Senmiao Technology Limited Logo

Senmiao Technology Limited

AIHS

(1.8)
Stock Price

0,90 USD

-45.21% ROA

-448.16% ROE

-2.83x PER

Market Cap.

11.096.490,00 USD

183.26% DER

0% Yield

-77.72% NPM

Senmiao Technology Limited Stock Analysis

Senmiao Technology Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Senmiao Technology Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.5x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (34%), which means it has a small amount of debt compared to the ownership it holds

3 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

4 Net Profit Growth

With continuous net profit growth in the past three years, this company demonstrates a strong financial performance, making it an enticing investment opportunity.

5 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

6 ROE

Negative ROE (-76.66%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (-29.67%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

10 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (0), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Senmiao Technology Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Senmiao Technology Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Senmiao Technology Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Senmiao Technology Limited Revenue
Year Revenue Growth
2015 0
2016 73.237 100%
2017 494.897 85.2%
2018 2.921.063 83.06%
2019 15.655.575 81.34%
2020 6.160.534 -154.13%
2021 4.913.102 -25.39%
2022 8.082.514 39.21%
2023 7.307.804 -10.6%
2023 6.814.428 -7.24%
2024 4.489.600 -51.78%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Senmiao Technology Limited Research and Development Expenses
Year Research and Development Expenses Growth
2015 0
2016 -7 100%
2017 -20 68.42%
2018 0 0%
2019 0 0%
2020 -3 100%
2021 -1 -200%
2022 0 0%
2023 0 0%
2023 -1 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Senmiao Technology Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2015 0
2016 0 0%
2017 0 0%
2018 0 0%
2019 5.496.955 100%
2020 5.905.579 6.92%
2021 9.035.142 34.64%
2022 6.142.447 -47.09%
2023 0 0%
2023 4.559.736 100%
2024 3.761.072 -21.24%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Senmiao Technology Limited EBITDA
Year EBITDA Growth
2015 -18.724
2016 -184.574 89.86%
2017 7.160.054 102.58%
2018 -2.930.775 344.31%
2019 -581.134 -404.32%
2020 -5.309.655 89.06%
2021 -10.215.278 48.02%
2022 -3.482.459 -193.34%
2023 -3.506.848 0.7%
2023 -4.724.911 25.78%
2024 -1.796.640 -162.99%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Senmiao Technology Limited Gross Profit
Year Gross Profit Growth
2015 0
2016 -251.473 100%
2017 -164.661 -52.72%
2018 1.108.876 114.85%
2019 3.375.337 67.15%
2020 191.042 -1666.8%
2021 -1.597.929 111.96%
2022 1.492.513 207.06%
2023 1.496.444 0.26%
2023 1.560.571 4.11%
2024 1.282.140 -21.72%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Senmiao Technology Limited Net Profit
Year Net Profit Growth
2015 -16.054
2016 -587.882 97.27%
2017 -26.214.860 97.76%
2018 -4.542.525 -477.1%
2019 -4.348.776 -4.46%
2020 -12.600.663 65.49%
2021 -5.606.145 -124.77%
2022 -3.113.749 -80.04%
2023 -3.703.828 15.93%
2023 -4.243.230 12.71%
2024 -2.693.680 -57.53%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Senmiao Technology Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2015 0
2016 0 0%
2017 -12 100%
2018 -2 -1000%
2019 -2 0%
2020 -3 66.67%
2021 -1 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Senmiao Technology Limited Free Cashflow
Year Free Cashflow Growth
2015 -241
2016 1.263.042 100.02%
2017 -816.770 254.64%
2018 -6.756.651 87.91%
2019 -7.412.905 8.85%
2020 -6.452.710 -14.88%
2021 -12.525.003 48.48%
2022 -619.659 -1921.27%
2023 -94.988 -552.36%
2023 -664.438 85.7%
2024 15.577 4365.5%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Senmiao Technology Limited Operating Cashflow
Year Operating Cashflow Growth
2015 -241
2016 1.324.449 100.02%
2017 -813.780 262.75%
2018 -6.256.226 86.99%
2019 -6.447.664 2.97%
2020 -3.936.067 -63.81%
2021 -9.159.281 57.03%
2022 557.837 1741.93%
2023 -116.737 577.86%
2023 7.241 1712.17%
2024 16.761 56.8%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Senmiao Technology Limited Capital Expenditure
Year Capital Expenditure Growth
2015 0
2016 61.407 100%
2017 2.990 -1953.75%
2018 500.425 99.4%
2019 965.241 48.16%
2020 2.516.643 61.65%
2021 3.365.722 25.23%
2022 1.177.496 -185.84%
2023 -21.749 5514.02%
2023 671.679 103.24%
2024 1.183 -56677.6%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Senmiao Technology Limited Equity
Year Equity Growth
2015 17.020.872
2016 9.469.377 -79.75%
2017 1.737.104 -445.12%
2018 8.382.742 79.28%
2019 1.472.357 -469.34%
2020 2.572.570 42.77%
2021 12.568.940 79.53%
2022 8.227.680 -52.76%
2023 9.785.469 15.92%
2023 6.142.981 -59.3%
2024 3.492.514 -75.89%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Senmiao Technology Limited Assets
Year Assets Growth
2015 21.511.000
2016 10.054.686 -113.94%
2017 14.374.082 30.05%
2018 12.314.135 -16.73%
2019 15.630.718 21.22%
2020 22.303.279 29.92%
2021 19.878.117 -12.2%
2022 14.238.615 -39.61%
2023 571.554 -2391.21%
2023 12.658.665 95.48%
2024 9.207.422 -37.48%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Senmiao Technology Limited Liabilities
Year Liabilities Growth
2015 4.490.128
2016 424.017 -958.95%
2017 1.495.412 71.65%
2018 3.931.393 61.96%
2019 14.158.361 72.23%
2020 19.730.709 28.24%
2021 7.309.178 -169.94%
2022 6.010.935 -21.6%
2023 1.051 -571825.31%
2023 6.515.684 99.98%
2024 5.714.908 -14.01%

Senmiao Technology Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.56
Net Income per Share
-0.37
Price to Earning Ratio
-2.83x
Price To Sales Ratio
1.9x
POCF Ratio
-62.46
PFCF Ratio
-23.24
Price to Book Ratio
28.2
EV to Sales
1.89
EV Over EBITDA
-3.36
EV to Operating CashFlow
-62.09
EV to FreeCashFlow
-23.11
Earnings Yield
-0.35
FreeCashFlow Yield
-0.04
Market Cap
0,01 Bil.
Enterprise Value
0,01 Bil.
Graham Number
0.56
Graham NetNet
-0.21

Income Statement Metrics

Net Income per Share
-0.37
Income Quality
0.04
ROE
-2.48
Return On Assets
-0.43
Return On Capital Employed
-1.34
Net Income per EBT
1.02
EBT Per Ebit
0.85
Ebit per Revenue
-0.89
Effective Tax Rate
-0.14

Margins

Sales, General, & Administrative to Revenue
0.73
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.08
Gross Profit Margin
0.21
Operating Profit Margin
-0.89
Pretax Profit Margin
-0.76
Net Profit Margin
-0.78

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-0.02
Free CashFlow per Share
-0.05
Capex to Operating CashFlow
-1.69
Capex to Revenue
0.05
Capex to Depreciation
0.2
Return on Invested Capital
-4.22
Return on Tangible Assets
-0.45
Days Sales Outstanding
229.92
Days Payables Outstanding
13.1
Days of Inventory on Hand
0
Receivables Turnover
1.59
Payables Turnover
27.85
Inventory Turnover
0
Capex per Share
0.03

Balance Sheet

Cash per Share
0,07
Book Value per Share
0,33
Tangible Book Value per Share
0.28
Shareholders Equity per Share
0.04
Interest Debt per Share
0.07
Debt to Equity
1.83
Debt to Assets
0.08
Net Debt to EBITDA
0.02
Current Ratio
0.41
Tangible Asset Value
0,00 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
-44806
Working Capital
0,00 Bil.
Intangibles to Total Assets
0.06
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.06

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Senmiao Technology Limited Dividends
Year Dividends Growth

Senmiao Technology Limited Profile

About Senmiao Technology Limited

Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. The company offers car rental services to individual customers; and auto finance solutions through financing leases. It also engages in automobile sales; the facilitation of automobile transaction and financing; and the provision of supporting services provided to online ride-hailing drivers, as well as management and guarantee services. The company was founded in 2014 and is headquartered in Chengdu, the People's Republic of China.

CEO
Mr. Xi Wen
Employee
55
Address
Shihao Square
Chengdu, 610000

Senmiao Technology Limited Executives & BODs

Senmiao Technology Limited Executives & BODs
# Name Age
1 Mr. Xi Wen
Chairman, Chief Executive Officer, President & Secretary
70
2 Ms. Xiaoyuan Zhang
Chief Financial Officer & Treasurer
70
3 Mr. Xuedong Tian C.F.A.
Investor Relations, Weitian Group LLC
70
4 Mr. Haitao Liu
Chief Operating Officer
70

Senmiao Technology Limited Competitors