AGR.VN AgriBank Securities JSC
- Market cap
- VND 2.78T
- P/E
- 20.8x
- P/B
- 1.03x
- ROE
- 5.2%
- Dividend yield
- -
- Fundamental score
- 1.9/5
Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.
Is AGR.VN undervalued?
Graham numberAGR.VN trades 2.4% below its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
AgriBank Securities JSC fundamental analysis
7 of 18 checks passedROE 0/2
Low return on equity (5.2%), below 10%.
ROA 0/1
Return on assets (2.1%) is below the industry median (2.2%).
Profit Consistency 2/2
Profitable for 7 consecutive years.
Earnings Growth 5Y 1/1
Earnings per share grew over the past 5 years.
Earnings Acceleration 0/1
Last year's EPS growth (5.0%) is not above the 5-year average (5.4% a year).
Earnings Growth vs Industry 0/1
Last year's EPS growth (5.0%) is below the industry median (17.7%).
Revenue Growth 1/2
Revenue grew 2.9% a year over the past 3 years.
Leverage 2/2
Total assets are 2.4x equity, within a prudent level for a financial company.
Equity Growth 1/1
Shareholders' equity grew over the past 5 years.
PE vs Market 0/1
PE (21.0x) is above the market median (11.2x).
PE vs Industry 0/1
PE (21.0x) is above the industry median (14.9x).
PBV 1/1
Price to book (1.0x) is below the industry median (1.3x).
Graham Number 1/1
The price is below the Graham number (PE x PB = 22.0, limit 22.5).
PEG 0/1
PEG on 5-year earnings growth is 3.91, above 1.
Dividend Yield 0/2
No dividend paid in the last reported year.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 0/1
Dividends paid did not grow over the past 5 years.
Payout Ratio 0/1
No dividend, or no profit to pay it from.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
AgriBank Securities JSC stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About AgriBank Securities JSC
Agribank Securities Corporation provides securities brokerage and trading, underwriting, custody, investment advisory, entrusted management of investors' securities trading accounts, margin loan for securities trading, and other financial services in Vietnam. It operates through Brokerage and Customer Services; Securities Trading; Financial Consulting; and Other Operations segments. The company offers brokerage and investment consulting, financial services, securities deposi…
Full company profileAgriBank Securities JSC financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 3 quarters up to Sep 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
AgriBank Securities JSC annual financial statements (VND; K = thousand, M = million, B = billion, T = trillion)
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | 95.0B | 121B | 58.4B | 175B | 197B | 190B | 191B | 312B |
| Gross Profit | 53.7B | 67.9B | 11.0B | 105B | 117B | 104B | 101B | 155B |
| Operating Income | -20.7B | 41.3B | 145B | 8.59B | 65.9B | 36.6B | 22.0B | 76.9B |
| EBITDA | 88.9B | 127B | 442B | 192B | 214B | 219B | 241B | 383B |
| Net Income | 68.3B | 96.8B | 390B | 146B | 148B | 135B | 142B | 137B |
| EPS | 318 | 451 | 1,818 | 690 | 688 | 558 | 586 | 567 |
| Balance Sheet | ||||||||
| Total Assets | 2.11T | 2.29T | 2.74T | 2.81T | 3.06T | 3.47T | 4.43T | 6.50T |
| Total Liabilities | 144B | 190B | 288B | 308B | 568B | 1.03T | 1.87T | 3.84T |
| Shareholders' Equity | 1.97T | 2.10T | 2.45T | 2.50T | 2.49T | 2.44T | 2.57T | 2.65T |
| Cash & Short-term Investments | 114B | 128B | 27.3B | 304B | 519B | 454B | 147B | 99.4B |
| Cash Flow | ||||||||
| Operating Cash Flow | 118B | 28.2B | -284B | 344B | -65.8B | -340B | -1.11T | -2.75T |
| Capital Expenditure | 29.7B | 14.9B | 7.48B | 86.7B | 131B | 19.6B | 25.4B | 1.65B |
| Free Cash Flow | 123B | 13.4B | -292B | 257B | -197B | -360B | -1.13T | -2.75T |
| Ratios | ||||||||
| ROE | 3.5% | 4.6% | 15.9% | 5.9% | 5.9% | 5.5% | 5.5% | 5.2% |
| ROA | 3.2% | 4.2% | 14.2% | 5.2% | 4.8% | 3.9% | 3.2% | 2.1% |
| Net Profit Margin | 71.9% | 79.7% | 668.4% | 83.7% | 75.2% | 71.1% | 74.4% | 44.1% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
AgriBank Securities JSC dividends
- Dividend yield
- -
- Forward dividend
- -
- Payout ratio
- -
- Ex-dividend date
- Oct 2, 2024
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | - | - | - |
| 2024 | VND 151B | 623 | 111.6% |
| 2023 | VND 129B | 600 | 87.2% |
| 2022 | - | - | - |
| 2021 | - | - | - |
| 2020 | - | - | - |
| 2019 | - | - | - |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 106:100 on Oct 9, 2026.
Who owns AgriBank Securities JSC
- Insiders 74.93%
- Institutions 0.00%
- Public & others 25.08%
- Shares outstanding 242M
- Free float 228M
AgriBank Securities JSC company profile
- Company name
- AgriBank Securities JSC
- Ticker
- AGR.VN
- ISIN
- VN000000AGR5
- Exchange
- Vietnam Stocks
- Sector
- Financial Services
- Industry
- Capital Markets
- Employees
- 162
- Fiscal year end
- December
- Address
- Green Diamond Tower, Hanoi, Vietnam
- Phone
- 84 2 462 762666
- Website
- agriseco.com.vn
About AgriBank Securities JSC
Agribank Securities Corporation provides securities brokerage and trading, underwriting, custody, investment advisory, entrusted management of investors' securities trading accounts, margin loan for securities trading, and other financial services in Vietnam. It operates through Brokerage and Customer Services; Securities Trading; Financial Consulting; and Other Operations segments. The company offers brokerage and investment consulting, financial services, securities depository, auction agent, and investor money management services. It also provides business consulting services, such as corporate public offerings, additional securities issuance, stock listing, privatization, and state capital divestment; strategic partner search consulting, and M&A consulting; other corporate financial advisory services, as well as agribank bonds; and development facilities. The company was founded in 2000 and is headquartered in Hanoi, Vietnam. Agribank Securities Corporation operates as a subsidiary of Vietnam Bank for Agriculture and Rural Development.
AgriBank Securities JSC management
2- Mr. Thang Duc BuiDeputy General Director & Member of Management Board
- Ms. Lan Ngoc NguyenDeputy General Director & Member of Management Board