AmTrust Financial Services, Inc. Logo

AmTrust Financial Services, Inc.

AFSIA

(2.2)
Stock Price

13,25 USD

0% ROA

0% ROE

0x PER

Market Cap.

2.621.515.154,00 USD

0% DER

12.73% Yield

0% NPM

AmTrust Financial Services, Inc. Stock Analysis

AmTrust Financial Services, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

AmTrust Financial Services, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (50%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Revenue Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

5 Dividend

Investors can take comfort in the fact that the company has consistently distributed dividends over the past three years, demonstrating a commitment to rewarding shareholders.

6 ROE

The stock's ROE indicates a negative return (-10.43%) on shareholders' equity, suggesting poor financial performance.

7 ROA

The stock's ROA (-1.44%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

8 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

9 Graham Number

The company's Graham number suggests that its stock price is overestimated, implying that it may not be a promising investment opportunity.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (0), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

AmTrust Financial Services, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

AmTrust Financial Services, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

AmTrust Financial Services, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

AmTrust Financial Services, Inc. Revenue
Year Revenue Growth
2001 13.131.000
2002 19.856.000 33.87%
2003 51.667.000 61.57%
2004 149.955.000 65.54%
2005 240.635.000 37.68%
2006 384.025.000 37.34%
2007 573.159.000 33%
2008 573.662.000 0.09%
2009 739.389.000 22.41%
2010 1.002.457.000 26.24%
2011 1.357.757.000 26.17%
2012 1.864.914.000 27.19%
2013 2.691.362.000 30.71%
2014 4.144.576.000 35.06%
2015 4.727.444.000 12.33%
2016 5.470.352.000 13.58%
2017 5.816.587.000 5.95%
2018 6.338.000.000 8.23%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

AmTrust Financial Services, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

AmTrust Financial Services, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 10.945.000 100%
2005 0 0%
2006 20.804.000 100%
2007 34.664.000 39.98%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 168.098.000 100%
2013 288.701.000 41.77%
2014 396.913.000 27.26%
2015 521.559.000 23.9%
2016 640.855.000 18.62%
2017 616.039.000 -4.03%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

AmTrust Financial Services, Inc. EBITDA
Year EBITDA Growth
2001 1.389.000
2002 2.339.000 40.62%
2003 1.392.000 -68.03%
2004 11.097.000 87.46%
2005 48.542.000 77.14%
2006 86.242.000 43.71%
2007 58.479.000 -47.48%
2008 114.464.000 48.91%
2009 141.932.000 19.35%
2010 10.355.000 -1270.66%
2011 193.000 -5265.28%
2012 269.933.000 99.93%
2013 387.381.000 30.32%
2014 484.611.000 20.06%
2015 652.121.000 25.69%
2016 644.587.000 -1.17%
2017 -289.848.000 322.39%
2018 -387.200.000 25.14%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

AmTrust Financial Services, Inc. Gross Profit
Year Gross Profit Growth
2001 13.131.000
2002 19.856.000 33.87%
2003 51.667.000 61.57%
2004 149.955.000 65.54%
2005 240.635.000 37.68%
2006 384.025.000 37.34%
2007 573.159.000 33%
2008 573.662.000 0.09%
2009 739.389.000 22.41%
2010 1.002.457.000 26.24%
2011 1.357.757.000 26.17%
2012 1.864.914.000 27.19%
2013 2.691.362.000 30.71%
2014 4.144.576.000 35.06%
2015 4.727.444.000 12.33%
2016 5.470.352.000 13.58%
2017 5.816.587.000 5.95%
2018 6.338.000.000 8.23%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

AmTrust Financial Services, Inc. Net Profit
Year Net Profit Growth
2001 1.727.000
2002 2.169.000 20.38%
2003 1.392.000 -55.82%
2004 14.110.000 90.13%
2005 37.559.000 62.43%
2006 48.856.000 23.12%
2007 90.140.000 45.8%
2008 82.928.000 -8.7%
2009 103.223.000 19.66%
2010 142.465.000 27.55%
2011 170.434.000 16.41%
2012 177.987.000 4.24%
2013 290.863.000 38.81%
2014 447.014.000 34.93%
2015 503.594.000 11.24%
2016 462.856.000 -8.8%
2017 -348.889.000 232.67%
2018 -271.600.000 -28.46%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

AmTrust Financial Services, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 2 100%
2014 3 50%
2015 3 0%
2016 2 0%
2017 -2 300%
2018 -1.382 99.93%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

AmTrust Financial Services, Inc. Free Cashflow
Year Free Cashflow Growth
2004 95.723.000
2005 98.146.000 2.47%
2006 175.960.000 44.22%
2007 242.867.000 27.55%
2008 56.129.000 -332.69%
2009 150.168.000 62.62%
2010 3.523.000 -4162.5%
2011 225.569.000 98.44%
2012 500.162.000 54.9%
2013 875.862.000 42.89%
2014 1.078.364.000 18.78%
2015 823.268.000 -30.99%
2016 799.656.000 -2.95%
2017 -574.706.000 239.14%
2018 43.600.000 1418.13%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

AmTrust Financial Services, Inc. Operating Cashflow
Year Operating Cashflow Growth
2004 98.547.000
2005 117.997.000 16.48%
2006 190.742.000 38.14%
2007 248.218.000 23.16%
2008 64.308.000 -285.98%
2009 163.591.000 60.69%
2010 18.245.000 -796.63%
2011 294.558.000 93.81%
2012 527.550.000 44.16%
2013 915.448.000 42.37%
2014 1.155.536.000 20.78%
2015 990.778.000 -16.63%
2016 916.703.000 -8.08%
2017 -375.297.000 344.26%
2018 35.800.000 1148.32%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

AmTrust Financial Services, Inc. Capital Expenditure
Year Capital Expenditure Growth
2004 2.824.000
2005 19.851.000 85.77%
2006 14.782.000 -34.29%
2007 5.351.000 -176.25%
2008 8.179.000 34.58%
2009 13.423.000 39.07%
2010 14.722.000 8.82%
2011 68.989.000 78.66%
2012 27.388.000 -151.89%
2013 39.586.000 30.81%
2014 77.172.000 48.7%
2015 167.510.000 53.93%
2016 117.047.000 -43.11%
2017 199.409.000 41.3%
2018 -7.800.000 2656.53%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

AmTrust Financial Services, Inc. Equity
Year Equity Growth
2001 20.039.000
2002 79.048.000 74.65%
2003 98.467.000 19.72%
2004 118.828.000 17.13%
2005 118.411.000 -0.35%
2006 363.973.000 67.47%
2007 408.927.000 10.99%
2008 392.548.000 -4.17%
2009 569.392.000 31.06%
2010 738.914.000 22.94%
2011 964.068.000 23.35%
2012 1.247.465.000 22.72%
2013 1.587.504.000 21.42%
2014 2.196.198.000 27.72%
2015 3.088.601.000 28.89%
2016 3.694.124.000 16.39%
2017 3.368.214.000 -9.68%
2018 3.459.200.000 2.63%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

AmTrust Financial Services, Inc. Assets
Year Assets Growth
2001 45.165.000
2002 306.225.000 85.25%
2003 341.394.000 10.3%
2004 497.530.000 31.38%
2005 612.890.000 18.82%
2006 1.185.392.000 48.3%
2007 2.322.794.000 48.97%
2008 3.115.705.000 25.45%
2009 3.409.866.000 8.63%
2010 4.186.456.000 18.55%
2011 5.682.554.000 26.33%
2012 7.421.602.000 23.43%
2013 11.257.410.000 34.07%
2014 13.847.365.000 18.7%
2015 17.114.718.000 19.09%
2016 22.843.179.000 25.08%
2017 25.218.630.000 9.42%
2018 25.689.900.000 1.83%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

AmTrust Financial Services, Inc. Liabilities
Year Liabilities Growth
2001 0
2002 0 0%
2003 0 0%
2004 378.702.000 100%
2005 494.479.000 23.41%
2006 821.419.000 39.8%
2007 1.913.867.000 57.08%
2008 2.723.157.000 29.72%
2009 2.840.474.000 4.13%
2010 3.469.942.000 18.14%
2011 4.791.991.000 27.59%
2012 6.277.481.000 23.66%
2013 9.669.906.000 35.08%
2014 11.651.167.000 17%
2015 14.026.117.000 16.93%
2016 19.149.055.000 26.75%
2017 21.850.416.000 12.36%
2018 22.230.700.000 1.71%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

AmTrust Financial Services, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0
Net Income per Share
0
Price to Earning Ratio
0x
Price To Sales Ratio
0x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0
EV to Sales
0
EV Over EBITDA
0
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0
FreeCashFlow Yield
0
Market Cap
2,62 Bil.
Enterprise Value
2,62 Bil.
Graham Number
0
Graham NetNet
0

Income Statement Metrics

Net Income per Share
0
Income Quality
0
ROE
0
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0
EBT Per Ebit
0
Ebit per Revenue
0
Effective Tax Rate
0

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0
Operating Profit Margin
0
Pretax Profit Margin
0
Net Profit Margin
0

Dividends

Dividend Yield
0.13
Dividend Yield %
12.73
Payout Ratio
0
Dividend Per Share
1.69

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,00
Book Value per Share
0,00
Tangible Book Value per Share
0
Shareholders Equity per Share
0
Interest Debt per Share
0
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
0
Current Ratio
0
Tangible Asset Value
0,00 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
0
Working Capital
0,00 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

AmTrust Financial Services, Inc. Dividends
Year Dividends Growth
2021 2
2022 2 0%
2023 2 0%
2024 1 0%

AmTrust Financial Services, Inc. Profile

About AmTrust Financial Services, Inc.

AmTrust Financial Services, Inc. operates as a property and casualty company. It offers automobile, commercial auto liability, liability, products liability, marine, inland marine, multi-peril, commercial multiple peril (liability portion), workers' compensation, and other property and casualty insurance. It was founded in 1998 and is headquartered in New York, New York.

CEO
Mr. Barry Dov Zyskind
Employee
9.300
Address
59 Maiden Lane
New York, 10038-4502

AmTrust Financial Services, Inc. Executives & BODs

AmTrust Financial Services, Inc. Executives & BODs
# Name Age
1 Ms. Chaya M. Cooperberg
Executive Vice President and Chief People & Communications Officer
70
2 Mr. Ronald E. Pipoly Jr.
Executive Vice President of Finance
70
3 Mr. Daniel A. Pacicco
Executive Vice President & Chief Financial Officer
70
4 Mr. Hunter Hoffmann
Senior Vice President of Global Marketing & Communications and Chief Marketing Officer
70
5 Mr. Jeffery H. Mayer
Global Chief Actuary
70
6 Mr. Adam Zev Karkowsky
President & Director
70
7 Mr. Ariel Gorelik
EVice President & Global Chief Operating Officer
70
8 Mr. Todd Allen Jaeger
EVice President & Chief Investment Officer
70
9 Mr. David H. Saks
Executive Vice President & Chief Legal Officer
70
10 Mr. Barry Dov Zyskind
Chairman & Chief Executive Officer
70

AmTrust Financial Services, Inc. Competitors