Mebuki Financial Group, Inc. Logo

Mebuki Financial Group, Inc.

7167.T

(1.8)
Stock Price

568,60 JPY

0.14% ROA

3.55% ROE

16.25x PER

Market Cap.

434.686.414.061,00 JPY

242.58% DER

2.52% Yield

12.22% NPM

Mebuki Financial Group, Inc. Stock Analysis

Mebuki Financial Group, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Mebuki Financial Group, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.52x) suggests it's undervalued, making it an attractive opportunity for investors.

2 ROE

ROE in an average range (3.63%) suggests satisfactory profitability and decent utilization of shareholders' equity.

3 ROA

The stock's ROA (0.13%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

4 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

5 Dividend

Investors can rely on the company's consistent dividend payments over the past three years, offering a steady stream of returns.

6 Buffet Intrinsic Value

The company's stock seems undervalued (4.945) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

7 DER

The company has a high debt to equity ratio (556%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

10 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

Mebuki Financial Group, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Mebuki Financial Group, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Mebuki Financial Group, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Mebuki Financial Group, Inc. Revenue
Year Revenue Growth
2008 66.340.000.000
2009 106.709.000.000 37.83%
2010 90.559.000.000 -17.83%
2011 87.943.000.000 -2.97%
2012 86.233.000.000 -1.98%
2013 97.682.000.000 11.72%
2014 85.782.000.000 -13.87%
2015 91.442.000.000 6.19%
2016 192.958.000.000 52.61%
2017 234.473.000.000 17.71%
2018 257.555.000.000 8.96%
2019 251.567.000.000 -2.38%
2020 254.568.000.000 1.18%
2021 250.440.000.000 -1.65%
2022 292.977.000.000 14.52%
2023 242.632.000.000 -20.75%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Mebuki Financial Group, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2008 0
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Mebuki Financial Group, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2008 40.952.000.000
2009 63.375.000.000 35.38%
2010 59.945.000.000 -5.72%
2011 62.517.000.000 4.11%
2012 58.156.000.000 -7.5%
2013 57.547.000.000 -1.06%
2014 56.636.000.000 -1.61%
2015 55.471.000.000 -2.1%
2016 98.088.000.000 43.45%
2017 120.427.000.000 18.55%
2018 119.636.000.000 -0.66%
2019 119.630.000.000 -0.01%
2020 115.763.000.000 -3.34%
2021 114.624.000.000 -0.99%
2022 107.016.000.000 -7.11%
2023 106.860.000.000 -0.15%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Mebuki Financial Group, Inc. EBITDA
Year EBITDA Growth
2008 -14.878.000.000
2009 35.765.000.000 141.6%
2010 23.858.000.000 -49.91%
2011 35.704.000.000 33.18%
2012 34.913.000.000 -2.27%
2013 42.449.000.000 17.75%
2014 35.578.000.000 -19.31%
2015 44.698.000.000 20.4%
2016 186.980.000.000 76.09%
2017 85.147.000.000 -119.6%
2018 -2.747.000.000 3199.64%
2019 -1.112.000.000 -147.03%
2020 -1.563.000.000 28.85%
2021 -3.815.000.000 59.03%
2022 -438.000.000 -771%
2023 45.420.000.000 100.96%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Mebuki Financial Group, Inc. Gross Profit
Year Gross Profit Growth
2008 66.340.000.000
2009 106.709.000.000 37.83%
2010 90.559.000.000 -17.83%
2011 87.943.000.000 -2.97%
2012 86.233.000.000 -1.98%
2013 97.682.000.000 11.72%
2014 85.782.000.000 -13.87%
2015 91.442.000.000 6.19%
2016 192.958.000.000 52.61%
2017 234.473.000.000 17.71%
2018 257.555.000.000 8.96%
2019 251.567.000.000 -2.38%
2020 254.568.000.000 1.18%
2021 250.440.000.000 -1.65%
2022 292.977.000.000 14.52%
2023 242.632.000.000 -20.75%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Mebuki Financial Group, Inc. Net Profit
Year Net Profit Growth
2008 -6.593.000.000
2009 25.469.000.000 125.89%
2010 15.985.000.000 -59.33%
2011 17.170.000.000 6.9%
2012 15.405.000.000 -11.46%
2013 24.314.000.000 36.64%
2014 17.076.000.000 -42.39%
2015 22.452.000.000 23.94%
2016 158.455.000.000 85.83%
2017 43.069.000.000 -267.91%
2018 46.338.000.000 7.05%
2019 36.370.000.000 -27.41%
2020 36.478.000.000 0.3%
2021 42.958.000.000 15.08%
2022 32.176.000.000 -33.51%
2023 31.712.000.000 -1.46%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Mebuki Financial Group, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2008 -32
2009 73 142.47%
2010 38 -92.11%
2011 43 9.52%
2012 36 -16.67%
2013 70 47.83%
2014 51 -35.29%
2015 67 23.88%
2016 157 57.05%
2017 37 -333.33%
2018 39 7.69%
2019 31 -25.81%
2020 31 0%
2021 39 18.42%
2022 30 -31.03%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Mebuki Financial Group, Inc. Free Cashflow
Year Free Cashflow Growth
2011 -38.682.000.000
2012 83.251.000.000 146.46%
2013 224.930.000.000 62.99%
2014 15.326.000.000 -1367.64%
2015 176.594.000.000 91.32%
2016 490.889.000.000 64.03%
2017 400.777.000.000 -22.48%
2018 -6.729.000.000 6055.97%
2019 348.220.000.000 101.93%
2020 4.653.966.000.000 92.52%
2021 1.225.414.000.000 -279.79%
2022 -3.374.100.000.000 136.32%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Mebuki Financial Group, Inc. Operating Cashflow
Year Operating Cashflow Growth
2011 -33.591.000.000
2012 85.533.000.000 139.27%
2013 227.182.000.000 62.35%
2014 18.608.000.000 -1120.88%
2015 179.447.000.000 89.63%
2016 499.210.000.000 64.05%
2017 412.215.000.000 -21.1%
2018 6.087.000.000 -6672.06%
2019 356.104.000.000 98.29%
2020 4.661.394.000.000 92.36%
2021 1.232.138.000.000 -278.32%
2022 -3.368.097.000.000 136.58%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Mebuki Financial Group, Inc. Capital Expenditure
Year Capital Expenditure Growth
2011 5.091.000.000
2012 2.282.000.000 -123.09%
2013 2.252.000.000 -1.33%
2014 3.282.000.000 31.38%
2015 2.853.000.000 -15.04%
2016 8.321.000.000 65.71%
2017 11.438.000.000 27.25%
2018 12.816.000.000 10.75%
2019 7.884.000.000 -62.56%
2020 7.428.000.000 -6.14%
2021 6.724.000.000 -10.47%
2022 6.003.000.000 -12.01%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Mebuki Financial Group, Inc. Equity
Year Equity Growth
2008 195.333.000.000
2009 234.737.000.000 16.79%
2010 239.243.000.000 1.88%
2011 256.770.000.000 6.83%
2012 279.342.000.000 8.08%
2013 241.134.000.000 -15.85%
2014 287.120.000.000 16.02%
2015 303.104.000.000 5.27%
2016 863.085.000.000 64.88%
2017 888.138.000.000 2.82%
2018 919.546.000.000 3.42%
2019 882.233.000.000 -4.23%
2020 998.905.000.000 11.68%
2021 959.061.000.000 -4.15%
2022 904.778.000.000 -6%
2023 909.610.000.000 0.53%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Mebuki Financial Group, Inc. Assets
Year Assets Growth
2008 4.920.962.000.000
2009 4.989.790.000.000 1.38%
2010 5.218.682.000.000 4.39%
2011 5.353.772.000.000 2.52%
2012 2.034.140.000.000 -163.2%
2013 5.612.355.000.000 63.76%
2014 5.864.239.000.000 4.3%
2015 6.106.037.000.000 3.96%
2016 16.124.452.000.000 62.13%
2017 16.769.883.000.000 3.85%
2018 17.372.575.000.000 3.47%
2019 17.804.808.000.000 2.43%
2020 22.835.169.000.000 22.03%
2021 24.125.520.000.000 5.35%
2022 21.387.481.000.000 -12.8%
2023 21.124.604.000.000 -1.24%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Mebuki Financial Group, Inc. Liabilities
Year Liabilities Growth
2008 4.725.629.000.000
2009 4.755.053.000.000 0.62%
2010 4.979.439.000.000 4.51%
2011 5.097.002.000.000 2.31%
2012 1.754.798.000.000 -190.46%
2013 5.371.221.000.000 67.33%
2014 5.577.119.000.000 3.69%
2015 5.802.933.000.000 3.89%
2016 15.261.367.000.000 61.98%
2017 1.255.288.000.000 -1115.77%
2018 16.453.029.000.000 92.37%
2019 16.922.575.000.000 2.77%
2020 21.836.264.000.000 22.5%
2021 23.166.459.000.000 5.74%
2022 20.482.703.000.000 -13.1%
2023 2.206.467.000.000 -828.3%

Mebuki Financial Group, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
246.83
Net Income per Share
26.9
Price to Earning Ratio
16.25x
Price To Sales Ratio
1.65x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.51
EV to Sales
-6.43
EV Over EBITDA
-90.55
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.06
FreeCashFlow Yield
0
Market Cap
434,69 Bil.
Enterprise Value
-1.697,92 Bil.
Graham Number
717.52
Graham NetNet
1994.35

Income Statement Metrics

Net Income per Share
26.9
Income Quality
0
ROE
0.03
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.7
EBT Per Ebit
1.37
Ebit per Revenue
0.13
Effective Tax Rate
0.3

Margins

Sales, General, & Administrative to Revenue
0.41
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.13
Pretax Profit Margin
0.17
Net Profit Margin
0.12

Dividends

Dividend Yield
0.03
Dividend Yield %
2.52
Payout Ratio
0
Dividend Per Share
11

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
4.057,78
Book Value per Share
850,61
Tangible Book Value per Share
17691.71
Shareholders Equity per Share
850.61
Interest Debt per Share
2096.15
Debt to Equity
2.43
Debt to Assets
0.1
Net Debt to EBITDA
-113.73
Current Ratio
0
Tangible Asset Value
18.904,17 Bil.
Net Current Asset Value
2.132,61 Bil.
Invested Capital
2.43
Working Capital
4.339,07 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
5.08

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Mebuki Financial Group, Inc. Dividends
Year Dividends Growth
2014 9
2015 6 -60%
2016 10 50%
2017 7 -66.67%
2018 11 45.45%
2019 11 0%
2020 11 0%
2021 11 0%
2022 11 0%
2023 11 0%
2024 0 0%

Mebuki Financial Group, Inc. Profile

About Mebuki Financial Group, Inc.

Mebuki Financial Group, Inc. provides banking and financial services in Japan and internationally. The company accepts various deposits; and provides funds to corporate customers and individuals, including housing loans. It also engages in call money transactions in the short-term markets; and invests in securities primarily comprising bonds, as well as money markets. In addition, the company offers leasing, securities, and credit card services; and international business support services that includes foreign currency exchange, international remittances, loans, and standby credit in local currencies, as well as information obtained from local partner banks and government agencies. As of March 31, 2020, the company operated 336 bank offices. Mebuki Financial Group, Inc. was founded in 1935 and is headquartered in Mito, Japan.

CEO
Mr. Tetsuya Akino
Employee
5.971
Address
5-5 Minami-machi 2-chome
Mito,

Mebuki Financial Group, Inc. Executives & BODs

Mebuki Financial Group, Inc. Executives & BODs
# Name Age
1 Mr. Suguru Iizuka
Manager IR
70
2 Mr. Yoshihiro Naito
Senior Managing Executive Officer & Director
70
3 Mr. Tetsuya Akino
President, Chief Executive Officer, GM of Corporate Planning Department & Director
70
4 Mr. Kazuyuki Shimizu
Executive Vice President & Representative Director
70
5 Hiroshi Yamakawa
Executive Officer
70
6 Yuji Gorai
Executive Officer
70

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