The Chiba Kogyo Bank, Ltd. Logo

The Chiba Kogyo Bank, Ltd.

8337.T

(1.8)
Stock Price

968,00 JPY

0.19% ROA

3.91% ROE

7.78x PER

Market Cap.

46.435.427.000,00 JPY

13.91% DER

0.62% Yield

13.93% NPM

The Chiba Kogyo Bank, Ltd. Stock Analysis

The Chiba Kogyo Bank, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Chiba Kogyo Bank, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.3x) suggests it's undervalued, making it an attractive opportunity for investors.

2 ROE

The stock's ROE falls within an average range (3.85%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

3 ROA

The stock's ROA (0.18%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

4 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

5 Dividend

The company's track record of consistently paying dividends in the last three years highlights its dedication to providing investors with regular income.

6 Buffet Intrinsic Value

The company's stock seems undervalued (7.026) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

7 DER

The stock is burdened with a heavy load of debt (292%), making it financially unstable and potentially risky for investors.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

The Chiba Kogyo Bank, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Chiba Kogyo Bank, Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

The Chiba Kogyo Bank, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Chiba Kogyo Bank, Ltd. Revenue
Year Revenue Growth
2004 50.010.000.000
2005 48.922.000.000 -2.22%
2006 49.302.000.000 0.77%
2007 52.881.000.000 6.77%
2008 48.663.000.000 -8.67%
2009 47.607.000.000 -2.22%
2010 47.694.000.000 0.18%
2011 48.277.000.000 1.21%
2012 50.099.000.000 3.64%
2013 48.512.000.000 -3.27%
2014 49.091.000.000 1.18%
2015 49.387.000.000 0.6%
2016 48.051.000.000 -2.78%
2017 45.777.000.000 -4.97%
2018 44.730.000.000 -2.34%
2019 45.097.000.000 0.81%
2020 45.641.000.000 1.19%
2021 47.026.000.000 2.95%
2022 46.885.000.000 -0.3%
2023 46.040.000.000 -1.84%
2023 41.741.000.000 -10.3%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Chiba Kogyo Bank, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Chiba Kogyo Bank, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 25.618.000.000
2005 25.181.000.000 -1.74%
2006 0 0%
2007 24.649.000.000 100%
2008 25.389.000.000 2.91%
2009 25.133.000.000 -1.02%
2010 25.769.000.000 2.47%
2011 25.495.000.000 -1.07%
2012 25.255.000.000 -0.95%
2013 25.162.000.000 -0.37%
2014 25.475.000.000 1.23%
2015 24.807.000.000 -2.69%
2016 25.804.000.000 3.86%
2017 25.785.000.000 -0.07%
2018 25.627.000.000 -0.62%
2019 26.020.000.000 1.51%
2020 25.743.000.000 -1.08%
2021 25.353.000.000 -1.54%
2022 24.413.000.000 -3.85%
2023 24.352.000.000 -0.25%
2023 25.145.000.000 3.15%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Chiba Kogyo Bank, Ltd. EBITDA
Year EBITDA Growth
2004 11.752.000.000
2005 16.332.000.000 28.04%
2006 19.717.000.000 17.17%
2007 23.584.000.000 16.4%
2008 -234.000.000 10178.63%
2009 12.643.000.000 101.85%
2010 12.907.000.000 2.05%
2011 13.235.000.000 2.48%
2012 14.204.000.000 6.82%
2013 15.040.000.000 5.56%
2014 16.464.000.000 8.65%
2015 15.924.000.000 -3.39%
2016 11.897.000.000 -33.85%
2017 12.578.000.000 5.41%
2018 6.174.000.000 -103.73%
2019 5.245.000.000 -17.71%
2020 5.584.000.000 6.07%
2021 6.726.000.000 16.98%
2022 7.990.000.000 15.82%
2023 10.080.000.000 20.73%
2023 1.965.000.000 -412.98%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Chiba Kogyo Bank, Ltd. Gross Profit
Year Gross Profit Growth
2004 50.010.000.000
2005 48.922.000.000 -2.22%
2006 49.302.000.000 0.77%
2007 52.881.000.000 6.77%
2008 48.663.000.000 -8.67%
2009 47.607.000.000 -2.22%
2010 47.694.000.000 0.18%
2011 48.277.000.000 1.21%
2012 50.099.000.000 3.64%
2013 48.512.000.000 -3.27%
2014 49.091.000.000 1.18%
2015 49.387.000.000 0.6%
2016 48.051.000.000 -2.78%
2017 45.777.000.000 -4.97%
2018 44.730.000.000 -2.34%
2019 45.097.000.000 0.81%
2020 45.641.000.000 1.19%
2021 47.026.000.000 2.95%
2022 46.885.000.000 -0.3%
2023 46.040.000.000 -1.84%
2023 41.741.000.000 -10.3%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Chiba Kogyo Bank, Ltd. Net Profit
Year Net Profit Growth
2004 4.566.000.000
2005 8.596.000.000 46.88%
2006 9.489.000.000 9.41%
2007 10.399.000.000 8.75%
2008 -8.435.000.000 223.28%
2009 5.432.000.000 255.28%
2010 7.436.000.000 26.95%
2011 8.066.000.000 7.81%
2012 8.675.000.000 7.02%
2013 8.555.000.000 -1.4%
2014 8.442.000.000 -1.34%
2015 7.901.000.000 -6.85%
2016 6.388.000.000 -23.69%
2017 6.771.000.000 5.66%
2018 5.183.000.000 -30.64%
2019 4.530.000.000 -14.42%
2020 4.763.000.000 4.89%
2021 6.385.000.000 25.4%
2022 6.477.000.000 1.42%
2023 8.008.000.000 19.12%
2023 7.428.000.000 -7.81%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Chiba Kogyo Bank, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 62
2005 142 56.03%
2006 159 11.32%
2007 177 10.17%
2008 -166 206.63%
2009 79 310.13%
2010 119 33.05%
2011 131 9.92%
2012 137 4.38%
2013 124 -10.48%
2014 127 2.36%
2015 102 -25.74%
2016 67 -50.75%
2017 109 37.96%
2018 83 -30.12%
2019 52 -62.75%
2020 57 10.53%
2021 86 32.94%
2022 92 7.61%
2023 0 0%
2023 113 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Chiba Kogyo Bank, Ltd. Free Cashflow
Year Free Cashflow Growth
2004 82.135.000.000
2005 48.898.000.000 -67.97%
2006 -16.799.000.000 391.08%
2007 41.515.000.000 140.46%
2008 -13.021.000.000 418.83%
2009 38.261.000.000 134.03%
2010 57.525.000.000 33.49%
2011 -18.839.000.000 405.35%
2012 -30.868.000.000 38.97%
2013 84.884.000.000 136.36%
2014 5.416.000.000 -1467.28%
2015 16.287.000.000 66.75%
2016 21.657.000.000 24.8%
2017 -23.094.000.000 193.78%
2018 29.208.000.000 179.07%
2019 -19.946.000.000 246.44%
2020 253.858.000.000 107.86%
2021 332.211.000.000 23.59%
2022 -432.265.000.000 176.85%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Chiba Kogyo Bank, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2004 88.302.000.000
2005 54.411.000.000 -62.29%
2006 -10.629.000.000 611.91%
2007 47.605.000.000 122.33%
2008 -11.358.000.000 519.13%
2009 40.188.000.000 128.26%
2010 59.087.000.000 31.99%
2011 -17.239.000.000 442.75%
2012 -28.331.000.000 39.15%
2013 86.807.000.000 132.64%
2014 6.871.000.000 -1163.38%
2015 18.108.000.000 62.06%
2016 23.856.000.000 24.09%
2017 -19.686.000.000 221.18%
2018 30.659.000.000 164.21%
2019 -17.954.000.000 270.76%
2020 256.027.000.000 107.01%
2021 333.925.000.000 23.33%
2022 -430.231.000.000 177.62%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Chiba Kogyo Bank, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2004 6.167.000.000
2005 5.513.000.000 -11.86%
2006 6.170.000.000 10.65%
2007 6.090.000.000 -1.31%
2008 1.663.000.000 -266.21%
2009 1.927.000.000 13.7%
2010 1.562.000.000 -23.37%
2011 1.600.000.000 2.38%
2012 2.537.000.000 36.93%
2013 1.923.000.000 -31.93%
2014 1.455.000.000 -32.16%
2015 1.821.000.000 20.1%
2016 2.199.000.000 17.19%
2017 3.408.000.000 35.48%
2018 1.451.000.000 -134.87%
2019 1.992.000.000 27.16%
2020 2.169.000.000 8.16%
2021 1.714.000.000 -26.55%
2022 2.034.000.000 15.73%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Chiba Kogyo Bank, Ltd. Equity
Year Equity Growth
2004 105.996.000.000
2005 114.227.000.000 7.21%
2006 126.185.000.000 9.48%
2007 121.995.000.000 -3.43%
2008 105.811.000.000 -15.3%
2009 124.750.000.000 15.18%
2010 127.554.000.000 2.2%
2011 134.678.000.000 5.29%
2012 181.741.000.000 25.9%
2013 126.493.000.000 -43.68%
2014 139.269.000.000 9.17%
2015 146.737.000.000 5.09%
2016 150.724.000.000 2.65%
2017 156.619.000.000 3.76%
2018 172.581.000.000 9.25%
2019 166.891.000.000 -3.41%
2020 182.489.000.000 8.55%
2021 175.444.000.000 -4.02%
2022 170.717.000.000 -2.77%
2023 173.041.000.000 1.34%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Chiba Kogyo Bank, Ltd. Assets
Year Assets Growth
2004 2.094.775.000.000
2005 2.109.125.000.000 0.68%
2006 2.116.908.000.000 0.37%
2007 2.135.856.000.000 0.89%
2008 2.165.813.000.000 1.38%
2009 2.215.010.000.000 2.22%
2010 2.256.208.000.000 1.83%
2011 2.312.063.000.000 2.42%
2012 2.405.813.000.000 3.9%
2013 2.397.895.000.000 -0.33%
2014 2.502.720.000.000 4.19%
2015 2.612.058.000.000 4.19%
2016 2.694.580.000.000 3.06%
2017 2.739.444.000.000 1.64%
2018 2.814.394.000.000 2.66%
2019 2.851.390.000.000 1.3%
2020 3.248.236.000.000 12.22%
2021 3.570.502.000.000 9.03%
2022 3.180.129.000.000 -12.28%
2023 3.226.924.000.000 1.45%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Chiba Kogyo Bank, Ltd. Liabilities
Year Liabilities Growth
2004 21.068.000.000
2005 18.246.000.000 -15.47%
2006 19.012.000.000 4.03%
2007 20.498.000.000 7.25%
2008 16.797.000.000 -22.03%
2009 16.846.000.000 0.29%
2010 15.025.000.000 -12.12%
2011 13.819.000.000 -8.73%
2012 21.563.000.000 35.91%
2013 19.312.000.000 -11.66%
2014 40.226.000.000 51.99%
2015 23.485.000.000 -71.28%
2016 26.084.000.000 9.96%
2017 24.354.000.000 -7.1%
2018 2.641.813.000.000 99.08%
2019 2.684.499.000.000 1.59%
2020 3.065.747.000.000 12.44%
2021 3.395.058.000.000 9.7%
2022 21.830.000.000 -15452.26%
2023 23.460.000.000 6.95%

The Chiba Kogyo Bank, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
800.53
Net Income per Share
104.23
Price to Earning Ratio
7.78x
Price To Sales Ratio
0.99x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.28
EV to Sales
-4.18
EV Over EBITDA
-22.46
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.13
FreeCashFlow Yield
0
Market Cap
46,44 Bil.
Enterprise Value
-195,25 Bil.
Graham Number
2602.72
Graham NetNet
4138.62

Income Statement Metrics

Net Income per Share
104.23
Income Quality
0
ROE
0.04
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.71
EBT Per Ebit
1.02
Ebit per Revenue
0.19
Effective Tax Rate
0.28

Margins

Sales, General, & Administrative to Revenue
0.53
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.19
Pretax Profit Margin
0.2
Net Profit Margin
0.14

Dividends

Dividend Yield
0.01
Dividend Yield %
0.62
Payout Ratio
0
Dividend Per Share
5

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.03
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
4.540,35
Book Value per Share
2.888,45
Tangible Book Value per Share
54856.03
Shareholders Equity per Share
2888.45
Interest Debt per Share
413.2
Debt to Equity
0.14
Debt to Assets
0.01
Net Debt to EBITDA
-27.8
Current Ratio
0
Tangible Asset Value
3.200,54 Bil.
Net Current Asset Value
241,69 Bil.
Invested Capital
0.14
Working Capital
265,15 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.51

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Chiba Kogyo Bank, Ltd. Dividends
Year Dividends Growth
2014 3
2015 3 0%
2016 3 0%
2017 3 0%
2018 3 0%
2019 3 0%
2020 3 0%
2021 3 0%
2022 5 40%
2023 5 0%
2024 0 0%

The Chiba Kogyo Bank, Ltd. Profile

About The Chiba Kogyo Bank, Ltd.

The Chiba Kogyo Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan. It offers deposit products, loans, credit cards, housing and other loan guarantee services, and leasing services. The company also develops, sells, and maintains computer systems. As of March 31, 2021, it operated 74 branches. The Chiba Kogyo Bank, Ltd. was incorporated in 1952 and is headquartered in Chiba, Japan.

CEO
Mr. Hitoshi Umeda
Employee
1.350
Address
1-2, Saiwaicho 2-chome
Chiba, 261-0001

The Chiba Kogyo Bank, Ltd. Executives & BODs

The Chiba Kogyo Bank, Ltd. Executives & BODs
# Name Age
1 Mr. Hiroshi Tanaka
Managing Executive Officer & GM of Corporate Planning Department
70
2 Mr. Shunichi Aoyagi
Executive Chairman of the Board
70
3 Mr. Shigeto Kato
Standing Audit & Supervisory Board Member
70
4 Mr. Hitoshi Umeda
President, Chief Executive Officer & Representative Director
70
5 Shoichi Mori
Managing Executive Officer & Area Manager
70
6 Mr. Ryuichi Matsumaru
Deputy President, Chief Operating Officer & Representative Director
70
7 Mr. Katsumi Shirai
MD, Managing Executive Officer & Director
70
8 Mr. Yasumitsu Kanda
MD, Managing Executive Officer & Director
70
9 Akira Miyamoto
Managing Executive Officer & GM of Office
70
10 Osamu Koda
Managing Executive Officer, Deputy GM of Sales Dept., GM of Sales Promotion Dept. & GM of Area
70

The Chiba Kogyo Bank, Ltd. Competitors