Yulon Finance Corporation Logo

Yulon Finance Corporation

9941.TW

(3.0)
Stock Price

117,50 TWD

1.79% ROA

14.81% ROE

15.01x PER

Market Cap.

80.863.187.500,00 TWD

641.15% DER

8.27% Yield

14.95% NPM

Yulon Finance Corporation Stock Analysis

Yulon Finance Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Yulon Finance Corporation Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (19.3%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 Net Profit Growth

With a track record of consistent net profit growth over the past five years, this company presents a compelling investment opportunity due to its strong financial performance.

3 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

5 ROA

The stock's ROA (2.23%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

7 Dividend Growth

The company's dividend growth has been consistently strong over the past three years, with annual increases that demonstrate its commitment to rewarding shareholders.

8 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (569) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 PBV

The stock's elevated P/BV ratio (3.47x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value.

10 DER

The stock is burdened with a heavy load of debt (698%), making it financially unstable and potentially risky for investors.

11 Graham Number

The company's Graham number indicates that it is overvalued compared to its stock price, suggesting a potentially unfavorable investment opportunity.

Yulon Finance Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Yulon Finance Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Yulon Finance Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Yulon Finance Corporation Revenue
Year Revenue Growth
2006 4.694.633.000
2007 4.811.849.000 2.44%
2008 4.908.723.000 1.97%
2009 6.175.903.000 20.52%
2010 6.809.925.000 9.31%
2011 8.244.413.000 17.4%
2012 10.173.243.000 18.96%
2013 14.177.750.000 28.25%
2014 14.796.843.000 4.18%
2015 15.335.548.000 3.51%
2016 15.869.696.000 3.37%
2017 17.275.024.000 8.14%
2018 20.045.477.000 13.82%
2019 24.498.177.000 18.18%
2020 14.356.284.000 -70.64%
2021 14.689.355.000 2.27%
2022 15.031.507.000 2.28%
2023 17.752.872.000 15.33%
2023 41.491.594.000 57.21%
2024 42.003.488.000 1.22%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Yulon Finance Corporation Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Yulon Finance Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 3.619.657.000 100%
2014 0 0%
2015 4.932.041.000 100%
2016 5.561.485.000 11.32%
2017 6.331.461.000 12.16%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Yulon Finance Corporation EBITDA
Year EBITDA Growth
2006 3.575.119.000
2007 3.808.882.000 6.14%
2008 3.826.012.000 0.45%
2009 4.168.772.000 8.22%
2010 4.538.663.000 8.15%
2011 5.345.515.000 15.09%
2012 6.451.200.000 17.14%
2013 7.273.759.000 11.31%
2014 7.530.866.000 3.41%
2015 7.495.827.000 -0.47%
2016 7.876.605.000 4.83%
2017 9.619.579.000 18.12%
2018 15.132.668.000 36.43%
2019 18.443.281.000 17.95%
2020 7.857.658.000 -134.72%
2021 6.263.460.000 -25.45%
2022 6.036.165.000 -3.77%
2023 8.449.240.000 28.56%
2023 19.764.639.000 57.25%
2024 22.596.808.000 12.53%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Yulon Finance Corporation Gross Profit
Year Gross Profit Growth
2006 809.063.000
2007 636.034.000 -27.2%
2008 677.423.000 6.11%
2009 2.555.652.000 73.49%
2010 2.830.053.000 9.7%
2011 3.506.278.000 19.29%
2012 4.607.447.000 23.9%
2013 5.596.555.000 17.67%
2014 6.041.807.000 7.37%
2015 6.251.571.000 3.36%
2016 6.714.268.000 6.89%
2017 7.931.830.000 15.35%
2018 9.608.895.000 17.45%
2019 12.371.592.000 22.33%
2020 2.448.658.000 -405.24%
2021 2.733.859.000 10.43%
2022 2.835.982.000 3.6%
2023 3.342.960.000 15.17%
2023 27.151.316.000 87.69%
2024 22.981.988.000 -18.14%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Yulon Finance Corporation Net Profit
Year Net Profit Growth
2006 373.364.000
2007 484.384.000 22.92%
2008 474.109.000 -2.17%
2009 716.899.000 33.87%
2010 1.069.897.000 32.99%
2011 981.877.000 -8.96%
2012 1.164.396.000 15.67%
2013 1.363.873.000 14.63%
2014 1.514.421.000 9.94%
2015 1.425.054.000 -6.27%
2016 1.733.071.000 17.77%
2017 2.324.227.000 25.43%
2018 2.587.988.000 10.19%
2019 2.962.308.000 12.64%
2020 3.139.301.000 5.64%
2021 5.153.626.000 39.09%
2022 5.803.991.000 11.21%
2023 6.870.348.000 15.52%
2023 6.274.510.000 -9.5%
2024 5.370.608.000 -16.83%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Yulon Finance Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 1 100%
2008 1 0%
2009 2 0%
2010 2 50%
2011 2 0%
2012 3 0%
2013 3 33.33%
2014 3 0%
2015 3 -50%
2016 4 33.33%
2017 5 25%
2018 5 20%
2019 6 0%
2020 6 0%
2021 10 44.44%
2022 11 10%
2023 12 16.67%
2023 11 -9.09%
2024 9 -22.22%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Yulon Finance Corporation Free Cashflow
Year Free Cashflow Growth
2006 1.142.597.000
2007 665.559.000 -71.67%
2008 -1.229.230.000 154.14%
2009 -2.292.718.000 46.39%
2010 -9.089.844.000 74.78%
2011 -12.102.605.000 24.89%
2012 -11.053.024.000 -9.5%
2013 -6.484.336.000 -70.46%
2014 -14.163.436.000 54.22%
2015 -7.845.821.000 -80.52%
2016 -14.355.614.000 45.35%
2017 -20.427.163.000 29.72%
2018 -29.134.924.000 29.89%
2019 -22.921.886.000 -27.11%
2020 682.424.000 3458.89%
2021 -23.988.039.000 102.84%
2022 -31.438.808.000 23.7%
2023 -4.784.115.000 -557.15%
2023 -14.497.745.000 67%
2024 1.309.695.000 1206.96%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Yulon Finance Corporation Operating Cashflow
Year Operating Cashflow Growth
2006 5.993.897.000
2007 5.652.110.000 -6.05%
2008 3.530.721.000 -60.08%
2009 2.407.121.000 -46.68%
2010 -2.419.879.000 199.47%
2011 -4.035.231.000 40.03%
2012 -2.568.076.000 -57.13%
2013 1.092.568.000 335.05%
2014 -6.044.694.000 118.07%
2015 294.283.000 2154.04%
2016 -14.145.722.000 102.08%
2017 -20.266.057.000 30.2%
2018 -28.822.666.000 29.69%
2019 -22.141.402.000 -30.18%
2020 1.102.419.000 2108.44%
2021 -23.500.178.000 104.69%
2022 -30.411.632.000 22.73%
2023 -3.912.545.000 -677.29%
2023 -11.141.738.000 64.88%
2024 3.386.852.000 428.97%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Yulon Finance Corporation Capital Expenditure
Year Capital Expenditure Growth
2006 4.851.300.000
2007 4.986.551.000 2.71%
2008 4.759.951.000 -4.76%
2009 4.699.839.000 -1.28%
2010 6.669.965.000 29.54%
2011 8.067.374.000 17.32%
2012 8.484.948.000 4.92%
2013 7.576.904.000 -11.98%
2014 8.118.742.000 6.67%
2015 8.140.104.000 0.26%
2016 209.892.000 -3778.23%
2017 161.106.000 -30.28%
2018 312.258.000 48.41%
2019 780.484.000 59.99%
2020 419.995.000 -85.83%
2021 487.861.000 13.91%
2022 1.027.176.000 52.5%
2023 871.570.000 -17.85%
2023 3.356.007.000 74.03%
2024 2.077.157.000 -61.57%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Yulon Finance Corporation Equity
Year Equity Growth
2006 4.494.643.000
2007 4.658.116.000 3.51%
2008 4.537.289.000 -2.66%
2009 4.897.270.000 7.35%
2010 5.513.753.000 11.18%
2011 5.935.778.000 7.11%
2012 6.813.657.000 12.88%
2013 8.422.845.000 19.11%
2014 9.652.394.000 12.74%
2015 11.432.764.000 15.57%
2016 11.893.540.000 3.87%
2017 14.006.460.000 15.09%
2018 19.911.797.000 29.66%
2019 20.676.624.000 3.7%
2020 22.088.060.000 6.39%
2021 25.529.779.000 13.48%
2022 35.931.448.000 28.95%
2023 39.441.910.000 8.9%
2023 38.125.882.000 -3.45%
2024 39.198.426.000 2.74%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Yulon Finance Corporation Assets
Year Assets Growth
2006 28.835.551.000
2007 27.593.726.000 -4.5%
2008 27.808.097.000 0.77%
2009 29.452.459.000 5.58%
2010 38.110.430.000 22.72%
2011 50.699.445.000 24.83%
2012 60.232.128.000 15.83%
2013 68.922.005.000 12.61%
2014 85.130.352.000 19.04%
2015 98.748.193.000 13.79%
2016 111.394.875.000 11.35%
2017 136.313.532.000 18.28%
2018 170.814.798.000 20.2%
2019 200.459.554.000 14.79%
2020 202.593.027.000 1.05%
2021 232.111.425.000 12.72%
2022 273.670.852.000 15.19%
2023 299.855.250.000 8.73%
2023 298.844.242.000 -0.34%
2024 301.300.560.000 0.82%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Yulon Finance Corporation Liabilities
Year Liabilities Growth
2006 24.340.908.000
2007 22.935.610.000 -6.13%
2008 23.270.808.000 1.44%
2009 24.555.189.000 5.23%
2010 32.596.677.000 24.67%
2011 44.763.667.000 27.18%
2012 53.418.471.000 16.2%
2013 60.499.160.000 11.7%
2014 75.477.958.000 19.85%
2015 87.315.429.000 13.56%
2016 99.501.335.000 12.25%
2017 122.307.072.000 18.65%
2018 150.903.001.000 18.95%
2019 179.782.930.000 16.06%
2020 180.504.967.000 0.4%
2021 206.581.646.000 12.62%
2022 237.739.404.000 13.11%
2023 260.413.340.000 8.71%
2023 260.718.360.000 0.12%
2024 262.102.134.000 0.53%

Yulon Finance Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
65.71
Net Income per Share
9.83
Price to Earning Ratio
15.01x
Price To Sales Ratio
2.24x
POCF Ratio
14.27
PFCF Ratio
980.23
Price to Book Ratio
2.25
EV to Sales
8.66
EV Over EBITDA
17.65
EV to Operating CashFlow
55.05
EV to FreeCashFlow
3782.97
Earnings Yield
0.07
FreeCashFlow Yield
0
Market Cap
80,86 Bil.
Enterprise Value
312,07 Bil.
Graham Number
120.46
Graham NetNet
-141.39

Income Statement Metrics

Net Income per Share
9.83
Income Quality
0.95
ROE
0.15
Return On Assets
0.02
Return On Capital Employed
0.17
Net Income per EBT
0.74
EBT Per Ebit
0.92
Ebit per Revenue
0.22
Effective Tax Rate
0.26

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.54
Operating Profit Margin
0.22
Pretax Profit Margin
0.2
Net Profit Margin
0.15

Dividends

Dividend Yield
0.08
Dividend Yield %
8.27
Payout Ratio
0.56
Dividend Per Share
12.2

Operating Metrics

Operating Cashflow per Share
10.34
Free CashFlow per Share
0.15
Capex to Operating CashFlow
0.99
Capex to Revenue
0.16
Capex to Depreciation
0.57
Return on Invested Capital
0.02
Return on Tangible Assets
0.02
Days Sales Outstanding
2373.28
Days Payables Outstanding
30.1
Days of Inventory on Hand
56.02
Receivables Turnover
0.15
Payables Turnover
12.13
Inventory Turnover
6.52
Capex per Share
10.19

Balance Sheet

Cash per Share
13,91
Book Value per Share
71,50
Tangible Book Value per Share
69.98
Shareholders Equity per Share
65.63
Interest Debt per Share
427.93
Debt to Equity
6.41
Debt to Assets
0.77
Net Debt to EBITDA
13.07
Current Ratio
1.01
Tangible Asset Value
38,37 Bil.
Net Current Asset Value
-4,90 Bil.
Invested Capital
37058721000
Working Capital
2,45 Bil.
Intangibles to Total Assets
0
Average Receivables
235,30 Bil.
Average Payables
1,30 Bil.
Average Inventory
2246814000
Debt to Market Cap
2.85

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Yulon Finance Corporation Dividends
Year Dividends Growth
2001 1
2002 2 0%
2003 2 0%
2004 2 0%
2005 3 50%
2006 2 0%
2007 1 -100%
2008 2 0%
2009 2 0%
2010 3 50%
2011 3 0%
2012 2 0%
2013 3 0%
2014 5 50%
2015 5 0%
2016 5 0%
2017 5 0%
2018 6 20%
2019 5 0%
2020 4 -66.67%
2021 5 25%
2022 6 20%
2023 6 16.67%
2024 6 0%

Yulon Finance Corporation Profile

About Yulon Finance Corporation

Yulon Finance Corporation provides various financial services in Taiwan, China, and internationally. The company operates through Financing, Leasing, and Others segments. It offers vehicle and personal financing services, including new and used car, and motorcycle loan installments; auto mortgage loans; and auto leasing services, as well as installment plans for other products and services. The company also provides corporate financing services, such as installment plans for heavy vehicles and equipment leasing services. In addition, it offers used car sale intermediation services comprising auto auction and vehicle inspection; installment financing services for consumer goods; and advisory services, as well as acts as a business agent for secondhand vehicles. Further, the company provides temporary labor, energy technical, taxi transportation, electric vehicles brokerage, and car-hailing related services. Additionally, it engages in the automobile-related merchandise sales; authentication and evaluation, auction, sale, and brokerage of secondhand vehicles; wholesale and retail of batteries; trading and leasing of cars; financial leasing of equipment and car; sale and maintenance of cars and parts; towing activities; and sale of automotive related products. Yulon Finance Corporation was incorporated in 1990 and is based in Taipei, Taiwan.

CEO
Mr. Kuo-Hsing Hsu
Employee
1.159
Address
No.2, Dunhua South Road
Taipei, 10683

Yulon Finance Corporation Executives & BODs

Yulon Finance Corporation Executives & BODs
# Name Age
1 Jun Chen
Vice President
70
2 Mr. Kevin Chuang
Company Secretary & Senior AVice President
70
3 Mr. Kuo-Hsing Hsu
President & Vice Chairperson
70

Yulon Finance Corporation Competitors