Akbank T.A.S. Logo

Akbank T.A.S.

AKBNK.IS

(4.0)
Stock Price

51,20 TRY

2.61% ROA

28.53% ROE

4.89x PER

Market Cap.

291.460.000.000,00 TRY

242.43% DER

3.42% Yield

17.02% NPM

Akbank T.A.S. Stock Analysis

Akbank T.A.S. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Akbank T.A.S. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (46.35%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 PBV

With a remarkably low PBV ratio (0.92x), the stock offers substantial upside potential at a bargain price.

3 Revenue Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

4 Net Profit Growth

This company's net profit has consistently grown over the last five years, indicating a strong financial performance and making it an attractive investment opportunity.

5 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

6 ROA

The stock's ROA (4.59%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 DER

The stock maintains a fair debt to equity ratio (83%), indicating a reasonable balance between the money it owes and the ownership it possesses.

8 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

9 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past three years, consistently delivering higher payouts to shareholders.

10 Dividend

The company's history of regular dividend distributions in the last three years showcases its ability to generate reliable income for shareholders.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (116), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

Akbank T.A.S. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Akbank T.A.S. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Akbank T.A.S. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Akbank T.A.S. Revenue
Year Revenue Growth
2002 5.389.214.000
2003 5.577.220.000 3.37%
2004 3.088.332.000 -80.59%
2005 3.705.914.000 16.66%
2006 4.025.694.000 7.94%
2007 5.033.635.000 20.02%
2008 5.607.857.000 10.24%
2009 6.674.651.000 15.98%
2010 6.772.541.000 1.45%
2011 6.077.261.000 -11.44%
2012 7.902.627.000 23.1%
2013 9.483.312.000 16.67%
2014 10.106.025.000 6.16%
2015 10.757.959.000 6.06%
2016 12.734.196.000 15.52%
2017 14.975.427.000 14.97%
2018 19.698.373.000 23.98%
2019 21.613.248.000 8.86%
2020 25.973.025.000 16.79%
2021 39.520.439.000 34.28%
2022 111.776.552.000 64.64%
2023 184.644.324.000 39.46%
2023 150.442.186.000 -22.73%
2024 571.016.648.000 73.65%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Akbank T.A.S. Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Akbank T.A.S. General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 47.093.000 100%
2007 21.808.000 -115.94%
2008 0 0%
2009 0 0%
2010 0 0%
2011 649.751.000 100%
2012 25.231.000 -2475.21%
2013 25.464.000 0.92%
2014 24.289.000 -4.84%
2015 23.497.000 -3.37%
2016 25.820.000 9%
2017 31.173.000 17.17%
2018 60.861.000 48.78%
2019 55.221.000 -10.21%
2020 51.152.000 -7.95%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Akbank T.A.S. EBITDA
Year EBITDA Growth
2002 3.727.512.000
2003 4.346.862.000 14.25%
2004 3.509.993.000 -23.84%
2005 4.788.213.000 26.7%
2006 6.125.271.000 21.83%
2007 7.948.288.000 22.94%
2008 8.637.780.000 7.98%
2009 8.114.072.000 -6.45%
2010 8.326.553.000 2.55%
2011 8.670.383.000 3.97%
2012 10.325.363.000 16.03%
2013 9.745.275.000 -5.95%
2014 12.005.669.000 18.83%
2015 12.671.531.000 5.25%
2016 16.890.779.000 24.98%
2017 21.026.674.000 19.67%
2018 27.418.131.000 23.31%
2019 7.455.332.000 -267.77%
2020 8.970.617.000 16.89%
2021 17.451.463.000 48.6%
2022 134.250.783.000 87%
2023 123.116.904.000 -9.04%
2023 89.277.368.000 -37.9%
2024 39.904.000 -223630.37%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Akbank T.A.S. Gross Profit
Year Gross Profit Growth
2002 5.389.214.000
2003 5.577.220.000 3.37%
2004 3.088.332.000 -80.59%
2005 3.705.914.000 16.66%
2006 4.025.694.000 7.94%
2007 5.033.635.000 20.02%
2008 5.607.857.000 10.24%
2009 6.674.651.000 15.98%
2010 6.772.541.000 1.45%
2011 6.077.261.000 -11.44%
2012 7.902.627.000 23.1%
2013 9.483.312.000 16.67%
2014 10.106.025.000 6.16%
2015 10.757.959.000 6.06%
2016 12.734.196.000 15.52%
2017 14.975.427.000 14.97%
2018 19.698.373.000 23.98%
2019 21.613.248.000 8.86%
2020 25.973.025.000 16.79%
2021 39.520.439.000 34.28%
2022 111.776.552.000 64.64%
2023 184.644.324.000 39.46%
2023 150.442.186.000 -22.73%
2024 571.016.648.000 73.65%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Akbank T.A.S. Net Profit
Year Net Profit Growth
2002 775.121.000
2003 1.507.894.000 48.6%
2004 1.024.492.000 -47.18%
2005 1.438.294.000 28.77%
2006 1.580.145.000 8.98%
2007 2.040.660.000 22.57%
2008 1.782.252.000 -14.5%
2009 2.722.621.000 34.54%
2010 3.008.809.000 9.51%
2011 2.586.855.000 -16.31%
2012 3.004.910.000 13.91%
2013 3.077.177.000 2.35%
2014 3.378.639.000 8.92%
2015 3.229.357.000 -4.62%
2016 4.854.168.000 33.47%
2017 6.020.273.000 19.37%
2018 5.709.166.000 -5.45%
2019 5.352.325.000 -6.67%
2020 6.259.625.000 14.49%
2021 12.127.191.000 48.38%
2022 60.025.707.000 79.8%
2023 81.803.956.000 26.62%
2023 66.496.235.000 -23.02%
2024 43.678.656.000 -52.24%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Akbank T.A.S. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 100%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 2 50%
2022 12 81.82%
2023 0 0%
2023 13 100%
2024 8 -50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Akbank T.A.S. Free Cashflow
Year Free Cashflow Growth
2002 -677.865.000
2003 -2.114.895.000 67.95%
2004 666.134.000 417.49%
2005 5.954.968.000 88.81%
2006 376.867.000 -1480.12%
2007 2.427.910.000 84.48%
2008 9.900.801.000 75.48%
2009 15.136.879.000 34.59%
2010 -1.272.791.000 1289.27%
2011 -13.864.609.000 90.82%
2012 -881.602.000 -1472.66%
2013 1.768.317.000 149.86%
2014 1.153.191.000 -53.34%
2015 5.741.826.000 79.92%
2016 1.981.249.000 -189.81%
2017 1.721.460.000 -15.09%
2018 -3.266.720.000 152.7%
2019 14.131.848.000 123.12%
2020 -6.323.039.000 323.5%
2021 44.493.914.000 114.21%
2022 26.677.194.000 -66.79%
2023 13.238.103.000 -101.52%
2023 140.530.645.000 90.58%
2024 62.988.913.000 -123.1%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Akbank T.A.S. Operating Cashflow
Year Operating Cashflow Growth
2002 -590.275.000
2003 -1.982.370.000 70.22%
2004 759.645.000 360.96%
2005 6.069.988.000 87.49%
2006 496.166.000 -1123.38%
2007 2.524.230.000 80.34%
2008 10.105.863.000 75.02%
2009 15.280.735.000 33.87%
2010 -880.994.000 1834.49%
2011 -13.712.712.000 93.58%
2012 -676.430.000 -1927.22%
2013 2.078.791.000 132.54%
2014 1.449.448.000 -43.42%
2015 5.944.211.000 75.62%
2016 2.426.612.000 -144.96%
2017 2.204.930.000 -10.05%
2018 -1.623.409.000 235.82%
2019 15.356.988.000 110.57%
2020 -5.185.859.000 396.13%
2021 45.594.269.000 111.37%
2022 30.857.462.000 -47.76%
2023 14.457.053.000 -113.44%
2023 147.879.698.000 90.22%
2024 65.211.219.000 -126.77%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Akbank T.A.S. Capital Expenditure
Year Capital Expenditure Growth
2002 87.590.000
2003 132.525.000 33.91%
2004 93.511.000 -41.72%
2005 115.020.000 18.7%
2006 119.299.000 3.59%
2007 96.320.000 -23.86%
2008 205.062.000 53.03%
2009 143.856.000 -42.55%
2010 391.797.000 63.28%
2011 151.897.000 -157.94%
2012 205.172.000 25.97%
2013 310.474.000 33.92%
2014 296.257.000 -4.8%
2015 202.385.000 -46.38%
2016 445.363.000 54.56%
2017 483.470.000 7.88%
2018 1.643.311.000 70.58%
2019 1.225.140.000 -34.13%
2020 1.137.180.000 -7.73%
2021 1.100.355.000 -3.35%
2022 4.180.268.000 73.68%
2023 1.218.950.000 -242.94%
2023 7.349.053.000 83.41%
2024 2.222.306.000 -230.69%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Akbank T.A.S. Equity
Year Equity Growth
2002 3.565.730.000
2003 4.964.101.000 28.17%
2004 6.199.563.000 19.93%
2005 6.353.219.000 2.42%
2006 7.184.586.000 11.57%
2007 10.632.454.000 32.43%
2008 11.330.738.000 6.16%
2009 14.447.350.000 21.57%
2010 17.947.594.000 19.5%
2011 18.293.866.000 1.89%
2012 22.475.768.000 18.61%
2013 22.134.979.000 -1.54%
2014 26.140.044.000 15.32%
2015 28.014.891.000 6.69%
2016 32.492.267.000 13.78%
2017 40.613.572.000 20%
2018 43.787.041.000 7.25%
2019 54.362.453.000 19.45%
2020 62.924.057.000 13.61%
2021 75.959.313.000 17.16%
2022 153.605.870.000 50.55%
2023 211.218.707.000 27.28%
2023 190.038.816.000 -11.15%
2024 221.112.796.000 14.05%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Akbank T.A.S. Assets
Year Assets Growth
2002 28.294.864.000
2003 29.308.410.000 3.46%
2004 35.423.729.000 17.26%
2005 52.384.532.000 32.38%
2006 60.320.151.000 13.16%
2007 72.103.035.000 16.34%
2008 93.092.635.000 22.55%
2009 102.833.447.000 9.47%
2010 120.069.727.000 14.36%
2011 139.257.181.000 13.78%
2012 163.478.334.000 14.82%
2013 195.482.263.000 16.37%
2014 218.696.598.000 10.61%
2015 252.467.180.000 13.38%
2016 294.500.823.000 14.27%
2017 341.609.957.000 13.79%
2018 354.681.610.000 3.69%
2019 387.172.437.000 8.39%
2020 478.316.575.000 19.06%
2021 762.798.330.000 37.29%
2022 1.147.294.180.000 33.51%
2023 1.904.769.488.000 39.77%
2023 1.716.672.110.000 -10.96%
2024 2.291.293.052.000 25.08%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Akbank T.A.S. Liabilities
Year Liabilities Growth
2002 450.681.000
2003 275.031.000 -63.87%
2004 137.732.000 -99.69%
2005 46.031.313.000 99.7%
2006 0 0%
2007 0 0%
2008 81.761.897.000 100%
2009 88.386.097.000 7.49%
2010 25.816.546.000 -242.36%
2011 22.549.125.000 -14.49%
2012 22.620.065.000 0.31%
2013 28.957.596.000 21.89%
2014 32.251.507.000 10.21%
2015 38.667.695.000 16.59%
2016 46.114.960.000 16.15%
2017 51.416.914.000 10.31%
2018 310.894.569.000 83.46%
2019 54.379.114.000 -471.72%
2020 66.829.804.000 18.63%
2021 109.571.995.000 39.01%
2022 993.688.310.000 88.97%
2023 180.191.442.000 -451.46%
2023 160.029.126.000 -12.6%
2024 2.070.180.256.000 92.27%

Akbank T.A.S. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
67.32
Net Income per Share
11.46
Price to Earning Ratio
4.89x
Price To Sales Ratio
0.83x
POCF Ratio
1.86
PFCF Ratio
1.97
Price to Book Ratio
1.32
EV to Sales
1.16
EV Over EBITDA
8.31
EV to Operating CashFlow
2.59
EV to FreeCashFlow
2.75
Earnings Yield
0.2
FreeCashFlow Yield
0.51
Market Cap
291,46 Bil.
Enterprise Value
406,38 Bil.
Graham Number
104.7
Graham NetNet
-378.59

Income Statement Metrics

Net Income per Share
11.46
Income Quality
2.63
ROE
0.29
Return On Assets
0.03
Return On Capital Employed
0.08
Net Income per EBT
0.77
EBT Per Ebit
1
Ebit per Revenue
0.22
Effective Tax Rate
0.23

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.75
Operating Profit Margin
0.22
Pretax Profit Margin
0.22
Net Profit Margin
0.17

Dividends

Dividend Yield
0.03
Dividend Yield %
3.42
Payout Ratio
0.17
Dividend Per Share
1.92

Operating Metrics

Operating Cashflow per Share
30.15
Free CashFlow per Share
28.38
Capex to Operating CashFlow
0.06
Capex to Revenue
0.03
Capex to Depreciation
3.33
Return on Invested Capital
0.08
Return on Tangible Assets
0.03
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
1.77

Balance Sheet

Cash per Share
19,52
Book Value per Share
42,52
Tangible Book Value per Share
41.55
Shareholders Equity per Share
42.52
Interest Debt per Share
158.5
Debt to Equity
2.42
Debt to Assets
0.23
Net Debt to EBITDA
2.35
Current Ratio
0.36
Tangible Asset Value
216,07 Bil.
Net Current Asset Value
-1.612,71 Bil.
Invested Capital
-785758517000
Working Capital
-818,31 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
1.84

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Akbank T.A.S. Dividends
Year Dividends Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2021 0 0%
2022 0 0%
2023 2 100%
2024 2 0%

Akbank T.A.S. Profile

About Akbank T.A.S.

Akbank T.A.S., together with its subsidiaries, provides various banking products and services in Turkey and internationally. It operates through: Retail Banking; Commercial Banking, SME Banking, Corporate-Investment and Private Banking; and Treasury segments. The company's retail banking services comprise deposit accounts, retail loans, commercial installment loans, credit cards, insurance products, and asset management services, as well as bank cards, investment funds trading, automatic payment, foreign currency trading, safe deposit box rental, cheques, money transfer, investment banking, and telephone and internet banking. It also offers services to large, medium, and small size corporate and commercial customers that include Turkish Lira (TL) and foreign currency denominated working capital loans financing for investments, foreign trade financing, derivative instruments for hedging purposes of foreign currency and interest risk, letters of credit, foreign currency trading, corporate finance, and deposit and cash management services, as well as project finance loans; and timely and permanent solutions for corporate customers' working capital management, delivering cash management services based on customers' requests that include collection and payment services and liquidity and information management. In addition, the company engages in treasury activities consisting of TL and foreign currency spot and forward transactions, treasury and government bonds, Eurobonds, and private sector bond transactions, as well as derivative trading activities; and marketing and pricing activities related treasury products. Further, it provides financial leasing services, stock exchange brokerage services, and portfolio management, as well as offers payment services and issues electronic money. As of December 31, 2021, the company operated 710 branches. Akbank T.A.S. was founded in 1948 and is headquartered in Istanbul, Turkey.

CEO
Mr. Cenk Kaan Gur
Employee
13.590
Address
Sabanci Center
Istanbul, 34330

Akbank T.A.S. Executives & BODs

Akbank T.A.S. Executives & BODs
# Name Age
1 Mr. Levent Celebioglu
Executive Vice President of Corporate & Investment Banking
70
2 Mr. Beril Alakoc
Head of Brand & Communication
70
3 Mr. Berna Avdan
General Counsel
70
4 Mr. Sabri Hakan Binbasgil
Executive Vice Chairman & Member of International Advisory Board
70
5 Gokhan Gokcay
Executive Vice President of Technology
70
6 Ms. Pinar Anapa
Executive Vice President of People & Culture
70
7 Mr. Turker Tunali C.F.A.
Executive Vice President of Financial Management
70
8 Mr. Cenk Kaan Gur
Chief Executive Officer, Member of International Advisory Board & Director
70
9 Mr. Erol Sabanci
Honorary Chairman & Consultant
70
10 Mr. Kamile Necat Ebru Güvenir
Head of Investor Relations & Sustainability Department
70

Akbank T.A.S. Competitors