Absa Group Limited Logo

Absa Group Limited

AGRPY

(3.2)
Stock Price

17,80 USD

1.07% ROA

13.19% ROE

14.28x PER

Market Cap.

141.598.263.396,37 USD

152.72% DER

0.44% Yield

22.32% NPM

Absa Group Limited Stock Analysis

Absa Group Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Absa Group Limited Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (15.18%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

5 ROA

The stock's ROA (1.19%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 PBV

The stock's PBV ratio (1.06x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

7 Net Profit Growth

Over the last three years, this company has consistently achieved net profit growth, indicating a favorable financial performance and making it an attractive investment option.

8 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

9 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (2.365), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

10 DER

The stock is burdened with a heavy load of debt (163%), making it financially unstable and potentially risky for investors.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

Absa Group Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Absa Group Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

Absa Group Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Absa Group Limited Revenue
Year Revenue Growth
2004 20.471.000.000
2005 22.478.000.000 8.93%
2006 26.662.000.000 15.69%
2007 32.112.000.000 16.97%
2008 46.331.000.000 30.69%
2009 45.981.000.000 -0.76%
2010 42.814.000.000 -7.4%
2011 45.832.000.000 6.58%
2012 46.328.000.000 1.07%
2013 59.302.000.000 21.88%
2014 62.982.000.000 5.84%
2015 67.068.000.000 6.09%
2016 72.372.000.000 7.33%
2017 73.244.000.000 1.19%
2018 76.496.000.000 4.25%
2019 0 0%
2019 80.062.000.000 100%
2020 81.521.000.000 1.79%
2021 85.809.000.000 5%
2022 98.918.000.000 13.25%
2023 180.132.000.000 45.09%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Absa Group Limited Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Absa Group Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1.038.000.000 100%
2013 1.837.000.000 43.49%
2014 2.678.000.000 31.4%
2015 2.967.000.000 9.74%
2016 2.783.000.000 -6.61%
2017 3.737.000.000 25.53%
2018 3.525.000.000 -6.01%
2019 0 0%
2019 3.420.000.000 100%
2020 3.660.000.000 6.56%
2021 2.891.000.000 -26.6%
2022 3.434.000.000 15.81%
2023 5.936.000.000 42.15%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Absa Group Limited EBITDA
Year EBITDA Growth
2004 25.315.000.000
2005 24.127.000.000 -4.92%
2006 34.844.000.000 30.76%
2007 50.300.000.000 30.73%
2008 68.712.000.000 26.8%
2009 52.573.000.000 -30.7%
2010 42.281.000.000 -24.34%
2011 40.492.000.000 -4.42%
2012 41.977.000.000 3.54%
2013 49.199.000.000 14.68%
2014 53.092.000.000 7.33%
2015 58.295.000.000 8.93%
2016 68.791.000.000 15.26%
2017 65.735.000.000 -4.65%
2018 68.879.000.000 4.56%
2019 0 0%
2019 25.034.000.000 100%
2020 14.995.000.000 -66.95%
2021 31.672.000.000 52.66%
2022 80.989.000.000 60.89%
2023 -6.332.000.000 1379.04%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Absa Group Limited Gross Profit
Year Gross Profit Growth
2004 20.471.000.000
2005 22.478.000.000 8.93%
2006 26.662.000.000 15.69%
2007 32.112.000.000 16.97%
2008 46.331.000.000 30.69%
2009 45.981.000.000 -0.76%
2010 42.814.000.000 -7.4%
2011 45.832.000.000 6.58%
2012 46.328.000.000 1.07%
2013 59.302.000.000 21.88%
2014 62.982.000.000 5.84%
2015 67.068.000.000 6.09%
2016 72.372.000.000 7.33%
2017 73.244.000.000 1.19%
2018 76.496.000.000 4.25%
2019 0 0%
2019 80.062.000.000 100%
2020 81.521.000.000 1.79%
2021 85.809.000.000 5%
2022 98.918.000.000 13.25%
2023 180.132.000.000 45.09%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Absa Group Limited Net Profit
Year Net Profit Growth
2004 4.505.000.000
2005 5.511.000.000 18.25%
2006 8.266.000.000 33.33%
2007 10.025.000.000 17.55%
2008 10.592.000.000 5.35%
2009 6.840.000.000 -54.85%
2010 8.118.000.000 15.74%
2011 9.674.000.000 16.08%
2012 8.393.000.000 -15.26%
2013 11.981.000.000 29.95%
2014 13.216.000.000 9.34%
2015 14.331.000.000 7.78%
2016 14.708.000.000 2.56%
2017 13.823.000.000 -6.4%
2018 13.917.000.000 0.68%
2019 0 0%
2019 14.256.000.000 100%
2020 6.469.000.000 -120.37%
2021 18.348.000.000 64.74%
2022 20.874.000.000 12.1%
2023 36.396.000.000 42.65%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Absa Group Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 14
2005 16 18.75%
2006 24 33.33%
2007 29 14.29%
2008 32 9.68%
2009 20 -63.16%
2010 23 13.64%
2011 27 15.38%
2012 24 -13.04%
2013 28 17.86%
2014 31 9.68%
2015 34 6.06%
2016 35 5.71%
2017 33 -6.06%
2018 34 0%
2019 0 0%
2019 34 100%
2020 14 -142.86%
2021 43 66.67%
2022 50 14.29%
2023 44 -13.95%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Absa Group Limited Free Cashflow
Year Free Cashflow Growth
2004 4.113.000.000
2005 6.710.000.000 38.7%
2006 -4.016.000.000 267.08%
2007 7.016.000.000 157.24%
2008 586.000.000 -1097.27%
2009 2.414.000.000 75.72%
2010 -867.000.000 378.43%
2011 8.305.000.000 110.44%
2012 2.928.000.000 -183.64%
2013 14.054.000.000 79.17%
2014 14.769.000.000 4.84%
2015 11.823.000.000 -24.92%
2016 1.331.000.000 -788.28%
2017 -6.427.000.000 120.71%
2018 6.350.000.000 201.21%
2019 7.631.000.000 16.79%
2020 2.078.000.000 -267.23%
2021 2.025.000.000 -2.62%
2022 18.439.000.000 89.02%
2023 906.863.895 -1933.27%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Absa Group Limited Operating Cashflow
Year Operating Cashflow Growth
2004 4.113.000.000
2005 6.710.000.000 38.7%
2006 -4.016.000.000 267.08%
2007 7.016.000.000 157.24%
2008 3.234.000.000 -116.94%
2009 5.011.000.000 35.46%
2010 2.202.000.000 -127.57%
2011 8.305.000.000 73.49%
2012 5.577.000.000 -48.92%
2013 18.035.000.000 69.08%
2014 18.233.000.000 1.09%
2015 16.357.000.000 -11.47%
2016 6.962.000.000 -134.95%
2017 -534.000.000 1403.75%
2018 13.884.000.000 103.85%
2019 14.866.000.000 6.61%
2020 6.967.000.000 -113.38%
2021 6.475.000.000 -7.6%
2022 24.327.000.000 73.38%
2023 1.143.578.862 -2027.27%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Absa Group Limited Capital Expenditure
Year Capital Expenditure Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 2.648.000.000 100%
2009 2.597.000.000 -1.96%
2010 3.069.000.000 15.38%
2011 0 0%
2012 2.649.000.000 100%
2013 3.981.000.000 33.46%
2014 3.464.000.000 -14.92%
2015 4.534.000.000 23.6%
2016 5.631.000.000 19.48%
2017 5.893.000.000 4.45%
2018 7.534.000.000 21.78%
2019 7.235.000.000 -4.13%
2020 4.889.000.000 -47.99%
2021 4.450.000.000 -9.87%
2022 5.888.000.000 24.42%
2023 236.714.967 -2387.38%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Absa Group Limited Equity
Year Equity Growth
2004 19.521.000.000
2005 23.965.000.000 18.54%
2006 34.921.000.000 31.37%
2007 42.560.000.000 17.95%
2008 52.966.000.000 19.65%
2009 56.490.000.000 6.24%
2010 62.149.000.000 9.11%
2011 68.405.000.000 9.15%
2012 72.794.000.000 6.03%
2013 85.201.000.000 14.56%
2014 90.945.000.000 6.32%
2015 98.647.000.000 7.81%
2016 102.280.000.000 3.55%
2017 119.060.000.000 14.09%
2018 121.606.000.000 2.09%
2019 128.683.000.000 5.5%
2020 132.303.000.000 2.74%
2021 147.309.000.000 10.19%
2022 153.048.000.000 3.75%
2023 164.397.000.000 6.9%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Absa Group Limited Assets
Year Assets Growth
2004 306.848.000.000
2005 348.686.000.000 12%
2006 495.112.000.000 29.57%
2007 640.909.000.000 22.75%
2008 773.758.000.000 17.17%
2009 717.740.000.000 -7.8%
2010 716.470.000.000 -0.18%
2011 786.719.000.000 8.93%
2012 807.939.000.000 2.63%
2013 959.599.000.000 15.8%
2014 991.414.000.000 3.21%
2015 1.144.604.000.000 13.38%
2016 1.101.023.000.000 -3.96%
2017 1.165.979.000.000 5.57%
2018 1.288.744.000.000 9.53%
2019 1.399.175.000.000 7.89%
2020 1.531.120.000.000 8.62%
2021 1.640.833.000.000 6.69%
2022 1.793.201.000.000 8.5%
2023 1.874.876.000.000 4.36%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Absa Group Limited Liabilities
Year Liabilities Growth
2004 287.327.000.000
2005 324.721.000.000 11.52%
2006 460.191.000.000 29.44%
2007 598.349.000.000 23.09%
2008 720.792.000.000 16.99%
2009 661.250.000.000 -9%
2010 654.321.000.000 -1.06%
2011 718.314.000.000 8.91%
2012 735.145.000.000 2.29%
2013 874.398.000.000 15.93%
2014 900.469.000.000 2.9%
2015 1.045.957.000.000 13.91%
2016 998.743.000.000 -4.73%
2017 1.046.919.000.000 4.6%
2018 1.167.138.000.000 10.3%
2019 1.270.492.000.000 8.13%
2020 1.398.817.000.000 9.17%
2021 1.493.524.000.000 6.34%
2022 1.640.153.000.000 8.94%
2023 1.710.479.000.000 4.11%

Absa Group Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
107.18
Net Income per Share
23.93
Price to Earning Ratio
14.28x
Price To Sales Ratio
1.59x
POCF Ratio
91.41
PFCF Ratio
51.99
Price to Book Ratio
1.86
EV to Sales
3.34
EV Over EBITDA
-101.41
EV to Operating CashFlow
95.64
EV to FreeCashFlow
109.12
Earnings Yield
0.07
FreeCashFlow Yield
0.02
Market Cap
141,60 Bil.
Enterprise Value
297,22 Bil.
Graham Number
314.61
Graham NetNet
-2024.2

Income Statement Metrics

Net Income per Share
23.93
Income Quality
2.88
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.66
EBT Per Ebit
0.99
Ebit per Revenue
0.34
Effective Tax Rate
0.25

Margins

Sales, General, & Administrative to Revenue
0.02
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.34
Pretax Profit Margin
0.34
Net Profit Margin
0.22

Dividends

Dividend Yield
0
Dividend Yield %
0.44
Payout Ratio
0.03
Dividend Per Share
1.51

Operating Metrics

Operating Cashflow per Share
3.74
Free CashFlow per Share
3.28
Capex to Operating CashFlow
0.12
Capex to Revenue
0
Capex to Depreciation
1.2
Return on Invested Capital
0.06
Return on Tangible Assets
0.01
Days Sales Outstanding
79.26
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
4.61
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.46

Balance Sheet

Cash per Share
15,85
Book Value per Share
197,75
Tangible Book Value per Share
180.38
Shareholders Equity per Share
183.86
Interest Debt per Share
280.79
Debt to Equity
1.53
Debt to Assets
0.12
Net Debt to EBITDA
-53.09
Current Ratio
3.66
Tangible Asset Value
149,96 Bil.
Net Current Asset Value
-1.697,31 Bil.
Invested Capital
40034000000
Working Capital
9,58 Bil.
Intangibles to Total Assets
0.01
Average Receivables
9,68 Bil.
Average Payables
9,20 Bil.
Average Inventory
0
Debt to Market Cap
1.65

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Absa Group Limited Dividends
Year Dividends Growth
2006 1
2007 1 100%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 2 0%
2013 3 50%
2014 2 -100%
2015 2 0%
2016 1 0%
2017 2 0%
2018 2 0%
2019 1 0%
2020 1 0%
2021 0 0%
2022 1 100%
2023 1 0%
2024 2 0%

Absa Group Limited Profile

About Absa Group Limited

Absa Group Limited, together with its subsidiaries, provides various financial products and services in South Africa and internationally. The company operates through Retail and Business Banking; Corporate and Investment Banking; and Head Office, Treasury and Other Operations. It provides retail, business, corporate, investment banking, insurance, financial, and wealth management products and services. The company offers retail and business banking products and services to individual, enterprise, and commercial customers, including residential property-related finance solutions; vehicle and asset finance products and services; credit cards; personal loans; relationship banking; short-term insurance products; transactional banking, savings, and investment products and services; and rewards program and services. It also provides commercial property finance and term loans. In addition, the company offers investment banking services; private equity and infrastructure investments; corporate banking products and services; and wealth management services. Further, it provides life insurance products covering death, disability and retrenchment, funeral, and life wrapped investment products; investments, such as asset management, multi-management, unit trusts, and investment products; treasury services; and wealth and financial advisory services. Additionally, the company offers market services; trade and working capital solutions; and cash management, payment, and liquidity products and solutions. It also offers broker-dealer trading in debt and equity securities; and solicitation, syndication, selling, and arranging of equity and debt products, as well as financial, leasing, and management services. The company was formerly known as Barclays Africa Group Limited and changed its name to Absa Group Limited in May 2018. Absa Group Limited was incorporated in 1986 and is based in Johannesburg, South Africa.

CEO
Mr. Arrie Rautenbach
Employee
37.082
Address
Absa Towers West
Johannesburg, 2001

Absa Group Limited Executives & BODs

Absa Group Limited Executives & BODs
# Name Age
1 Mr. Sydney Mbhele
Group Chief Brand, Marketing & Corporate Affairs Officer
70
2 Mr. Charles Russon
Chief Executive of Corporate & Investment Banking
70
3 Dr. Faisal S. Mkhize
Chief Executive of Relationship Banking
70
4 Mr. Geoffrey S. Lee
Chief Executive of Product Solutions Cluster
70
5 Mr. Saviour Mwepu Chibiya
Chief Executive of Absa Regional Operations
70
6 Mr. Deon Raju
Group Financial Director & Executive Director
70
7 Mr. Johnson Idesoh
Group Chief Information & Technology Officer
70
8 Mr. Alan M. Hartdegen
Head of Investor Relations
70
9 Mr. Akash Singh
Group Chief Compliance Officer
70
10 Mr. Arrie Rautenbach
Group Chief Executive Officer & Executive Director
70

Absa Group Limited Competitors