AGTL.KAR Al-Ghazi Tractors Ltd
- Market cap
- -
- P/E
- -
- P/B
- -
- ROE
- 18.1%
- Dividend yield
- -
- Fundamental score
- 1.4/5
Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.
Is AGTL.KAR undervalued?
Graham numberThe Graham number of Al-Ghazi Tractors Ltd cannot be estimated reliably (it needs positive earnings and book value).
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Al-Ghazi Tractors Ltd fundamental analysis
7 of 22 checks passedROE 1/2
Moderate return on equity (18.1%), between 10% and 20%.
ROA 1/1
Return on assets (10.6%) is above the industry median (3.7%).
Profit Consistency 2/2
Profitable for 10 consecutive years.
Earnings Growth 5Y 0/1
Earnings per share did not grow over the past 5 years.
Earnings Acceleration 0/1
Last year's EPS growth (-63.3%) is not above the 5-year average (-0.7% a year).
Earnings Growth vs Industry 0/1
Last year's EPS growth (-63.3%) is below the industry median (7.2%).
Revenue Growth 0/2
Revenue shrank 10.3% a year over the past 3 years.
Short-term Liquidity 1/1
Current assets cover short-term liabilities.
Long-term Liabilities 1/1
Current assets cover long-term liabilities.
Debt to Equity 0/2
Debt to equity cannot be calculated: debt is not reported or equity is negative.
Debt Trend 0/1
Debt to equity has risen over the past 5 years.
Debt Coverage 0/1
Debt is not reported.
Interest Coverage 1/1
EBIT is 233.8x against interest expense, well covered.
PE vs Market 0/1
PE is negative or not available.
PE vs Industry 0/1
PE is negative or not available.
PBV 0/1
Price to book is negative or not available.
Graham Number 0/1
Graham number needs positive earnings and book value.
PEG 0/1
PEG needs positive PE and positive 5-year earnings growth.
Dividend Yield 0/2
Dividend yield cannot be calculated.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 0/1
Dividends paid did not grow over the past 5 years.
Payout Ratio 1/1
Payout ratio is 0.2%, covered by earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Al-Ghazi Tractors Ltd stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
Al-Ghazi Tractors Ltd financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 3 quarters up to Sep 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Al-Ghazi Tractors Ltd annual financial statements (PKR; K = thousand, M = million, B = billion, T = trillion)
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | 12.1B | 18.9B | 19.4B | 14.0B | 11.9B | 20.6B | 28.2B | 34.5B | 34.6B | 20.4B | 23.3B |
| Gross Profit | 3.35B | 5.26B | 4.67B | 2.54B | 2.77B | 4.72B | 5.06B | 6.42B | 8.43B | 5.16B | 5.97B |
| Operating Income | 2.75B | 4.47B | 3.83B | 1.72B | 2.03B | 4.08B | 3.93B | 4.54B | 5.91B | 2.34B | 3.20B |
| EBITDA | - | 4.64B | 3.93B | 1.82B | 2.15B | 4.26B | 4.06B | 5.00B | 6.54B | 2.87B | 3.86B |
| Net Income | 1.93B | 3.12B | 2.45B | 978M | 1.35B | 2.96B | 2.16B | 2.61B | 3.54B | 1.30B | 2.21B |
| EPS | - | 54 | 42 | 17 | 23 | 51 | 37 | 45 | 61 | 22 | 38 |
| Balance Sheet | |||||||||||
| Total Assets | 4.64B | 5.88B | 6.79B | 5.48B | 5.18B | 9.49B | 12.3B | 14.2B | 20.4B | 18.9B | 21.0B |
| Total Liabilities | 1.28B | 3.76B | 5.42B | 4.57B | 2.90B | 5.52B | 9.15B | 8.45B | 11.2B | 8.36B | 8.76B |
| Shareholders' Equity | 3.36B | 2.13B | 1.37B | 904M | 2.29B | 3.97B | 3.13B | 5.78B | 9.20B | 10.5B | 12.2B |
| Cash & Short-term Investments | 1.32B | 1.34B | 294M | 189M | 231M | 2.00B | 728M | 1.72B | 976M | 1.45B | 434M |
| Cash Flow | |||||||||||
| Operating Cash Flow | 3.24B | 3.83B | -1.16B | 1.94B | 2.13B | 4.63B | -4.27B | 3.05B | -531M | 3.78B | -1.18B |
| Capital Expenditure | 95.9M | 129M | 184M | 321M | 94.9M | 127M | 273M | 469M | 1.07B | 906M | 447M |
| Free Cash Flow | - | 3.70B | -1.34B | 1.62B | 2.03B | 4.50B | -4.54B | 2.58B | -1.60B | 2.88B | -1.62B |
| Ratios | |||||||||||
| ROE | 57.4% | 146.9% | 179.1% | 108.2% | 59.0% | 74.4% | 68.8% | 45.2% | 38.5% | 12.3% | 18.1% |
| ROA | 41.5% | 53.1% | 36.1% | 17.9% | 26.0% | 31.2% | 17.6% | 18.4% | 17.4% | 6.9% | 10.6% |
| Net Profit Margin | 15.9% | 16.5% | 12.7% | 7.0% | 11.3% | 14.4% | 7.6% | 7.6% | 10.2% | 6.4% | 9.5% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
Al-Ghazi Tractors Ltd dividends
- Dividend yield
- -
- Forward dividend
- -
- Payout ratio
- 0.2%
- Ex-dividend date
- -
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | PKR 2.18M | 0.04 | 0.2% |
| 2024 | PKR 4.58M | 0.08 | 0.1% |
| 2023 | PKR 9.85M | 0.17 | 0.4% |
| 2022 | PKR 538M | 9.28 | 24.9% |
| 2021 | PKR 1.24B | 21 | 41.9% |
| 2020 | PKR 4.71M | 0.08 | 0.3% |
| 2019 | PKR 1.39B | 24 | 142.5% |
| 2018 | PKR 3.71B | 64 | 151.4% |
| 2017 | PKR 3.80B | 66 | 121.8% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Who owns Al-Ghazi Tractors Ltd
Ownership data of Al-Ghazi Tractors Ltd is not available yet.
Al-Ghazi Tractors Ltd company profile
- Company name
- Al-Ghazi Tractors Ltd
- Ticker
- AGTL.KAR
- ISIN
- PK0029501019
- Exchange
- Karachi Stock Exchange
- Sector
- Industrials
- Industry
- Machinery
- Fiscal year end
- December
- Address
- Website
- -