Banco ABC Brasil S.A. Logo

Banco ABC Brasil S.A.

ABCB4.SA

(2.8)
Stock Price

20,72 BRL

1.35% ROA

15.75% ROE

5.32x PER

Market Cap.

5.158.459.038,00 BRL

591.21% DER

7.17% Yield

15.63% NPM

Banco ABC Brasil S.A. Stock Analysis

Banco ABC Brasil S.A. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Banco ABC Brasil S.A. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (18.07%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 PBV

With a remarkably low PBV ratio (0.9x), the stock offers substantial upside potential at a bargain price.

3 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

4 ROA

The stock's ROA (1.73%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

6 Net Profit Growth

With continuous net profit growth in the past three years, this company demonstrates a strong financial performance, making it an enticing investment opportunity.

7 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

8 Buffet Intrinsic Value

The company's stock seems undervalued (60) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 DER

The company has a high debt to equity ratio (599%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

10 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

Banco ABC Brasil S.A. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Banco ABC Brasil S.A. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Banco ABC Brasil S.A. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Banco ABC Brasil S.A. Revenue
Year Revenue Growth
2006 166.123.882
2007 244.622.000 32.09%
2008 272.023.000 10.07%
2009 357.184.000 23.84%
2010 422.335.000 15.43%
2011 685.939.000 38.43%
2012 703.461.000 2.49%
2013 727.190.000 3.26%
2014 834.659.000 12.88%
2015 845.612.000 1.3%
2016 1.325.512.000 36.2%
2017 1.146.717.000 -15.59%
2018 1.001.331.000 -14.52%
2019 1.164.854.000 14.04%
2020 683.709.000 -70.37%
2021 1.537.819.000 55.54%
2022 2.206.062.000 30.29%
2023 2.395.748.000 7.92%
2023 2.260.275.000 -5.99%
2024 11.454.336.000 80.27%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Banco ABC Brasil S.A. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Banco ABC Brasil S.A. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 93.049.505
2007 125.121.000 25.63%
2008 59.294.000 -111.02%
2009 133.145.000 55.47%
2010 149.786.000 11.11%
2011 105.218.000 -42.36%
2012 51.750.000 -103.32%
2013 18.943.000 -173.19%
2014 63.104.000 69.98%
2015 69.415.000 9.09%
2016 77.338.000 10.24%
2017 76.791.000 -0.71%
2018 82.344.000 6.74%
2019 152.997.000 46.18%
2020 160.716.000 4.8%
2021 181.518.000 11.46%
2022 187.981.000 3.44%
2023 206.936.000 9.16%
2023 207.921.000 0.47%
2024 232.660.000 10.63%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Banco ABC Brasil S.A. EBITDA
Year EBITDA Growth
2006 288.064.497
2007 354.915.000 18.84%
2008 972.823.000 63.52%
2009 550.891.000 -76.59%
2010 796.148.000 30.81%
2011 1.032.185.000 22.87%
2012 1.116.555.000 7.56%
2013 1.751.271.000 36.24%
2014 1.828.208.000 4.21%
2015 3.625.665.000 49.58%
2016 1.407.451.000 -157.61%
2017 2.142.756.000 34.32%
2018 2.952.932.000 27.44%
2019 505.855.000 -483.75%
2020 -210.208.000 340.64%
2021 634.994.000 133.1%
2022 3.324.317.000 80.9%
2023 953.056.000 -248.81%
2023 832.980.000 -14.42%
2024 35.200.000 -2266.42%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Banco ABC Brasil S.A. Gross Profit
Year Gross Profit Growth
2006 166.123.882
2007 244.622.000 32.09%
2008 272.023.000 10.07%
2009 357.184.000 23.84%
2010 422.335.000 15.43%
2011 685.939.000 38.43%
2012 703.461.000 2.49%
2013 727.190.000 3.26%
2014 834.659.000 12.88%
2015 845.612.000 1.3%
2016 1.325.512.000 36.2%
2017 1.146.717.000 -15.59%
2018 1.001.331.000 -14.52%
2019 1.164.854.000 14.04%
2020 683.709.000 -70.37%
2021 1.537.819.000 55.54%
2022 2.206.062.000 30.29%
2023 2.395.748.000 7.92%
2023 2.260.275.000 -5.99%
2024 11.454.336.000 80.27%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Banco ABC Brasil S.A. Net Profit
Year Net Profit Growth
2006 60.842.357
2007 97.511.000 37.6%
2008 150.088.000 35.03%
2009 151.154.000 0.71%
2010 202.224.000 25.25%
2011 236.037.000 14.33%
2012 226.619.000 -4.16%
2013 265.417.000 14.62%
2014 310.647.000 14.56%
2015 370.911.000 16.25%
2016 406.557.000 8.77%
2017 418.733.000 2.91%
2018 418.086.000 -0.15%
2019 528.399.000 20.88%
2020 449.975.000 -17.43%
2021 572.173.000 21.36%
2022 800.234.000 28.5%
2023 912.872.000 12.34%
2023 851.582.000 -7.2%
2024 1.000.420.000 14.88%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Banco ABC Brasil S.A. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 39
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 100%
2011 1 0%
2012 1 0%
2013 1 0%
2014 2 0%
2015 2 50%
2016 2 0%
2017 2 0%
2018 2 0%
2019 2 0%
2020 2 0%
2021 3 0%
2022 4 33.33%
2023 4 25%
2023 4 -33.33%
2024 4 25%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Banco ABC Brasil S.A. Free Cashflow
Year Free Cashflow Growth
2007 -1.779.630.000
2008 -1.171.350.000 -51.93%
2009 -646.920.000 -81.07%
2010 -1.358.299.000 52.37%
2011 -154.964.000 -776.53%
2012 -411.005.000 62.3%
2013 -2.784.757.000 85.24%
2014 -1.987.357.000 -40.12%
2015 -145.302.000 -1267.74%
2016 -2.179.941.000 93.33%
2017 -3.587.027.000 39.23%
2018 741.432.000 583.8%
2019 -711.226.000 204.25%
2020 2.894.794.000 124.57%
2021 -4.507.375.000 164.22%
2022 3.455.084.000 230.46%
2023 1.182.976.000 -192.07%
2023 -728.511.000 262.38%
2024 -1.371.713.000 46.89%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Banco ABC Brasil S.A. Operating Cashflow
Year Operating Cashflow Growth
2007 -1.777.148.000
2008 -1.167.389.000 -52.23%
2009 -636.502.000 -83.41%
2010 -1.346.805.000 52.74%
2011 -145.841.000 -823.47%
2012 -403.195.000 63.83%
2013 -2.778.902.000 85.49%
2014 -1.971.564.000 -40.95%
2015 -120.343.000 -1538.29%
2016 -2.167.726.000 94.45%
2017 -3.574.188.000 39.35%
2018 754.052.000 574%
2019 -673.688.000 211.93%
2020 2.938.363.000 122.93%
2021 -4.459.173.000 165.89%
2022 3.539.676.000 225.98%
2023 1.209.940.000 -192.55%
2023 -613.939.000 297.08%
2024 -1.350.473.000 54.54%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Banco ABC Brasil S.A. Capital Expenditure
Year Capital Expenditure Growth
2007 2.482.000
2008 3.961.000 37.34%
2009 10.418.000 61.98%
2010 11.494.000 9.36%
2011 9.123.000 -25.99%
2012 7.810.000 -16.81%
2013 5.855.000 -33.39%
2014 15.793.000 62.93%
2015 24.959.000 36.72%
2016 12.215.000 -104.33%
2017 12.839.000 4.86%
2018 12.620.000 -1.74%
2019 37.538.000 66.38%
2020 43.569.000 13.84%
2021 48.202.000 9.61%
2022 84.592.000 43.02%
2023 26.964.000 -213.72%
2023 114.572.000 76.47%
2024 21.240.000 -439.42%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Banco ABC Brasil S.A. Equity
Year Equity Growth
2006 437.687.095
2007 1.085.582.000 59.68%
2008 1.161.740.000 6.56%
2009 1.218.441.000 4.65%
2010 1.347.918.000 9.61%
2011 1.499.606.000 10.12%
2012 1.686.857.000 11.1%
2013 1.902.026.000 11.31%
2014 2.188.545.000 13.09%
2015 2.509.659.000 12.8%
2016 2.893.218.000 13.26%
2017 3.284.332.000 11.91%
2018 3.665.510.000 10.4%
2019 4.040.733.000 9.29%
2020 4.288.263.000 5.77%
2021 4.670.658.000 8.19%
2022 5.207.403.000 10.31%
2023 5.723.257.000 9.01%
2023 5.885.371.000 2.75%
2024 6.253.348.000 5.88%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Banco ABC Brasil S.A. Assets
Year Assets Growth
2006 3.767.088.972
2007 5.665.687.000 33.51%
2008 7.494.921.000 24.41%
2009 7.377.224.000 -1.6%
2010 9.816.888.000 24.85%
2011 10.510.815.000 6.6%
2012 13.483.126.000 22.04%
2013 17.270.075.000 21.93%
2014 20.740.424.000 16.73%
2015 24.212.410.000 14.34%
2016 25.678.162.000 5.71%
2017 28.767.785.000 10.74%
2018 32.728.775.000 12.1%
2019 37.049.209.000 11.66%
2020 43.328.841.000 14.49%
2021 49.565.970.000 12.58%
2022 57.408.844.000 13.66%
2023 56.726.762.000 -1.2%
2023 60.632.612.000 6.44%
2024 69.077.968.000 12.23%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Banco ABC Brasil S.A. Liabilities
Year Liabilities Growth
2006 3.329.401.877
2007 4.580.105.000 27.31%
2008 6.333.181.000 27.68%
2009 6.158.783.000 -2.83%
2010 8.468.970.000 27.28%
2011 9.011.209.000 6.02%
2012 2.059.215.000 -337.6%
2013 15.368.049.000 86.6%
2014 18.551.879.000 17.16%
2015 21.702.751.000 14.52%
2016 22.784.944.000 4.75%
2017 25.483.453.000 10.59%
2018 29.063.265.000 12.32%
2019 33.008.476.000 11.95%
2020 39.040.578.000 15.45%
2021 44.895.312.000 13.04%
2022 52.201.441.000 14%
2023 51.003.505.000 -2.35%
2023 54.747.241.000 6.84%
2024 62.824.620.000 12.86%

Banco ABC Brasil S.A. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
25.6
Net Income per Share
4
Price to Earning Ratio
5.32x
Price To Sales Ratio
0.86x
POCF Ratio
3.06
PFCF Ratio
3.39
Price to Book Ratio
0.8
EV to Sales
2.65
EV Over EBITDA
38.09
EV to Operating CashFlow
9.78
EV to FreeCashFlow
10.4
Earnings Yield
0.19
FreeCashFlow Yield
0.3
Market Cap
5,16 Bil.
Enterprise Value
15,84 Bil.
Graham Number
49.09
Graham NetNet
-368.15

Income Statement Metrics

Net Income per Share
4
Income Quality
1.74
ROE
0.16
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.78
EBT Per Ebit
1.9
Ebit per Revenue
0.11
Effective Tax Rate
-0.02

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
1
Operating Profit Margin
0.11
Pretax Profit Margin
0.2
Net Profit Margin
0.16

Dividends

Dividend Yield
0.07
Dividend Yield %
7.17
Payout Ratio
0.39
Dividend Per Share
1.53

Operating Metrics

Operating Cashflow per Share
6.95
Free CashFlow per Share
6.53
Capex to Operating CashFlow
0.06
Capex to Revenue
0.02
Capex to Depreciation
1.97
Return on Invested Capital
0.01
Return on Tangible Assets
0.01
Days Sales Outstanding
252.67
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
1.44
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.42

Balance Sheet

Cash per Share
-65,10
Book Value per Share
26,84
Tangible Book Value per Share
25.91
Shareholders Equity per Share
26.76
Interest Debt per Share
186.89
Debt to Equity
5.91
Debt to Assets
0.53
Net Debt to EBITDA
25.68
Current Ratio
15.82
Tangible Asset Value
6,04 Bil.
Net Current Asset Value
-57,88 Bil.
Invested Capital
4887491000
Working Capital
4,63 Bil.
Intangibles to Total Assets
0
Average Receivables
2,07 Bil.
Average Payables
0,20 Bil.
Average Inventory
-10890736500
Debt to Market Cap
7.15

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Banco ABC Brasil S.A. Dividends
Year Dividends Growth
2010 0
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 1 100%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 1 0%
2024 2 0%

Banco ABC Brasil S.A. Profile

About Banco ABC Brasil S.A.

Banco ABC Brasil S.A., a commercial bank, provides various financial products and services to large companies in Brazil. It offers current accounts; loan products, such as payroll-linked, working capital, and foreign currency loans; revolving credit; agribusiness and real estate finance services; foreign trade services; payment services; and internet banking services. The company also provides on-lending of funds; guarantees; and derivatives. In addition, it offers investment products, such as bank deposit certificates, agribusiness credit bills, real estate credit bills, and structured transaction certificates. Further, the company provides customized advisory services to coordinate, execute, and negotiate mergers, acquisitions, sales, investments, corporate restructurings, privatizations, and on the preparation for capital markets transactions; and capital market services for promissory notes, debentures, receivables certificates, and structured loans. The company was formerly known as Banco Roma de Investimentos and changed its name to Banco ABC Brasil S.A. in 1997. The company was incorporated in 1983 and is headquartered in São Paulo, Brazil. Banco ABC Brasil S.A. is a subsidiary of Marsau Uruguay Holdings SA.

CEO
Mr. Sergio Lulia Jacob
Employee
899
Address
Avenida Cidade Jardim, 803
São Paulo, 01453-000

Banco ABC Brasil S.A. Executives & BODs

Banco ABC Brasil S.A. Executives & BODs
# Name Age
1 Mr. Sergio Ricardo Borejo
Administrative Executive Vice President, Investor Relations Officer & Member of the Executive Board
70
2 Mr. Antonio Jose Nicolini
Executive Vice President - Treasury & Member of the Executive Board
70
3 Mr. Antonio Sanchez Jr.
Executive Vice President of Middle & Retail and Member of the Executive Board
70
4 Mr. Daniel Credidio Brandão Barbosa De Oliveira
Commercial Corporate Officer & Member of the Executive Board
70
5 Mr. Rodrigo Montemor
Executive Officer of Commercial Corporate & Member of Executive Board
70
6 Mr. Rodrigo Sotero Galvao
Executive Officer of Commercial C&IB and Member of the Executive Board
70
7 Mr. Carlos Augusto Del Monaco de Paula Santos e Silva
Executive Officer of Trading & Member of Executive Board
70
8 Mr. Edgard de Souza Toledo Neto
Member of Executive Board & Executive Officer of ALM
70
9 Mr. Alexandre Yoshiaki Sinzato
Executive Vice President of Risk & Member of Management Board
70
10 Mr. Sergio Lulia Jacob
Chief Executive Officer & Member of Management Board
70

Banco ABC Brasil S.A. Competitors