Aspen Group Logo

Aspen Group

APZ.AX

(3.2)
Stock Price

2,13 AUD

9.83% ROA

13.59% ROE

5.58x PER

Market Cap.

300.984.100,00 AUD

47.04% DER

5.09% Yield

66.57% NPM

Aspen Group Stock Analysis

Aspen Group Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Aspen Group Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (16.84%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 PBV

The stock's low PBV ratio (0.81x) suggests it's undervalued, making it an attractive opportunity for investors.

3 DER

The stock has a low debt to equity ratio (47%), which means it has a small amount of debt compared to the ownership it holds

4 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

5 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

6 ROA

The stock's ROA (9.83%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

8 Buffet Intrinsic Value

The company's stock seems undervalued (3) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

11 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

Aspen Group Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Aspen Group Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Aspen Group Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Aspen Group Revenue
Year Revenue Growth
1991 0
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 1.151.975 100%
2001 537.000 -114.52%
2002 4.532.000 88.15%
2004 17.102.000 73.5%
2005 35.980.000 52.47%
2006 56.032.000 35.79%
2007 32.801.000 -70.82%
2008 43.319.000 24.28%
2009 51.398.000 15.72%
2010 66.096.000 22.24%
2011 40.637.000 -62.65%
2012 51.752.000 21.48%
2013 16.215.000 -219.16%
2014 43.642.000 62.85%
2015 35.102.000 -24.33%
2016 15.079.000 -132.79%
2017 21.745.000 30.66%
2018 29.228.000 25.6%
2019 30.373.000 3.77%
2020 30.373.000 0%
2020 35.072.000 13.4%
2021 46.023.000 23.79%
2022 67.866.000 32.19%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Aspen Group Research and Development Expenses
Year Research and Development Expenses Growth
1991 0
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Aspen Group General and Administrative Expenses
Year General and Administrative Expenses Growth
1991 0
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 2.115.161 100%
2001 1.224.000 -72.81%
2002 719.000 -70.24%
2004 2.695.000 73.32%
2005 6.982.000 61.4%
2006 11.657.000 40.1%
2007 21.549.000 45.9%
2008 22.922.000 5.99%
2009 15.858.000 -44.55%
2010 15.211.000 -4.25%
2011 16.730.000 9.08%
2012 16.529.000 -1.22%
2013 9.982.000 -65.59%
2014 12.047.000 17.14%
2015 9.870.000 -22.06%
2016 4.849.000 -103.55%
2017 5.387.000 9.99%
2018 5.796.000 7.06%
2019 9.748.000 40.54%
2020 9.748.000 0%
2020 10.308.000 5.43%
2021 12.857.000 19.83%
2022 2.392.000 -437.5%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Aspen Group EBITDA
Year EBITDA Growth
1991 -633.000
1992 -194.000 -226.29%
1993 -437.000 55.61%
1994 -216.000 -102.31%
1995 -355.708 39.28%
1996 -240.634 -47.82%
1997 -3.286.780 92.68%
1998 -1.727.118 -90.3%
1999 -5.750.937 69.97%
2000 -4.354.696 -32.06%
2001 -810.000 -437.62%
2002 2.236.000 136.23%
2004 14.035.000 84.07%
2005 48.991.000 71.35%
2006 90.915.000 46.11%
2007 85.689.000 -6.1%
2008 -66.091.000 229.65%
2009 21.614.000 405.78%
2010 15.230.000 -41.92%
2011 61.224.000 75.12%
2012 19.756.000 -209.9%
2013 -11.359.000 273.92%
2014 -19.959.000 43.09%
2015 17.330.000 215.17%
2016 501.000 -3359.08%
2017 2.705.000 81.48%
2018 5.819.000 53.51%
2019 11.138.000 47.76%
2020 11.137.000 -0.01%
2020 26.564.000 58.07%
2021 75.639.000 64.88%
2022 20.212.000 -274.23%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Aspen Group Gross Profit
Year Gross Profit Growth
1991 0
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 -18.942 100%
2001 411.000 104.61%
2002 2.880.000 85.73%
2004 17.102.000 83.16%
2005 31.239.000 45.25%
2006 47.305.000 33.96%
2007 21.969.000 -115.33%
2008 6.124.000 -258.74%
2009 24.742.000 75.25%
2010 34.486.000 28.25%
2011 8.986.000 -283.77%
2012 38.796.000 76.84%
2013 10.220.000 -279.61%
2014 20.718.000 50.67%
2015 16.681.000 -24.2%
2016 6.989.000 -138.68%
2017 9.327.000 25.07%
2018 11.779.000 20.82%
2019 22.538.000 47.74%
2020 22.538.000 0%
2020 23.555.000 4.32%
2021 28.630.000 17.73%
2022 39.104.000 26.78%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Aspen Group Net Profit
Year Net Profit Growth
1991 2.354.000
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 -241.000 100%
1997 -3.288.081 92.67%
1998 -1.727.683 -90.32%
1999 -5.906.000 70.75%
2000 -12.624.762 53.22%
2001 -856.000 -1374.86%
2002 728.000 217.58%
2004 7.447.000 90.22%
2005 34.489.000 78.41%
2006 73.812.000 53.27%
2007 70.847.000 -4.19%
2008 -64.658.000 209.57%
2009 12.552.000 615.12%
2010 17.425.000 27.97%
2011 -99.808.000 117.46%
2012 -28.798.000 -246.58%
2013 -70.716.000 59.28%
2014 -23.433.000 -201.78%
2015 9.540.000 345.63%
2016 409.000 -2232.52%
2017 825.000 50.42%
2018 -7.811.000 110.56%
2019 11.871.000 165.8%
2020 11.871.000 0%
2020 25.391.000 53.25%
2021 75.381.000 66.32%
2022 57.054.000 -32.12%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Aspen Group Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1991 -170
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 -9 100%
1997 -52 82.35%
1998 -13 -325%
1999 -24 50%
2000 -37 35.14%
2001 -2 -3600%
2002 0 0%
2004 1 0%
2005 2 100%
2006 3 50%
2007 2 0%
2008 -2 200%
2009 0 0%
2010 0 0%
2011 -1 100%
2012 0 0%
2013 -1 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 1 0%
2022 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Aspen Group Free Cashflow
Year Free Cashflow Growth
1991 -15.000
1992 -3.000 -400%
1993 -891.000 99.66%
1994 -1.495.000 40.4%
1995 -383.707 -289.62%
1996 -20.000 -1818.54%
1997 -115.070 82.62%
1998 -943.294 87.8%
1999 -281.000 -235.69%
2000 -156.016 -80.11%
2001 -18.000 -766.76%
2002 -42.569.000 99.96%
2004 -77.000 -55184.42%
2005 -160.000 51.88%
2006 -11.877.000 98.65%
2007 -25.927.000 54.19%
2008 -8.983.000 -188.62%
2009 -15.991.000 43.82%
2010 -11.803.000 -35.48%
2011 -326.000 -3520.55%
2012 -2.001.000 83.71%
2013 3.000 66800%
2014 -53.209.000 100.01%
2015 -23.939.000 -122.27%
2016 -22.550.000 -6.16%
2017 -35.030.000 35.63%
2018 -23.198.000 -51%
2019 11.245.000 306.3%
2020 -1.068.000 1152.9%
2021 74.748.000 101.43%
2022 5.512.500 -1255.97%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Aspen Group Operating Cashflow
Year Operating Cashflow Growth
1991 0
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 3.849.000 100%
2019 11.245.000 65.77%
2020 0 0%
2021 76.367.000 100%
2022 5.512.500 -1285.34%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Aspen Group Capital Expenditure
Year Capital Expenditure Growth
1991 15.000
1992 3.000 -400%
1993 891.000 99.66%
1994 1.495.000 40.4%
1995 383.707 -289.62%
1996 20.000 -1818.54%
1997 115.070 82.62%
1998 943.294 87.8%
1999 281.000 -235.69%
2000 156.016 -80.11%
2001 18.000 -766.76%
2002 42.569.000 99.96%
2004 77.000 -55184.42%
2005 160.000 51.88%
2006 11.877.000 98.65%
2007 25.927.000 54.19%
2008 8.983.000 -188.62%
2009 15.991.000 43.82%
2010 11.803.000 -35.48%
2011 326.000 -3520.55%
2012 2.001.000 83.71%
2013 -3.000 66800%
2014 53.209.000 100.01%
2015 23.939.000 -122.27%
2016 22.550.000 -6.16%
2017 35.030.000 35.63%
2018 27.047.000 -29.52%
2019 0 0%
2020 1.068.000 100%
2021 1.619.000 34.03%
2022 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Aspen Group Equity
Year Equity Growth
1991 -477.000
1992 -697.000 31.56%
1993 3.250.000 121.45%
1994 3.034.000 -7.12%
1995 3.816.021 20.49%
1996 3.635.345 -4.97%
1997 2.096.973 -73.36%
1998 2.819.045 25.61%
1999 12.826.396 78.02%
2000 229.614 -5486.07%
2001 513.068 55.25%
2002 17.629.000 97.09%
2004 84.364.000 79.1%
2005 168.107.000 49.82%
2006 331.820.000 49.34%
2007 379.913.000 12.66%
2008 400.909.000 5.24%
2009 388.615.000 -3.16%
2010 390.357.000 0.45%
2011 233.017.000 -67.52%
2012 283.506.000 17.81%
2013 199.366.000 -42.2%
2014 159.954.000 -24.64%
2015 147.111.000 -8.73%
2016 143.548.000 -2.48%
2017 114.676.000 -25.18%
2018 108.766.000 -5.43%
2019 134.030.000 18.85%
2020 152.551.000 12.14%
2021 277.021.000 44.93%
2022 361.165.000 23.3%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Aspen Group Assets
Year Assets Growth
1991 166.000
1992 128.000 -29.69%
1993 3.435.000 96.27%
1994 3.116.000 -10.24%
1995 3.977.263 21.65%
1996 3.687.041 -7.87%
1997 3.262.162 -13.02%
1998 2.910.167 -12.1%
1999 14.197.310 79.5%
2000 851.699 -1566.94%
2001 903.476 5.73%
2002 44.887.000 97.99%
2004 223.419.000 79.91%
2005 352.421.000 36.6%
2006 536.670.000 34.33%
2007 652.744.000 17.78%
2008 620.794.000 -5.15%
2009 646.880.000 4.03%
2010 597.784.000 -8.21%
2011 587.424.000 -1.76%
2012 610.932.000 3.85%
2013 221.720.000 -175.54%
2014 362.428.000 38.82%
2015 138.648.000 -161.4%
2016 133.114.000 -4.16%
2017 127.662.000 -4.27%
2018 141.735.000 9.93%
2019 190.714.000 25.68%
2020 246.496.000 22.63%
2021 452.458.000 45.52%
2022 553.227.000 18.21%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Aspen Group Liabilities
Year Liabilities Growth
1991 643.000
1992 825.000 22.06%
1993 185.000 -345.95%
1994 82.000 -125.61%
1995 161.242 49.14%
1996 51.696 -211.9%
1997 1.164.170 95.56%
1998 91.122 -1177.59%
1999 1.370.914 93.35%
2000 622.085 -120.37%
2001 390.408 -59.34%
2002 27.258.000 98.57%
2004 139.055.000 80.4%
2005 184.314.000 24.56%
2006 204.850.000 10.02%
2007 272.831.000 24.92%
2008 219.885.000 -24.08%
2009 258.265.000 14.86%
2010 207.427.000 -24.51%
2011 338.858.000 38.79%
2012 324.899.000 -4.3%
2013 42.021.000 -673.18%
2014 166.366.000 74.74%
2015 10.884.000 -1428.54%
2016 9.545.000 -14.03%
2017 12.986.000 26.5%
2018 32.969.000 60.61%
2019 56.684.000 41.84%
2020 93.945.000 39.66%
2021 175.437.000 46.45%
2022 192.062.000 8.66%

Aspen Group Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.36
Net Income per Share
0.3
Price to Earning Ratio
5.58x
Price To Sales Ratio
4.55x
POCF Ratio
16.14
PFCF Ratio
16
Price to Book Ratio
0.83
EV to Sales
7.01
EV Over EBITDA
21.63
EV to Operating CashFlow
24.66
EV to FreeCashFlow
24.66
Earnings Yield
0.18
FreeCashFlow Yield
0.06
Market Cap
0,30 Bil.
Enterprise Value
0,46 Bil.
Graham Number
3.68
Graham NetNet
-0.97

Income Statement Metrics

Net Income per Share
0.3
Income Quality
0.35
ROE
0.15
Return On Assets
0.09
Return On Capital Employed
0.04
Net Income per EBT
0.82
EBT Per Ebit
2.56
Ebit per Revenue
0.32
Effective Tax Rate
0.18

Margins

Sales, General, & Administrative to Revenue
0.03
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
0.55
Operating Profit Margin
0.32
Pretax Profit Margin
0.81
Net Profit Margin
0.67

Dividends

Dividend Yield
0.05
Dividend Yield %
5.09
Payout Ratio
0.22
Dividend Per Share
0.09

Operating Metrics

Operating Cashflow per Share
0.1
Free CashFlow per Share
0.1
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.04
Return on Tangible Assets
0.1
Days Sales Outstanding
14.56
Days Payables Outstanding
52.95
Days of Inventory on Hand
124.24
Receivables Turnover
25.06
Payables Turnover
6.89
Inventory Turnover
2.94
Capex per Share
0

Balance Sheet

Cash per Share
0,05
Book Value per Share
2,01
Tangible Book Value per Share
1.99
Shareholders Equity per Share
2.01
Interest Debt per Share
0.94
Debt to Equity
0.47
Debt to Assets
0.31
Net Debt to EBITDA
7.59
Current Ratio
0.56
Tangible Asset Value
0,36 Bil.
Net Current Asset Value
-0,16 Bil.
Invested Capital
0.47
Working Capital
-0,02 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
9322000
Debt to Market Cap
0.57

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Aspen Group Dividends
Year Dividends Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Aspen Group Profile

About Aspen Group

Aspen is a leading provider of quality accommodation on competitive terms in residential, retirement and park communities. Our core target customer base is the 40% of Australian households that can pay no more than $400 per week in rent or $400,000 purchase price for their housing needs.

CEO
Mr. John Carter M.B.A., MBA (
Employee
17
Address
Bondi Junction, 21 Oxford St
Sydney, 2010

Aspen Group Executives & BODs

Aspen Group Executives & BODs
# Name Age
1 Mr. David Allan Dixon
Joint Chief Executive Officer, Joint Company Secretary & Director
70
2 Mr. Michael Dunstan
Financial Accountant of Aspen Living Villages Business
70
3 Patrick Maddern
Head of Asset Management & Development
70
4 Mr. Mark Andrew Licciardo B Bus (Acc), FCIS, FGIA, GAICD, GradDip CSP
Joint Company Secretary & Director
70
5 Mr. John Carter M.B.A., MBA (Syd)
Joint Chief Executive Officer & Executive Director
70
6 Winston Chan
Group Financial Controller
70

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