American Equity Investment Life Holding Company Logo

American Equity Investment Life Holding Company

AEL-PA

(2.8)
Stock Price

24,65 USD

0.86% ROA

8.22% ROE

6.58x PER

Market Cap.

4.382.715.408,00 USD

42.18% DER

0% Yield

12.45% NPM

American Equity Investment Life Holding Company Stock Analysis

American Equity Investment Life Holding Company Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

American Equity Investment Life Holding Company Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (17.1%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 DER

The stock has a minimal amount of debt (34%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 ROA

The stock's ROA (0.64%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

4 PBV

The stock's PBV ratio (1.65x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

5 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

6 Net Profit Growth

This company's net profit has consistently grown over the past three years, showcasing a positive financial trend and making it an appealing investment opportunity.

7 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

8 Dividend

The company's history of regular dividend distributions in the last three years showcases its ability to generate reliable income for shareholders.

9 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (435), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

10 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

American Equity Investment Life Holding Company Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

American Equity Investment Life Holding Company Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

American Equity Investment Life Holding Company Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

American Equity Investment Life Holding Company Revenue
Year Revenue Growth
1998 37.953.909
1999 79.810.561 52.45%
2000 114.615.000 30.37%
2001 180.376.000 36.46%
2002 279.713.000 35.51%
2003 452.138.000 38.14%
2004 497.142.000 9.05%
2005 567.718.000 12.43%
2006 915.860.000 38.01%
2007 714.500.000 -28.18%
2008 414.731.000 -72.28%
2009 1.188.913.000 65.12%
2010 1.285.884.000 7.54%
2011 1.139.775.000 -12.82%
2012 1.301.659.000 12.44%
2013 2.509.239.000 48.13%
2014 2.149.154.000 -16.75%
2015 1.983.635.000 -8.34%
2016 1.676.817.000 -18.3%
2017 2.990.734.000 43.93%
2018 2.936.589.000 -1.84%
2019 2.012.304.000 -45.93%
2020 3.713.460.000 45.81%
2021 4.047.773.000 8.26%
2022 3.768.099.000 -7.42%
2023 2.873.832.000 -31.12%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

American Equity Investment Life Holding Company Research and Development Expenses
Year Research and Development Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

American Equity Investment Life Holding Company General and Administrative Expenses
Year General and Administrative Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 53.479.000 100%
2017 58.043.000 7.86%
2018 71.914.000 19.29%
2019 82.883.000 13.23%
2020 95.815.000 13.5%
2021 139.155.000 31.15%
2022 162.061.000 14.13%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

American Equity Investment Life Holding Company EBITDA
Year EBITDA Growth
1998 6.994.197
1999 19.124.205 63.43%
2000 21.349.000 10.42%
2001 33.965.000 37.14%
2002 -64.899.000 152.34%
2003 -46.597.000 -39.28%
2004 16.917.000 375.44%
2005 -8.209.000 306.08%
2006 44.456.000 118.47%
2007 -87.337.000 150.9%
2008 257.579.000 133.91%
2009 559.166.000 53.94%
2010 102.297.000 -446.61%
2011 178.554.000 42.71%
2012 964.417.000 81.49%
2013 1.731.532.000 44.3%
2014 1.727.746.000 -0.22%
2015 1.351.065.000 -27.88%
2016 900.804.000 -49.98%
2017 2.388.379.000 62.28%
2018 2.221.040.000 -7.53%
2019 79.598.000 -2690.32%
2020 569.933.000 86.03%
2021 349.973.000 -62.85%
2022 2.487.363.000 85.93%
2023 2.019.072.000 -23.19%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

American Equity Investment Life Holding Company Gross Profit
Year Gross Profit Growth
1998 37.953.909
1999 79.810.561 52.45%
2000 114.615.000 30.37%
2001 163.305.000 29.82%
2002 258.078.000 36.72%
2003 426.520.000 39.49%
2004 465.126.000 8.3%
2005 531.822.000 12.54%
2006 875.442.000 39.25%
2007 666.270.000 -31.39%
2008 362.098.000 -84%
2009 1.131.658.000 68%
2010 1.171.269.000 3.38%
2011 1.072.246.000 -9.24%
2012 1.206.164.000 11.1%
2013 2.417.324.000 50.1%
2014 2.067.570.000 -16.92%
2015 1.887.417.000 -9.54%
2016 1.574.586.000 -19.87%
2017 2.879.043.000 45.31%
2018 2.807.288.000 -2.56%
2019 1.858.151.000 -51.08%
2020 3.529.824.000 47.36%
2021 3.804.061.000 7.21%
2022 3.528.483.000 -7.81%
2023 2.567.312.000 -37.44%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

American Equity Investment Life Holding Company Net Profit
Year Net Profit Growth
1998 244.187
1999 2.443.346 90.01%
2000 4.784.000 48.93%
2001 872.000 -448.62%
2002 14.207.000 93.86%
2003 25.440.000 44.15%
2004 45.284.000 43.82%
2005 42.992.000 -5.33%
2006 75.485.000 43.05%
2007 28.976.000 -160.51%
2008 47.099.000 38.48%
2009 68.530.000 31.27%
2010 42.933.000 -59.62%
2011 86.248.000 50.22%
2012 57.798.000 -49.22%
2013 253.283.000 77.18%
2014 126.023.000 -100.98%
2015 219.830.000 42.67%
2016 83.243.000 -164.08%
2017 174.645.000 52.34%
2018 458.016.000 61.87%
2019 246.090.000 -86.12%
2020 671.460.000 63.35%
2021 473.992.000 -41.66%
2022 1.221.302.000 61.19%
2023 1.904.624.000 35.88%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

American Equity Investment Life Holding Company Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 1 0%
2003 1 100%
2004 1 0%
2005 1 100%
2006 1 0%
2007 1 0%
2008 1 0%
2009 1 100%
2010 1 0%
2011 1 100%
2012 1 0%
2013 4 100%
2014 2 -200%
2015 3 50%
2016 1 0%
2017 2 100%
2018 5 80%
2019 3 -150%
2020 7 66.67%
2021 5 -50%
2022 13 69.23%
2023 24 43.48%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

American Equity Investment Life Holding Company Free Cashflow
Year Free Cashflow Growth
1998 -16.819.826
1999 -62.413.295 73.05%
2000 -45.137.000 -38.28%
2001 -19.120.000 -136.07%
2002 -29.696.000 35.61%
2003 107.063.000 127.74%
2004 105.417.000 -1.56%
2005 -22.607.000 566.3%
2006 56.679.000 139.89%
2007 82.604.000 31.38%
2008 222.899.000 62.94%
2009 513.580.000 56.6%
2010 415.157.000 -23.71%
2011 272.526.000 -52.34%
2012 783.576.000 65.22%
2013 861.720.000 9.07%
2014 706.434.000 -21.98%
2015 503.491.000 -40.31%
2016 1.413.125.000 64.37%
2017 1.917.584.000 26.31%
2018 38.902.000 -4829.27%
2019 3.347.380.000 98.84%
2020 1.291.746.000 -159.14%
2021 4.215.055.000 69.35%
2022 2.003.220.000 -110.41%
2023 -240.356.000 933.44%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

American Equity Investment Life Holding Company Operating Cashflow
Year Operating Cashflow Growth
1998 -16.194.259
1999 -61.536.272 73.68%
2000 -44.713.000 -37.63%
2001 -17.750.000 -151.9%
2002 -28.782.000 38.33%
2003 107.892.000 126.68%
2004 108.318.000 0.39%
2005 -17.597.000 715.55%
2006 57.057.000 130.84%
2007 83.301.000 31.51%
2008 223.240.000 62.69%
2009 516.551.000 56.78%
2010 420.475.000 -22.85%
2011 277.791.000 -51.36%
2012 784.314.000 64.58%
2013 862.668.000 9.08%
2014 707.786.000 -21.88%
2015 504.804.000 -40.21%
2016 1.414.322.000 64.31%
2017 1.922.393.000 26.43%
2018 43.185.000 -4351.53%
2019 3.351.402.000 98.71%
2020 1.304.986.000 -156.82%
2021 4.233.164.000 69.17%
2022 2.044.181.000 -107.08%
2023 -217.889.000 1038.18%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

American Equity Investment Life Holding Company Capital Expenditure
Year Capital Expenditure Growth
1998 625.567
1999 877.023 28.67%
2000 424.000 -106.85%
2001 1.370.000 69.05%
2002 914.000 -49.89%
2003 829.000 -10.25%
2004 2.901.000 71.42%
2005 5.010.000 42.1%
2006 378.000 -1225.4%
2007 697.000 45.77%
2008 341.000 -104.4%
2009 2.971.000 88.52%
2010 5.318.000 44.13%
2011 5.265.000 -1.01%
2012 738.000 -613.41%
2013 948.000 22.15%
2014 1.352.000 29.88%
2015 1.313.000 -2.97%
2016 1.197.000 -9.69%
2017 4.809.000 75.11%
2018 4.283.000 -12.28%
2019 4.022.000 -6.49%
2020 13.240.000 69.62%
2021 18.109.000 26.89%
2022 40.961.000 55.79%
2023 22.467.000 -82.32%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

American Equity Investment Life Holding Company Equity
Year Equity Growth
1998 66.130.521
1999 34.324.291 -92.66%
2000 58.652.000 41.48%
2001 42.567.000 -37.79%
2002 77.478.000 45.06%
2003 263.716.000 70.62%
2004 321.504.000 17.97%
2005 519.358.000 38.1%
2006 595.066.000 12.72%
2007 611.635.000 2.71%
2008 500.187.000 -22.28%
2009 754.623.000 33.72%
2010 938.047.000 19.55%
2011 1.408.679.000 33.41%
2012 1.720.237.000 18.11%
2013 1.384.687.000 -24.23%
2014 2.139.876.000 35.29%
2015 1.944.535.000 -10.05%
2016 2.291.595.000 15.14%
2017 2.850.157.000 19.6%
2018 2.399.101.000 -18.8%
2019 4.570.119.000 47.5%
2020 6.574.716.000 30.49%
2021 6.323.127.000 -3.98%
2022 3.190.456.000 -98.19%
2023 2.076.545.000 -53.64%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

American Equity Investment Life Holding Company Assets
Year Assets Growth
1998 683.011.836
1999 1.665.503.450 58.99%
2000 2.528.126.000 34.12%
2001 4.392.445.000 42.44%
2002 6.042.266.000 27.3%
2003 8.989.177.000 32.78%
2004 11.114.066.000 19.12%
2005 14.042.794.000 20.86%
2006 14.990.123.000 6.32%
2007 16.394.372.000 8.57%
2008 17.095.795.000 4.1%
2009 21.312.004.000 19.78%
2010 26.426.763.000 19.35%
2011 30.874.719.000 14.41%
2012 35.133.478.000 12.12%
2013 39.621.499.000 11.33%
2014 43.989.734.000 9.93%
2015 49.041.163.000 10.3%
2016 56.053.472.000 12.51%
2017 62.030.736.000 9.64%
2018 61.625.564.000 -0.66%
2019 69.696.552.000 11.58%
2020 71.389.674.000 2.37%
2021 78.349.109.000 8.88%
2022 73.926.141.000 -5.98%
2023 76.712.897.000 3.63%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

American Equity Investment Life Holding Company Liabilities
Year Liabilities Growth
1998 616.881.315
1999 1.631.179.159 62.18%
2000 2.469.474.000 33.95%
2001 4.349.878.000 43.23%
2002 5.864.302.000 25.82%
2003 8.725.461.000 32.79%
2004 10.792.562.000 19.15%
2005 13.523.436.000 20.19%
2006 14.395.057.000 6.06%
2007 15.782.737.000 8.79%
2008 16.595.608.000 4.9%
2009 20.557.381.000 19.27%
2010 25.488.716.000 19.35%
2011 29.466.040.000 13.5%
2012 33.413.241.000 11.81%
2013 38.236.812.000 12.61%
2014 41.849.858.000 8.63%
2015 47.096.628.000 11.14%
2016 53.761.877.000 12.4%
2017 59.180.579.000 9.16%
2018 59.226.463.000 0.08%
2019 830.278.000 -7033.33%
2020 1.137.783.000 27.03%
2021 1.116.643.000 -1.89%
2022 70.735.685.000 98.42%
2023 866.115.000 -8067.01%

American Equity Investment Life Holding Company Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
24.69
Net Income per Share
8.43
Price to Earning Ratio
6.58x
Price To Sales Ratio
2.27x
POCF Ratio
1.1
PFCF Ratio
1.12
Price to Book Ratio
2.11
EV to Sales
-2.56
EV Over EBITDA
-5.61
EV to Operating CashFlow
-1.25
EV to FreeCashFlow
-1.26
Earnings Yield
0.15
FreeCashFlow Yield
0.89
Market Cap
4,38 Bil.
Enterprise Value
-4,94 Bil.
Graham Number
70.64
Graham NetNet
531.16

Income Statement Metrics

Net Income per Share
8.43
Income Quality
6.01
ROE
0.25
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.71
EBT Per Ebit
0.4
Ebit per Revenue
0.44
Effective Tax Rate
0.29

Margins

Sales, General, & Administrative to Revenue
0.08
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
0.87
Operating Profit Margin
0.44
Pretax Profit Margin
0.18
Net Profit Margin
0.12

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.11
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
50.6
Free CashFlow per Share
50.05
Capex to Operating CashFlow
-0.01
Capex to Revenue
-0.02
Capex to Depreciation
-5.78
Return on Invested Capital
0.24
Return on Tangible Assets
0.01
Days Sales Outstanding
10.51
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
34.71
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.55

Balance Sheet

Cash per Share
541,73
Book Value per Share
26,32
Tangible Book Value per Share
971.97
Shareholders Equity per Share
26.32
Interest Debt per Share
18.58
Debt to Equity
0.42
Debt to Assets
0.01
Net Debt to EBITDA
-10.6
Current Ratio
0
Tangible Asset Value
75,85 Bil.
Net Current Asset Value
41,46 Bil.
Invested Capital
0.42
Working Capital
42,33 Bil.
Intangibles to Total Assets
0
Average Receivables
0,06 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.2

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

American Equity Investment Life Holding Company Dividends
Year Dividends Growth
2020 2
2021 1 0%
2022 1 0%
2023 1 0%

American Equity Investment Life Holding Company Profile

About American Equity Investment Life Holding Company

American Equity Investment Life Holding Company, through its subsidiaries, provides life insurance products in the United States. The company issues fixed index and rate annuities, as well as single premium immediate annuities. It markets its products through independent agents, including independent marketing organizations, broker/dealers, banks, and registered investment advisors. American Equity Investment Life Holding Company was incorporated in 1995 and is headquartered in West Des Moines, Iowa.

CEO
Mr. Anant Bhalla
Employee
995
Address
6000 Westown Parkway
West Des Moines, 50266

American Equity Investment Life Holding Company Executives & BODs

American Equity Investment Life Holding Company Executives & BODs
# Name Age
1 Mr. Erik Harlan Askelsen
Executive Vice President & General Counsel
70
2 Aaron Boushek
Controller
70
3 Mr. Anant Bhalla
President, Chief Executive Officer & Director
70
4 Mr. James Louis Hamalainen
Executive Vice President & Chief Investment Officer
70
5 Mr. Jeffrey David Lorenzen CFA
Executive Vice President & Chief Risk Officer
70
6 Mr. Nicholas P. Volpe
Executive Vice President & Chief Technology Officer
70
7 Mr. Steven D. Schwartz C.F.A.
Head of Investor Relations
70
8 Ms. Kate Etinger
Executive Vice President & Chief People Officer
70

American Equity Investment Life Holding Company Competitors