AHCL.KAR Arif Habib Corporation Ltd
- Market cap
- -
- P/E
- -
- P/B
- -
- ROE
- 24.7%
- Dividend yield
- -
- Fundamental score
- 1.7/5
Ratios use the latest price and the fiscal year ending Jun 2026.
Is AHCL.KAR undervalued?
Graham numberThe Graham number of Arif Habib Corporation Ltd cannot be estimated reliably (it needs positive earnings and book value).
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Arif Habib Corporation Ltd fundamental analysis
6 of 18 checks passedROE 2/2
High return on equity (24.7%), above 20%.
ROA 1/1
Return on assets (16.8%) is above the industry median (5.2%).
Profit Consistency 0/2
Not profitable for at least 3 consecutive years.
Earnings Growth 5Y 1/1
Earnings per share grew over the past 5 years.
Earnings Acceleration 0/1
Not enough positive earnings history to compare last year's growth with the 5-year average.
Earnings Growth vs Industry 0/1
Earnings growth cannot be compared with the industry.
Revenue Growth 1/2
Revenue grew 5.2% a year over the past 3 years.
Leverage 2/2
Total assets are 1.5x equity, within a prudent level for a financial company.
Equity Growth 1/1
Shareholders' equity grew over the past 5 years.
PE vs Market 0/1
PE is negative or not available.
PE vs Industry 0/1
PE is negative or not available.
PBV 0/1
Price to book is negative or not available.
Graham Number 0/1
Graham number needs positive earnings and book value.
PEG 0/1
PEG needs positive PE and positive 5-year earnings growth.
Dividend Yield 0/2
No dividend paid in the last reported year.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 0/1
Dividends paid did not grow over the past 5 years.
Payout Ratio 0/1
No dividend, or no profit to pay it from.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Arif Habib Corporation Ltd stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
Arif Habib Corporation Ltd financial statements
Arif Habib Corporation Ltd annual financial statements (PKR; K = thousand, M = million, B = billion, T = trillion)
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 3.31B | 3.77B | 4.33B | 4.97B | 5.59B | 5.41B | 7.95B | 9.96B | - | 9.26B |
| Gross Profit | 2.83B | 2.42B | 2.80B | 3.44B | 4.29B | 4.11B | 6.06B | 7.69B | - | 6.97B |
| Operating Income | 2.96B | 1.88B | 2.53B | 3.60B | 3.40B | 3.28B | 5.08B | 6.34B | - | 4.48B |
| EBITDA | 4.70B | 4.04B | 2.53B | 5.61B | 10.9B | 6.73B | 8.78B | 13.4B | 16.7B | 22.9B |
| Net Income | 3.28B | 1.63B | 154M | 2.64B | 7.49B | 3.47B | 3.42B | 7.82B | - | 15.5B |
| EPS | 7.22 | 3.59 | 0.34 | 6.46 | 1.83 | 0.85 | 0.84 | 1.91 | - | 3.68 |
| Balance Sheet | ||||||||||
| Total Assets | 41.8B | 45.0B | 47.9B | 43.7B | 49.8B | 54.3B | 57.8B | 65.0B | - | 92.5B |
| Total Liabilities | 18.4B | 20.9B | 24.6B | 18.4B | 16.9B | 18.6B | 20.6B | 19.6B | - | 26.4B |
| Shareholders' Equity | 22.2B | 22.3B | 21.5B | 23.3B | 30.0B | 32.0B | 34.1B | 43.0B | - | 62.9B |
| Cash & Short-term Investments | 974M | 1.09B | 1.47B | 1.33B | 3.91B | 1.56B | 648M | 610M | - | 1.38B |
| Cash Flow | ||||||||||
| Operating Cash Flow | 1.94B | 239M | 611M | 3.18B | 4.18B | -226M | 4.28B | 6.29B | - | - |
| Capital Expenditure | 9.99B | 1.57B | 11.7M | 20.7M | 28.8M | 32.9M | 8.15M | 9.94M | - | - |
| Free Cash Flow | -8.05B | -1.33B | 599M | 3.16B | 4.15B | -259M | 4.27B | 6.28B | - | - |
| Ratios | ||||||||||
| ROE | 14.8% | 7.3% | 0.7% | 11.3% | 25.0% | 10.8% | 10.0% | 18.2% | - | 24.7% |
| ROA | 7.8% | 3.6% | 0.3% | 6.0% | 15.0% | 6.4% | 5.9% | 12.0% | - | 16.8% |
| Net Profit Margin | 99.1% | 43.2% | 3.6% | 53.1% | 133.9% | 64.2% | 43.0% | 78.5% | - | 167.6% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
Arif Habib Corporation Ltd dividends
- Dividend yield
- -
- Forward dividend
- -
- Payout ratio
- -
- Ex-dividend date
- -
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2024 | - | - | - |
| 2023 | PKR 1.63B | 0.40 | 47.8% |
| 2022 | PKR 1.23B | 0.30 | 35.3% |
| 2021 | PKR 613M | 0.15 | 8.2% |
| 2020 | - | - | - |
| 2019 | PKR 908M | 2.00 | 587.6% |
| 2018 | PKR 1.36B | 3.00 | 83.5% |
| 2017 | PKR 1.13B | 2.50 | 34.6% |
| 2016 | PKR 1.82B | - | 51.2% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Who owns Arif Habib Corporation Ltd
Ownership data of Arif Habib Corporation Ltd is not available yet.
Arif Habib Corporation Ltd company profile
- Company name
- Arif Habib Corporation Ltd
- Ticker
- AHCL.KAR
- ISIN
- PK0077701016
- Exchange
- Karachi Stock Exchange
- Sector
- Financials
- Industry
- Capital Markets
- Fiscal year end
- June
- Address
- Website
- -