The Nanto Bank, Ltd. Logo

The Nanto Bank, Ltd.

8367.T

(1.8)
Stock Price

3.120,00 JPY

0.06% ROA

1.47% ROE

19.05x PER

Market Cap.

79.612.602.868,00 JPY

133.16% DER

2.91% Yield

6.66% NPM

The Nanto Bank, Ltd. Stock Analysis

The Nanto Bank, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Nanto Bank, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.3x), the stock offers substantial upside potential at a bargain price.

2 ROE

ROE in an average range (1.91%) suggests satisfactory profitability and decent utilization of shareholders' equity.

3 ROA

The stock's ROA (0.07%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

4 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

5 Dividend

Investors can rely on the company's consistent dividend payments over the past three years, offering a steady stream of returns.

6 Buffet Intrinsic Value

The company's stock seems undervalued (54.744) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

7 DER

The company has a high debt to equity ratio (284%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

10 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

The Nanto Bank, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Nanto Bank, Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

The Nanto Bank, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Nanto Bank, Ltd. Revenue
Year Revenue Growth
2004 85.051.000.000
2005 92.438.000.000 7.99%
2006 92.557.000.000 0.13%
2007 84.703.000.000 -9.27%
2008 84.001.000.000 -0.84%
2009 75.422.000.000 -11.37%
2010 74.665.000.000 -1.01%
2011 75.246.000.000 0.77%
2012 73.758.000.000 -2.02%
2013 67.703.000.000 -8.94%
2014 68.164.000.000 0.68%
2015 62.856.000.000 -8.44%
2016 67.636.000.000 7.07%
2017 63.358.000.000 -6.75%
2018 67.184.000.000 5.69%
2019 66.858.000.000 -0.49%
2020 67.081.000.000 0.33%
2021 63.997.000.000 -4.82%
2022 60.683.000.000 -5.46%
2023 63.360.000.000 4.23%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Nanto Bank, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Nanto Bank, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 47.679.000.000
2005 47.312.000.000 -0.78%
2006 47.673.000.000 0.76%
2007 48.697.000.000 2.1%
2008 53.086.000.000 8.27%
2009 53.064.000.000 -0.04%
2010 53.006.000.000 -0.11%
2011 52.503.000.000 -0.96%
2012 50.408.000.000 -4.16%
2013 46.993.000.000 -7.27%
2014 47.723.000.000 1.53%
2015 45.139.000.000 -5.72%
2016 43.355.000.000 -4.11%
2017 43.366.000.000 0.03%
2018 41.618.000.000 -4.2%
2019 42.980.000.000 3.17%
2020 41.622.000.000 -3.26%
2021 40.234.000.000 -3.45%
2022 39.481.000.000 -1.91%
2023 39.920.000.000 1.1%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Nanto Bank, Ltd. EBITDA
Year EBITDA Growth
2004 30.394.000.000
2005 31.483.000.000 3.46%
2006 36.110.000.000 12.81%
2007 32.406.000.000 -11.43%
2008 -5.411.000.000 698.89%
2009 26.990.000.000 120.05%
2010 26.206.000.000 -2.99%
2011 21.580.000.000 -21.44%
2012 20.670.000.000 -4.4%
2013 27.834.000.000 25.74%
2014 25.718.000.000 -8.23%
2015 22.327.000.000 -15.19%
2016 24.230.000.000 7.85%
2017 25.453.000.000 4.8%
2018 15.467.000.000 -64.56%
2019 5.871.000.000 -163.45%
2020 15.329.000.000 61.7%
2021 17.909.000.000 14.41%
2022 6.315.000.000 -183.59%
2023 16.528.000.000 61.79%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Nanto Bank, Ltd. Gross Profit
Year Gross Profit Growth
2004 85.051.000.000
2005 92.438.000.000 7.99%
2006 92.557.000.000 0.13%
2007 84.703.000.000 -9.27%
2008 84.001.000.000 -0.84%
2009 75.422.000.000 -11.37%
2010 74.665.000.000 -1.01%
2011 75.246.000.000 0.77%
2012 74.839.000.000 -0.54%
2013 69.314.000.000 -7.97%
2014 68.842.000.000 -0.69%
2015 63.225.000.000 -8.88%
2016 68.614.000.000 7.85%
2017 63.985.000.000 -7.23%
2018 67.184.000.000 4.76%
2019 66.858.000.000 -0.49%
2020 67.081.000.000 0.33%
2021 63.997.000.000 -4.82%
2022 60.683.000.000 -5.46%
2023 63.360.000.000 4.23%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Nanto Bank, Ltd. Net Profit
Year Net Profit Growth
2004 7.635.000.000
2005 6.603.000.000 -15.63%
2006 6.419.000.000 -2.87%
2007 5.170.000.000 -24.16%
2008 -22.324.000.000 123.16%
2009 7.293.000.000 406.1%
2010 6.584.000.000 -10.77%
2011 3.467.000.000 -89.9%
2012 7.621.000.000 54.51%
2013 9.079.000.000 16.06%
2014 9.874.000.000 8.05%
2015 12.159.000.000 18.79%
2016 12.508.000.000 2.79%
2017 13.160.000.000 4.95%
2018 11.174.000.000 -17.77%
2019 3.179.000.000 -251.49%
2020 10.841.000.000 70.68%
2021 11.867.000.000 8.65%
2022 4.731.000.000 -150.83%
2023 11.156.000.000 57.59%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Nanto Bank, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 274
2005 238 -14.71%
2006 231 -3.03%
2007 187 -24.19%
2008 -809 123.02%
2009 265 406.06%
2010 239 -10.92%
2011 126 -90.4%
2012 280 55.36%
2013 338 16.91%
2014 368 8.42%
2015 453 18.76%
2016 466 2.79%
2017 418 -11.48%
2018 343 -22.22%
2019 98 -252.58%
2020 333 70.87%
2021 364 8.52%
2022 148 -147.62%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Nanto Bank, Ltd. Free Cashflow
Year Free Cashflow Growth
2004 50.766.000.000
2005 294.165.000.000 82.74%
2006 -165.305.000.000 277.95%
2007 -84.910.000.000 -94.68%
2008 -25.023.000.000 -239.33%
2009 43.456.000.000 157.58%
2010 118.445.000.000 63.31%
2011 123.774.000.000 4.31%
2012 135.213.000.000 8.46%
2013 75.309.000.000 -79.54%
2014 -9.286.000.000 911%
2015 91.417.000.000 110.16%
2016 245.848.000.000 62.82%
2017 -80.785.000.000 404.32%
2018 -93.199.000.000 13.32%
2019 -157.454.000.000 40.81%
2020 530.227.000.000 129.7%
2021 364.619.000.000 -45.42%
2022 -520.154.000.000 170.1%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Nanto Bank, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2004 61.959.000.000
2005 305.670.000.000 79.73%
2006 -151.865.000.000 301.28%
2007 -69.953.000.000 -117.1%
2008 -20.684.000.000 -238.2%
2009 49.645.000.000 141.66%
2010 122.312.000.000 59.41%
2011 126.693.000.000 3.46%
2012 139.067.000.000 8.9%
2013 81.031.000.000 -71.62%
2014 -5.822.000.000 1491.81%
2015 94.877.000.000 106.14%
2016 250.315.000.000 62.1%
2017 -77.157.000.000 424.42%
2018 -88.979.000.000 13.29%
2019 -153.289.000.000 41.95%
2020 532.079.000.000 128.81%
2021 367.581.000.000 -44.75%
2022 -513.864.000.000 171.53%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Nanto Bank, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2004 11.193.000.000
2005 11.505.000.000 2.71%
2006 13.440.000.000 14.4%
2007 14.957.000.000 10.14%
2008 4.339.000.000 -244.71%
2009 6.189.000.000 29.89%
2010 3.867.000.000 -60.05%
2011 2.919.000.000 -32.48%
2012 3.854.000.000 24.26%
2013 5.722.000.000 32.65%
2014 3.464.000.000 -65.18%
2015 3.460.000.000 -0.12%
2016 4.467.000.000 22.54%
2017 3.628.000.000 -23.13%
2018 4.220.000.000 14.03%
2019 4.165.000.000 -1.32%
2020 1.852.000.000 -124.89%
2021 2.962.000.000 37.47%
2022 6.290.000.000 52.91%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Nanto Bank, Ltd. Equity
Year Equity Growth
2004 189.256.000.000
2005 196.096.000.000 3.49%
2006 203.643.000.000 3.71%
2007 174.257.000.000 -16.86%
2008 138.187.000.000 -26.1%
2009 182.474.000.000 24.27%
2010 182.050.000.000 -0.23%
2011 186.270.000.000 2.27%
2012 209.085.000.000 10.91%
2013 213.310.000.000 1.98%
2014 243.381.000.000 12.36%
2015 251.712.000.000 3.31%
2016 251.139.000.000 -0.23%
2017 284.137.000.000 11.61%
2018 289.851.000.000 1.97%
2019 255.053.000.000 -13.64%
2020 293.445.000.000 13.08%
2021 286.471.000.000 -2.43%
2022 262.798.000.000 -9.01%
2023 270.535.000.000 2.86%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Nanto Bank, Ltd. Assets
Year Assets Growth
2004 4.235.045.000.000
2005 4.682.120.000.000 9.55%
2006 4.654.230.000.000 -0.6%
2007 4.565.111.000.000 -1.95%
2008 4.607.649.000.000 0.92%
2009 4.568.768.000.000 -0.85%
2010 4.608.561.000.000 0.86%
2011 4.809.575.000.000 4.18%
2012 5.025.037.000.000 4.29%
2013 5.187.191.000.000 3.13%
2014 5.328.661.000.000 2.65%
2015 5.505.607.000.000 3.21%
2016 5.815.095.000.000 5.32%
2017 5.808.433.000.000 -0.11%
2018 5.798.870.000.000 -0.16%
2019 5.670.929.000.000 -2.26%
2020 6.560.231.000.000 13.56%
2021 7.001.441.000.000 6.3%
2022 6.542.117.000.000 -7.02%
2023 6.711.773.000.000 2.53%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Nanto Bank, Ltd. Liabilities
Year Liabilities Growth
2004 4.041.168.000.000
2005 4.481.240.000.000 9.82%
2006 4.426.365.000.000 -1.24%
2007 4.366.002.000.000 -1.38%
2008 4.445.015.000.000 1.78%
2009 4.361.673.000.000 -1.91%
2010 4.401.386.000.000 0.9%
2011 4.597.334.000.000 4.26%
2012 4.809.294.000.000 4.41%
2013 4.966.545.000.000 3.17%
2014 5.077.345.000.000 2.18%
2015 5.253.895.000.000 3.36%
2016 5.563.956.000.000 5.57%
2017 5.524.296.000.000 -0.72%
2018 5.509.019.000.000 -0.28%
2019 5.415.876.000.000 -1.72%
2020 6.266.786.000.000 13.58%
2021 6.714.970.000.000 6.67%
2022 500.310.000.000 -1242.16%
2023 360.242.000.000 -38.88%

The Nanto Bank, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1892.52
Net Income per Share
131.58
Price to Earning Ratio
19.05x
Price To Sales Ratio
1.32x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.29
EV to Sales
-11.38
EV Over EBITDA
-127.01
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.05
FreeCashFlow Yield
0
Market Cap
79,61 Bil.
Enterprise Value
-683,83 Bil.
Graham Number
5022.4
Graham NetNet
24043.78

Income Statement Metrics

Net Income per Share
131.58
Income Quality
0
ROE
0.02
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.72
EBT Per Ebit
1
Ebit per Revenue
0.09
Effective Tax Rate
0.28

Margins

Sales, General, & Administrative to Revenue
0.66
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.09
Pretax Profit Margin
0.09
Net Profit Margin
0.07

Dividends

Dividend Yield
0.03
Dividend Yield %
2.91
Payout Ratio
0
Dividend Per Share
73

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
35.389,15
Book Value per Share
8.520,16
Tangible Book Value per Share
200033.52
Shareholders Equity per Share
8520.16
Interest Debt per Share
11547.84
Debt to Equity
1.33
Debt to Assets
0.05
Net Debt to EBITDA
-141.8
Current Ratio
0
Tangible Asset Value
6.346,90 Bil.
Net Current Asset Value
763,45 Bil.
Invested Capital
1.33
Working Capital
1.123,69 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
4.52

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Nanto Bank, Ltd. Dividends
Year Dividends Growth
2001 5
2002 5 0%
2003 5 0%
2004 4 -66.67%
2005 5 40%
2006 6 0%
2007 6 16.67%
2008 6 0%
2009 6 0%
2010 6 0%
2011 6 0%
2012 6 0%
2013 6 0%
2014 4 -50%
2015 7 33.33%
2016 7 14.29%
2017 70 90%
2018 40 -75%
2019 45 11.11%
2020 80 43.75%
2021 80 0%
2022 70 -14.29%
2023 73 4.11%
2024 0 0%

The Nanto Bank, Ltd. Profile

About The Nanto Bank, Ltd.

The Nanto Bank, Ltd., together with its subsidiaries, engages in banking, securities, leasing, and credit guarantee businesses in Japan. Its banking services include the acceptance of deposits, lending services, bills discounting, and remittance; and guarantee of debt, acceptance of bills, and other services related to banking business. The company's securities business activities comprise underwriting and dealing in securities; over-the-counter derivative transactions; and other related services, including security index future transactions. The company also provides management and leasing of commercial real estate, as well as outsourcing and employee placement services; guarantee services for personal loans; leases OA equipment, large industrial equipment, and automobiles; computer system development and sales, consultations on computer introduction and use, and outsourcing of various calculation tasks; credit cards; invests in venture companies and business successor companies; and securities services. The Nanto Bank, Ltd. was incorporated in 1934 and is headquartered in Nara, Japan.

CEO
Mr. Takashi Hashimoto
Employee
2.368
Address
16, Hashimoto-cho
Nara, 630-8677

The Nanto Bank, Ltd. Executives & BODs

The Nanto Bank, Ltd. Executives & BODs
# Name Age
1 Koji Honda
Managing Executive Officer & Director
70
2 Koshi Okamoto
Managing Executive Officer & Examination Manager
70
3 Hidetatsu Haruhi
Managing Executive Officer, Deputy GM of Sales Promotion HQs & GM of Osaka Block HQs
70
4 Takashi Goda
Managing Executive Officer & IT Strategy Officer
70
5 Mr. Takashi Hashimoto
President & Representative Director
70
6 Mr. Satoshi Ishida
Deputy President, Executive Officer & Representative Director
70
7 Mr. Kazuya Yokotani
Senior Managing Executive Officer & Director
70
8 Mr. Ryuichiro Funaki
Managing Executive Officer & Director
70
9 Mr. Tsuyoshi Sugiura
Managing Executive Officer, GM of Sales Promotion Headquarters & Director
70

The Nanto Bank, Ltd. Competitors