Allianz SE Logo

Allianz SE

ALIZY

(3.5)
Stock Price

30,33 USD

0.94% ROA

16.99% ROE

1.24x PER

Market Cap.

113.751.424.811,12 USD

45.66% DER

5.56% Yield

7.24% NPM

Allianz SE Stock Analysis

Allianz SE Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Allianz SE Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (16.33%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past five years, consistently delivering higher returns to investors.

4 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

5 ROA

The stock's ROA (0.93%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 PBV

The stock's PBV ratio (1.69x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

7 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

8 Net Profit Growth

This company's net profit has consistently grown over the past three years, showcasing a positive financial trend and making it an appealing investment opportunity.

9 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

10 Buffet Intrinsic Value

The company's stock seems undervalued (327) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

11 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

Allianz SE Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Allianz SE Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Allianz SE Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Allianz SE Revenue
Year Revenue Growth
2000 77.092.189.522
2005 92.459.000.000 16.62%
2006 86.577.000.000 -6.79%
2007 99.742.000.000 13.2%
2008 80.995.000.000 -23.15%
2009 87.202.000.000 7.12%
2010 94.345.000.000 7.57%
2011 91.899.000.000 -2.66%
2012 99.839.000.000 7.95%
2013 99.653.000.000 -0.19%
2014 101.090.000.000 1.42%
2015 107.580.000.000 6.03%
2016 107.514.000.000 -0.06%
2017 107.432.000.000 -0.08%
2018 102.979.000.000 -4.32%
2019 112.999.000.000 8.87%
2020 112.238.000.000 -0.68%
2021 118.911.000.000 5.61%
2022 114.300.000.000 -4.03%
2023 101.024.000.000 -13.14%
2023 124.636.000.000 18.94%
2024 114.060.000.000 -9.27%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Allianz SE Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Allianz SE General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 0
2005 9.489.000.000 100%
2006 7.119.000.000 -33.29%
2007 9.249.000.000 23.03%
2008 6.486.000.000 -42.6%
2009 6.926.000.000 6.35%
2010 6.648.000.000 -4.18%
2011 6.614.000.000 -0.51%
2012 6.669.000.000 0.82%
2013 22.865.000.000 70.83%
2014 7.150.000.000 -219.79%
2015 7.714.000.000 7.31%
2016 7.919.000.000 2.59%
2017 8.339.000.000 5.04%
2018 7.908.000.000 -5.45%
2019 8.048.000.000 1.74%
2020 8.337.000.000 3.47%
2021 12.483.000.000 33.21%
2022 11.173.000.000 -11.72%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Allianz SE EBITDA
Year EBITDA Growth
2000 3.647.649.685
2005 13.607.000.000 73.19%
2006 11.357.000.000 -19.81%
2007 18.383.000.000 38.22%
2008 1.376.000.000 -1235.97%
2009 7.271.000.000 81.08%
2010 9.526.000.000 23.67%
2011 7.131.000.000 -33.59%
2012 10.910.000.000 34.64%
2013 11.726.000.000 6.96%
2014 10.886.000.000 -7.72%
2015 12.408.000.000 12.27%
2016 12.477.000.000 0.55%
2017 12.437.000.000 -0.32%
2018 12.779.000.000 2.68%
2019 11.088.000.000 -15.25%
2020 15.645.000.000 29.13%
2021 5.996.000.000 -160.92%
2022 13.216.000.000 54.63%
2023 10.400.000.000 -27.08%
2023 8.541.000.000 -21.77%
2024 -868.000.000 1083.99%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Allianz SE Gross Profit
Year Gross Profit Growth
2000 77.092.189.522
2005 92.459.000.000 16.62%
2006 86.577.000.000 -6.79%
2007 99.742.000.000 13.2%
2008 80.995.000.000 -23.15%
2009 87.202.000.000 7.12%
2010 94.345.000.000 7.57%
2011 91.899.000.000 -2.66%
2012 99.839.000.000 7.95%
2013 99.653.000.000 -0.19%
2014 101.090.000.000 1.42%
2015 107.580.000.000 6.03%
2016 107.514.000.000 -0.06%
2017 107.432.000.000 -0.08%
2018 102.979.000.000 -4.32%
2019 112.999.000.000 8.87%
2020 112.238.000.000 -0.68%
2021 118.911.000.000 5.61%
2022 114.300.000.000 -4.03%
2023 101.024.000.000 -13.14%
2023 161.700.000.000 37.52%
2024 114.060.000.000 -41.77%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Allianz SE Net Profit
Year Net Profit Growth
2000 3.470.995.151
2005 4.380.000.000 20.75%
2006 7.021.000.000 37.62%
2007 7.966.000.000 11.86%
2008 -2.444.000.000 425.94%
2009 4.207.000.000 158.09%
2010 5.053.000.000 16.74%
2011 2.545.000.000 -98.55%
2012 5.231.000.000 51.35%
2013 5.996.000.000 12.76%
2014 6.221.000.000 3.62%
2015 6.616.000.000 5.97%
2016 6.962.000.000 4.97%
2017 6.803.000.000 -2.34%
2018 7.462.000.000 8.83%
2019 7.914.000.000 5.71%
2020 6.807.000.000 -16.26%
2021 6.610.000.000 -2.98%
2022 6.421.000.000 -2.94%
2023 8.084.000.000 20.57%
2023 8.541.000.000 5.35%
2024 10.052.000.000 15.03%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Allianz SE Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 1
2005 1 0%
2006 2 0%
2007 2 0%
2008 -1 0%
2009 1 0%
2010 1 100%
2011 1 0%
2012 1 100%
2013 1 0%
2014 1 0%
2015 1 0%
2016 2 0%
2017 2 0%
2018 2 0%
2019 19 94.44%
2020 16 -12.5%
2021 16 -6.67%
2022 16 0%
2023 2 -650%
2023 22 90.48%
2024 24 12.5%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Allianz SE Free Cashflow
Year Free Cashflow Growth
2000 1.336.595.188
2005 46.074.000.000 97.1%
2006 18.511.000.000 -148.9%
2007 11.874.000.000 -55.9%
2008 24.325.000.000 51.19%
2009 12.391.000.000 -96.31%
2010 13.942.000.000 11.12%
2011 15.441.000.000 9.71%
2012 16.186.000.000 4.6%
2013 21.755.000.000 25.6%
2014 30.540.000.000 28.77%
2015 21.630.000.000 -41.19%
2016 19.406.000.000 -11.46%
2017 31.596.000.000 38.58%
2018 24.259.000.000 -30.24%
2019 35.135.000.000 30.95%
2020 30.601.000.000 -14.82%
2021 23.713.000.000 -29.05%
2022 346.000.000 -6753.47%
2023 22.735.000.000 98.48%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Allianz SE Operating Cashflow
Year Operating Cashflow Growth
2000 1.630.918.934
2005 47.200.000.000 96.54%
2006 20.099.000.000 -134.84%
2007 12.706.000.000 -58.19%
2008 25.278.000.000 49.73%
2009 13.551.000.000 -86.54%
2010 15.414.000.000 12.09%
2011 16.642.000.000 7.38%
2012 17.793.000.000 6.47%
2013 23.239.000.000 23.43%
2014 32.232.000.000 27.9%
2015 23.663.000.000 -36.21%
2016 21.461.000.000 -10.26%
2017 33.188.000.000 35.34%
2018 25.672.000.000 -29.28%
2019 36.448.000.000 29.57%
2020 32.049.000.000 -13.73%
2021 25.124.000.000 -27.56%
2022 1.964.000.000 -1179.23%
2023 24.462.000.000 91.97%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Allianz SE Capital Expenditure
Year Capital Expenditure Growth
2000 294.323.745
2005 1.126.000.000 73.86%
2006 1.588.000.000 29.09%
2007 832.000.000 -90.87%
2008 953.000.000 12.7%
2009 1.160.000.000 17.84%
2010 1.472.000.000 21.2%
2011 1.201.000.000 -22.56%
2012 1.607.000.000 25.26%
2013 1.484.000.000 -8.29%
2014 1.692.000.000 12.29%
2015 2.033.000.000 16.77%
2016 2.055.000.000 1.07%
2017 1.592.000.000 -29.08%
2018 1.413.000.000 -12.67%
2019 1.313.000.000 -7.62%
2020 1.448.000.000 9.32%
2021 1.411.000.000 -2.62%
2022 1.618.000.000 12.79%
2023 1.727.000.000 6.31%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Allianz SE Equity
Year Equity Growth
2000 51.966.722.423
2006 56.830.000.000 8.56%
2007 51.381.000.000 -10.61%
2008 37.248.000.000 -37.94%
2009 42.287.000.000 11.92%
2010 46.562.000.000 9.18%
2011 47.253.000.000 1.46%
2012 56.218.000.000 15.95%
2013 52.849.000.000 -6.37%
2014 63.702.000.000 17.04%
2015 66.099.000.000 3.63%
2016 70.393.000.000 6.1%
2017 68.602.000.000 -2.61%
2018 63.679.000.000 -7.73%
2019 77.365.000.000 17.69%
2020 84.594.000.000 8.55%
2021 84.222.000.000 -0.44%
2022 55.242.000.000 -52.46%
2023 58.816.000.000 6.08%
2023 60.689.000.000 3.09%
2024 53.977.000.000 -12.43%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Allianz SE Assets
Year Assets Growth
2000 441.380.379.012
2006 1.110.081.000.000 60.24%
2007 1.061.149.000.000 -4.61%
2008 955.576.000.000 -11.05%
2009 584.045.000.000 -63.61%
2010 624.945.000.000 6.54%
2011 641.472.000.000 2.58%
2012 694.621.000.000 7.65%
2013 711.530.000.000 2.38%
2014 805.787.000.000 11.7%
2015 848.942.000.000 5.08%
2016 883.809.000.000 3.95%
2017 901.300.000.000 1.94%
2018 897.567.000.000 -0.42%
2019 1.011.185.000.000 11.24%
2020 1.060.012.000.000 4.61%
2021 1.139.429.000.000 6.97%
2022 1.021.503.000.000 -11.54%
2023 958.455.000.000 -6.58%
2023 942.671.000.000 -1.67%
2024 998.354.000.000 5.58%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Allianz SE Liabilities
Year Liabilities Growth
2000 15.238.633.112
2006 1.053.251.000.000 98.55%
2007 1.009.768.000.000 -4.31%
2008 918.328.000.000 -9.96%
2009 541.758.000.000 -69.51%
2010 578.383.000.000 6.33%
2011 594.219.000.000 2.67%
2012 638.403.000.000 6.92%
2013 658.681.000.000 3.08%
2014 742.085.000.000 11.24%
2015 782.843.000.000 5.21%
2016 813.416.000.000 3.76%
2017 832.698.000.000 2.32%
2018 833.888.000.000 0.14%
2019 933.820.000.000 10.7%
2020 975.418.000.000 4.26%
2021 1.055.207.000.000 7.56%
2022 966.261.000.000 -9.21%
2023 899.639.000.000 -7.41%
2023 2.039.000.000 -44021.58%
2024 944.377.000.000 99.78%

Allianz SE Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
323.06
Net Income per Share
23.4
Price to Earning Ratio
1.24x
Price To Sales Ratio
0.9x
POCF Ratio
27.93
PFCF Ratio
278.8
Price to Book Ratio
0.22
EV to Sales
0.88
EV Over EBITDA
25.08
EV to Operating CashFlow
273.27
EV to FreeCashFlow
273.27
Earnings Yield
0.8
FreeCashFlow Yield
0
Market Cap
113,75 Bil.
Enterprise Value
111,49 Bil.
Graham Number
261.07
Graham NetNet
-922.28

Income Statement Metrics

Net Income per Share
23.4
Income Quality
0.05
ROE
0.17
Return On Assets
0.01
Return On Capital Employed
0
Net Income per EBT
0.73
EBT Per Ebit
2.98
Ebit per Revenue
0.03
Effective Tax Rate
0.23

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.04
Operating Profit Margin
0.03
Pretax Profit Margin
0.1
Net Profit Margin
0.07

Dividends

Dividend Yield
0.06
Dividend Yield %
5.56
Payout Ratio
0
Dividend Per Share
1.62

Operating Metrics

Operating Cashflow per Share
1.04
Free CashFlow per Share
1.04
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.04
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
-187.49
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
-1.95
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
1.490,18
Book Value per Share
137,89
Tangible Book Value per Share
89.34
Shareholders Equity per Share
129.46
Interest Debt per Share
63.56
Debt to Equity
0.46
Debt to Assets
0.02
Net Debt to EBITDA
-0.51
Current Ratio
1.32
Tangible Asset Value
34,97 Bil.
Net Current Asset Value
-883,79 Bil.
Invested Capital
43762000000
Working Capital
14,56 Bil.
Intangibles to Total Assets
0.02
Average Receivables
0,00 Bil.
Average Payables
1,34 Bil.
Average Inventory
0
Debt to Market Cap
0.2

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Allianz SE Dividends
Year Dividends Growth
2001 0
2002 0 0%
2003 1 100%
2004 0 0%
2005 0 0%
2006 0 0%
2007 1 0%
2008 1 100%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 100%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 100%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2024 2 0%

Allianz SE Profile

About Allianz SE

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products comprising infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

CEO
Mr. Oliver Bate
Employee
157.883
Address
KOeniginstrasse 28
Munich, 80802

Allianz SE Executives & BODs

Allianz SE Executives & BODs
# Name Age
1 Dr. Barbara Karuth-Zelle
Chief Operating Officer & Member of the Management Board
70
2 Dr. Andreas Georg Wimmer
Member of Management Board
70
3 Ms. Sirma Gencheva Boshnakova
Member of the Board of Management
70
4 Mr. Christopher George Townsend
Member of the Management Board
70
5 Madam Renate Wagner
Member of the Management Board
70
6 Dr. Gunther Thallinger
Member of the Management Board
70
7 Euler Hermes
Member of the Management Board
70
8 Mr. Oliver Bate
Chairman of the Management Board & Chief Executive Officer
70
9 Ms. Claire-Marie Thomas Coste-Lepoutre
Chief Financial Officer & Member of the Board of Management
70
10 Dr. Klaus-Peter Rohler
Member of the Management Board
70

Allianz SE Competitors