Aspen Group Logo

Aspen Group

APZ.AX

(3.2)
Stock Price

2,40 AUD

30.03% ROA

50.65% ROE

2x PER

Market Cap.

454.478.970,00 AUD

45.56% DER

3.74% Yield

226.52% NPM

Aspen Group Stock Analysis

Aspen Group Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Aspen Group Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (16.84%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 PBV

The stock's low PBV ratio (0.81x) suggests it's undervalued, making it an attractive opportunity for investors.

3 DER

The stock has a low debt to equity ratio (47%), which means it has a small amount of debt compared to the ownership it holds

4 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

5 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

6 ROA

The stock's ROA (9.83%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

8 Buffet Intrinsic Value

The company's stock seems undervalued (3) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

11 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

Aspen Group Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Aspen Group Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Aspen Group Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Aspen Group Revenue
Year Revenue Growth
1992 0
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 1.151.975 100%
2002 537.000 -114.52%
2003 4.532.000 88.15%
2005 17.102.000 73.5%
2006 35.980.000 52.47%
2007 56.032.000 35.79%
2008 32.801.000 -70.82%
2009 43.319.000 24.28%
2010 51.398.000 15.72%
2011 66.096.000 22.24%
2012 40.637.000 -62.65%
2013 51.752.000 21.48%
2014 16.215.000 -219.16%
2015 43.642.000 62.85%
2016 35.102.000 -24.33%
2017 15.079.000 -132.79%
2018 21.745.000 30.66%
2019 29.228.000 25.6%
2020 30.373.000 3.77%
2020 30.770.000 1.29%
2021 35.522.000 13.38%
2022 46.677.000 23.9%
2023 66.135.999 29.42%
2024 197.248.000 66.47%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Aspen Group Research and Development Expenses
Year Research and Development Expenses Growth
1992 0
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 1 0%
2022 2 100%
2023 1 0%
2024 800.000 100%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Aspen Group General and Administrative Expenses
Year General and Administrative Expenses Growth
1992 0
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 2.115.161 100%
2002 1.224.000 -72.81%
2003 719.000 -70.24%
2005 2.695.000 73.32%
2006 6.982.000 61.4%
2007 11.657.000 40.1%
2008 21.549.000 45.9%
2009 22.922.000 5.99%
2010 15.858.000 -44.55%
2011 15.211.000 -4.25%
2012 16.730.000 9.08%
2013 16.529.000 -1.22%
2014 9.982.000 -65.59%
2015 12.047.000 17.14%
2016 9.870.000 -22.06%
2017 4.849.000 -103.55%
2018 5.387.000 9.99%
2019 5.796.000 7.06%
2020 9.748.000 40.54%
2020 1.925.000 -406.39%
2021 1.597.000 -20.54%
2022 2.095.000 23.77%
2023 2.092.000 -0.14%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Aspen Group EBITDA
Year EBITDA Growth
1992 -633.000
1993 -194.000 -226.29%
1994 -437.000 55.61%
1995 -216.000 -102.31%
1996 -355.708 39.28%
1997 -240.634 -47.82%
1998 -3.286.780 92.68%
1999 -1.727.118 -90.3%
2000 -5.750.937 69.97%
2001 -4.354.696 -32.06%
2002 -810.000 -437.62%
2003 2.236.000 136.23%
2005 14.035.000 84.07%
2006 48.991.000 71.35%
2007 90.915.000 46.11%
2008 85.689.000 -6.1%
2009 -66.091.000 229.65%
2010 21.614.000 405.78%
2011 15.230.000 -41.92%
2012 61.224.000 75.12%
2013 19.756.000 -209.9%
2014 -11.359.000 273.92%
2015 -19.959.000 43.09%
2016 17.330.000 215.17%
2017 501.000 -3359.08%
2018 2.705.000 81.48%
2019 5.819.000 53.51%
2020 11.137.000 47.75%
2020 6.968.000 -59.83%
2021 9.119.000 23.59%
2022 12.436.000 26.67%
2023 22.205.000 43.99%
2024 26.960.000 17.64%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Aspen Group Gross Profit
Year Gross Profit Growth
1992 0
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 -18.942 100%
2002 411.000 104.61%
2003 2.880.000 85.73%
2005 17.102.000 83.16%
2006 31.239.000 45.25%
2007 47.305.000 33.96%
2008 21.969.000 -115.33%
2009 6.124.000 -258.74%
2010 24.742.000 75.25%
2011 34.486.000 28.25%
2012 8.986.000 -283.77%
2013 38.796.000 76.84%
2014 10.220.000 -279.61%
2015 20.718.000 50.67%
2016 16.681.000 -24.2%
2017 6.989.000 -138.68%
2018 9.327.000 25.07%
2019 11.779.000 20.82%
2020 22.538.000 47.74%
2020 16.793.000 -34.21%
2021 19.298.000 12.98%
2022 24.307.000 20.61%
2023 37.195.999 34.65%
2024 102.440.000 63.69%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Aspen Group Net Profit
Year Net Profit Growth
1992 2.354.000
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 -241.000 100%
1998 -3.288.081 92.67%
1999 -1.727.683 -90.32%
2000 -5.906.000 70.75%
2001 -12.624.762 53.22%
2002 -856.000 -1374.86%
2003 728.000 217.58%
2005 7.447.000 90.22%
2006 34.489.000 78.41%
2007 73.812.000 53.27%
2008 70.847.000 -4.19%
2009 -64.658.000 209.57%
2010 12.552.000 615.12%
2011 17.425.000 27.97%
2012 -99.808.000 117.46%
2013 -28.798.000 -246.58%
2014 -70.716.000 59.28%
2015 -23.433.000 -201.78%
2016 9.540.000 345.63%
2017 409.000 -2232.52%
2018 825.000 50.42%
2019 -7.811.000 110.56%
2020 11.871.000 165.8%
2020 11.871.000 0%
2021 25.391.000 53.25%
2022 75.381.000 66.32%
2023 54.395.000 -38.58%
2024 741.769.096 92.67%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Aspen Group Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1992 630
1993 -57 1223.21%
1994 -37 -55.56%
1995 -11 -227.27%
1996 -15 26.67%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2005 1 0%
2006 2 100%
2007 3 50%
2008 2 0%
2009 -1 0%
2010 0 0%
2011 0 0%
2012 -1 0%
2013 0 0%
2014 -1 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 0 0%
2022 1 0%
2023 0 0%
2024 4 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Aspen Group Free Cashflow
Year Free Cashflow Growth
1992 -15.000
1993 -3.000 -400%
1994 -891.000 99.66%
1995 -1.495.000 40.4%
1996 -383.707 -289.62%
1997 -20.000 -1818.54%
1998 -115.070 82.62%
1999 -943.294 87.8%
2000 -281.000 -235.69%
2001 -156.016 -80.11%
2002 -18.000 -766.76%
2003 -42.569.000 99.96%
2005 -77.000 -55184.42%
2006 -160.000 51.88%
2007 -11.877.000 98.65%
2008 -25.927.000 54.19%
2009 -8.983.000 -188.62%
2010 -15.991.000 43.82%
2011 -11.803.000 -35.48%
2012 -326.000 -3520.55%
2013 -9.776.000 96.67%
2014 40.510.000 124.13%
2015 -49.794.000 181.36%
2016 -19.106.000 -160.62%
2017 -17.941.000 -6.49%
2018 -29.885.000 39.97%
2019 -23.198.000 -28.83%
2020 5.764.000 502.46%
2021 10.203.000 43.51%
2022 12.504.000 18.4%
2023 11.794.000 -6.02%
2024 14.889.000 20.79%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Aspen Group Operating Cashflow
Year Operating Cashflow Growth
1992 0
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 -7.775.000 100%
2014 40.507.000 119.19%
2015 3.415.000 -1086.15%
2016 4.833.000 29.34%
2017 4.609.000 -4.86%
2018 5.145.000 10.42%
2019 3.849.000 -33.67%
2020 9.887.000 61.07%
2021 11.271.000 12.28%
2022 14.123.000 20.19%
2023 14.062.000 -0.43%
2024 16.041.000 12.34%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Aspen Group Capital Expenditure
Year Capital Expenditure Growth
1992 15.000
1993 3.000 -400%
1994 891.000 99.66%
1995 1.495.000 40.4%
1996 383.707 -289.62%
1997 20.000 -1818.54%
1998 115.070 82.62%
1999 943.294 87.8%
2000 281.000 -235.69%
2001 156.016 -80.11%
2002 18.000 -766.76%
2003 42.569.000 99.96%
2005 77.000 -55184.42%
2006 160.000 51.88%
2007 11.877.000 98.65%
2008 25.927.000 54.19%
2009 8.983.000 -188.62%
2010 15.991.000 43.82%
2011 11.803.000 -35.48%
2012 326.000 -3520.55%
2013 2.001.000 83.71%
2014 -3.000 66800%
2015 53.209.000 100.01%
2016 23.939.000 -122.27%
2017 22.550.000 -6.16%
2018 35.030.000 35.63%
2019 27.047.000 -29.52%
2020 4.123.000 -556%
2021 1.068.000 -286.05%
2022 1.619.000 34.03%
2023 2.268.000 28.62%
2024 1.152.000 -96.88%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Aspen Group Equity
Year Equity Growth
1992 -477.000
1993 -697.000 31.56%
1994 3.250.000 121.45%
1995 3.034.000 -7.12%
1996 3.816.021 20.49%
1997 3.635.345 -4.97%
1998 2.097.992 -73.28%
1999 2.819.045 25.58%
2000 12.826.396 78.02%
2001 229.614 -5486.07%
2002 513.068 55.25%
2003 17.629.000 97.09%
2005 84.364.000 79.1%
2006 168.107.000 49.82%
2007 331.820.000 49.34%
2008 379.913.000 12.66%
2009 400.909.000 5.24%
2010 388.615.000 -3.16%
2011 390.357.000 0.45%
2012 248.566.000 -57.04%
2013 286.033.000 13.1%
2014 179.699.000 -59.17%
2015 196.062.000 8.35%
2016 127.764.000 -53.46%
2017 123.569.000 -3.39%
2018 114.676.000 -7.75%
2019 108.766.000 -5.43%
2020 134.030.000 18.85%
2021 152.551.000 12.14%
2022 277.021.000 44.93%
2023 361.165.000 23.3%
2024 433.657.000 16.72%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Aspen Group Assets
Year Assets Growth
1992 166.000
1993 128.000 -29.69%
1994 3.435.000 96.27%
1995 3.116.000 -10.24%
1996 3.977.263 21.65%
1997 3.687.041 -7.87%
1998 3.262.162 -13.02%
1999 2.910.167 -12.1%
2000 14.197.310 79.5%
2001 851.699 -1566.94%
2002 903.476 5.73%
2003 44.887.000 97.99%
2005 223.419.000 79.91%
2006 352.421.000 36.6%
2007 536.670.000 34.33%
2008 652.744.000 17.78%
2009 620.794.000 -5.15%
2010 646.880.000 4.03%
2011 597.784.000 -8.21%
2012 587.424.000 -1.76%
2013 610.932.000 3.85%
2014 221.720.000 -175.54%
2015 362.428.000 38.82%
2016 138.648.000 -161.4%
2017 133.114.000 -4.16%
2018 127.662.000 -4.27%
2019 141.735.000 9.93%
2020 191.182.000 25.86%
2021 249.932.000 23.51%
2022 468.491.000 46.65%
2023 575.837.000 18.64%
2024 691.727.000 16.75%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Aspen Group Liabilities
Year Liabilities Growth
1992 643.000
1993 825.000 22.06%
1994 185.000 -345.95%
1995 82.000 -125.61%
1996 161.242 49.14%
1997 51.696 -211.9%
1998 1.164.170 95.56%
1999 91.122 -1177.59%
2000 1.370.914 93.35%
2001 622.085 -120.37%
2002 390.408 -59.34%
2003 27.258.000 98.57%
2005 139.055.000 80.4%
2006 184.314.000 24.56%
2007 204.850.000 10.02%
2008 272.831.000 24.92%
2009 219.885.000 -24.08%
2010 258.265.000 14.86%
2011 207.427.000 -24.51%
2012 338.858.000 38.79%
2013 324.899.000 -4.3%
2014 42.021.000 -673.18%
2015 166.366.000 74.74%
2016 10.884.000 -1428.54%
2017 9.545.000 -14.03%
2018 12.986.000 26.5%
2019 32.969.000 60.61%
2020 57.152.000 42.31%
2021 97.381.000 41.31%
2022 191.470.000 49.14%
2023 214.672.000 10.81%
2024 258.070.000 16.82%

Aspen Group Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.5
Net Income per Share
1.14
Price to Earning Ratio
2x
Price To Sales Ratio
4.96x
POCF Ratio
18.53
PFCF Ratio
22.09
Price to Book Ratio
0.95
EV to Sales
7.09
EV Over EBITDA
30.57
EV to Operating CashFlow
29.02
EV to FreeCashFlow
31.6
Earnings Yield
0.5
FreeCashFlow Yield
0.05
Market Cap
0,45 Bil.
Enterprise Value
0,65 Bil.
Graham Number
7.82
Graham NetNet
-1.38

Income Statement Metrics

Net Income per Share
1.14
Income Quality
0.46
ROE
0.51
Return On Assets
0.3
Return On Capital Employed
0.06
Net Income per EBT
6.62
EBT Per Ebit
0.78
Ebit per Revenue
0.44
Effective Tax Rate
0.29

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.53
Operating Profit Margin
0.44
Pretax Profit Margin
0.34
Net Profit Margin
2.27

Dividends

Dividend Yield
0.04
Dividend Yield %
3.74
Payout Ratio
0.07
Dividend Per Share
0.09

Operating Metrics

Operating Cashflow per Share
0.12
Free CashFlow per Share
0.11
Capex to Operating CashFlow
0.08
Capex to Revenue
0.02
Capex to Depreciation
1.22
Return on Invested Capital
0.04
Return on Tangible Assets
0.3
Days Sales Outstanding
9.58
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
38.08
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.01

Balance Sheet

Cash per Share
0,02
Book Value per Share
2,37
Tangible Book Value per Share
2.37
Shareholders Equity per Share
2.39
Interest Debt per Share
1.11
Debt to Equity
0.46
Debt to Assets
0.29
Net Debt to EBITDA
9.2
Current Ratio
0.14
Tangible Asset Value
0,43 Bil.
Net Current Asset Value
-0,25 Bil.
Invested Capital
11992000
Working Capital
-0,03 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,01 Bil.
Average Inventory
6225500
Debt to Market Cap
0.44

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Aspen Group Dividends
Year Dividends Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Aspen Group Profile

About Aspen Group

Aspen is a leading provider of quality accommodation on competitive terms in residential, retirement and park communities. Our core target customer base is the 40% of Australian households that can pay no more than $400 per week in rent or $400,000 purchase price for their housing needs.

CEO
Mr. John Carter M.B.A., MBA (
Employee
17
Address
Bondi Junction, 21 Oxford St
Sydney, 2010

Aspen Group Executives & BODs

Aspen Group Executives & BODs
# Name Age
1 Mr. David Allan Dixon
Joint Chief Executive Officer, Joint Company Secretary & Director
70
2 Mr. Mark Andrew Licciardo B Bus (Acc), FCIS, FGIA, GAICD, GradDip CSP
Joint Company Secretary
70
3 Mr. Michael Dunstan
Financial Accountant of Aspen Living Villages Business
70
4 Patrick Maddern
Head of Asset Management & Development
70
5 Mr. John Carter M.B.A., MBA (Syd)
Joint Chief Executive Officer & Executive Director
70
6 Winston Chan
Group Financial Controller
70

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