Amanah Leasing Public Company Limited Logo

Amanah Leasing Public Company Limited

AMANAH.BK

(3.2)
Stock Price

1,47 THB

4.78% ROA

10.39% ROE

10.12x PER

Market Cap.

2.279.441.998,00 THB

155.92% DER

9.09% Yield

22.74% NPM

Amanah Leasing Public Company Limited Stock Analysis

Amanah Leasing Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Amanah Leasing Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

2 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 Dividend Growth

The company's dividend growth has consistently increased every year in the last five years, indicating a strong track record of positive returns for investors.

4 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

5 ROE

ROE in an average range (12.71%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (5.11%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 PBV

The stock's PBV ratio (1.24x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

8 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

9 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (7), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

10 DER

The company has a high debt to equity ratio (156%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

11 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

Amanah Leasing Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Amanah Leasing Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Amanah Leasing Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Amanah Leasing Public Company Limited Revenue
Year Revenue Growth
2004 -109.531.130
2005 -81.558.827 -34.3%
2007 -91.240.339 10.61%
2008 291.594.561 131.29%
2009 242.413.353 -20.29%
2010 229.024.053 -5.85%
2011 198.586.357 -15.33%
2012 265.926.995 25.32%
2013 313.904.502 15.28%
2014 265.725.306 -18.13%
2015 212.612.587 -24.98%
2016 330.773.511 35.72%
2017 431.541.026 23.35%
2018 580.814.641 25.7%
2019 656.205.209 11.49%
2020 672.770.125 2.46%
2021 682.035.355 1.36%
2022 789.118.287 13.57%
2023 825.680.000 4.43%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Amanah Leasing Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Amanah Leasing Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 0
2005 0 0%
2007 0 0%
2008 147.629.218 100%
2009 110.500.008 -33.6%
2010 106.058.906 -4.19%
2011 129.510.958 18.11%
2012 180.071.811 28.08%
2013 64.695.000 -178.34%
2014 88.508.000 26.9%
2015 150.885.693 41.34%
2016 193.417.072 21.99%
2017 216.137.104 10.51%
2018 224.234.651 3.61%
2019 246.973.265 9.21%
2020 254.443.565 2.94%
2021 268.090.111 5.09%
2022 342.969.113 21.83%
2023 357.000.000 3.93%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Amanah Leasing Public Company Limited EBITDA
Year EBITDA Growth
2004 -109.531.130
2005 -81.558.827 -34.3%
2007 -91.240.339 10.61%
2008 14.634.882 723.44%
2009 77.146.064 81.03%
2010 33.693.303 -128.97%
2011 41.329.118 18.48%
2012 99.806.371 58.59%
2013 191.103.636 47.77%
2014 117.830.723 -62.18%
2015 145.927.490 19.25%
2016 132.910.841 -9.79%
2017 214.506.340 38.04%
2018 415.168.709 48.33%
2019 447.584.710 7.24%
2020 274.547.943 -63.03%
2021 280.961.367 2.28%
2022 260.919.134 -7.68%
2023 228.444.000 -14.22%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Amanah Leasing Public Company Limited Gross Profit
Year Gross Profit Growth
2004 -109.531.130
2005 -81.558.827 -34.3%
2007 -91.240.339 10.61%
2008 291.594.561 131.29%
2009 232.748.406 -25.28%
2010 170.519.136 -36.49%
2011 150.568.603 -13.25%
2012 254.639.007 40.87%
2013 248.333.886 -2.54%
2014 193.401.765 -28.4%
2015 140.856.054 -37.3%
2016 257.689.257 45.34%
2017 431.541.026 40.29%
2018 500.108.204 13.71%
2019 576.815.793 13.3%
2020 588.592.509 2%
2021 607.829.832 3.16%
2022 710.197.882 14.41%
2023 703.160.000 -1%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Amanah Leasing Public Company Limited Net Profit
Year Net Profit Growth
2004 68.249.012
2005 23.720.738 -187.72%
2007 15.274.488 -55.3%
2008 -120.151.232 112.71%
2009 1.062.120 11412.4%
2010 1.802.540 41.08%
2011 11.414.847 84.21%
2012 14.617.930 21.91%
2013 -56.987.454 125.65%
2014 -224.286.542 74.59%
2015 -136.412.913 -64.42%
2016 31.436.383 533.93%
2017 47.520.235 33.85%
2018 163.594.155 70.95%
2019 247.539.083 33.91%
2020 290.707.766 14.85%
2021 307.163.693 5.36%
2022 309.756.269 0.84%
2023 213.904.000 -44.81%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Amanah Leasing Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 0
2005 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Amanah Leasing Public Company Limited Free Cashflow
Year Free Cashflow Growth
2004 121.762.689
2005 505.849.400 75.93%
2007 56.730.224 -791.68%
2008 38.672.797 -46.69%
2009 656.358.314 94.11%
2010 338.047.448 -94.16%
2011 -1.267.460.529 126.67%
2012 -604.841.653 -109.55%
2013 83.967.792 820.33%
2014 535.832.215 84.33%
2015 481.448.051 -11.3%
2016 -697.954.326 168.98%
2017 -58.517.966 -1092.72%
2018 -14.528.564 -302.78%
2019 -38.331.768 62.1%
2020 191.455.706 120.02%
2021 445.564.972 57.03%
2022 -256.482.957 273.72%
2023 19.613.000 1407.72%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Amanah Leasing Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2004 122.482.952
2005 509.663.187 75.97%
2007 202.346.608 -151.88%
2008 49.476.899 -308.97%
2009 660.019.026 92.5%
2010 348.835.780 -89.21%
2011 -1.267.460.529 127.52%
2012 -571.488.341 -121.78%
2013 85.872.817 765.51%
2014 550.610.541 84.4%
2015 509.327.917 -8.11%
2016 -693.606.561 173.43%
2017 -53.416.814 -1198.48%
2018 -11.144.863 -379.3%
2019 -31.991.692 65.16%
2020 203.850.727 115.69%
2021 450.283.686 54.73%
2022 -245.591.869 283.35%
2023 23.510.000 1144.63%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Amanah Leasing Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2004 720.263
2005 3.813.787 81.11%
2007 145.616.384 97.38%
2008 10.804.101 -1247.79%
2009 3.660.712 -195.14%
2010 10.788.333 66.07%
2011 0 0%
2012 33.353.312 100%
2013 1.905.025 -1650.81%
2014 14.778.326 87.11%
2015 27.879.866 46.99%
2016 4.347.765 -541.25%
2017 5.101.152 14.77%
2018 3.383.701 -50.76%
2019 6.340.076 46.63%
2020 12.395.021 48.85%
2021 4.718.714 -162.68%
2022 10.891.088 56.67%
2023 3.897.000 -179.47%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Amanah Leasing Public Company Limited Equity
Year Equity Growth
2004 904.474.121
2005 1.162.342.470 22.19%
2007 1.172.275.785 0.85%
2008 1.037.547.184 -12.99%
2009 1.048.762.361 1.07%
2010 1.301.085.992 19.39%
2011 1.310.023.161 0.68%
2012 1.326.287.546 1.23%
2013 1.250.130.980 -6.09%
2014 1.023.800.880 -22.11%
2015 885.071.131 -15.67%
2016 915.986.134 3.38%
2017 962.195.150 4.8%
2018 1.126.776.506 14.61%
2019 1.369.353.083 17.71%
2020 1.547.959.975 11.54%
2021 1.723.537.832 10.19%
2022 1.865.522.811 7.61%
2023 1.789.008.000 -4.28%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Amanah Leasing Public Company Limited Assets
Year Assets Growth
2004 3.679.705.162
2005 2.479.119.875 -48.43%
2007 2.484.427.101 0.21%
2008 2.144.553.201 -15.85%
2009 1.466.160.262 -46.27%
2010 1.325.062.170 -10.65%
2011 2.515.426.444 47.32%
2012 3.238.765.425 22.33%
2013 3.117.187.195 -3.9%
2014 2.655.226.076 -17.4%
2015 1.964.965.987 -35.13%
2016 2.699.186.338 27.2%
2017 2.875.528.832 6.13%
2018 3.103.074.185 7.33%
2019 3.538.282.238 12.3%
2020 3.765.485.685 6.03%
2021 3.781.116.997 0.41%
2022 4.251.842.373 11.07%
2023 4.682.183.000 9.19%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Amanah Leasing Public Company Limited Liabilities
Year Liabilities Growth
2004 2.775.231.041
2005 1.316.777.405 -110.76%
2007 1.312.151.317 -0.35%
2008 1.107.006.018 -18.53%
2009 417.397.901 -165.22%
2010 23.976.178 -1640.89%
2011 1.205.403.283 98.01%
2012 1.912.477.879 36.97%
2013 1.867.056.215 -2.43%
2014 1.631.425.196 -14.44%
2015 1.079.894.856 -51.07%
2016 1.783.200.204 39.44%
2017 1.913.333.682 6.8%
2018 1.976.297.679 3.19%
2019 2.168.929.155 8.88%
2020 2.217.525.710 2.19%
2021 2.057.579.165 -7.77%
2022 2.386.319.562 13.78%
2023 2.893.175.000 17.52%

Amanah Leasing Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.81
Net Income per Share
0.22
Price to Earning Ratio
10.12x
Price To Sales Ratio
2.75x
POCF Ratio
-13.72
PFCF Ratio
-12.9
Price to Book Ratio
1.26
EV to Sales
5.93
EV Over EBITDA
24.33
EV to Operating CashFlow
-29.86
EV to FreeCashFlow
-27.87
Earnings Yield
0.1
FreeCashFlow Yield
-0.08
Market Cap
2,28 Bil.
Enterprise Value
4,92 Bil.
Graham Number
2.92
Graham NetNet
-2.01

Income Statement Metrics

Net Income per Share
0.22
Income Quality
-0.61
ROE
0.12
Return On Assets
0.04
Return On Capital Employed
0.11
Net Income per EBT
0.84
EBT Per Ebit
0.99
Ebit per Revenue
0.27
Effective Tax Rate
0.16

Margins

Sales, General, & Administrative to Revenue
0.42
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.86
Operating Profit Margin
0.27
Pretax Profit Margin
0.27
Net Profit Margin
0.23

Dividends

Dividend Yield
0.09
Dividend Yield %
9.09
Payout Ratio
0.93
Dividend Per Share
0.2

Operating Metrics

Operating Cashflow per Share
-0.16
Free CashFlow per Share
-0.17
Capex to Operating CashFlow
0.07
Capex to Revenue
-0.01
Capex to Depreciation
-0.66
Return on Invested Capital
0.03
Return on Tangible Assets
0.05
Days Sales Outstanding
402.28
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.91
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.01

Balance Sheet

Cash per Share
0,14
Book Value per Share
1,74
Tangible Book Value per Share
1.74
Shareholders Equity per Share
1.74
Interest Debt per Share
2.67
Debt to Equity
1.56
Debt to Assets
0.6
Net Debt to EBITDA
13.07
Current Ratio
0.4
Tangible Asset Value
1,78 Bil.
Net Current Asset Value
-1,82 Bil.
Invested Capital
1.56
Working Capital
-1,62 Bil.
Intangibles to Total Assets
0
Average Receivables
0,99 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
1.22

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Amanah Leasing Public Company Limited Dividends
Year Dividends Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2013 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Amanah Leasing Public Company Limited Profile

About Amanah Leasing Public Company Limited

Amanah Leasing Public Company Limited provides hire purchase, financial and operating lease, and inventory finance services to consumers and corporates in Thailand. It operates in two segments, Hire Purchase and Others. The company also offers quick loans for used cars, and car leasing business, as well as auto to money services. It operates 46 branches in the central region, northeastern region, northern region, and southern region across the country. The company was formerly known as Nava Leasing Public Company Limited and changed its name to Amanah Leasing Public Company Limited in October 2010. Amanah Leasing Public Company Limited was founded in 1992 and is headquartered in Bangkok, Thailand.

CEO
Dr. Nantaphol Pongspaibool
Employee
0
Address
16-16/1 Soi Kasemsan 1
Bangkok, 10330

Amanah Leasing Public Company Limited Executives & BODs

Amanah Leasing Public Company Limited Executives & BODs
# Name Age
1 Mrs. Siriphet Sundaravibhata
Senior EVice President of Accounting & General Administration Div., Secretary to the Board & Company Secretary
70
2 Mrs. Porntana Wonkerd
Senior Vice President of Human & General Affairs Department
70
3 Dr. Nantaphol Pongspaibool
Acting MD & Director
70
4 Mrs. Vanna Sukaphti
Head of Financial Department
70
5 Mr. Somchai Bovornsantisuth
Executive Vice President of Marketing Division & Assistant MD of Marketing Division 2
70

Amanah Leasing Public Company Limited Competitors