269.257.000.000 83.52%
2013 -3.322.000.000 8205.27%
2014 31.862.000.000 110.43%
2015 209.618.000.000 84.8%
2016 346.469.000.000 39.5%
2017 -147.210.000.000 335.36%
2018 15.451.000.000 1052.75%
2019 60.652.000.000 74.53%
2020 110.297.000.000 45.01%
2021 -117.594.000.000 193.79%
2022 -61.065.000.000 -92.57%
2023 -8.768.000.000 -596.45%
2023 5.515.000.000 258.98%
2024 9.855.000.000 44.04%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

China Everbright Bank Company Limited Operating Cashflow
Year Operating Cashflow Growth
2005 16.564.056.000
2006 19.005.530.000 12.85%
2007 12.059.870.000 -57.59%
2008 26.050.521.000 53.71%
2009 24.505.536.000 -6.3%
2010 13.659.469.000 -79.4%
2011 46.333.337.000 70.52%
2012 272.005.000.000 82.97%
2013 -697.000.000 39125.11%
2014 34.699.000.000 102.01%
2015 211.400.000.000 83.59%
2016 349.679.000.000 39.54%
2017 -142.721.000.000 345.01%
2018 19.514.000.000 831.38%
2019 65.100.000.000 70.02%
2020 117.157.000.000 44.43%
2021 -112.242.000.000 204.38%
2022 -56.398.000.000 -99.02%
2023 -3.614.000.000 -1460.54%
2023 7.354.000.000 149.14%
2024 11.399.000.000 35.49%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

China Everbright Bank Company Limited Capital Expenditure
Year Capital Expenditure Growth
2005 461.591.000
2006 534.383.000 13.62%
2007 2.109.059.000 74.66%
2008 3.728.173.000 43.43%
2009 1.897.246.000 -96.5%
2010 2.238.537.000 15.25%
2011 1.960.527.000 -14.18%
2012 2.748.000.000 28.66%
2013 2.625.000.000 -4.69%
2014 2.837.000.000 7.47%
2015 1.782.000.000 -59.2%
2016 3.210.000.000 44.49%
2017 4.489.000.000 28.49%
2018 4.063.000.000 -10.48%
2019 4.448.000.000 8.66%
2020 6.860.000.000 35.16%
2021 5.352.000.000 -28.18%
2022 4.667.000.000 -14.68%
2023 5.154.000.000 9.45%
2023 1.839.000.000 -180.26%
2024 1.544.000.000 -19.11%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

China Everbright Bank Company Limited Equity
Year Equity Growth
2005 -2.782.626.000
2006 -182.418.000 -1425.41%
2007 24.689.093.000 100.74%
2008 33.232.084.000 25.71%
2009 48.121.460.000 30.94%
2010 81.462.702.000 40.93%
2011 96.149.633.000 15.28%
2012 114.322.000.000 15.9%
2013 153.052.000.000 25.31%
2014 179.483.000.000 14.73%
2015 224.047.000.000 19.89%
2016 251.068.000.000 10.76%
2017 305.436.000.000 17.8%
2018 322.473.000.000 5.28%
2019 386.054.000.000 16.47%
2020 454.998.000.000 15.15%
2021 484.366.000.000 6.06%
2022 510.013.000.000 5.03%
2023 554.785.000.000 8.07%
2023 550.404.000.000 -0.8%
2024 570.865.000.000 3.58%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

China Everbright Bank Company Limited Assets
Year Assets Growth
2005 515.556.696.000
2006 596.116.617.000 13.51%
2007 739.354.274.000 19.37%
2008 851.838.140.000 13.2%
2009 1.197.696.107.000 28.88%
2010 1.483.950.342.000 19.29%
2011 1.733.345.607.000 14.39%
2012 2.279.295.000.000 23.95%
2013 2.415.086.000.000 5.62%
2014 2.737.010.000.000 11.76%
2015 3.167.710.000.000 13.6%
2016 4.020.042.000.000 21.2%
2017 4.088.243.000.000 1.67%
2018 4.357.332.000.000 6.18%
2019 4.733.431.000.000 7.95%
2020 5.368.110.000.000 11.82%
2021 5.902.069.000.000 9.05%
2022 6.300.510.000.000 6.32%
2023 6.772.796.000.000 6.97%
2023 6.834.936.000.000 0.91%
2024 6.796.694.000.000 -0.56%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

China Everbright Bank Company Limited Liabilities
Year Liabilities Growth
2005 518.339.322.000
2006 596.299.035.000 13.07%
2007 714.665.181.000 16.56%
2008 818.606.056.000 12.7%
2009 1.149.574.647.000 28.79%
2010 1.402.487.640.000 18.03%
2011 1.637.195.974.000 14.34%
2012 2.164.973.000.000 24.38%
2013 2.262.034.000.000 4.29%
2014 2.557.527.000.000 11.55%
2015 2.943.663.000.000 13.12%
2016 3.768.974.000.000 21.9%
2017 3.782.807.000.000 0.37%
2018 4.034.859.000.000 6.25%
2019 549.198.000.000 -634.68%
2020 613.511.000.000 10.48%
2021 953.894.000.000 35.68%
2022 1.074.723.000.000 11.24%
2023 1.303.880.000.000 17.58%
2023 1.223.262.000.000 -6.59%
2024 1.364.112.000.000 10.33%

China Everbright Bank Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2.35
Net Income per Share
0.7
Price to Earning Ratio
3.5x
Price To Sales Ratio
1.19x
POCF Ratio
-0.65
PFCF Ratio
-0.72
Price to Book Ratio
0.25
EV to Sales
7.21
EV Over EBITDA
20.09
EV to Operating CashFlow
-4.53
EV to FreeCashFlow
-4.38
Earnings Yield
0.29
FreeCashFlow Yield
-1.39
Market Cap
165,03 Bil.
Enterprise Value
1.002,45 Bil.
Graham Number
12.29
Graham NetNet
-14.17

Income Statement Metrics

Net Income per Share
0.7
Income Quality
-7.6
ROE
0.07
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.82
EBT Per Ebit
1.01
Ebit per Revenue
0.36
Effective Tax Rate
0.17

Margins

Sales, General, & Administrative to Revenue
0.29
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.36
Pretax Profit Margin
0.36
Net Profit Margin
0.3

Dividends

Dividend Yield
0.08
Dividend Yield %
7.76
Payout Ratio
1.04
Dividend Per Share
0.19

Operating Metrics

Operating Cashflow per Share
-3.75
Free CashFlow per Share
-3.87
Capex to Operating CashFlow
-0.03
Capex to Revenue
0.05
Capex to Depreciation
2.7
Return on Invested Capital
0.02
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.12

Balance Sheet

Cash per Share
8,91
Book Value per Share
91,94
Tangible Book Value per Share
91.85
Shareholders Equity per Share
9.62
Interest Debt per Share
25.53
Debt to Equity
2.4
Debt to Assets
0.2
Net Debt to EBITDA
16.78
Current Ratio
0
Tangible Asset Value
5.426,99 Bil.
Net Current Asset Value
-837,42 Bil.
Invested Capital
568491000000
Working Capital
526,69 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
8.27

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

China Everbright Bank Company Limited Dividends
Year Dividends Growth
2014 0
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

China Everbright Bank Company Limited Profile

About China Everbright Bank Company Limited

China Everbright Bank Company Limited provides a range of financial products and services to corporations and government agencies, retail customers, and individuals in Mainland China, Hong Kong, Luxembourg, Seoul, and Sydney. The company operates through Corporate Banking, Retail Banking, Financial Market Business, and Others segments. It offers demand, time, pledged, notice, RMB general and intelligent agreement, structured, and other deposits, as well as certificates of deposit; working capital, fixed asset, project financing, syndicated, entrusted, auto, and other loans; personal loans and advances; overdraft facilities; and credit and debit cards. The company also provides bills acceptance, investment banking, trade finance, agency, cash management, financial consulting and advisory, remittance and settlement, guarantee, wealth management, securities agency, inter-bank money market transactions and investment, repurchase transactions, equity investment and related, leasing, capital market, asset management, treasury, custody, and other financial services, as well as online, mobile, and private banking services. In addition, it trades in debt securities, derivatives, and foreign currency accounts. As of December 31, 2021, it operated 1,304 branches and outlets covering 150 economic center cities across the country. The company was founded in 1992 and is headquartered in Beijing, China.

CEO
Mr. Bingbing Yang
Employee
48.428
Address
China Everbright Center
Beijing, 100033

China Everbright Bank Company Limited Executives & BODs

China Everbright Bank Company Limited Executives & BODs
# Name Age
1 Ms. Yan Liu
Chief Financial Officer
70
2 Mr. Bingbing Yang
Executive Vice President
70
3 Mr. Liang Qu
Executive Vice President, President of Beijing Branch & Executive Director
70
4 Mr. Tiefeng Dong
Deputy President
70
5 Mr. Xuyang Zhang
Chief Business Director & Joint Company Secretary
70
6 Mr. Cheng Hao
President & Executive Director
70
7 Ms. Ye Qi
Executive Vice President
70
8 Ms. Mei Yi Lee ACIS, ACS, FCIS, FCS
Joint Company Secretary
70

China Everbright Bank Company Limited Competitors