PT Asuransi Bina Dana Arta Tbk Logo

PT Asuransi Bina Dana Arta Tbk

ABDA.JK

(1.5)
Stock Price

4.060 IDR

7.89% ROA

5.65% ROE

29.43x PER

Market Cap.

2.520.476.420.000 IDR

0% DER

0% Yield

9.83% NPM

PT Asuransi Bina Dana Arta Tbk Stock Analysis

PT Asuransi Bina Dana Arta Tbk Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

PT Asuransi Bina Dana Arta Tbk Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

2 ROE

ROE in an average range (3.65%) suggests satisfactory profitability and decent utilization of shareholders' equity.

3 ROA

The stock's ROA (2.15%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 PBV

The stock's PBV ratio (2.52x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

5 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (74.833) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

6 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

7 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Graham Number

The company's Graham number indicates that it is overvalued compared to its stock price, suggesting a potentially unfavorable investment opportunity.

10 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

PT Asuransi Bina Dana Arta Tbk Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

PT Asuransi Bina Dana Arta Tbk Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Sell
4 Stoch RSI Buy

PT Asuransi Bina Dana Arta Tbk Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

PT Asuransi Bina Dana Arta Tbk Revenue
Year Revenue Growth
2005 154.086.293.000
2006 160.700.433.000 4.12%
2007 174.798.778.000 8.07%
2008 267.774.187.000 34.72%
2009 358.263.458.000 25.26%
2010 459.079.134.000 21.96%
2011 592.227.093.000 22.48%
2012 725.919.495.000 18.42%
2013 870.899.780.000 16.65%
2014 1.181.803.723.000 26.31%
2015 1.378.915.563.000 14.29%
2016 1.332.405.435.000 -3.49%
2017 1.256.504.021.000 -6.04%
2018 1.227.913.741.000 -2.33%
2019 1.099.458.368.000 -11.68%
2020 907.194.332.000 -21.19%
2021 788.581.085.000 -15.04%
2022 786.454.784.000 -0.27%
2023 881.576.300.000 10.79%
2023 833.694.075.000 -5.74%
2024 865.215.384.000 3.64%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

PT Asuransi Bina Dana Arta Tbk Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

PT Asuransi Bina Dana Arta Tbk General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 35.357.134.000
2006 40.941.580.000 13.64%
2007 48.401.929.000 15.41%
2008 64.124.921.000 24.52%
2009 63.130.356.000 -1.58%
2010 78.990.484.000 20.08%
2011 91.337.812.000 13.52%
2012 22.050.367.000 -314.22%
2013 34.324.258.000 35.76%
2014 32.530.779.000 -5.51%
2015 38.593.990.000 15.71%
2016 36.873.869.000 -4.66%
2017 33.333.498.000 -10.62%
2018 45.047.401.000 26%
2019 51.059.770.000 11.78%
2020 70.046.522.000 27.11%
2021 38.377.539.000 -82.52%
2022 48.737.726.000 21.26%
2023 65.223.256.000 25.28%
2023 61.765.330.000 -5.6%
2024 77.336.076.000 20.13%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

PT Asuransi Bina Dana Arta Tbk EBITDA
Year EBITDA Growth
2005 -12.171.601.000
2006 2.187.138.000 656.51%
2007 21.963.027.000 90.04%
2008 19.999.221.000 -9.82%
2009 31.060.740.000 35.61%
2010 51.773.925.000 40.01%
2011 98.639.788.000 47.51%
2012 10.537.278.000 -836.1%
2013 11.048.032.000 4.62%
2014 31.827.838.000 65.29%
2015 7.431.595.000 -328.28%
2016 -355.208.000 2192.18%
2017 2.401.155.000 114.79%
2018 1.900.133.000 -26.37%
2019 86.985.952.000 97.82%
2020 163.668.198.000 46.85%
2021 186.607.914.000 12.29%
2022 116.974.158.000 -59.53%
2023 28.709.980.000 -307.43%
2023 10.480.176.001 -173.95%
2024 1.976.596.004 -430.21%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

PT Asuransi Bina Dana Arta Tbk Gross Profit
Year Gross Profit Growth
2005 154.086.293.000
2006 160.700.433.000 4.12%
2007 174.798.778.000 8.07%
2008 267.774.187.000 34.72%
2009 358.263.458.000 25.26%
2010 459.079.134.000 21.96%
2011 592.227.093.000 22.48%
2012 725.919.495.000 18.42%
2013 870.899.780.000 16.65%
2014 1.181.803.723.000 26.31%
2015 1.386.177.395.000 14.74%
2016 1.332.018.610.000 -4.07%
2017 1.259.211.088.000 -5.78%
2018 1.223.958.347.000 -2.88%
2019 1.099.458.368.000 -11.32%
2020 907.194.332.000 -21.19%
2021 788.581.085.000 -15.04%
2022 786.454.784.000 -0.27%
2023 881.576.300.000 10.79%
2023 833.694.075.000 -5.74%
2024 865.215.384.000 3.64%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

PT Asuransi Bina Dana Arta Tbk Net Profit
Year Net Profit Growth
2005 -8.396.091.000
2006 1.785.846.000 570.15%
2007 12.939.515.000 86.2%
2008 14.087.449.000 8.15%
2009 26.055.161.000 45.93%
2010 45.296.577.000 42.48%
2011 87.622.183.000 48.3%
2012 118.689.198.000 26.18%
2013 151.478.596.000 21.65%
2014 172.246.719.000 12.06%
2015 268.561.868.000 35.86%
2016 173.478.266.000 -54.81%
2017 160.820.176.000 -7.87%
2018 69.109.403.000 -132.7%
2019 87.523.919.000 21.04%
2020 138.203.753.000 36.67%
2021 157.363.230.000 12.18%
2022 91.144.434.000 -72.65%
2023 27.573.872.000 -230.55%
2023 84.581.307.000 67.4%
2024 107.365.560.000 21.22%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

PT Asuransi Bina Dana Arta Tbk Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 -16
2006 4 475%
2007 25 83.33%
2008 27 7.69%
2009 49 46.94%
2010 118 58.47%
2011 162 27.16%
2012 160 -1.25%
2013 244 34.43%
2014 278 12.23%
2015 433 35.8%
2016 279 -55.2%
2017 259 -7.72%
2018 111 -133.33%
2019 141 20.71%
2020 223 36.94%
2021 253 12.25%
2022 147 -73.29%
2023 0 0%
2023 136 100%
2024 173 20.93%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

PT Asuransi Bina Dana Arta Tbk Free Cashflow
Year Free Cashflow Growth
2005 -20.708.262.000
2006 -2.400.483.000 -762.67%
2007 8.189.663.000 129.31%
2008 1.802.762.000 -354.28%
2009 22.843.134.000 92.11%
2010 41.934.972.000 45.53%
2011 72.914.352.000 42.49%
2012 132.361.477.000 44.91%
2013 263.696.359.000 49.81%
2014 64.654.303.000 -307.86%
2015 406.756.238.000 84.1%
2016 224.313.743.000 -81.33%
2017 185.479.212.000 -20.94%
2018 -121.319.974.000 252.88%
2019 -207.579.987.000 41.56%
2020 -78.906.960.000 -163.07%
2021 1.474.104.000 5452.88%
2022 95.705.411.000 98.46%
2023 -919.955.000 10503.27%
2023 -31.811.849.000 97.11%
2024 -43.855.018.999 27.46%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

PT Asuransi Bina Dana Arta Tbk Operating Cashflow
Year Operating Cashflow Growth
2005 -8.396.091.000
2006 1.785.846.000 570.15%
2007 12.939.515.000 86.2%
2008 14.087.449.000 8.15%
2009 26.055.161.000 45.93%
2010 45.296.577.000 42.48%
2011 87.622.183.000 48.3%
2012 152.055.633.000 42.37%
2013 291.321.866.000 47.8%
2014 225.949.122.000 -28.93%
2015 416.432.510.000 45.74%
2016 229.792.086.000 -81.22%
2017 188.387.165.000 -21.98%
2018 -112.895.152.000 266.87%
2019 -203.213.961.000 44.45%
2020 -73.940.287.000 -174.84%
2021 20.428.694.000 461.94%
2022 102.121.342.000 80%
2023 0 0%
2023 -28.221.538.000 100%
2024 -42.820.853.000 34.09%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

PT Asuransi Bina Dana Arta Tbk Capital Expenditure
Year Capital Expenditure Growth
2005 12.312.171.000
2006 4.186.329.000 -194.1%
2007 4.749.852.000 11.86%
2008 12.284.687.000 61.34%
2009 3.212.027.000 -282.46%
2010 3.361.605.000 4.45%
2011 14.707.831.000 77.14%
2012 19.694.156.000 25.32%
2013 27.625.507.000 28.71%
2014 161.294.819.000 82.87%
2015 9.676.272.000 -1566.91%
2016 5.478.343.000 -76.63%
2017 2.907.953.000 -88.39%
2018 8.424.822.000 65.48%
2019 4.366.026.000 -92.96%
2020 4.966.673.000 12.09%
2021 18.954.590.000 73.8%
2022 6.415.931.000 -195.43%
2023 919.955.000 -597.42%
2023 3.590.311.000 74.38%
2024 1.034.165.999 -247.17%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

PT Asuransi Bina Dana Arta Tbk Equity
Year Equity Growth
2005 106.335.176.000
2006 113.797.823.000 6.56%
2007 104.749.754.000 -8.64%
2008 118.810.079.000 11.83%
2009 124.002.672.000 4.19%
2010 197.458.829.000 37.2%
2011 404.625.700.000 51.2%
2012 621.459.239.000 34.89%
2013 816.313.353.000 23.87%
2014 1.219.660.251.000 33.07%
2015 1.222.400.733.000 0.22%
2016 1.232.196.934.000 0.8%
2017 1.375.352.652.000 10.41%
2018 1.334.408.933.000 -3.07%
2019 1.253.704.378.000 -6.44%
2020 1.387.236.002.000 9.63%
2021 1.512.103.062.000 8.26%
2022 1.505.488.077.000 -0.44%
2023 1.548.860.178.000 2.8%
2023 1.479.022.773.000 -4.72%
2024 1.519.382.909.000 2.66%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

PT Asuransi Bina Dana Arta Tbk Assets
Year Assets Growth
2005 217.518.504.000
2006 235.198.403.000 7.52%
2007 270.809.359.000 13.15%
2008 421.304.206.000 35.72%
2009 518.267.704.000 18.71%
2010 845.778.581.000 38.72%
2011 1.106.154.829.000 23.54%
2012 1.796.429.549.000 38.42%
2013 2.153.350.059.000 16.58%
2014 2.681.037.810.000 19.68%
2015 2.808.166.863.000 4.53%
2016 2.768.808.880.000 -1.42%
2017 2.924.033.893.000 5.31%
2018 2.849.898.822.000 -2.6%
2019 2.579.654.391.000 -10.48%
2020 2.477.781.648.000 -4.11%
2021 2.495.890.568.000 0.73%
2022 2.472.105.924.000 -0.96%
2023 2.525.342.952.000 2.11%
2023 2.544.850.050.000 0.77%
2024 2.537.341.878.000 -0.3%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

PT Asuransi Bina Dana Arta Tbk Liabilities
Year Liabilities Growth
2005 111.183.328.000
2006 121.400.580.000 8.42%
2007 166.059.605.000 26.89%
2008 302.494.127.000 45.1%
2009 394.265.032.000 23.28%
2010 648.319.752.000 39.19%
2011 701.529.129.000 7.58%
2012 1.174.970.310.000 40.29%
2013 1.337.036.706.000 12.12%
2014 1.461.377.559.000 8.51%
2015 1.585.766.130.000 7.84%
2016 1.536.611.946.000 -3.2%
2017 1.548.681.241.000 0.78%
2018 1.515.489.889.000 -2.19%
2019 11.070.681.000 -13589.22%
2020 7.686.395.000 -44.03%
2021 19.115.105.000 59.79%
2022 966.617.847.000 98.02%
2023 976.482.774.000 1.01%
2023 21.213.540.000 -4503.11%
2024 1.017.958.969.000 97.92%

PT Asuransi Bina Dana Arta Tbk Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1402.97
Net Income per Share
137.96
Price to Earning Ratio
29.43x
Price To Sales Ratio
2.89x
POCF Ratio
-29.48
PFCF Ratio
-27.76
Price to Book Ratio
1.66
EV to Sales
2.04
EV Over EBITDA
173.35
EV to Operating CashFlow
-20.79
EV to FreeCashFlow
-19.58
Earnings Yield
0.03
FreeCashFlow Yield
-0.04
Market Cap
2.520 Bil.
Enterprise Value
1.777 Bil.
Graham Number
2756.2
Graham NetNet
-433.71

Income Statement Metrics

Net Income per Share
137.96
Income Quality
-1
ROE
0.06
Return On Assets
0.03
Return On Capital Employed
0.02
Net Income per EBT
1.27
EBT Per Ebit
1.27
Ebit per Revenue
0.06
Effective Tax Rate
-0.27

Margins

Sales, General, & Administrative to Revenue
0.09
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.99
Operating Profit Margin
0.06
Pretax Profit Margin
0.08
Net Profit Margin
0.1

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-137.72
Free CashFlow per Share
-146.24
Capex to Operating CashFlow
-0.06
Capex to Revenue
0.01
Capex to Depreciation
0.51
Return on Invested Capital
0.04
Return on Tangible Assets
0.08
Days Sales Outstanding
0
Days Payables Outstanding
1700.7
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0.21
Inventory Turnover
0
Capex per Share
8.53

Balance Sheet

Cash per Share
1.206,02
Book Value per Share
2.447,43
Tangible Book Value per Share
108.48
Shareholders Equity per Share
2447.36
Interest Debt per Share
0
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
-72.48
Current Ratio
2.99
Tangible Asset Value
67 Bil.
Net Current Asset Value
-115 Bil.
Invested Capital
2117067669999
Working Capital
600 Bil.
Intangibles to Total Assets
0.57
Average Receivables
0 Bil.
Average Payables
28 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

PT Asuransi Bina Dana Arta Tbk Dividends
Year Dividends Growth
2003 19
2004 14 -28.57%
2008 14 0%
2009 14 0%
2010 18 22.22%
2011 25 28%
2012 30 16.67%
2013 40 25%
2014 75 46.67%
2015 85 11.76%
2016 130 34.62%
2017 90 -44.44%
2018 90 0%
2019 190 52.63%
2020 60 -216.67%
2021 67 10.45%
2022 82 17.28%

PT Asuransi Bina Dana Arta Tbk Profile

About PT Asuransi Bina Dana Arta Tbk

PT Asuransi Bina Dana Arta Tbk operates as a general insurance company in Indonesia. The company offers motor vehicles, fire, personal accident and health, transportation, liability, engineering, marine cargo, heavy equipment, home, property, travel, and other insurance products. It also engages in the motor vehicle workshop and repair business. The company was founded in 1982 and is headquartered in Jakarta, Indonesia. PT Asuransi Bina Dana Arta Tbk is a subsidiary of Mapfre Internacional SA.

CEO
Mr. Vincent C. Soegianto
Employee
376
Address
Plaza Asia
Jakarta, 12190

PT Asuransi Bina Dana Arta Tbk Executives & BODs

PT Asuransi Bina Dana Arta Tbk Executives & BODs
# Name Age
1 Ms. Ratih Lestarini
Head of Reinsurance
70
2 Mr. Freddy Wijaya
Deputy Director of Claims & Head of Operation
70
3 Mr. Vincent C. Soegianto
Chief Executive Officer & President Director
70
4 Ms. Liani Chandra
Director & Head of Accounting
70
5 Ms. Dian Andiani
Head of Human Resources
70
6 Ms. Marianty Ningsih Santoso
Head of Legal & Compliance, Head of Security & Resources and Corporate Secretary
70
7 Ms. Ang Triesje Kiok Hoa Se, As., Aaai-K
Head of Underwriting Non A&H
70
8 Ms. Mona Djajasaputra
Head of Finance
70
9 Mr. Julien Pierre Combaret
Director of Operations & Director
70
10 Iwan Kurniawan
Head of Investment Division
70

PT Asuransi Bina Dana Arta Tbk Competitors