The Shizuoka Bank, Ltd. Logo

The Shizuoka Bank, Ltd.

8355.T

(1.5)
Stock Price

889,00 JPY

0.28% ROA

3.81% ROE

12.68x PER

Market Cap.

0,00 JPY

148.73% DER

0% Yield

21.5% NPM

The Shizuoka Bank, Ltd. Stock Analysis

The Shizuoka Bank, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Shizuoka Bank, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.46x) suggests it's undervalued, making it an attractive opportunity for investors.

2 ROE

The stock's ROE falls within an average range (1.5%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

3 ROA

The stock's ROA (0.11%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

4 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

5 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (6.784) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

6 DER

The stock is burdened with a heavy load of debt (128%), making it financially unstable and potentially risky for investors.

7 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

The Shizuoka Bank, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Shizuoka Bank, Ltd. Technical Stock Analysis
# Analysis Recommendation

The Shizuoka Bank, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Shizuoka Bank, Ltd. Revenue
Year Revenue Growth
2000 198.293.000.000
2001 215.068.000.000 7.8%
2002 181.072.000.000 -18.77%
2003 170.196.000.000 -6.39%
2004 166.992.000.000 -1.92%
2005 181.641.000.000 8.06%
2006 155.368.000.000 -16.91%
2007 167.570.000.000 7.28%
2008 174.168.000.000 3.79%
2009 177.698.000.000 1.99%
2010 177.787.000.000 0.05%
2011 176.814.000.000 -0.55%
2012 172.745.000.000 -2.36%
2013 169.903.000.000 -1.67%
2014 186.839.000.000 9.06%
2015 175.723.000.000 -6.33%
2016 183.685.000.000 4.33%
2017 202.702.000.000 9.38%
2018 169.484.000.000 -19.6%
2019 172.371.000.000 1.67%
2020 162.830.000.000 -5.86%
2021 181.940.000.000 10.5%
2022 194.040.000.000 6.24%
2023 236.180.000.000 17.84%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Shizuoka Bank, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Shizuoka Bank, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 92.871.000.000
2001 89.991.000.000 -3.2%
2002 88.292.000.000 -1.92%
2003 84.979.000.000 -3.9%
2004 84.091.000.000 -1.06%
2005 80.141.000.000 -4.93%
2006 81.076.000.000 1.15%
2007 80.720.000.000 -0.44%
2008 82.925.000.000 2.66%
2009 86.477.000.000 4.11%
2010 87.883.000.000 1.6%
2011 89.143.000.000 1.41%
2012 89.080.000.000 -0.07%
2013 86.996.000.000 -2.4%
2014 88.746.000.000 1.97%
2015 90.928.000.000 2.4%
2016 88.691.000.000 -2.52%
2017 89.147.000.000 0.51%
2018 92.871.000.000 4.01%
2019 90.235.000.000 -2.92%
2020 87.571.000.000 -3.04%
2021 93.715.000.000 6.56%
2022 97.629.000.000 4.01%
2023 101.236.000.000 3.56%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Shizuoka Bank, Ltd. EBITDA
Year EBITDA Growth
2000 135.281.000.000
2001 133.947.000.000 -1%
2002 79.761.000.000 -67.94%
2003 67.730.000.000 -17.76%
2004 80.080.000.000 15.42%
2005 96.548.000.000 17.06%
2006 102.095.000.000 5.43%
2007 127.056.000.000 19.65%
2008 129.993.000.000 2.26%
2009 63.808.000.000 -103.73%
2010 80.582.000.000 20.82%
2011 83.725.000.000 3.75%
2012 88.123.000.000 4.99%
2013 103.470.000.000 14.83%
2014 92.152.000.000 -12.28%
2015 96.271.000.000 4.28%
2016 94.816.000.000 -1.53%
2017 73.034.000.000 -29.82%
2018 102.174.000.000 28.52%
2019 106.986.000.000 4.5%
2020 95.026.000.000 -12.59%
2021 83.114.000.000 -14.33%
2022 84.136.000.000 1.21%
2023 92.212.000.000 8.76%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Shizuoka Bank, Ltd. Gross Profit
Year Gross Profit Growth
2000 198.293.000.000
2001 215.068.000.000 7.8%
2002 181.072.000.000 -18.77%
2003 170.196.000.000 -6.39%
2004 166.992.000.000 -1.92%
2005 181.641.000.000 8.06%
2006 155.368.000.000 -16.91%
2007 167.570.000.000 7.28%
2008 174.168.000.000 3.79%
2009 177.698.000.000 1.99%
2010 177.787.000.000 0.05%
2011 176.814.000.000 -0.55%
2012 172.745.000.000 -2.36%
2013 169.903.000.000 -1.67%
2014 186.839.000.000 9.06%
2015 175.723.000.000 -6.33%
2016 183.685.000.000 4.33%
2017 202.702.000.000 9.38%
2018 169.484.000.000 -19.6%
2019 172.371.000.000 1.67%
2020 162.830.000.000 -5.86%
2021 181.940.000.000 10.5%
2022 194.040.000.000 6.24%
2023 236.180.000.000 17.84%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Shizuoka Bank, Ltd. Net Profit
Year Net Profit Growth
2000 26.329.000.000
2001 18.534.000.000 -42.06%
2002 7.486.000.000 -147.58%
2003 12.693.000.000 41.02%
2004 26.962.000.000 52.92%
2005 35.470.000.000 23.99%
2006 33.060.000.000 -7.29%
2007 37.815.000.000 12.57%
2008 34.758.000.000 -8.8%
2009 13.012.000.000 -167.12%
2010 32.755.000.000 60.27%
2011 36.155.000.000 9.4%
2012 37.188.000.000 2.78%
2013 56.970.000.000 34.72%
2014 46.723.000.000 -21.93%
2015 49.943.000.000 6.45%
2016 47.909.000.000 -4.25%
2017 29.276.000.000 -63.65%
2018 50.130.000.000 41.6%
2019 46.874.000.000 -6.95%
2020 38.703.000.000 -21.11%
2021 43.638.000.000 11.31%
2022 41.723.000.000 -4.59%
2023 57.804.000.000 27.82%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Shizuoka Bank, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 33
2001 24 -37.5%
2002 10 -166.67%
2003 17 47.06%
2004 38 54.05%
2005 50 24.49%
2006 47 -6.52%
2007 53 13.21%
2008 49 -8.16%
2009 19 -172.22%
2010 47 60.87%
2011 53 11.54%
2012 56 7.14%
2013 87 35.63%
2014 74 -17.57%
2015 80 7.5%
2016 78 -3.9%
2017 48 -63.83%
2018 78 39.74%
2019 77 -2.63%
2020 65 -16.92%
2021 73 10.96%
2022 70 -4.29%
2023 99 28.57%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Shizuoka Bank, Ltd. Free Cashflow
Year Free Cashflow Growth
2000 210.704.000.000
2001 227.519.000.000 7.39%
2002 112.933.000.000 -101.46%
2003 214.808.000.000 47.43%
2004 -29.768.000.000 821.61%
2005 135.638.000.000 121.95%
2006 130.940.000.000 -3.59%
2007 -238.060.000.000 155%
2008 129.998.000.000 283.13%
2009 10.750.000.000 -1109.28%
2010 -126.079.000.000 108.53%
2011 32.818.000.000 484.18%
2012 216.762.000.000 84.86%
2013 154.861.000.000 -39.97%
2014 -164.808.000.000 193.96%
2015 123.617.000.000 233.32%
2016 -323.761.000.000 138.18%
2017 -313.752.000.000 -3.19%
2018 121.381.000.000 358.49%
2019 62.586.000.000 -93.94%
2020 565.180.000.000 88.93%
2021 1.093.451.000.000 48.31%
2022 717.060.000.000 -52.49%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Shizuoka Bank, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2000 236.826.000.000
2001 250.983.000.000 5.64%
2002 131.350.000.000 -91.08%
2003 233.889.000.000 43.84%
2004 -13.291.000.000 1859.75%
2005 151.928.000.000 108.75%
2006 148.294.000.000 -2.45%
2007 -210.668.000.000 170.39%
2008 158.198.000.000 233.17%
2009 25.235.000.000 -526.9%
2010 -116.603.000.000 121.64%
2011 35.195.000.000 431.31%
2012 225.397.000.000 84.39%
2013 163.028.000.000 -38.26%
2014 -142.387.000.000 214.5%
2015 147.900.000.000 196.27%
2016 -308.727.000.000 147.91%
2017 -290.878.000.000 -6.14%
2018 135.934.000.000 313.98%
2019 73.314.000.000 -85.41%
2020 579.922.000.000 87.36%
2021 1.110.303.000.000 47.77%
2022 731.100.000.000 -51.87%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Shizuoka Bank, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2000 26.122.000.000
2001 23.464.000.000 -11.33%
2002 18.417.000.000 -27.4%
2003 19.081.000.000 3.48%
2004 16.477.000.000 -15.8%
2005 16.290.000.000 -1.15%
2006 17.354.000.000 6.13%
2007 27.392.000.000 36.65%
2008 28.200.000.000 2.87%
2009 14.485.000.000 -94.68%
2010 9.476.000.000 -52.86%
2011 2.377.000.000 -298.65%
2012 8.635.000.000 72.47%
2013 8.167.000.000 -5.73%
2014 22.421.000.000 63.57%
2015 24.283.000.000 7.67%
2016 15.034.000.000 -61.52%
2017 22.874.000.000 34.27%
2018 14.553.000.000 -57.18%
2019 10.728.000.000 -35.65%
2020 14.742.000.000 27.23%
2021 16.852.000.000 12.52%
2022 14.040.000.000 -20.03%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Shizuoka Bank, Ltd. Equity
Year Equity Growth
2003 519.690.000.000
2004 590.633.000.000 12.01%
2005 622.606.000.000 5.14%
2006 725.684.000.000 14.2%
2007 769.254.000.000 5.66%
2008 700.839.000.000 -9.76%
2009 634.693.000.000 -10.42%
2010 699.917.000.000 9.32%
2011 692.727.000.000 -1.04%
2012 728.079.000.000 4.86%
2013 805.881.000.000 9.65%
2014 811.219.000.000 0.66%
2015 928.347.000.000 12.62%
2016 921.266.000.000 -0.77%
2017 933.576.000.000 1.32%
2018 991.415.000.000 5.83%
2019 1.015.456.000.000 2.37%
2020 991.547.000.000 -2.41%
2021 1.103.956.000.000 10.18%
2022 1.086.857.000.000 -1.57%
2023 1.097.165.000.000 0.94%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Shizuoka Bank, Ltd. Assets
Year Assets Growth
2003 8.200.827.000.000
2004 8.097.521.000.000 -1.28%
2005 8.400.713.000.000 3.61%
2006 8.678.268.000.000 3.2%
2007 8.725.859.000.000 0.55%
2008 9.098.425.000.000 4.09%
2009 9.114.742.000.000 0.18%
2010 9.040.330.000.000 -0.82%
2011 9.442.019.000.000 4.25%
2012 9.695.497.000.000 2.61%
2013 10.314.770.000.000 6%
2014 10.697.948.000.000 3.58%
2015 11.233.412.000.000 4.77%
2016 11.117.249.000.000 -1.04%
2017 11.054.783.000.000 -0.57%
2018 11.532.724.000.000 4.14%
2019 11.854.771.000.000 2.72%
2020 12.542.772.000.000 5.49%
2021 14.075.848.000.000 10.89%
2022 14.918.227.000.000 5.65%
2023 14.756.836.000.000 -1.09%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Shizuoka Bank, Ltd. Liabilities
Year Liabilities Growth
2003 7.681.137.000.000
2004 7.506.888.000.000 -2.32%
2005 7.778.107.000.000 3.49%
2006 7.952.584.000.000 2.19%
2007 7.941.661.000.000 -0.14%
2008 8.381.034.000.000 5.24%
2009 8.462.227.000.000 0.96%
2010 8.321.261.000.000 -1.69%
2011 8.727.839.000.000 4.66%
2012 8.944.251.000.000 2.42%
2013 9.504.026.000.000 5.89%
2014 9.881.245.000.000 3.82%
2015 10.304.127.000.000 4.1%
2016 10.194.889.000.000 -1.07%
2017 10.120.064.000.000 -0.74%
2018 10.539.916.000.000 3.98%
2019 10.837.956.000.000 2.75%
2020 11.549.978.000.000 6.16%
2021 12.970.470.000.000 10.95%
2022 13.829.980.000.000 6.21%
2023 13.659.671.000.000 -1.25%

The Shizuoka Bank, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
325.98
Net Income per Share
70.09
Price to Earning Ratio
12.68x
Price To Sales Ratio
0x
POCF Ratio
0.72
PFCF Ratio
0
Price to Book Ratio
0.49
EV to Sales
-3.4
EV Over EBITDA
-7.84
EV to Operating CashFlow
-0.9
EV to FreeCashFlow
-0.92
Earnings Yield
0.08
FreeCashFlow Yield
0
Market Cap
0,00 Bil.
Enterprise Value
-659,40 Bil.
Graham Number
1696.93
Graham NetNet
-19410.45

Income Statement Metrics

Net Income per Share
70.09
Income Quality
17.56
ROE
0.04
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.71
EBT Per Ebit
0.91
Ebit per Revenue
0.33
Effective Tax Rate
0.29

Margins

Sales, General, & Administrative to Revenue
0.5
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.33
Pretax Profit Margin
0.3
Net Profit Margin
0.22

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.36
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
1228.22
Free CashFlow per Share
1204.63
Capex to Operating CashFlow
-0.02
Capex to Revenue
-0.07
Capex to Depreciation
-0.72
Return on Invested Capital
0.02
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-23.59

Balance Sheet

Cash per Share
3.823,33
Book Value per Share
1.825,87
Tangible Book Value per Share
1828.21
Shareholders Equity per Share
1825.87
Interest Debt per Share
2725.59
Debt to Equity
1.49
Debt to Assets
0.11
Net Debt to EBITDA
-7.84
Current Ratio
0
Tangible Asset Value
1.088,25 Bil.
Net Current Asset Value
-1.404,11 Bil.
Invested Capital
1.49
Working Capital
12.425,87 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Shizuoka Bank, Ltd. Dividends
Year Dividends Growth
2000 6
2001 6 0%
2002 6 0%
2003 4 -50%
2004 5 0%
2005 9 55.56%
2006 11 10%
2007 15 28.57%
2008 14 -7.69%
2009 13 -8.33%
2010 13 7.69%
2011 13 0%
2012 14 7.14%
2013 9 -75%
2014 16 50%
2015 18 11.11%
2016 20 10%
2017 20 0%
2018 22 9.09%
2019 22 0%
2020 22 0%
2021 24 4.35%
2022 26 11.54%

The Shizuoka Bank, Ltd. Profile

About The Shizuoka Bank, Ltd.

The Shizuoka Bank, Ltd., a regional bank, provides various banking products and services. The company operates through Banking Operations and Leasing Operations segments. The Banking Operations segment consist of the banking business centered on deposits, loans, investment securities, and exchange transactions. The Leasing Operations segment includes lease transactions centered on finance leases. It also provides corporate and financial management advisory, bill collection, leasing, and finance and securities-related services. In addition, the company engages in the guarantee of housing loans, credit cards and prepaid cards, and consumer loans; development and operation of computer systems; provision of public-offering assistance support for corporate rehabilitation, and fee-based job placement and general administration services; and appraisal of real estate for loan collateral, as well as operation of centers for loans, remittance, and bill collection. Further, it is involved in the provision of part-time employee management, finance and securities-related, and monetary receivables purchasing services; and making, printing, and binding of various documents. As of July 1, 2021, the company operated a head office, 178 branches, and 27 sub-branches in Shizuoka Prefecture, Tokyo, Osaka, and Nagoya; 2 branches in New York and Los Angeles; 1 in Europe; and 1 branch in Hong Kong, as well as 2 representative offices in Shanghai and Singapore. The Shizuoka Bank, Ltd. was founded in 1943 and is headquartered in Shizuoka, Japan.

CEO
Mr. Katsunori Nakanishi
Employee
3.982
Address
2-1, Kusanagi-Kita
Shizuoka, 424-8677

The Shizuoka Bank, Ltd. Executives & BODs

The Shizuoka Bank, Ltd. Executives & BODs
# Name Age
1 Mr. Katsunori Nakanishi
Chairman & Chief Executive Officer
70
2 Mr. Hisashi Shibata
Pres, Chief Operating Officer, GM of Banking Division & Director
70
3 Mr. Minoru Yagi
Deputy Pres, Chief Financial Officer & Director
70
4 Mr. Koichi Kiyokawa
Senior Executive Officer, GM of Audit Department & Director
70
5 Mr. Tomoya Minegishi
Bus. Reader
70
6 Mr. Yutaka Fukushima
Senior Managing Executive Officer, GM of Sales HQ's & Director
70
7 Mitsuhide Sugita
Senior Managing Executive Office & Head of Tokyo Metropolitan Area Company
70
8 Mr. Mitsuru Kobayashi
Managing Executive Officer, GM of Audit Department and Audit & Supervisory Board Member
70
9 Hiroshi Ohashi
Managing Executive Officer & Deputy GM of Sales Department
70
10 Tokunao Ito
Managing Executive Officer & Head of Western
70

The Shizuoka Bank, Ltd. Competitors