The Chukyo Bank, Limited Logo

The Chukyo Bank, Limited

8530.T

(2.0)
Stock Price

1.851,00 JPY

0.16% ROA

3.41% ROE

10.85x PER

Market Cap.

0,00 JPY

315.78% DER

0% Yield

12.98% NPM

The Chukyo Bank, Limited Stock Analysis

The Chukyo Bank, Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Chukyo Bank, Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.38x) suggests it's undervalued, making it an attractive opportunity for investors.

2 ROE

ROE in an average range (2.36%) suggests satisfactory profitability and decent utilization of shareholders' equity.

3 ROA

The stock's ROA (0.11%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

5 Net Profit Growth

Over the last three years, this company has consistently achieved net profit growth, indicating a favorable financial performance and making it an attractive investment option.

6 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

7 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (11.798), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

8 DER

The company has a high debt to equity ratio (158%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

The Chukyo Bank, Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Chukyo Bank, Limited Technical Stock Analysis
# Analysis Recommendation

The Chukyo Bank, Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Chukyo Bank, Limited Revenue
Year Revenue Growth
2005 34.746.000.000
2006 33.244.000.000 -4.52%
2007 32.580.000.000 -2.04%
2008 32.627.000.000 0.14%
2009 37.093.000.000 12.04%
2010 33.566.000.000 -10.51%
2011 31.411.000.000 -6.86%
2012 29.742.000.000 -5.61%
2013 28.214.000.000 -5.42%
2014 28.146.000.000 -0.24%
2015 28.404.000.000 0.91%
2016 28.255.000.000 -0.53%
2017 26.359.000.000 -7.19%
2018 26.386.000.000 0.1%
2019 26.885.000.000 1.86%
2020 27.544.000.000 2.39%
2021 28.425.000.000 3.1%
2022 28.712.000.000 1%
2023 28.028.000.000 -2.44%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Chukyo Bank, Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Chukyo Bank, Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 20.788.000.000
2006 21.157.000.000 1.74%
2007 0 0%
2008 21.579.000.000 100%
2009 21.646.000.000 0.31%
2010 20.565.000.000 -5.26%
2011 20.468.000.000 -0.47%
2012 20.990.000.000 2.49%
2013 20.073.000.000 -4.57%
2014 19.294.000.000 -4.04%
2015 19.356.000.000 0.32%
2016 19.091.000.000 -1.39%
2017 19.059.000.000 -0.17%
2018 18.807.000.000 -1.34%
2019 18.267.000.000 -2.96%
2020 17.870.000.000 -2.22%
2021 17.690.000.000 -1.02%
2022 17.025.000.000 -3.91%
2023 15.960.000.000 -6.67%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Chukyo Bank, Limited EBITDA
Year EBITDA Growth
2005 9.993.000.000
2006 10.078.000.000 0.84%
2007 12.524.000.000 19.53%
2008 11.627.000.000 -7.71%
2009 1.069.000.000 -987.65%
2010 6.537.000.000 83.65%
2011 4.801.000.000 -36.16%
2012 6.107.000.000 21.39%
2013 5.608.000.000 -8.9%
2014 8.281.000.000 32.28%
2015 8.606.000.000 3.78%
2016 8.805.000.000 2.26%
2017 8.519.000.000 -3.36%
2018 7.368.000.000 -15.62%
2019 7.440.000.000 0.97%
2020 6.392.000.000 -16.4%
2021 6.140.000.000 -4.1%
2022 6.518.000.000 5.8%
2023 7.456.000.000 12.58%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Chukyo Bank, Limited Gross Profit
Year Gross Profit Growth
2005 34.746.000.000
2006 33.244.000.000 -4.52%
2007 32.580.000.000 -2.04%
2008 32.627.000.000 0.14%
2009 37.093.000.000 12.04%
2010 33.566.000.000 -10.51%
2011 31.411.000.000 -6.86%
2012 29.742.000.000 -5.61%
2013 28.214.000.000 -5.42%
2014 28.146.000.000 -0.24%
2015 28.404.000.000 0.91%
2016 28.255.000.000 -0.53%
2017 26.359.000.000 -7.19%
2018 26.386.000.000 0.1%
2019 26.885.000.000 1.86%
2020 27.544.000.000 2.39%
2021 28.425.000.000 3.1%
2022 28.712.000.000 1%
2023 28.028.000.000 -2.44%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Chukyo Bank, Limited Net Profit
Year Net Profit Growth
2005 4.773.000.000
2006 4.147.000.000 -15.1%
2007 6.649.000.000 37.63%
2008 4.118.000.000 -61.46%
2009 -2.211.000.000 286.25%
2010 950.000.000 332.74%
2011 772.000.000 -23.06%
2012 1.882.000.000 58.98%
2013 1.189.000.000 -58.28%
2014 2.944.000.000 59.61%
2015 3.057.000.000 3.7%
2016 4.022.000.000 23.99%
2017 3.679.000.000 -9.32%
2018 3.080.000.000 -19.45%
2019 3.481.000.000 11.52%
2020 2.316.000.000 -50.3%
2021 2.333.000.000 0.73%
2022 3.728.000.000 37.42%
2023 4.608.000.000 19.1%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Chukyo Bank, Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 220
2006 191 -14.66%
2007 306 37.58%
2008 190 -61.9%
2009 -102 287.13%
2010 44 334.88%
2011 36 -22.86%
2012 87 59.3%
2013 56 -56.36%
2014 137 59.85%
2015 142 3.52%
2016 186 23.66%
2017 170 -10.06%
2018 141 -19.86%
2019 160 11.32%
2020 106 -50%
2021 107 0%
2022 171 37.65%
2023 210 19.05%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Chukyo Bank, Limited Free Cashflow
Year Free Cashflow Growth
2005 -7.090.000.000
2006 -1.828.000.000 -287.86%
2007 8.661.000.000 121.11%
2008 11.057.000.000 21.67%
2009 15.064.000.000 26.6%
2010 12.945.000.000 -16.37%
2011 -15.103.000.000 185.71%
2012 44.826.000.000 133.69%
2013 7.546.000.000 -494.04%
2014 170.000.000 -4338.82%
2015 29.777.000.000 99.43%
2016 -6.145.000.000 584.57%
2017 15.220.000.000 140.37%
2018 7.623.000.000 -99.66%
2019 -35.620.000.000 121.4%
2020 -22.331.000.000 -59.51%
2021 -73.231.000.000 69.51%
2022 237.286.000.000 130.86%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Chukyo Bank, Limited Operating Cashflow
Year Operating Cashflow Growth
2005 -6.676.000.000
2006 -1.045.000.000 -538.85%
2007 9.600.000.000 110.89%
2008 11.668.000.000 17.72%
2009 15.799.000.000 26.15%
2010 13.326.000.000 -18.56%
2011 -15.071.000.000 188.42%
2012 45.165.000.000 133.37%
2013 8.007.000.000 -464.07%
2014 800.000.000 -900.88%
2015 31.598.000.000 97.47%
2016 -4.496.000.000 802.8%
2017 15.893.000.000 128.29%
2018 8.848.000.000 -79.62%
2019 -34.533.000.000 125.62%
2020 -21.070.000.000 -63.9%
2021 -71.880.000.000 70.69%
2022 239.315.000.000 130.04%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Chukyo Bank, Limited Capital Expenditure
Year Capital Expenditure Growth
2005 414.000.000
2006 783.000.000 47.13%
2007 939.000.000 16.61%
2008 611.000.000 -53.68%
2009 735.000.000 16.87%
2010 381.000.000 -92.91%
2011 32.000.000 -1090.63%
2012 339.000.000 90.56%
2013 461.000.000 26.46%
2014 630.000.000 26.83%
2015 1.821.000.000 65.4%
2016 1.649.000.000 -10.43%
2017 673.000.000 -145.02%
2018 1.225.000.000 45.06%
2019 1.087.000.000 -12.7%
2020 1.261.000.000 13.8%
2021 1.351.000.000 6.66%
2022 2.029.000.000 33.42%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Chukyo Bank, Limited Equity
Year Equity Growth
2005 83.665.000.000
2006 94.910.000.000 11.85%
2007 103.055.000.000 7.9%
2008 91.605.000.000 -12.5%
2009 74.541.000.000 -22.89%
2010 80.096.000.000 6.94%
2011 77.195.000.000 -3.76%
2012 82.083.000.000 5.95%
2013 93.330.000.000 12.05%
2014 94.160.000.000 0.88%
2015 110.425.000.000 14.73%
2016 108.434.000.000 -1.84%
2017 107.696.000.000 -0.69%
2018 109.101.000.000 1.29%
2019 113.314.000.000 3.72%
2020 99.471.000.000 -13.92%
2021 110.689.000.000 10.13%
2022 108.144.000.000 -2.35%
2023 105.644.000.000 -2.37%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Chukyo Bank, Limited Assets
Year Assets Growth
2005 1.587.434.000.000
2006 1.649.439.000.000 3.76%
2007 1.653.918.000.000 0.27%
2008 1.651.305.000.000 -0.16%
2009 1.660.237.000.000 0.54%
2010 1.651.378.000.000 -0.54%
2011 1.704.885.000.000 3.14%
2012 1.774.223.000.000 3.91%
2013 1.805.074.000.000 1.71%
2014 1.832.403.000.000 1.49%
2015 1.916.648.000.000 4.4%
2016 1.922.954.000.000 0.33%
2017 1.956.255.000.000 1.7%
2018 1.964.467.000.000 0.42%
2019 1.956.809.000.000 -0.39%
2020 1.976.330.000.000 0.99%
2021 2.107.003.000.000 6.2%
2022 2.348.196.000.000 10.27%
2023 2.307.109.000.000 -1.78%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Chukyo Bank, Limited Liabilities
Year Liabilities Growth
2005 1.503.769.000.000
2006 1.554.529.000.000 3.27%
2007 1.550.111.000.000 -0.29%
2008 1.558.887.000.000 0.56%
2009 1.584.899.000.000 1.64%
2010 1.570.454.000.000 -0.92%
2011 1.626.828.000.000 3.47%
2012 1.691.181.000.000 3.81%
2013 1.710.747.000.000 1.14%
2014 1.737.175.000.000 1.52%
2015 1.805.076.000.000 3.76%
2016 1.813.309.000.000 0.45%
2017 1.848.559.000.000 1.91%
2018 1.855.366.000.000 0.37%
2019 1.843.495.000.000 -0.64%
2020 1.876.859.000.000 1.78%
2021 1.996.314.000.000 5.98%
2022 2.240.052.000.000 10.88%
2023 2.201.465.000.000 -1.75%

The Chukyo Bank, Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1314.25
Net Income per Share
170.64
Price to Earning Ratio
10.85x
Price To Sales Ratio
0x
POCF Ratio
0.17
PFCF Ratio
0
Price to Book Ratio
0.37
EV to Sales
-0.32
EV Over EBITDA
-1.4
EV to Operating CashFlow
-0.04
EV to FreeCashFlow
-0.04
Earnings Yield
0.09
FreeCashFlow Yield
0
Market Cap
0,00 Bil.
Enterprise Value
-9,13 Bil.
Graham Number
4359.6
Graham NetNet
-86485.66

Income Statement Metrics

Net Income per Share
170.64
Income Quality
64.19
ROE
0.03
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.83
EBT Per Ebit
0.85
Ebit per Revenue
0.19
Effective Tax Rate
0.17

Margins

Sales, General, & Administrative to Revenue
0.59
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.19
Pretax Profit Margin
0.16
Net Profit Margin
0.13

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.23
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
10954.33
Free CashFlow per Share
10861.45
Capex to Operating CashFlow
-0.01
Capex to Revenue
-0.07
Capex to Depreciation
-1.71
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-92.87

Balance Sheet

Cash per Share
16.049,76
Book Value per Share
4.950,15
Tangible Book Value per Share
4871.24
Shareholders Equity per Share
4950.15
Interest Debt per Share
15669.29
Debt to Equity
3.16
Debt to Assets
0.15
Net Debt to EBITDA
-1.4
Current Ratio
0
Tangible Asset Value
106,42 Bil.
Net Current Asset Value
-316,65 Bil.
Invested Capital
3.16
Working Capital
1.923,41 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Chukyo Bank, Limited Dividends
Year Dividends Growth
2001 3
2003 2 0%
2004 6 60%
2005 5 0%
2006 4 -66.67%
2007 5 40%
2008 5 0%
2009 4 -25%
2010 5 20%
2011 4 -66.67%
2012 4 25%
2013 4 0%
2014 5 0%
2015 5 0%
2016 5 20%
2017 40 87.5%
2018 40 0%
2019 40 0%
2020 40 0%
2021 40 0%
2022 176 77.27%

The Chukyo Bank, Limited Profile

About The Chukyo Bank, Limited

The Chukyo Bank, Limited provides various banking products and services to individual and corporate customers in Japan. The company offers ordinary, savings, time, and foreign currency deposits; housing, mortgage, card, car, education, travel, bridal, moving, furniture/home appliance, sporting goods Web free, and multipurpose loans; and individual annuity, whole life, medical, cancer, student insurance products, as well as individual defined contribution pension products. The company also provides management, founding, financing, business matching, and overseas business support services, as well as accounting office work efficiency and overseas business support services for corporate customers. In addition, it offers investment trust, government bonds, and financial product brokerage products and services. Further, the company provides Internet banking, pension, fund and Web account transfer, foreign currency exchange and remittance, and safe deposit box services, as well as debit cards. As of June 30, 2021, it operated 87 branches, including 1 Internet branch. The company was incorporated in 1943 and is headquartered in Nagoya, Japan.

CEO
Mr. Shigenobu Tokuoka
Employee
892
Address
3-33-13 Sakae
Nagoya,

The Chukyo Bank, Limited Executives & BODs

The Chukyo Bank, Limited Executives & BODs
# Name Age
1 Mr. Hideo Kobayashi
Pres & Representative Director
70
2 Mr. Hiroshi Kawai
Executive Officer, GM of Internal Audit & Director
70
3 Kazuaki Mano
Executive Officer & GM of HR Department
70
4 Mr. - Iwamoto
IR Contact
70
5 Horio Shoji
Head of Sales
70
6 Makoto Hayakawa
Managing Executive Officer & GM of Gen. Planning Department
70
7 Mr. Shigenobu Tokuoka
Executive Chairman
70
8 Mr. Noriaki Kojima
Senior Managing Executive Officer & Director
70
9 Ms. Junko Hiratsuka
Executive Officer, GM of Sales Planning Department & Director
70
10 Mr. Toshiyuki Wakao
Managing Executive Officer & Director
70

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