Axis Bank Limited Logo

Axis Bank Limited

AXISBANK.NS

(2.0)
Stock Price

1.242,70 INR

0.95% ROA

9.62% ROE

26.28x PER

Market Cap.

3.455.394.673.500,00 INR

147.38% DER

0.09% Yield

20.65% NPM

Axis Bank Limited Stock Analysis

Axis Bank Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Axis Bank Limited Fundamental Stock Analysis
# Analysis Rating
1 Revenue Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

2 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 ROE

The stock's ROE falls within an average range (8.6%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.83%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (2.15x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (11.166), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

7 DER

The company has a high debt to equity ratio (147%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

8 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

9 Graham Number

Based on the Graham number, this company's stock price appears to be higher than its intrinsic value, signaling a potentially unfavorable investment choice.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

Axis Bank Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Axis Bank Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Axis Bank Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Axis Bank Limited Revenue
Year Revenue Growth
2003 11.172.399.000
2004 11.469.970.000 2.59%
2005 18.078.688.000 36.56%
2006 25.771.241.000 29.85%
2007 43.811.580.000 41.18%
2008 65.961.194.000 33.58%
2009 89.706.339.000 26.47%
2010 112.376.976.000 20.17%
2011 132.019.651.000 14.88%
2012 147.651.000.000 10.59%
2013 176.889.380.000 16.53%
2014 208.931.000.000 15.34%
2015 233.013.352.000 10.34%
2016 186.793.000.000 -24.74%
2017 153.542.472.000 -21.66%
2018 341.569.205.000 55.05%
2019 403.776.852.000 15.41%
2020 433.556.646.000 6.87%
2021 511.976.400.000 15.32%
2022 627.656.000.000 18.43%
2023 734.930.400.000 14.6%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Axis Bank Limited Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Axis Bank Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 1.428.281.000
2004 2.054.445.000 30.48%
2005 2.784.271.000 26.21%
2006 3.888.531.000 28.4%
2007 59.362.000 -6450.54%
2008 9.561.499.000 99.38%
2009 160.342.000 -5863.19%
2010 143.637.000 -11.63%
2011 194.769.000 26.25%
2012 194.870.000 0.05%
2013 260.981.000 25.33%
2014 131.590.000 -98.33%
2015 196.771.000 33.13%
2016 137.837.000 -42.76%
2017 232.061.000 40.6%
2018 1.210.765.000 80.83%
2019 1.273.433.000 4.92%
2020 1.284.341.000 0.85%
2021 2.205.600.000 41.77%
2022 1.914.400.000 -15.21%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Axis Bank Limited EBITDA
Year EBITDA Growth
2003 13.790.289.000
2004 16.665.639.000 17.25%
2005 24.851.180.000 32.94%
2006 39.278.591.000 36.73%
2007 57.362.468.000 31.53%
2008 93.523.962.000 38.67%
2009 94.315.956.000 0.84%
2010 122.827.460.000 23.21%
2011 185.371.076.000 33.74%
2012 254.977.190.000 27.3%
2013 285.587.924.000 10.72%
2014 330.435.618.000 13.57%
2015 374.876.703.000 11.85%
2016 332.558.281.000 -12.73%
2017 287.519.438.000 -15.66%
2018 50.385.889.000 -470.63%
2019 18.531.139.000 -171.9%
2020 71.955.000.000 74.25%
2021 141.192.900.000 49.04%
2022 108.184.500.000 -30.51%
2023 331.534.800.000 67.37%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Axis Bank Limited Gross Profit
Year Gross Profit Growth
2003 11.172.399.000
2004 11.469.970.000 2.59%
2005 18.078.688.000 36.56%
2006 25.771.241.000 29.85%
2007 43.811.580.000 41.18%
2008 65.961.194.000 33.58%
2009 89.706.339.000 26.47%
2010 112.376.976.000 20.17%
2011 132.019.651.000 14.88%
2012 147.651.000.000 10.59%
2013 176.889.380.000 16.53%
2014 208.931.000.000 15.34%
2015 233.013.352.000 10.34%
2016 186.793.000.000 -24.74%
2017 153.542.472.000 -21.66%
2018 341.569.205.000 55.05%
2019 403.776.852.000 15.41%
2020 433.556.646.000 6.87%
2021 511.976.400.000 15.32%
2022 627.656.000.000 18.43%
2023 734.930.400.000 14.6%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Axis Bank Limited Net Profit
Year Net Profit Growth
2003 2.783.120.000
2004 3.345.777.000 16.82%
2005 4.850.837.000 31.03%
2006 6.542.476.000 25.86%
2007 10.591.420.000 38.23%
2008 18.129.319.000 41.58%
2009 24.781.413.000 26.84%
2010 33.399.066.000 25.8%
2011 42.197.789.000 20.85%
2012 52.347.644.000 19.39%
2013 63.101.206.000 17.04%
2014 74.478.965.000 15.28%
2015 83.496.657.000 10.8%
2016 39.530.292.000 -111.22%
2017 4.558.112.000 -767.25%
2018 50.385.889.000 90.95%
2019 18.531.139.000 -171.9%
2020 71.954.962.000 74.25%
2021 141.192.900.000 49.04%
2022 108.184.500.000 -30.51%
2023 247.689.600.000 56.32%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Axis Bank Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 2
2004 3 0%
2005 3 33.33%
2006 5 25%
2007 6 33.33%
2008 10 40%
2009 13 16.67%
2010 16 25%
2011 20 20%
2012 24 16.67%
2013 27 7.69%
2014 32 16.13%
2015 35 11.43%
2016 17 -118.75%
2017 2 -1500%
2018 20 94.74%
2019 7 -216.67%
2020 24 75%
2021 46 47.83%
2022 35 -31.43%
2023 81 56.25%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Axis Bank Limited Free Cashflow
Year Free Cashflow Growth
2003 19.831.435.000
2004 41.640.273.000 52.37%
2005 927.750.000 -4388.31%
2006 50.629.306.000 98.17%
2007 56.981.445.000 11.15%
2008 99.473.618.000 42.72%
2009 -4.342.743.000 2390.57%
2010 99.565.538.000 104.36%
2011 -103.008.427.000 196.66%
2012 20.895.588.000 592.97%
2013 138.558.075.000 84.92%
2014 -157.010.637.000 188.25%
2015 -325.710.804.000 51.79%
2016 314.349.083.000 203.61%
2017 -392.452.819.000 180.1%
2018 362.448.822.000 208.28%
2019 293.113.662.000 -23.65%
2020 116.944.446.000 -150.64%
2021 267.283.300.000 56.25%
2022 206.853.600.000 -29.21%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Axis Bank Limited Operating Cashflow
Year Operating Cashflow Growth
2003 21.773.787.000
2004 43.341.899.000 49.76%
2005 2.401.682.000 -1704.65%
2006 52.903.176.000 95.46%
2007 61.398.881.000 13.84%
2008 103.356.917.000 40.6%
2009 -193.418.000 53537.07%
2010 113.276.854.000 100.17%
2011 -99.042.786.000 214.37%
2012 25.733.774.000 484.87%
2013 144.635.963.000 82.21%
2014 -151.625.003.000 195.39%
2015 -310.766.757.000 51.21%
2016 322.086.188.000 196.49%
2017 -383.902.982.000 183.9%
2018 371.252.479.000 203.41%
2019 304.156.356.000 -22.06%
2020 126.328.811.000 -140.77%
2021 281.373.000.000 55.1%
2022 220.747.800.000 -27.46%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Axis Bank Limited Capital Expenditure
Year Capital Expenditure Growth
2003 1.942.352.000
2004 1.701.626.000 -14.15%
2005 1.473.932.000 -15.45%
2006 2.273.870.000 35.18%
2007 4.417.436.000 48.53%
2008 3.883.299.000 -13.75%
2009 4.149.325.000 6.41%
2010 13.711.316.000 69.74%
2011 3.965.641.000 -245.75%
2012 4.838.186.000 18.03%
2013 6.077.888.000 20.4%
2014 5.385.634.000 -12.85%
2015 14.944.047.000 63.96%
2016 7.737.105.000 -93.15%
2017 8.549.837.000 9.51%
2018 8.803.657.000 2.88%
2019 11.042.694.000 20.28%
2020 9.384.365.000 -17.67%
2021 14.089.700.000 33.4%
2022 13.894.200.000 -1.41%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Axis Bank Limited Equity
Year Equity Growth
2003 11.380.517.000
2004 24.216.019.000 53%
2005 28.856.258.000 16.08%
2006 33.974.266.000 15.06%
2007 87.540.227.000 61.19%
2008 101.957.055.000 14.14%
2009 160.446.224.000 36.45%
2010 188.946.066.000 15.08%
2011 226.817.144.000 16.7%
2012 331.583.744.000 31.6%
2013 383.960.489.000 13.64%
2014 449.495.946.000 14.58%
2015 535.587.577.000 16.07%
2016 563.803.505.000 5%
2017 642.074.090.000 12.19%
2018 678.872.335.000 5.42%
2019 864.539.847.000 21.48%
2020 1.037.674.475.000 16.68%
2021 1.185.220.100.000 12.45%
2022 1.301.751.000.000 8.95%
2023 1.428.319.800.000 8.86%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Axis Bank Limited Assets
Year Assets Growth
2003 241.501.669.000
2004 377.436.908.000 36.02%
2005 497.311.167.000 24.1%
2006 732.559.782.000 32.11%
2007 1.095.663.811.000 33.14%
2008 1.476.971.606.000 25.82%
2009 1.806.478.519.000 18.24%
2010 2.425.666.515.000 25.53%
2011 2.854.165.098.000 15.01%
2012 3.405.577.316.000 16.19%
2013 3.863.500.593.000 11.85%
2014 4.672.429.733.000 17.31%
2015 5.320.332.118.000 12.18%
2016 6.114.620.110.000 12.99%
2017 7.037.033.671.000 13.11%
2018 8.140.459.676.000 13.55%
2019 9.278.718.058.000 12.27%
2020 10.103.253.271.000 8.16%
2021 11.955.285.100.000 15.49%
2022 13.444.179.600.000 11.07%
2023 13.734.691.700.000 2.12%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Axis Bank Limited Liabilities
Year Liabilities Growth
2003 230.121.152.000
2004 353.220.889.000 34.85%
2005 468.454.909.000 24.6%
2006 698.585.516.000 32.94%
2007 1.008.123.584.000 30.7%
2008 1.375.014.551.000 26.68%
2009 1.646.032.295.000 16.46%
2010 2.236.720.449.000 26.41%
2011 2.627.347.954.000 14.87%
2012 3.073.868.235.000 14.53%
2013 3.479.410.683.000 11.66%
2014 4.222.622.426.000 17.6%
2015 4.784.353.995.000 11.74%
2016 5.550.203.539.000 13.8%
2017 6.394.264.452.000 13.2%
2018 7.461.587.341.000 14.3%
2019 8.414.178.211.000 11.32%
2020 9.065.578.796.000 7.19%
2021 10.770.065.000.000 15.83%
2022 12.142.428.600.000 11.3%
2023 2.098.508.900.000 -478.62%

Axis Bank Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
199.4
Net Income per Share
42.64
Price to Earning Ratio
26.28x
Price To Sales Ratio
5.64x
POCF Ratio
1204.33
PFCF Ratio
1208.1
Price to Book Ratio
2.42
EV to Sales
7.91
EV Over EBITDA
22.43
EV to Operating CashFlow
1695.86
EV to FreeCashFlow
1695.86
Earnings Yield
0.04
FreeCashFlow Yield
0
Market Cap
3.455,39 Bil.
Enterprise Value
4.850,50 Bil.
Graham Number
666.55
Graham NetNet
-453.75

Income Statement Metrics

Net Income per Share
42.64
Income Quality
0.02
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.61
EBT Per Ebit
1
Ebit per Revenue
0.34
Effective Tax Rate
0.39

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.34
Pretax Profit Margin
0.34
Net Profit Margin
0.21

Dividends

Dividend Yield
0
Dividend Yield %
0.09
Payout Ratio
0
Dividend Per Share
1

Operating Metrics

Operating Cashflow per Share
0.93
Free CashFlow per Share
0.93
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.04
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
228,78
Book Value per Share
463,12
Tangible Book Value per Share
3783.68
Shareholders Equity per Share
463.12
Interest Debt per Share
852.94
Debt to Equity
1.47
Debt to Assets
0.15
Net Debt to EBITDA
6.45
Current Ratio
0
Tangible Asset Value
11.633,29 Bil.
Net Current Asset Value
-1.395,10 Bil.
Invested Capital
1.47
Working Capital
703,41 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.61

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Axis Bank Limited Dividends
Year Dividends Growth
1999 1
2000 1 0%
2001 2 0%
2002 2 50%
2003 2 0%
2004 3 0%
2005 3 0%
2006 4 33.33%
2007 5 25%
2008 6 33.33%
2009 10 40%
2010 12 16.67%
2011 14 14.29%
2012 16 12.5%
2013 18 11.11%
2014 20 10%
2015 5 -400%
2016 5 20%
2017 5 0%
2019 1 -400%
2022 1 0%
2023 1 0%

Axis Bank Limited Profile

About Axis Bank Limited

Axis Bank Limited provides financial services in India and internationally. It operates through four segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. The Treasury segment is involved in investments in sovereign and corporate debt, and equity and mutual funds, as well as in trading operations, derivative trading, and foreign exchange operations The Retail Banking segment engages in the provision of lending services to individuals/small businesses; liability products, card services, internet banking, mobile banking, ATM services, depository, financial advisory services, and NRI services. The Corporate/Wholesale Banking segment offers corporate advisory, placements and syndication, project appraisals, capital market related, and cash management services. The Other Banking Business segment is involved in para banking activities. The company operates 4,759 branches. It also has a network of 10,990 ATMs and 5,972 recyclers; and eight international offices with branches at Singapore, Dubai, and Gift City, India; and representative offices in Dhaka, Dubai, Abu Dhabi, and Sharjah. The company was formerly known as UTI Bank Limited and changed its name to Axis Bank Limited in July 2007. Axis Bank Limited was incorporated in 1993 and is based in Mumbai, India.

CEO
Mr. Amitabh Chaudhry
Employee
91.898
Address
Axis House
Mumbai, 400025

Axis Bank Limited Executives & BODs

Axis Bank Limited Executives & BODs
# Name Age
1 Mr. Bimal Bhattacharyya
President & Chief Compliance Officer
70
2 Ms. Damini Marwah
President of Legal
70
3 Rudrapriyo Ray
President
70
4 Mr. Julius Samson
Head, Corporate Communication & Investor Relation
70
5 Mr. Vineet Agrawal
President & Chief Audit Executive
70
6 Mr. Amitvikram Talgeri
President & Chief Risk Officer
70
7 Mr. Rajiv Anand Prattipati
Deputy MD, Executive Director of Wholesale Banking & Executive Director
70
8 Mr. Amitabh Chaudhry
MD, Chief Executive Officer & Director
70
9 Mr. Puneet Sharma
Group Executive & Chief Financial Officer
70
10 Mr. Anoop Manohar
Chief Marketing Officer
70

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