Assured Guaranty Ltd. Logo

Assured Guaranty Ltd.

AGO

(3.0)
Stock Price

87,70 USD

12.6% ROA

12.99% ROE

6.13x PER

Market Cap.

4.295.064.960,00 USD

37.53% DER

1.48% Yield

80.04% NPM

Assured Guaranty Ltd. Stock Analysis

Assured Guaranty Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Assured Guaranty Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.74x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (32%), which means it has a small amount of debt compared to the ownership it holds

3 Dividend Growth

The company's dividend growth has consistently increased every year in the last five years, indicating a strong track record of positive returns for investors.

4 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

5 ROE

ROE in an average range (5.95%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (1.81%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

8 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (383) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

11 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

Assured Guaranty Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Assured Guaranty Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Assured Guaranty Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Assured Guaranty Ltd. Revenue
Year Revenue Growth
2000 249.900.000
2001 294.534.000 15.15%
2002 302.000.000 2.47%
2003 512.286.000 41.05%
2004 347.915.000 -47.24%
2005 294.534.000 -18.12%
2006 322.058.000 8.55%
2007 -299.322.000 207.6%
2008 498.600.000 160.03%
2009 1.182.300.000 57.83%
2010 1.401.301.000 15.63%
2011 1.819.313.000 22.98%
2012 763.000.000 -138.44%
2013 1.262.000.000 39.54%
2014 1.739.000.000 27.43%
2015 1.955.000.000 11.05%
2016 1.380.000.000 -41.67%
2017 1.651.000.000 16.41%
2018 988.000.000 -67.11%
2019 921.000.000 -7.27%
2020 1.084.000.000 15.04%
2021 698.000.000 -55.3%
2022 684.000.000 -2.05%
2023 1.612.000.000 57.57%
2023 1.015.000.000 -58.82%
2024 760.000.000 -33.55%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Assured Guaranty Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Assured Guaranty Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 178.000.000 100%
2020 228.000.000 21.93%
2021 230.000.000 0.87%
2022 258.000.000 10.85%
2023 188.000.000 -37.23%
2023 251.000.000 25.1%
2024 192.000.000 -30.73%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Assured Guaranty Ltd. EBITDA
Year EBITDA Growth
2000 104.700.000
2001 75.300.000 -39.04%
2002 72.600.000 -3.72%
2003 261.034.000 72.19%
2004 252.880.000 -3.22%
2005 250.167.000 -1.08%
2006 209.821.000 -19.23%
2007 -436.847.000 148.03%
2008 135.614.000 422.13%
2009 196.831.000 31.1%
2010 735.143.000 73.23%
2011 1.133.574.000 35.15%
2012 224.000.000 -406.06%
2013 1.224.000.000 81.7%
2014 1.623.000.000 24.58%
2015 1.532.000.000 -5.94%
2016 1.119.000.000 -36.91%
2017 1.088.000.000 -2.85%
2018 674.000.000 -61.42%
2019 460.000.000 -46.52%
2020 332.000.000 -38.55%
2021 426.000.000 22.07%
2022 216.000.000 -97.22%
2023 800.000.000 73%
2023 646.000.000 -23.84%
2024 364.000.000 -77.47%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Assured Guaranty Ltd. Gross Profit
Year Gross Profit Growth
2000 249.900.000
2001 294.534.000 15.15%
2002 302.000.000 2.47%
2003 512.286.000 41.05%
2004 347.915.000 -47.24%
2005 235.519.000 -47.72%
2006 322.058.000 26.87%
2007 -80.165.322.000 100.4%
2008 498.600.000 16178.08%
2009 1.091.700.000 54.33%
2010 1.189.801.000 8.25%
2011 1.626.313.000 26.84%
2012 551.000.000 -195.16%
2013 1.044.000.000 47.22%
2014 1.519.000.000 31.27%
2015 1.724.000.000 11.89%
2016 1.135.000.000 -51.89%
2017 1.407.000.000 19.33%
2018 740.000.000 -90.14%
2019 796.000.000 7.04%
2020 887.000.000 10.26%
2021 519.000.000 -70.91%
2022 517.000.000 -0.39%
2023 1.436.000.000 64%
2023 798.000.000 -79.95%
2024 596.000.000 -33.89%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Assured Guaranty Ltd. Net Profit
Year Net Profit Growth
2000 93.200.000
2001 63.800.000 -46.08%
2002 72.600.000 12.12%
2003 214.522.000 66.16%
2004 182.788.000 -17.36%
2005 188.448.000 3%
2006 159.734.000 -17.98%
2007 -303.272.000 152.67%
2008 68.900.000 540.16%
2009 97.200.000 29.12%
2010 548.913.000 82.29%
2011 775.620.000 29.23%
2012 110.000.000 -605.11%
2013 808.000.000 86.39%
2014 1.088.000.000 25.74%
2015 1.056.000.000 -3.03%
2016 881.000.000 -19.86%
2017 730.000.000 -20.68%
2018 521.000.000 -40.12%
2019 402.000.000 -29.6%
2020 362.000.000 -11.05%
2021 389.000.000 6.94%
2022 124.000.000 -213.71%
2023 628.000.000 80.25%
2023 739.000.000 15.02%
2024 312.000.000 -136.86%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Assured Guaranty Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 1
2001 1 0%
2002 1 0%
2003 3 100%
2004 2 0%
2005 3 0%
2006 2 0%
2007 -4 150%
2008 1 0%
2009 1 0%
2010 3 100%
2011 4 50%
2012 1 0%
2013 4 100%
2014 6 33.33%
2015 7 14.29%
2016 7 -16.67%
2017 6 0%
2018 5 -50%
2019 4 0%
2020 4 0%
2021 5 20%
2022 2 -400%
2023 11 90%
2023 13 16.67%
2024 6 -140%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Assured Guaranty Ltd. Free Cashflow
Year Free Cashflow Growth
2003 200.030.000
2004 -106.685.000 287.5%
2005 175.807.000 160.68%
2006 261.574.000 32.79%
2007 385.850.000 32.21%
2008 426.989.000 9.63%
2009 279.170.000 -52.95%
2010 103.990.000 -168.46%
2011 675.619.000 84.61%
2012 -165.000.000 509.47%
2013 244.000.000 167.62%
2014 577.000.000 57.71%
2015 -52.000.000 1209.62%
2016 -141.000.000 63.12%
2017 433.000.000 132.56%
2018 462.000.000 6.28%
2019 -509.000.000 190.77%
2020 -853.000.000 40.33%
2021 -1.937.000.000 55.96%
2022 -2.454.000.000 21.07%
2023 -210.000.000 -1068.57%
2023 461.000.000 145.55%
2024 58.000.000 -694.83%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Assured Guaranty Ltd. Operating Cashflow
Year Operating Cashflow Growth
2003 200.030.000
2004 -44.579.000 548.71%
2005 175.807.000 125.36%
2006 261.574.000 32.79%
2007 385.850.000 32.21%
2008 426.989.000 9.63%
2009 279.170.000 -52.95%
2010 103.990.000 -168.46%
2011 675.619.000 84.61%
2012 -165.000.000 509.47%
2013 244.000.000 167.62%
2014 577.000.000 57.71%
2015 -52.000.000 1209.62%
2016 -141.000.000 63.12%
2017 433.000.000 132.56%
2018 462.000.000 6.28%
2019 -509.000.000 190.77%
2020 -853.000.000 40.33%
2021 -1.937.000.000 55.96%
2022 -2.479.000.000 21.86%
2023 -210.000.000 -1080.48%
2023 461.000.000 145.55%
2024 58.000.000 -694.83%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Assured Guaranty Ltd. Capital Expenditure
Year Capital Expenditure Growth
2003 0
2004 62.106.000 100%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 -25.000.000 100%
2023 0 0%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Assured Guaranty Ltd. Equity
Year Equity Growth
2000 994.500.000
2001 1.061.600.000 6.32%
2002 1.257.200.000 15.56%
2003 1.437.624.000 12.55%
2004 1.527.612.000 5.89%
2005 1.661.513.000 8.06%
2006 1.650.761.000 -0.65%
2007 1.666.570.000 0.95%
2008 1.926.200.000 13.48%
2009 3.520.100.000 45.28%
2010 3.798.764.000 7.34%
2011 4.718.436.000 19.49%
2012 4.994.000.000 5.52%
2013 5.115.000.000 2.37%
2014 5.758.000.000 11.17%
2015 6.063.000.000 5.03%
2016 6.504.000.000 6.78%
2017 6.839.000.000 4.9%
2018 6.555.000.000 -4.33%
2019 6.652.000.000 1.46%
2020 6.705.000.000 0.79%
2021 6.500.000.000 -3.15%
2022 5.292.000.000 -22.83%
2023 5.301.000.000 0.17%
2023 5.765.000.000 8.05%
2024 5.595.000.000 -3.04%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Assured Guaranty Ltd. Assets
Year Assets Growth
2000 1.913.700.000
2001 2.322.000.000 17.58%
2002 2.769.900.000 16.17%
2003 2.857.867.000 3.08%
2004 2.694.011.000 -6.08%
2005 2.676.471.000 -0.66%
2006 2.935.340.000 8.82%
2007 3.800.359.000 22.76%
2008 4.555.700.000 16.58%
2009 16.593.400.000 72.55%
2010 20.471.512.000 18.94%
2011 18.091.531.000 -13.16%
2012 17.242.000.000 -4.93%
2013 16.287.000.000 -5.86%
2014 14.925.000.000 -9.13%
2015 14.544.000.000 -2.62%
2016 14.151.000.000 -2.78%
2017 14.433.000.000 1.95%
2018 13.603.000.000 -6.1%
2019 14.326.000.000 5.05%
2020 15.334.000.000 6.57%
2021 18.208.000.000 15.78%
2022 16.843.000.000 -8.1%
2023 11.944.000.000 -41.02%
2023 12.539.000.000 4.75%
2024 12.088.000.000 -3.73%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Assured Guaranty Ltd. Liabilities
Year Liabilities Growth
2000 919.200.000
2001 1.260.400.000 27.07%
2002 1.512.700.000 16.68%
2003 1.420.243.000 -6.51%
2004 1.166.399.000 -21.76%
2005 1.014.958.000 -14.92%
2006 1.284.579.000 20.99%
2007 2.133.789.000 39.8%
2008 2.629.500.000 18.85%
2009 13.073.300.000 79.89%
2010 16.672.748.000 21.59%
2011 13.373.095.000 -24.67%
2012 12.248.000.000 -9.19%
2013 11.172.000.000 -9.63%
2014 9.167.000.000 -21.87%
2015 8.481.000.000 -8.09%
2016 7.647.000.000 -10.91%
2017 7.594.000.000 -0.7%
2018 7.048.000.000 -7.75%
2019 1.235.000.000 -470.69%
2020 1.224.000.000 -0.9%
2021 1.673.000.000 26.84%
2022 11.551.000.000 85.52%
2023 1.693.000.000 -582.28%
2023 1.694.000.000 0.06%
2024 6.493.000.000 73.91%

Assured Guaranty Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
19.43
Net Income per Share
13.31
Price to Earning Ratio
6.13x
Price To Sales Ratio
4.09x
POCF Ratio
490.51
PFCF Ratio
477.23
Price to Book Ratio
0.8
EV to Sales
5.98
EV Over EBITDA
7.32
EV to Operating CashFlow
698.01
EV to FreeCashFlow
698.01
Earnings Yield
0.16
FreeCashFlow Yield
0
Market Cap
4,30 Bil.
Enterprise Value
6,28 Bil.
Graham Number
175.1
Graham NetNet
-132.07

Income Statement Metrics

Net Income per Share
13.31
Income Quality
0.01
ROE
0.13
Return On Assets
0.06
Return On Capital Employed
0.04
Net Income per EBT
1.17
EBT Per Ebit
1.37
Ebit per Revenue
0.5
Effective Tax Rate
-0.14

Margins

Sales, General, & Administrative to Revenue
0.2
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.03
Gross Profit Margin
0.81
Operating Profit Margin
0.5
Pretax Profit Margin
0.68
Net Profit Margin
0.8

Dividends

Dividend Yield
0.01
Dividend Yield %
1.48
Payout Ratio
0.09
Dividend Per Share
1.21

Operating Metrics

Operating Cashflow per Share
0.17
Free CashFlow per Share
0.17
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.09
Return on Tangible Assets
0.13
Days Sales Outstanding
612.96
Days Payables Outstanding
0
Days of Inventory on Hand
-16158.19
Receivables Turnover
0.6
Payables Turnover
0
Inventory Turnover
-0.02
Capex per Share
0

Balance Sheet

Cash per Share
33,44
Book Value per Share
103,42
Tangible Book Value per Share
-14.36
Shareholders Equity per Share
102.38
Interest Debt per Share
40.15
Debt to Equity
0.38
Debt to Assets
0.17
Net Debt to EBITDA
2.32
Current Ratio
12.09
Tangible Asset Value
-0,78 Bil.
Net Current Asset Value
-2,85 Bil.
Invested Capital
10089000000
Working Capital
3,34 Bil.
Intangibles to Total Assets
0.53
Average Receivables
1,76 Bil.
Average Payables
0,00 Bil.
Average Inventory
-7613000000
Debt to Market Cap
0.48

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Assured Guaranty Ltd. Dividends
Year Dividends Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 0 0%
2020 1 0%
2021 1 0%
2022 1 100%
2023 1 0%
2024 1 0%

Assured Guaranty Ltd. Profile

About Assured Guaranty Ltd.

Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. The company operates in two segments, Insurance and Asset Management. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures and reinsures various debt obligations, including bonds issued by the United States state governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it is involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, pooled infrastructure, and other public finance obligations; and the U.S. and non-U.S. Structured finance obligations, including residential mortgage-backed securities, life insurance transactions, consumer receivables securities, pooled corporate obligations, financial products, and other structured finance securities. Additionally, the company offers specialty insurance and reinsurance that include life and aircraft residual value insurance transactions; and asset management services comprising investment advisory services, including management of collateralized loan obligations, and opportunity and liquid strategy funds. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.

CEO
Mr. Dominic John Frederico CPA
Employee
350
Address
30 Woodbourne Avenue
Hamilton, HM 08

Assured Guaranty Ltd. Executives & BODs

Assured Guaranty Ltd. Executives & BODs
# Name Age
1 Mr. Stephen John Donnarumma
Chief Credit Officer
70
2 Kirk Edmunds
Chief Information Officer
70
3 Ms. Gon Ling Chow
General Counsel & Secretary
70
4 Mr. Robert S. Tucker
Senior Managing Director of Investor Relations & Corporate Communications
70
5 Mr. Robert Adam Bailenson CPA
Chief Operating Officer
70
6 Ms. Holly Larie Horn
Chief Surveillance Officer
70
7 Mr. Christopher M. Gibbons
Chief Technology Officer & Head of Information Technology
70
8 Mr. Dominic John Frederico CPA
Deputy Chairman, President & Chief Executive Officer
70
9 Mr. Benjamin G. Rosenblum
Chief Financial Officer
70
10 Ms. Laura Ann Bieling
Chief Accounting Officer & Controller
70

Assured Guaranty Ltd. Competitors