Anadolu Hayat Emeklilik Anonim Sirketi Logo

Anadolu Hayat Emeklilik Anonim Sirketi

ANHYT.IS

(4.0)
Stock Price

107,50 TRY

1.86% ROA

57.88% ROE

6.4x PER

Market Cap.

17.028.000.000,00 TRY

2.05% DER

2.94% Yield

17.15% NPM

Anadolu Hayat Emeklilik Anonim Sirketi Stock Analysis

Anadolu Hayat Emeklilik Anonim Sirketi Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Anadolu Hayat Emeklilik Anonim Sirketi Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (70.81%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 DER

The stock has a minimal amount of debt (2%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 Net Profit Growth

This company has consistently achieved strong net profit growth over the past five years, demonstrating a solid financial performance and making it an appealing investment option.

5 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

6 Dividend Growth

The company has demonstrated exceptional dividend growth over the past five years, consistently increasing payouts to shareholders year after year.

7 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

8 ROA

The stock's ROA (1.96%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

9 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (15.113.532), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

10 PBV

The stock's elevated P/BV ratio (4.37x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value.

11 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

Anadolu Hayat Emeklilik Anonim Sirketi Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Anadolu Hayat Emeklilik Anonim Sirketi Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Anadolu Hayat Emeklilik Anonim Sirketi Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Anadolu Hayat Emeklilik Anonim Sirketi Revenue
Year Revenue Growth
2005 678.548.721
2006 607.742.120 -11.65%
2007 337.727.254 -79.95%
2008 339.734.499 0.59%
2009 884.219.899 61.58%
2010 635.909.532 -39.05%
2011 611.371.386 -4.01%
2012 701.978.383 12.91%
2013 783.952.668 10.46%
2014 780.150.992 -0.49%
2015 892.062.882 12.55%
2016 1.049.325.467 14.99%
2017 1.159.238.154 9.48%
2018 1.490.486.979 22.22%
2019 2.064.345.590 27.8%
2020 2.901.412.175 28.85%
2021 4.961.679.490 41.52%
2022 7.929.921.227 37.43%
2023 15.274.561.252 48.08%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Anadolu Hayat Emeklilik Anonim Sirketi Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Anadolu Hayat Emeklilik Anonim Sirketi General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 99.060.845 100%
2022 177.443.091 44.17%
2023 302.813.264 41.4%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Anadolu Hayat Emeklilik Anonim Sirketi EBITDA
Year EBITDA Growth
2005 50.385.470
2006 11.921.532 -322.64%
2007 57.091.267 79.12%
2008 67.349.733 15.23%
2009 17.646.662 -281.66%
2010 80.580.820 78.1%
2011 68.371.013 -17.86%
2012 101.884.142 32.89%
2013 99.344.184 -2.56%
2014 118.263.026 16%
2015 162.381.934 27.17%
2016 200.534.192 19.03%
2017 285.444.865 29.75%
2018 345.670.084 17.42%
2019 495.347.785 30.22%
2020 623.584.801 20.56%
2021 732.250.764 14.84%
2022 1.774.646.528 58.74%
2023 3.974.666.744 55.35%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Anadolu Hayat Emeklilik Anonim Sirketi Gross Profit
Year Gross Profit Growth
2005 678.548.721
2006 607.742.120 -11.65%
2007 337.727.254 -79.95%
2008 339.734.499 0.59%
2009 884.219.899 61.58%
2010 635.909.532 -39.05%
2011 611.371.386 -4.01%
2012 701.978.383 12.91%
2013 783.952.668 10.46%
2014 780.150.992 -0.49%
2015 892.062.882 12.55%
2016 1.049.325.467 14.99%
2017 1.159.238.154 9.48%
2018 1.490.486.979 22.22%
2019 2.064.345.590 27.8%
2020 2.901.412.175 28.85%
2021 4.961.679.490 41.52%
2022 7.929.921.227 37.43%
2023 15.274.561.252 48.08%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Anadolu Hayat Emeklilik Anonim Sirketi Net Profit
Year Net Profit Growth
2005 41.031.408
2006 25.285.434 -62.27%
2007 45.481.212 44.4%
2008 52.944.733 14.1%
2009 79.284.428 33.22%
2010 72.785.213 -8.93%
2011 62.920.800 -15.68%
2012 80.952.075 22.27%
2013 84.705.935 4.43%
2014 95.160.780 10.99%
2015 145.882.820 34.77%
2016 191.256.870 23.72%
2017 226.591.810 15.59%
2018 254.663.182 11.02%
2019 360.691.768 29.4%
2020 526.939.264 31.55%
2021 699.988.065 24.72%
2022 1.391.751.856 49.7%
2023 2.940.612.148 52.67%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Anadolu Hayat Emeklilik Anonim Sirketi Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 100%
2021 323.663 100%
2022 3 -10788666.67%
2023 7 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Anadolu Hayat Emeklilik Anonim Sirketi Free Cashflow
Year Free Cashflow Growth
2008 294.490.228
2009 77.864.530 -278.21%
2010 75.323.865 -3.37%
2011 59.660.456 -26.25%
2012 72.934.069 18.2%
2013 78.477.972 7.06%
2014 80.118.218 2.05%
2015 128.022.074 37.42%
2016 164.922.226 22.37%
2017 209.062.426 21.11%
2018 212.795.047 1.75%
2019 -18.373.707 1258.15%
2020 -18.171.456 -1.11%
2021 -58.445.360 68.91%
2022 1.419.186.207 104.12%
2023 -7.461.308 19120.61%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Anadolu Hayat Emeklilik Anonim Sirketi Operating Cashflow
Year Operating Cashflow Growth
2008 296.214.838
2009 79.284.428 -273.61%
2010 76.557.566 -3.56%
2011 62.920.800 -21.67%
2012 80.952.075 22.27%
2013 84.705.935 4.43%
2014 95.160.780 10.99%
2015 145.882.820 34.77%
2016 191.256.870 23.72%
2017 226.591.810 15.59%
2018 254.663.182 11.02%
2019 0 0%
2020 0 0%
2021 0 0%
2022 1.437.451.807 100%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Anadolu Hayat Emeklilik Anonim Sirketi Capital Expenditure
Year Capital Expenditure Growth
2008 1.724.610
2009 1.419.898 -21.46%
2010 1.233.701 -15.09%
2011 3.260.344 62.16%
2012 8.018.006 59.34%
2013 6.227.963 -28.74%
2014 15.042.562 58.6%
2015 17.860.746 15.78%
2016 26.334.644 32.18%
2017 17.529.384 -50.23%
2018 41.868.135 58.13%
2019 18.373.707 -127.87%
2020 18.171.456 -1.11%
2021 58.445.360 68.91%
2022 18.265.600 -219.98%
2023 7.461.308 -144.8%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Anadolu Hayat Emeklilik Anonim Sirketi Equity
Year Equity Growth
2005 312.251.959
2006 321.640.600 2.92%
2007 344.311.639 6.58%
2008 349.939.874 1.61%
2009 429.892.005 18.6%
2010 455.785.920 5.68%
2011 433.337.577 -5.18%
2012 529.485.605 18.16%
2013 540.143.329 1.97%
2014 616.308.553 12.36%
2015 783.025.976 21.29%
2016 866.644.377 9.65%
2017 926.560.429 6.47%
2018 949.081.089 2.37%
2019 1.285.889.319 26.19%
2020 1.601.893.365 19.73%
2021 1.884.514.731 15%
2022 3.388.648.998 44.39%
2023 5.847.824.829 42.05%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Anadolu Hayat Emeklilik Anonim Sirketi Assets
Year Assets Growth
2005 2.028.206.699
2006 2.267.788.518 10.56%
2007 2.825.116.574 19.73%
2008 3.399.914.049 16.91%
2009 4.438.054.053 23.39%
2010 5.304.131.140 16.33%
2011 5.650.909.867 6.14%
2012 7.226.896.280 21.81%
2013 7.908.678.756 8.62%
2014 10.157.734.455 22.14%
2015 11.893.996.679 14.6%
2016 14.397.471.747 17.39%
2017 17.877.195.223 19.46%
2018 20.229.978.136 11.63%
2019 27.146.994.547 25.48%
2020 36.087.752.603 24.78%
2021 51.499.992.517 29.93%
2022 90.581.621.555 43.15%
2023 143.504.837.217 36.88%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Anadolu Hayat Emeklilik Anonim Sirketi Liabilities
Year Liabilities Growth
2005 1.715.954.740
2006 1.946.147.918 11.83%
2007 2.480.804.935 21.55%
2008 3.049.974.175 18.66%
2009 4.008.162.048 23.91%
2010 4.848.345.220 17.33%
2011 5.217.572.290 7.08%
2012 6.697.410.675 22.1%
2013 7.368.535.427 9.11%
2014 9.541.425.902 22.77%
2015 11.110.970.703 14.13%
2016 13.530.827.370 17.88%
2017 16.950.634.794 20.18%
2018 19.280.897.047 12.09%
2019 25.861.105.228 25.44%
2020 34.485.859.238 25.01%
2021 49.615.477.786 30.49%
2022 87.192.972.557 43.1%
2023 137.657.012.388 36.66%

Anadolu Hayat Emeklilik Anonim Sirketi Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
33.17
Net Income per Share
6.19
Price to Earning Ratio
6.4x
Price To Sales Ratio
1.19x
POCF Ratio
16.82
PFCF Ratio
17.1
Price to Book Ratio
2.91
EV to Sales
1.06
EV Over EBITDA
5.15
EV to Operating CashFlow
14.94
EV to FreeCashFlow
15.19
Earnings Yield
0.16
FreeCashFlow Yield
0.06
Market Cap
17,03 Bil.
Enterprise Value
15,13 Bil.
Graham Number
43.52
Graham NetNet
-297.5

Income Statement Metrics

Net Income per Share
6.19
Income Quality
1.01
ROE
0.64
Return On Assets
0.02
Return On Capital Employed
0.02
Net Income per EBT
0.77
EBT Per Ebit
1.25
Ebit per Revenue
0.18
Effective Tax Rate
0.23

Margins

Sales, General, & Administrative to Revenue
0.02
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.18
Pretax Profit Margin
0.22
Net Profit Margin
0.17

Dividends

Dividend Yield
0.03
Dividend Yield %
2.94
Payout Ratio
0.19
Dividend Per Share
1.16

Operating Metrics

Operating Cashflow per Share
2.35
Free CashFlow per Share
2.32
Capex to Operating CashFlow
-0.02
Capex to Revenue
-0
Capex to Depreciation
-1.46
Return on Invested Capital
0.37
Return on Tangible Assets
0.02
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.04

Balance Sheet

Cash per Share
22,63
Book Value per Share
13,60
Tangible Book Value per Share
13.55
Shareholders Equity per Share
13.6
Interest Debt per Share
0.28
Debt to Equity
0.02
Debt to Assets
0
Net Debt to EBITDA
-0.65
Current Ratio
35.9
Tangible Asset Value
5,83 Bil.
Net Current Asset Value
-127,93 Bil.
Invested Capital
0.02
Working Capital
9,46 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,20 Bil.
Average Inventory
0
Debt to Market Cap
0.01

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Anadolu Hayat Emeklilik Anonim Sirketi Dividends
Year Dividends Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 1 0%
2021 1 0%
2022 1 100%
2023 1 0%

Anadolu Hayat Emeklilik Anonim Sirketi Profile

About Anadolu Hayat Emeklilik Anonim Sirketi

Anadolu Hayat Emeklilik Anonim Sirketi provides individual and group private pension and life insurance products in Turkey. It offers private pension products, including individual, non-sponsored group, employer-sponsored, and income drawdown plans; auto-enrolment plans; and life insurance products, such as savings and endowment, annuities, and term life. The company also provides personal and group accident insurance products; and reinsurance services. It serves customers through direct sales force, bank branches that serve as agencies, private agencies network, and alternative distribution channels. The company was formerly known as Anadolu Hayat Sigorta A.S. and changed its name to Anadolu Hayat Emeklilik Anonim Sirketi in 2003. The company was founded in 1990 and is headquartered in Istanbul, Turkey. Anadolu Hayat Emeklilik Anonim Sirketi is a subsidiary of Türkiye Is Bankasi A.S.

CEO
Mr. Murat Atalay
Employee
1.062
Address
Meltem Sokak No: 10
Istanbul, 34330

Anadolu Hayat Emeklilik Anonim Sirketi Executives & BODs

Anadolu Hayat Emeklilik Anonim Sirketi Executives & BODs
# Name Age
1 Mr. Cavit Ozan Sezer
Accounting Manager
70
2 Mr. Mehmet Gurpinar
Head of Internal Control & Compliance Officer
70
3 Mr. Ahmet Altinsoy
Deputy Chief Executive Officer & Member of Executive Board
70
4 Ms. Zeynep Dolgun
Deputy Chief Executive Officer & Member of Executive Board
70
5 Mr. Hakki Altay
Deputy Chief Executive Officer & Member of Executive Board
70
6 Mr. Burak Coskun
Head of the Board of Internal Audit
70
7 Mr. Necdet Cem Ozcan
Deputy Chief Executive Officer & Member of the Executive Board
70
8 Mr. Tayfun Ceyhun
Deputy Chief Executive Officer & Member of the Executive Board
70
9 Ms. Digdem Makaskesen
Deputy Chief Executive Officer & Member of Executive Board
70
10 Mr. Murat Atalay
Chief Executive Officer, Member of Executive Board & Director
70

Anadolu Hayat Emeklilik Anonim Sirketi Competitors