Acom Co., Ltd. Logo

Acom Co., Ltd.

8572.T

(2.5)
Stock Price

376,70 JPY

3.76% ROA

8.53% ROE

11.05x PER

Market Cap.

585.285.451.168,00 JPY

106.64% DER

3.48% Yield

17.58% NPM

Acom Co., Ltd. Stock Analysis

Acom Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Acom Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.98x), the stock offers substantial upside potential at a bargain price.

2 Dividend Growth

The company has demonstrated exceptional dividend growth over the past five years, consistently increasing payouts to shareholders year after year.

3 ROE

ROE in an average range (9.19%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (4.12%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Assets Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

6 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

7 Dividend

Investors can take comfort in the fact that the company has consistently distributed dividends over the past three years, demonstrating a commitment to rewarding shareholders.

8 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (1.898) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 DER

The stock is burdened with a heavy load of debt (106%), making it financially unstable and potentially risky for investors.

10 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

Acom Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Acom Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

Acom Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Acom Co., Ltd. Revenue
Year Revenue Growth
2000 346.099.000.000
2001 385.013.000.000 10.11%
2002 407.007.000.000 5.4%
2003 408.055.000.000 0.26%
2004 411.427.000.000 0.82%
2005 424.716.000.000 3.13%
2006 402.943.000.000 -5.4%
2007 358.811.000.000 -12.3%
2008 324.396.000.000 -10.61%
2009 278.795.000.000 -16.36%
2010 245.831.000.000 -13.41%
2011 210.456.000.000 -16.81%
2012 193.022.000.000 -9.03%
2013 202.234.000.000 4.56%
2014 219.285.000.000 7.78%
2015 237.678.000.000 7.74%
2016 245.142.000.000 3.04%
2017 263.447.000.000 6.95%
2018 277.064.000.000 4.91%
2019 279.505.000.000 0.87%
2020 266.312.000.000 -4.95%
2021 262.151.000.000 -1.59%
2022 273.791.000.000 4.25%
2023 293.492.000.000 6.71%
2023 294.726.000.000 0.42%
2024 308.944.000.000 4.6%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Acom Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 111.000.000 100%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Acom Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 129.182.000.000
2001 137.815.000.000 6.26%
2002 140.781.000.000 2.11%
2003 140.908.000.000 0.09%
2004 148.141.000.000 4.88%
2005 160.311.000.000 7.59%
2006 134.694.000.000 -19.02%
2007 124.815.000.000 -7.91%
2008 59.057.000.000 -111.35%
2009 47.254.000.000 -24.98%
2010 41.270.000.000 -14.5%
2011 20.787.000.000 -98.54%
2012 30.991.000.000 32.93%
2013 34.736.000.000 10.78%
2014 35.659.000.000 2.59%
2015 40.241.000.000 11.39%
2016 41.465.000.000 2.95%
2017 42.947.000.000 3.45%
2018 42.682.000.000 -0.62%
2019 44.414.000.000 3.9%
2020 47.465.000.000 6.43%
2021 43.963.000.000 -7.97%
2022 47.263.000.000 6.98%
2023 0 0%
2023 47.851.000.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Acom Co., Ltd. EBITDA
Year EBITDA Growth
2000 216.917.000.000
2001 247.198.000.000 12.25%
2002 266.226.000.000 7.15%
2003 267.147.000.000 0.34%
2004 263.286.000.000 -1.47%
2005 264.405.000.000 0.42%
2006 268.249.000.000 1.43%
2007 233.996.000.000 -14.64%
2008 61.285.000.000 -281.82%
2009 32.911.000.000 -86.21%
2010 -157.985.000.000 120.83%
2011 70.924.000.000 322.75%
2012 24.958.000.000 -184.17%
2013 19.506.000.000 -27.95%
2014 19.577.000.000 0.36%
2015 21.367.000.000 8.38%
2016 -64.301.000.000 133.23%
2017 87.152.000.000 173.78%
2018 63.797.000.000 -36.61%
2019 79.441.000.000 19.69%
2020 103.863.000.000 23.51%
2021 39.250.000.000 -164.62%
2022 91.650.000.000 57.17%
2023 89.200.000.000 -2.75%
2023 94.553.000.000 5.66%
2024 97.160.000.000 2.68%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Acom Co., Ltd. Gross Profit
Year Gross Profit Growth
2000 346.099.000.000
2001 385.013.000.000 10.11%
2002 407.007.000.000 5.4%
2003 408.055.000.000 0.26%
2004 411.427.000.000 0.82%
2005 424.716.000.000 3.13%
2006 402.943.000.000 -5.4%
2007 358.811.000.000 -12.3%
2008 309.629.000.000 -15.88%
2009 271.910.000.000 -13.87%
2010 242.430.000.000 -12.16%
2011 207.443.000.000 -16.87%
2012 167.972.000.000 -23.5%
2013 178.868.000.000 6.09%
2014 197.227.000.000 9.31%
2015 217.986.000.000 9.52%
2016 228.862.000.000 4.75%
2017 248.530.000.000 7.91%
2018 263.668.000.000 5.74%
2019 269.497.000.000 2.16%
2020 258.599.000.000 -4.21%
2021 255.339.000.000 -1.28%
2022 268.124.000.000 4.77%
2023 286.884.000.000 6.54%
2023 264.102.000.000 -8.63%
2024 306.980.000.000 13.97%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Acom Co., Ltd. Net Profit
Year Net Profit Growth
2000 81.369.000.000
2001 95.637.000.000 14.92%
2002 75.096.000.000 -27.35%
2003 70.319.000.000 -6.79%
2004 81.533.000.000 13.75%
2005 65.595.000.000 -24.3%
2006 -437.972.000.000 114.98%
2007 35.406.000.000 1337%
2008 13.662.000.000 -159.16%
2009 -7.239.000.000 288.73%
2010 -202.648.000.000 96.43%
2011 21.464.000.000 1044.13%
2012 20.839.000.000 -3%
2013 10.632.000.000 -96%
2014 12.864.000.000 17.35%
2015 14.598.000.000 11.88%
2016 -72.187.000.000 120.22%
2017 70.572.000.000 202.29%
2018 37.781.000.000 -86.79%
2019 59.600.000.000 36.61%
2020 78.864.000.000 24.43%
2021 55.678.000.000 -41.64%
2022 54.926.000.000 -1.37%
2023 54.044.000.000 -1.63%
2023 53.091.000.000 -1.8%
2024 54.528.000.000 2.64%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Acom Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 55
2001 65 15.38%
2002 51 -27.45%
2003 49 -6.25%
2004 52 5.88%
2005 42 -24.39%
2006 -279 114.75%
2007 23 1363.64%
2008 9 -175%
2009 -5 300%
2010 -129 96.9%
2011 14 1092.31%
2012 13 0%
2013 7 -116.67%
2014 8 25%
2015 9 11.11%
2016 -46 119.57%
2017 45 202.22%
2018 24 -87.5%
2019 38 36.84%
2020 50 24%
2021 36 -42.86%
2022 35 0%
2023 34 -2.94%
2023 34 -3.03%
2024 35 2.94%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Acom Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2000 -96.327.000.000
2001 -52.822.000.000 -82.36%
2002 43.161.000.000 222.38%
2003 161.999.000.000 73.36%
2004 134.195.000.000 -20.72%
2005 95.999.000.000 -39.79%
2006 97.733.000.000 1.77%
2007 125.055.000.000 21.85%
2008 65.854.000.000 -89.9%
2009 62.581.000.000 -5.23%
2010 96.639.000.000 35.24%
2011 47.728.000.000 -102.48%
2012 1.628.000.000 -2831.7%
2013 -36.138.000.000 104.5%
2014 -42.726.000.000 15.42%
2015 -45.282.000.000 5.64%
2016 -40.356.000.000 -12.21%
2017 -35.341.000.000 -14.19%
2018 4.606.000.000 867.28%
2019 16.051.000.000 71.3%
2020 109.831.000.000 85.39%
2021 41.606.000.000 -163.98%
2022 -5.998.000.000 793.66%
2023 -41.394.000.000 85.51%
2023 0 0%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Acom Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2000 -90.386.000.000
2001 -46.554.000.000 -94.15%
2002 47.550.000.000 197.91%
2003 164.158.000.000 71.03%
2004 141.014.000.000 -16.41%
2005 100.226.000.000 -40.7%
2006 99.944.000.000 -0.28%
2007 126.183.000.000 20.79%
2008 66.989.000.000 -88.36%
2009 63.431.000.000 -5.61%
2010 97.249.000.000 34.77%
2011 48.421.000.000 -100.84%
2012 2.245.000.000 -2056.84%
2013 -29.135.000.000 107.71%
2014 -38.249.000.000 23.83%
2015 -43.045.000.000 11.14%
2016 -37.451.000.000 -14.94%
2017 -32.634.000.000 -14.76%
2018 7.329.000.000 545.27%
2019 19.698.000.000 62.79%
2020 113.179.000.000 82.6%
2021 46.089.000.000 -145.57%
2022 -1.318.000.000 3596.89%
2023 -36.759.000.000 96.41%
2023 0 0%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Acom Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2000 5.941.000.000
2001 6.268.000.000 5.22%
2002 4.389.000.000 -42.81%
2003 2.159.000.000 -103.29%
2004 6.819.000.000 68.34%
2005 4.227.000.000 -61.32%
2006 2.211.000.000 -91.18%
2007 1.128.000.000 -96.01%
2008 1.135.000.000 0.62%
2009 850.000.000 -33.53%
2010 610.000.000 -39.34%
2011 693.000.000 11.98%
2012 617.000.000 -12.32%
2013 7.003.000.000 91.19%
2014 4.477.000.000 -56.42%
2015 2.237.000.000 -100.13%
2016 2.905.000.000 22.99%
2017 2.707.000.000 -7.31%
2018 2.723.000.000 0.59%
2019 3.647.000.000 25.34%
2020 3.348.000.000 -8.93%
2021 4.483.000.000 25.32%
2022 4.680.000.000 4.21%
2023 4.635.000.000 -0.97%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Acom Co., Ltd. Equity
Year Equity Growth
2000 503.657.000.000
2001 583.094.000.000 13.62%
2002 644.894.000.000 9.58%
2003 698.101.000.000 7.62%
2004 868.459.000.000 19.62%
2005 932.595.000.000 6.88%
2006 457.165.000.000 -104%
2007 472.144.000.000 3.17%
2008 452.406.000.000 -4.36%
2009 439.269.000.000 -2.99%
2010 243.599.000.000 -80.32%
2011 264.915.000.000 8.05%
2012 286.709.000.000 7.6%
2013 306.725.000.000 6.53%
2014 328.312.000.000 6.58%
2015 338.131.000.000 2.9%
2016 267.224.000.000 -26.53%
2017 344.436.000.000 22.42%
2018 381.500.000.000 9.72%
2019 442.494.000.000 13.78%
2020 515.126.000.000 14.1%
2021 563.961.000.000 8.66%
2022 619.836.000.000 9.01%
2023 674.175.000.000 8.06%
2023 650.190.000.000 -3.69%
2024 679.819.000.000 4.36%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Acom Co., Ltd. Assets
Year Assets Growth
2000 1.943.836.000.000
2001 2.166.865.000.000 10.29%
2002 2.183.414.000.000 0.76%
2003 2.075.389.000.000 -5.21%
2004 2.077.334.000.000 0.09%
2005 2.106.681.000.000 1.39%
2006 2.031.829.000.000 -3.68%
2007 1.861.505.000.000 -9.15%
2008 1.605.567.000.000 -15.94%
2009 1.482.520.000.000 -8.3%
2010 1.302.758.000.000 -13.8%
2011 1.212.461.000.000 -7.45%
2012 1.165.576.000.000 -4.02%
2013 1.155.203.000.000 -0.9%
2014 1.190.368.000.000 2.95%
2015 1.175.063.000.000 -1.3%
2016 1.228.930.000.000 4.38%
2017 1.280.851.000.000 4.05%
2018 1.301.908.000.000 1.62%
2019 1.282.389.000.000 -1.52%
2020 1.219.109.000.000 -5.19%
2021 1.263.296.000.000 3.5%
2022 1.297.316.000.000 2.62%
2023 1.417.403.000.000 8.47%
2023 1.359.973.000.000 -4.22%
2024 1.416.976.000.000 4.02%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Acom Co., Ltd. Liabilities
Year Liabilities Growth
2000 1.440.179.000.000
2001 1.583.771.000.000 9.07%
2002 1.538.520.000.000 -2.94%
2003 1.377.288.000.000 -11.71%
2004 1.208.875.000.000 -13.93%
2005 1.174.086.000.000 -2.96%
2006 1.574.664.000.000 25.44%
2007 1.389.361.000.000 -13.34%
2008 1.153.161.000.000 -20.48%
2009 1.043.251.000.000 -10.54%
2010 1.059.159.000.000 1.5%
2011 947.546.000.000 -11.78%
2012 878.867.000.000 -7.81%
2013 848.478.000.000 -3.58%
2014 862.056.000.000 1.58%
2015 836.932.000.000 -3%
2016 961.706.000.000 12.97%
2017 936.415.000.000 -2.7%
2018 920.408.000.000 -1.74%
2019 839.895.000.000 -9.59%
2020 703.983.000.000 -19.31%
2021 699.335.000.000 -0.66%
2022 677.480.000.000 -3.23%
2023 743.225.000.000 8.85%
2023 709.783.000.000 -4.71%
2024 737.157.000.000 3.71%

Acom Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
192.2
Net Income per Share
33.8
Price to Earning Ratio
11.05x
Price To Sales Ratio
1.94x
POCF Ratio
151.94
PFCF Ratio
151.94
Price to Book Ratio
0.92
EV to Sales
3.99
EV Over EBITDA
10.02
EV to Operating CashFlow
312.19
EV to FreeCashFlow
312.19
Earnings Yield
0.09
FreeCashFlow Yield
0.01
Market Cap
585,29 Bil.
Enterprise Value
1.202,56 Bil.
Graham Number
554.33
Graham NetNet
131.3

Income Statement Metrics

Net Income per Share
33.8
Income Quality
0.07
ROE
0.09
Return On Assets
0.04
Return On Capital Employed
0.11
Net Income per EBT
0.61
EBT Per Ebit
0.74
Ebit per Revenue
0.39
Effective Tax Rate
0.34

Margins

Sales, General, & Administrative to Revenue
0.39
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.9
Operating Profit Margin
0.39
Pretax Profit Margin
0.29
Net Profit Margin
0.18

Dividends

Dividend Yield
0.03
Dividend Yield %
3.48
Payout Ratio
0
Dividend Per Share
13

Operating Metrics

Operating Cashflow per Share
2.46
Free CashFlow per Share
2.46
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.06
Return on Tangible Assets
0.04
Days Sales Outstanding
1430.44
Days Payables Outstanding
9
Days of Inventory on Hand
0
Receivables Turnover
0.26
Payables Turnover
40.55
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
36,91
Book Value per Share
433,94
Tangible Book Value per Share
427.82
Shareholders Equity per Share
404.09
Interest Debt per Share
432.32
Debt to Equity
1.07
Debt to Assets
0.48
Net Debt to EBITDA
5.14
Current Ratio
4.41
Tangible Asset Value
670,23 Bil.
Net Current Asset Value
597,58 Bil.
Invested Capital
1050391000000
Working Capital
1.032,27 Bil.
Intangibles to Total Assets
0.01
Average Receivables
1.170,30 Bil.
Average Payables
0,75 Bil.
Average Inventory
0
Debt to Market Cap
1.15

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Acom Co., Ltd. Dividends
Year Dividends Growth
2018 2
2019 3 33.33%
2020 5 40%
2021 6 16.67%
2022 9 33.33%
2023 11 18.18%
2024 13 15.38%
2025 0 0%

Acom Co., Ltd. Profile

About Acom Co., Ltd.

Acom Co., Ltd. engages in the loan, credit card, and loan guarantee businesses in Japan and internationally. The company operates through Loan and Credit Card Business, Guarantee Business, Overseas Financial Business, and Loan Servicing Business segments. It also provides installment and unsecured loan, money lending, and embedded finance services. The company was founded in 1936 and is headquartered in Tokyo, Japan.

CEO
Mr. Masataka Kinoshita
Employee
5.404
Address
Meiji Yasuda Seimei Building
Tokyo, 100-8307

Acom Co., Ltd. Executives & BODs

Acom Co., Ltd. Executives & BODs
# Name Age
1 Tai Wakikawa
Executive Officer & Chief General Manager of Human Resources Department
70
2 Mr. Kazuki Morishita
Exe. M.O., In Chrg of Fin. Dept., Vice In Chrg of Corporation Plan. Dept. & Chf GM of Corp. Plan. Dept.
70
3 Mr. Takashi Kiribuchi
Deputy President & Chief Executive Officer, Head of System Development & Administration Division and Director
70
4 Mr. Tomomi Uchida
Senior MD, Senior Executive Managing Officer & Head of Credit Supervision Division
70
5 Michihito Onodera
Head of Guarantee Bus. and Executive Managing Officer Guarantee Planning & Alliance Promotion Dept.
70
6 Yuji Kinoshita
Executive Managing Officer & Head of Credit Business Promotion Division
70
7 Masashi Yoshiba
Executive Managing Officer
70
8 Hidehiko Shibata
Executive Officer & Chief GM of East Japan Business Promotion Dept.
70
9 Mr. Takashi Okamoto
Chief PR & IR Officer
70
10 Mr. Masataka Kinoshita
President, Chief Executive Officer & Director
70

Acom Co., Ltd. Competitors