Alm. Brand A/S Logo

Alm. Brand A/S

ALMB.CO

(2.0)
Stock Price

13,31 DKK

1.87% ROA

3.74% ROE

40.66x PER

Market Cap.

20.477.498.790,00 DKK

15.25% DER

4.07% Yield

3.46% NPM

Alm. Brand A/S Stock Analysis

Alm. Brand A/S Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Alm. Brand A/S Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (12%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

3 ROE

ROE in an average range (4.5%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (2.37%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.2x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (46), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

7 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

8 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

9 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Graham Number

The company's Graham number suggests that its stock price is overestimated, implying that it may not be a promising investment opportunity.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

Alm. Brand A/S Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Alm. Brand A/S Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Alm. Brand A/S Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Alm. Brand A/S Revenue
Year Revenue Growth
2000 1.703.038.000
2001 1.890.577.000 9.92%
2002 2.670.746.000 29.21%
2003 11.866.000.000 77.49%
2004 11.826.000.000 -0.34%
2005 6.489.000.000 -82.25%
2006 6.855.000.000 5.34%
2007 7.721.000.000 11.22%
2008 8.176.000.000 5.57%
2009 7.571.000.000 -7.99%
2010 7.341.000.000 -3.13%
2011 7.218.000.000 -1.7%
2012 7.095.000.000 -1.73%
2013 6.580.000.000 -7.83%
2014 7.506.000.000 12.34%
2015 6.881.000.000 -9.08%
2016 7.785.000.000 11.61%
2017 8.166.000.000 4.67%
2018 8.010.000.000 -1.95%
2019 9.226.000.000 13.18%
2020 7.783.000.000 -18.54%
2021 5.245.000.000 -48.39%
2022 8.587.000.000 38.92%
2023 13.768.000.000 37.63%
2023 14.629.000.000 5.89%
2024 12.860.000.000 -13.76%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Alm. Brand A/S Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Alm. Brand A/S General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 340.000.000
2001 341.000.000 0.29%
2002 703.000.000 51.49%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 736.000.000 100%
2013 747.000.000 1.47%
2014 743.000.000 -0.54%
2015 737.000.000 -0.81%
2016 812.000.000 9.24%
2017 900.000.000 9.78%
2018 1.256.000.000 28.34%
2019 1.141.000.000 -10.08%
2020 208.000.000 -448.56%
2021 222.000.000 6.31%
2022 417.000.000 46.76%
2023 0 0%
2023 161.000.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Alm. Brand A/S EBITDA
Year EBITDA Growth
2000 327.000.000
2001 12.026.000 -2619.11%
2002 190.000.000 93.67%
2003 401.000.000 52.62%
2004 457.000.000 12.25%
2005 1.210.000.000 62.23%
2006 1.609.000.000 24.8%
2007 1.953.000.000 17.61%
2008 1.079.000.000 -81%
2009 -613.000.000 276.02%
2010 41.000.000 1595.12%
2011 37.000.000 -10.81%
2012 857.000.000 95.68%
2013 693.000.000 -23.67%
2014 659.000.000 -5.16%
2015 801.000.000 17.73%
2016 1.121.000.000 28.55%
2017 1.092.000.000 -2.66%
2018 727.000.000 -50.21%
2019 249.000.000 -191.97%
2020 785.000.000 68.28%
2021 761.000.000 -3.15%
2022 483.000.000 -57.56%
2023 808.000.000 40.22%
2023 881.000.000 8.29%
2024 -356.000.000 347.47%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Alm. Brand A/S Gross Profit
Year Gross Profit Growth
2000 1.703.038.000
2001 1.890.577.000 9.92%
2002 2.670.746.000 29.21%
2003 11.866.000.000 77.49%
2004 11.826.000.000 -0.34%
2005 6.489.000.000 -82.25%
2006 6.855.000.000 5.34%
2007 7.721.000.000 11.22%
2008 8.176.000.000 5.57%
2009 7.571.000.000 -7.99%
2010 7.341.000.000 -3.13%
2011 7.218.000.000 -1.7%
2012 7.095.000.000 -1.73%
2013 6.580.000.000 -7.83%
2014 7.506.000.000 12.34%
2015 6.881.000.000 -9.08%
2016 7.785.000.000 11.61%
2017 8.166.000.000 4.67%
2018 8.010.000.000 -1.95%
2019 9.226.000.000 13.18%
2020 7.783.000.000 -18.54%
2021 5.245.000.000 -48.39%
2022 8.587.000.000 38.92%
2023 13.768.000.000 37.63%
2023 14.629.000.000 5.89%
2024 12.860.000.000 -13.76%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Alm. Brand A/S Net Profit
Year Net Profit Growth
2000 261.000.000
2001 77.102.000 -238.51%
2002 142.000.000 45.7%
2003 375.000.000 62.13%
2004 477.000.000 21.38%
2005 796.000.000 40.08%
2006 847.000.000 6.02%
2007 714.000.000 -18.63%
2008 -217.000.000 429.03%
2009 -1.080.000.000 79.91%
2010 -404.000.000 -167.33%
2011 -529.000.000 23.63%
2012 286.000.000 284.97%
2013 196.000.000 -45.92%
2014 348.000.000 43.68%
2015 529.000.000 34.22%
2016 826.000.000 35.96%
2017 811.000.000 -1.85%
2018 569.000.000 -42.53%
2019 452.000.000 -25.88%
2020 618.000.000 26.86%
2021 598.000.000 -3.34%
2022 -38.000.000 1673.68%
2023 592.000.000 106.42%
2023 612.000.000 3.27%
2024 140.000.000 -337.14%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Alm. Brand A/S Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 5
2001 0 0%
2002 1 0%
2003 2 100%
2004 2 0%
2005 3 50%
2006 3 33.33%
2007 3 0%
2008 -1 400%
2009 -6 80%
2010 -2 -150%
2011 -1 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 1 0%
2016 1 100%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 100%
2021 1 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Alm. Brand A/S Free Cashflow
Year Free Cashflow Growth
2000 293.000.000
2001 702.000.000 58.26%
2002 -7.000.000 10128.57%
2003 247.000.000 102.83%
2004 479.000.000 48.43%
2005 982.000.000 51.22%
2006 823.000.000 -19.32%
2007 887.000.000 7.22%
2008 704.000.000 -25.99%
2009 919.000.000 23.39%
2010 726.000.000 -26.58%
2011 299.000.000 -142.81%
2012 238.000.000 -25.63%
2013 161.000.000 -47.83%
2014 0 0%
2015 377.000.000 100%
2016 666.000.000 43.39%
2017 669.000.000 0.45%
2018 434.000.000 -54.15%
2019 1.394.000.000 68.87%
2020 1.221.000.000 -14.17%
2021 884.000.000 -38.12%
2022 39.000.000 -2166.67%
2023 109.000.000 64.22%
2023 0 0%
2024 437.000.000 100%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Alm. Brand A/S Operating Cashflow
Year Operating Cashflow Growth
2000 302.000.000
2001 730.000.000 58.63%
2002 326.000.000 -123.93%
2003 254.000.000 -28.35%
2004 488.000.000 47.95%
2005 1.015.000.000 51.92%
2006 842.000.000 -20.55%
2007 946.000.000 10.99%
2008 727.000.000 -30.12%
2009 919.000.000 20.89%
2010 731.000.000 -25.72%
2011 299.000.000 -144.48%
2012 286.000.000 -4.55%
2013 196.000.000 -45.92%
2014 348.000.000 43.68%
2015 529.000.000 34.22%
2016 826.000.000 35.96%
2017 811.000.000 -1.85%
2018 569.000.000 -42.53%
2019 1.429.000.000 60.18%
2020 1.222.000.000 -16.94%
2021 922.000.000 -32.54%
2022 200.000.000 -361%
2023 109.000.000 -83.49%
2023 0 0%
2024 474.000.000 100%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Alm. Brand A/S Capital Expenditure
Year Capital Expenditure Growth
2000 9.000.000
2001 28.000.000 67.86%
2002 333.000.000 91.59%
2003 7.000.000 -4657.14%
2004 9.000.000 22.22%
2005 33.000.000 72.73%
2006 19.000.000 -73.68%
2007 59.000.000 67.8%
2008 23.000.000 -156.52%
2009 0 0%
2010 5.000.000 100%
2011 0 0%
2012 48.000.000 100%
2013 35.000.000 -37.14%
2014 348.000.000 89.94%
2015 152.000.000 -128.95%
2016 160.000.000 5%
2017 142.000.000 -12.68%
2018 135.000.000 -5.19%
2019 35.000.000 -285.71%
2020 1.000.000 -3400%
2021 38.000.000 97.37%
2022 161.000.000 76.4%
2023 0 0%
2023 0 0%
2024 37.000.000 100%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Alm. Brand A/S Equity
Year Equity Growth
2000 338.349.000
2001 1.133.500.000 70.15%
2002 2.885.000.000 60.71%
2003 1.788.000.000 -61.35%
2004 1.788.000.000 0%
2005 4.935.000.000 63.77%
2006 5.432.000.000 9.15%
2007 5.446.000.000 0.26%
2008 4.800.000.000 -13.46%
2009 3.694.000.000 -29.94%
2010 4.758.000.000 22.36%
2011 4.206.000.000 -13.12%
2012 4.506.000.000 6.66%
2013 4.685.000.000 3.82%
2014 4.847.000.000 3.34%
2015 5.232.000.000 7.36%
2016 5.200.000.000 -0.62%
2017 4.936.000.000 -5.35%
2018 4.748.000.000 -3.96%
2019 4.576.000.000 -3.76%
2020 5.167.000.000 11.44%
2021 13.706.000.000 62.3%
2022 13.765.000.000 0.43%
2023 13.847.000.000 0.59%
2023 13.944.000.000 0.7%
2024 12.632.000.000 -10.39%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Alm. Brand A/S Assets
Year Assets Growth
2000 359.971.000
2001 1.154.402.000 68.82%
2002 21.129.000.000 94.54%
2003 21.780.000.000 2.99%
2004 22.468.000.000 3.06%
2005 42.550.000.000 47.2%
2006 42.992.000.000 1.03%
2007 47.886.000.000 10.22%
2008 45.777.000.000 -4.61%
2009 47.498.000.000 3.62%
2010 48.149.000.000 1.35%
2011 44.913.000.000 -7.21%
2012 42.559.000.000 -5.53%
2013 39.580.000.000 -7.53%
2014 39.118.000.000 -1.18%
2015 35.083.000.000 -11.5%
2016 34.859.000.000 -0.64%
2017 34.654.000.000 -0.59%
2018 39.025.000.000 11.2%
2019 41.798.000.000 6.63%
2020 32.780.000.000 -27.51%
2021 42.235.000.000 22.39%
2022 38.566.000.000 -9.51%
2023 36.390.000.000 -5.98%
2023 35.562.000.000 -2.33%
2024 36.685.000.000 3.06%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Alm. Brand A/S Liabilities
Year Liabilities Growth
2000 21.622.000
2001 20.902.000 -3.44%
2002 18.244.000.000 99.89%
2003 19.992.000.000 8.74%
2004 20.680.000.000 3.33%
2005 37.615.000.000 45.02%
2006 37.560.000.000 -0.15%
2007 42.440.000.000 11.5%
2008 40.977.000.000 -3.57%
2009 43.804.000.000 6.45%
2010 43.391.000.000 -0.95%
2011 40.707.000.000 -6.59%
2012 38.053.000.000 -6.97%
2013 34.895.000.000 -9.05%
2014 34.271.000.000 -1.82%
2015 29.851.000.000 -14.81%
2016 29.659.000.000 -0.65%
2017 29.718.000.000 0.2%
2018 34.277.000.000 13.3%
2019 37.222.000.000 7.91%
2020 27.613.000.000 -34.8%
2021 28.529.000.000 3.21%
2022 24.801.000.000 -15.03%
2023 2.502.000.000 -891.25%
2023 2.456.000.000 -1.87%
2024 24.053.000.000 89.79%

Alm. Brand A/S Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
9.59
Net Income per Share
0.33
Price to Earning Ratio
40.66x
Price To Sales Ratio
1.4x
POCF Ratio
24.98
PFCF Ratio
27.38
Price to Book Ratio
1.63
EV to Sales
1.48
EV Over EBITDA
272.78
EV to Operating CashFlow
26.22
EV to FreeCashFlow
28.81
Earnings Yield
0.02
FreeCashFlow Yield
0.04
Market Cap
20,48 Bil.
Enterprise Value
21,55 Bil.
Graham Number
7.88
Graham NetNet
-15.2

Income Statement Metrics

Net Income per Share
0.33
Income Quality
1.4
ROE
0.04
Return On Assets
0.01
Return On Capital Employed
0.14
Net Income per EBT
0.58
EBT Per Ebit
0.2
Ebit per Revenue
0.29
Effective Tax Rate
0.32

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.29
Pretax Profit Margin
0.06
Net Profit Margin
0.03

Dividends

Dividend Yield
0.04
Dividend Yield %
4.07
Payout Ratio
1.68
Dividend Per Share
0.55

Operating Metrics

Operating Cashflow per Share
0.54
Free CashFlow per Share
0.49
Capex to Operating CashFlow
0.09
Capex to Revenue
0.01
Capex to Depreciation
0.38
Return on Invested Capital
0.2
Return on Tangible Assets
0.02
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.05

Balance Sheet

Cash per Share
0,62
Book Value per Share
8,31
Tangible Book Value per Share
1.98
Shareholders Equity per Share
8.31
Interest Debt per Share
1.35
Debt to Equity
0.15
Debt to Assets
0.05
Net Debt to EBITDA
13.57
Current Ratio
0.38
Tangible Asset Value
3,00 Bil.
Net Current Asset Value
-22,05 Bil.
Invested Capital
7165000000
Working Capital
-3,27 Bil.
Intangibles to Total Assets
0.26
Average Receivables
0,00 Bil.
Average Payables
9,29 Bil.
Average Inventory
0
Debt to Market Cap
0.09

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Alm. Brand A/S Dividends
Year Dividends Growth
2000 0
2001 1 0%
2015 0 0%
2016 0 0%
2017 1 0%
2018 0 0%
2019 0 0%
2020 3 100%
2021 4 0%
2022 0 0%
2023 0 0%
2024 1 0%

Alm. Brand A/S Profile

About Alm. Brand A/S

Alm. Brand A/S, together with its subsidiaries, provides non-life insurance products and services in Denmark. The company offers its non-life insurance products, such as health and accident, workers' compensation, liability, vehicle, fire and property, marine, aviation and transport, and other insurance products to private households, agricultural, and commercial customers through its sales channels and partnerships. The company was founded in 1792 and is headquartered in Copenhagen, Denmark.

CEO
Mr. Rasmus Werner Nielsen
Employee
2.265
Address
Midtermolen 7
Copenhagen, 2100

Alm. Brand A/S Executives & BODs

Alm. Brand A/S Executives & BODs
# Name Age
1 Mr. Kristjan Jorgensen
Chief Press & Communication Officer
70
2 Mr. Mads Thinggaard C.F.A.
Head of Investor Relations
70
3 Mr. Henrik Gundorph
Senior Vice President of Human Resources
70
4 Mr. Thorsten Meyer Larsen
Chief Investment Officer
70
5 Ms. Anne Mette Toftegaard
Deputy Chief Executive Officer & Member of Management Board
70
6 Mr. Andreas Ruben Madsen
Chief Financial Officer
70
7 Tue Klitgaard Christensen
Director & Senior Vice President of Group Legal
70
8 Ms. Pia Holm Steffensen
Senior Vice President of Non-life Insurance - Private
70
9 Mr. Rasmus Werner Nielsen
Group Chief Executive Officer, EVice President of Staff Functions & Member of the Management Board
70
10 Mr. Peter Flemmer
Senior Vice President of Non-life Insurance - Commercial
70

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