Ameriprise Financial, Inc. Logo

Ameriprise Financial, Inc.

A4S.DE

(1.0)
Stock Price

275,70 EUR

1.74% ROA

71.47% ROE

10.12x PER

Market Cap.

32.715.828.003,37 EUR

117.2% DER

0% Yield

19.63% NPM

Ameriprise Financial, Inc. Stock Analysis

Ameriprise Financial, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Ameriprise Financial, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (68.27%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 ROA

The stock's ROA (1.62%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

3 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (1.531) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

4 PBV

The stock's high Price-to-Book Value (P/BV) ratio (9.98x) suggests it's overvalued, potentially making it an expensive investment.

5 DER

The stock is burdened with a heavy load of debt (156%), making it financially unstable and potentially risky for investors.

6 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

7 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Graham Number

The Graham number of this company suggests that its stock price may be overvalued, indicating a less favorable investment opportunity.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

Ameriprise Financial, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Ameriprise Financial, Inc. Technical Stock Analysis
# Analysis Recommendation

Ameriprise Financial, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Ameriprise Financial, Inc. Revenue
Year Revenue Growth
2000 6.261.000.000
2001 4.744.000.000 -31.98%
2002 5.575.000.000 14.91%
2003 6.042.000.000 7.73%
2004 7.245.000.000 16.6%
2005 7.484.000.000 3.19%
2006 8.140.000.000 8.06%
2007 8.654.000.000 5.94%
2008 7.149.000.000 -21.05%
2009 7.805.000.000 8.4%
2010 10.046.000.000 22.31%
2011 10.239.000.000 1.88%
2012 10.259.000.000 0.19%
2013 11.230.000.000 8.65%
2014 12.296.000.000 8.67%
2015 12.200.000.000 -0.79%
2016 11.735.000.000 -3.96%
2017 12.075.000.000 2.82%
2018 12.924.000.000 6.57%
2019 12.754.000.000 -1.33%
2020 11.899.000.000 -7.19%
2021 13.489.000.000 11.79%
2022 14.271.000.000 5.48%
2023 15.700.000.000 9.1%
2023 15.535.000.000 -1.06%
2024 16.584.000.000 6.33%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Ameriprise Financial, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Ameriprise Financial, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 2.288.000.000 100%
2005 2.650.000.000 13.66%
2006 3.113.000.000 14.87%
2007 2.558.000.000 -21.7%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 3.042.000.000 100%
2013 2.945.000.000 -3.29%
2014 3.095.000.000 4.85%
2015 3.082.000.000 -0.42%
2016 2.977.000.000 -3.53%
2017 3.051.000.000 2.43%
2018 3.171.000.000 3.78%
2019 3.287.000.000 3.53%
2020 3.120.000.000 -5.35%
2021 3.435.000.000 9.17%
2022 3.723.000.000 7.74%
2023 3.800.000.000 2.03%
2023 3.871.000.000 1.83%
2024 3.840.000.000 -0.81%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Ameriprise Financial, Inc. EBITDA
Year EBITDA Growth
2000 1.025.000.000
2001 87.000.000 -1078.16%
2002 674.000.000 87.09%
2003 725.000.000 7.03%
2004 1.154.000.000 37.18%
2005 1.129.000.000 -2.21%
2006 1.599.000.000 29.39%
2007 1.908.000.000 16.19%
2008 121.000.000 -1476.86%
2009 2.055.000.000 94.11%
2010 1.831.000.000 -12.23%
2011 1.905.000.000 3.88%
2012 1.907.000.000 0.1%
2013 2.377.000.000 19.77%
2014 2.774.000.000 14.31%
2015 2.682.000.000 -3.43%
2016 2.120.000.000 -26.51%
2017 2.703.000.000 21.57%
2018 3.016.000.000 10.38%
2019 1.136.000.000 -165.49%
2020 1.755.000.000 35.27%
2021 3.066.000.000 42.76%
2022 3.380.000.000 9.29%
2023 3.960.000.000 14.65%
2023 2.567.000.000 -54.27%
2024 -1.484.000.000 272.98%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Ameriprise Financial, Inc. Gross Profit
Year Gross Profit Growth
2000 6.261.000.000
2001 4.744.000.000 -31.98%
2002 5.575.000.000 14.91%
2003 6.042.000.000 7.73%
2004 7.245.000.000 16.6%
2005 7.484.000.000 3.19%
2006 8.140.000.000 8.06%
2007 8.654.000.000 5.94%
2008 7.149.000.000 -21.05%
2009 7.805.000.000 8.4%
2010 10.046.000.000 22.31%
2011 10.239.000.000 1.88%
2012 10.259.000.000 0.19%
2013 11.230.000.000 8.65%
2014 12.296.000.000 8.67%
2015 12.200.000.000 -0.79%
2016 11.735.000.000 -3.96%
2017 12.075.000.000 2.82%
2018 12.924.000.000 6.57%
2019 6.189.000.000 -108.82%
2020 5.757.000.000 -7.5%
2021 8.358.000.000 31.12%
2022 8.842.000.000 5.47%
2023 15.700.000.000 43.68%
2023 8.861.000.000 -77.18%
2024 9.484.000.000 6.57%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Ameriprise Financial, Inc. Net Profit
Year Net Profit Growth
2000 1.025.000.000
2001 87.000.000 -1078.16%
2002 674.000.000 87.09%
2003 725.000.000 7.03%
2004 794.000.000 8.69%
2005 574.000.000 -38.33%
2006 631.000.000 9.03%
2007 814.000.000 22.48%
2008 -38.000.000 2242.11%
2009 722.000.000 105.26%
2010 1.097.000.000 34.18%
2011 1.076.000.000 -1.95%
2012 1.029.000.000 -4.57%
2013 1.334.000.000 22.86%
2014 1.619.000.000 17.6%
2015 1.562.000.000 -3.65%
2016 1.314.000.000 -18.87%
2017 1.480.000.000 11.22%
2018 2.098.000.000 29.46%
2019 1.893.000.000 -10.83%
2020 1.534.000.000 -23.4%
2021 3.417.000.000 55.11%
2022 3.149.000.000 -8.51%
2023 3.488.000.000 9.72%
2023 2.556.000.000 -36.46%
2024 3.960.000.000 35.45%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Ameriprise Financial, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 4
2001 0 0%
2002 3 100%
2003 3 0%
2004 3 33.33%
2005 2 -50%
2006 3 0%
2007 3 33.33%
2008 0 0%
2009 3 100%
2010 4 50%
2011 4 0%
2012 5 0%
2013 7 33.33%
2014 8 25%
2015 9 0%
2016 8 -14.29%
2017 10 22.22%
2018 14 35.71%
2019 14 0%
2020 12 -16.67%
2021 24 47.83%
2022 19 -21.05%
2023 0 0%
2023 24 100%
2024 39 36.84%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Ameriprise Financial, Inc. Free Cashflow
Year Free Cashflow Growth
2004 786.000.000
2005 804.000.000 2.24%
2006 432.000.000 -86.11%
2007 539.000.000 19.85%
2008 1.877.000.000 71.28%
2009 -1.341.000.000 239.97%
2010 1.904.000.000 170.43%
2011 1.928.000.000 1.24%
2012 1.368.000.000 -40.94%
2013 1.259.000.000 -8.66%
2014 2.286.000.000 44.93%
2015 2.439.000.000 6.27%
2016 1.879.000.000 -29.8%
2017 1.539.000.000 -22.09%
2018 2.435.000.000 36.8%
2019 2.198.000.000 -10.78%
2020 4.476.000.000 50.89%
2021 3.205.000.000 -39.66%
2022 4.225.000.000 24.14%
2023 518.000.000 -715.64%
2023 4.501.000.000 88.49%
2024 1.392.000.000 -223.35%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Ameriprise Financial, Inc. Operating Cashflow
Year Operating Cashflow Growth
2004 911.000.000
2005 945.000.000 3.6%
2006 619.000.000 -52.67%
2007 845.000.000 26.75%
2008 2.002.000.000 57.79%
2009 -1.258.000.000 259.14%
2010 2.035.000.000 161.82%
2011 2.178.000.000 6.57%
2012 1.505.000.000 -44.72%
2013 1.364.000.000 -10.34%
2014 2.399.000.000 43.14%
2015 2.572.000.000 6.73%
2016 1.971.000.000 -30.49%
2017 1.701.000.000 -15.87%
2018 2.597.000.000 34.5%
2019 2.341.000.000 -10.94%
2020 4.623.000.000 49.36%
2021 3.325.000.000 -39.04%
2022 4.407.000.000 24.55%
2023 561.000.000 -685.56%
2023 4.685.000.000 88.03%
2024 1.444.000.000 -224.45%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Ameriprise Financial, Inc. Capital Expenditure
Year Capital Expenditure Growth
2004 125.000.000
2005 141.000.000 11.35%
2006 187.000.000 24.6%
2007 306.000.000 38.89%
2008 125.000.000 -144.8%
2009 83.000.000 -50.6%
2010 131.000.000 36.64%
2011 250.000.000 47.6%
2012 137.000.000 -82.48%
2013 105.000.000 -30.48%
2014 113.000.000 7.08%
2015 133.000.000 15.04%
2016 92.000.000 -44.57%
2017 162.000.000 43.21%
2018 162.000.000 0%
2019 143.000.000 -13.29%
2020 147.000.000 2.72%
2021 120.000.000 -22.5%
2022 182.000.000 34.07%
2023 43.000.000 -323.26%
2023 184.000.000 76.63%
2024 52.000.000 -253.85%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Ameriprise Financial, Inc. Equity
Year Equity Growth
2000 4.633.000.000
2001 5.620.000.000 17.56%
2002 6.450.000.000 12.87%
2003 7.288.000.000 11.5%
2004 6.702.000.000 -8.74%
2005 7.687.000.000 12.81%
2006 7.925.000.000 3%
2007 7.810.000.000 -1.47%
2008 6.178.000.000 -26.42%
2009 9.273.000.000 33.38%
2010 10.725.000.000 13.54%
2011 10.255.000.000 -4.58%
2012 9.092.000.000 -12.79%
2013 8.192.000.000 -10.99%
2014 8.124.000.000 -0.84%
2015 7.217.000.000 -12.57%
2016 6.292.000.000 -14.7%
2017 5.998.000.000 -4.9%
2018 5.588.000.000 -7.34%
2019 5.729.000.000 2.46%
2020 5.867.000.000 2.35%
2021 5.685.000.000 -3.2%
2022 3.613.000.000 -57.35%
2023 4.729.000.000 23.6%
2023 3.825.000.000 -23.63%
2024 4.879.000.000 21.6%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Ameriprise Financial, Inc. Assets
Year Assets Growth
2000 73.341.000.000
2001 71.718.000.000 -2.26%
2002 74.448.000.000 3.67%
2003 85.530.000.000 12.96%
2004 93.113.000.000 8.14%
2005 93.121.000.000 0.01%
2006 104.172.000.000 10.61%
2007 109.230.000.000 4.63%
2008 95.676.000.000 -14.17%
2009 113.171.000.000 15.46%
2010 130.632.000.000 13.37%
2011 133.280.000.000 1.99%
2012 134.109.000.000 0.62%
2013 143.536.000.000 6.57%
2014 147.629.000.000 2.77%
2015 144.154.000.000 -2.41%
2016 139.821.000.000 -3.1%
2017 147.470.000.000 5.19%
2018 137.216.000.000 -7.47%
2019 151.828.000.000 9.62%
2020 165.883.000.000 8.47%
2021 175.979.000.000 5.74%
2022 158.468.000.000 -11.05%
2023 175.191.000.000 9.55%
2023 165.136.000.000 -6.09%
2024 179.831.000.000 8.17%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Ameriprise Financial, Inc. Liabilities
Year Liabilities Growth
2000 68.708.000.000
2001 66.098.000.000 -3.95%
2002 67.998.000.000 2.79%
2003 78.242.000.000 13.09%
2004 86.411.000.000 9.45%
2005 85.434.000.000 -1.14%
2006 96.247.000.000 11.23%
2007 101.420.000.000 5.1%
2008 89.498.000.000 -13.32%
2009 103.898.000.000 13.86%
2010 119.907.000.000 13.35%
2011 123.025.000.000 2.53%
2012 125.017.000.000 1.59%
2013 135.344.000.000 7.63%
2014 139.505.000.000 2.98%
2015 136.937.000.000 -1.88%
2016 133.529.000.000 -2.55%
2017 141.472.000.000 5.61%
2018 131.628.000.000 -7.48%
2019 146.099.000.000 9.9%
2020 160.016.000.000 8.7%
2021 170.294.000.000 6.04%
2022 154.855.000.000 -9.97%
2023 170.462.000.000 9.16%
2023 161.311.000.000 -5.67%
2024 174.952.000.000 7.8%

Ameriprise Financial, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
152.31
Net Income per Share
29.9
Price to Earning Ratio
10.12x
Price To Sales Ratio
2.05x
POCF Ratio
6.24
PFCF Ratio
6.71
Price to Book Ratio
6.49
EV to Sales
1.96
EV Over EBITDA
16.06
EV to Operating CashFlow
6.16
EV to FreeCashFlow
6.4
Earnings Yield
0.1
FreeCashFlow Yield
0.15
Market Cap
32,72 Bil.
Enterprise Value
31,23 Bil.
Graham Number
177.1
Graham NetNet
-1247.01

Income Statement Metrics

Net Income per Share
29.9
Income Quality
1.62
ROE
0.71
Return On Assets
0.02
Return On Capital Employed
0.02
Net Income per EBT
0.79
EBT Per Ebit
1
Ebit per Revenue
0.25
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.24
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.57
Operating Profit Margin
0.25
Pretax Profit Margin
0.25
Net Profit Margin
0.2

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.18
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
48.48
Free CashFlow per Share
46.61
Capex to Operating CashFlow
-0.04
Capex to Revenue
-0.01
Capex to Depreciation
1.21
Return on Invested Capital
0.29
Return on Tangible Assets
0.02
Days Sales Outstanding
342.03
Days Payables Outstanding
115.25
Days of Inventory on Hand
-2788.37
Receivables Turnover
1.07
Payables Turnover
3.17
Inventory Turnover
-0.13
Capex per Share
-1.86

Balance Sheet

Cash per Share
568,10
Book Value per Share
46,62
Tangible Book Value per Share
46.62
Shareholders Equity per Share
46.62
Interest Debt per Share
57.83
Debt to Equity
1.17
Debt to Assets
0.03
Net Debt to EBITDA
-0.77
Current Ratio
10.03
Tangible Asset Value
4,88 Bil.
Net Current Asset Value
-151,22 Bil.
Invested Capital
1.17
Working Capital
21,37 Bil.
Intangibles to Total Assets
0
Average Receivables
15,02 Bil.
Average Payables
2,38 Bil.
Average Inventory
-26295500000
Debt to Market Cap
0.17

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Ameriprise Financial, Inc. Dividends
Year Dividends Growth
2010 1
2011 1 0%
2012 1 100%
2013 0 0%
2020 4 100%
2021 4 0%
2022 4 -33.33%

Ameriprise Financial, Inc. Profile

About Ameriprise Financial, Inc.

Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management and advice, and investment products to retail, high net worth, and institutional clients through unaffiliated third-party financial institutions and institutional sales force. This segment products also include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products to individual clients, as well as life and DI insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is headquartered in Minneapolis, Minnesota.

CEO
Mr. James M. Cracchiolo
Employee
13.800
Address
55 Ameriprise Financial Center
Minneapolis, 55474

Ameriprise Financial, Inc. Executives & BODs

Ameriprise Financial, Inc. Executives & BODs
# Name Age
1 Mr. John R. Hutt
Executive Vice President - Finance, Controller & Principal Accounting Officer
70
2 Ms. Heather J. Melloh
Executive Vice President & General Counsel
70
3 Mr. Joseph Edward Sweeney
President of Advice & Wealth Management - Products and Service Delivery
70
4 Ms. Alicia A. Charity
Senior Vice President of Investor Relations
70
5 Mr. Gerard P. Smyth
Executive Vice President & Global Chief Information Officer
70
6 Ms. Deirdre D. Davey McGraw
Executive Vice President of Marketing, Communications & Community Relations
70
7 Mr. James M. Cracchiolo
Chairman & Chief Executive Officer
70
8 Mr. Walter S. Berman
Executive Vice President, Chief Financial Officer & Chief Risk Officer
70
9 Mr. William Davies
Executive Vice President & Global Chief Investment Officer
70
10 Mr. William Frederick Truscott
Chief Executive Officer of Global Asset Management
70

Ameriprise Financial, Inc. Competitors