Banco Products (India) Limited Logo

Banco Products (India) Limited

BANCOINDIA.NS

(3.2)
Stock Price

965,20 INR

13.4% ROA

26.16% ROE

18.8x PER

Market Cap.

50.989.185.870,00 INR

24.46% DER

2.81% Yield

9.65% NPM

Banco Products (India) Limited Stock Analysis

Banco Products (India) Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Banco Products (India) Limited Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (49.59%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 PBV

With a remarkably low PBV ratio (0x), the stock offers substantial upside potential at a bargain price.

3 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

4 Revenue Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

5 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

6 Assets Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

7 Dividend Growth

Investors can take confidence in the company's impressive track record of annual dividend growth over the last three years, showcasing a commitment to providing higher returns.

8 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (7.158), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

9 ROA

The stock's ROA (0%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

10 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

11 Graham Number

Based on the Graham number, this company's stock price appears to be higher than its intrinsic value, signaling a potentially unfavorable investment choice.

Banco Products (India) Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Banco Products (India) Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Banco Products (India) Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Banco Products (India) Limited Revenue
Year Revenue Growth
2006 2.602.100.319
2007 2.988.503.000 12.93%
2008 2.879.144.000 -3.8%
2009 4.611.758.000 37.57%
2010 8.442.381.000 45.37%
2011 10.243.460.000 17.58%
2012 10.241.433.000 -0.02%
2013 11.617.705.000 11.85%
2014 11.115.559.000 -4.52%
2015 12.042.943.000 7.7%
2016 12.990.475.000 7.29%
2017 13.582.142.000 4.36%
2018 15.369.129.000 11.63%
2019 14.009.500.000 -9.71%
2020 15.116.609.000 7.32%
2021 19.270.675.000 21.56%
2022 23.005.400.000 16.23%
2023 28.716.400.000 19.89%
2023 27.684.300.000 -3.73%
2024 32.155.200.000 13.9%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Banco Products (India) Limited Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 16.461.000 100%
2008 25.601.000 35.7%
2009 28.816.000 11.16%
2010 93.233.000 69.09%
2011 0 0%
2012 0 0%
2013 785.000 100%
2014 3.574.000 78.04%
2015 38.848.000 90.8%
2016 38.000.000 -2.23%
2017 43.401.000 12.44%
2018 48.883.000 11.21%
2019 119.261.000 59.01%
2020 68.591.000 -73.87%
2021 39.824.000 -72.24%
2022 53.297.000 25.28%
2023 0 0%
2023 51.931.000 100%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Banco Products (India) Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 44.989.174
2007 45.609.000 1.36%
2008 48.606.000 6.17%
2009 76.196.000 36.21%
2010 233.274.000 67.34%
2011 0 0%
2012 28.408.000 100%
2013 34.876.000 18.55%
2014 1.620.900.000 97.85%
2015 10.920.000 -14743.41%
2016 34.411.000 68.27%
2017 47.217.000 27.12%
2018 42.407.000 -11.34%
2019 37.276.000 -13.76%
2020 38.770.000 3.85%
2021 40.733.000 4.82%
2022 41.497.000 1.84%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Banco Products (India) Limited EBITDA
Year EBITDA Growth
2006 406.681.358
2007 626.650.000 35.1%
2008 592.872.000 -5.7%
2009 1.118.806.000 47.01%
2010 1.137.434.000 1.64%
2011 1.315.888.000 13.56%
2012 1.164.000.000 -13.05%
2013 1.647.729.000 29.36%
2014 1.146.798.000 -43.68%
2015 1.545.810.000 25.81%
2016 1.561.170.000 0.98%
2017 1.999.291.000 21.91%
2018 1.888.754.000 -5.85%
2019 1.408.334.000 -34.11%
2020 1.857.384.000 24.18%
2021 2.738.093.000 32.17%
2022 3.797.600.000 27.9%
2023 5.021.600.000 24.37%
2023 4.223.200.000 -18.91%
2024 5.313.200.000 20.51%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Banco Products (India) Limited Gross Profit
Year Gross Profit Growth
2006 651.032.319
2007 940.089.000 30.75%
2008 964.455.000 2.53%
2009 1.781.848.000 45.87%
2010 2.502.450.000 28.8%
2011 4.705.582.000 46.82%
2012 4.885.953.000 3.69%
2013 5.783.101.000 15.51%
2014 4.989.615.000 -15.9%
2015 5.759.725.000 13.37%
2016 6.106.509.000 5.68%
2017 5.936.519.000 -2.86%
2018 6.155.684.000 3.56%
2019 5.764.851.000 -6.78%
2020 6.115.488.000 5.73%
2021 7.523.969.000 18.72%
2022 9.627.900.000 21.85%
2023 12.113.600.000 20.52%
2023 8.084.300.000 -49.84%
2024 9.562.400.000 15.46%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Banco Products (India) Limited Net Profit
Year Net Profit Growth
2006 252.585.056
2007 432.992.000 41.67%
2008 414.611.000 -4.43%
2009 786.007.000 47.25%
2010 656.253.000 -19.77%
2011 765.285.000 14.25%
2012 613.020.000 -24.84%
2013 898.163.000 31.75%
2014 876.522.000 -2.47%
2015 898.893.000 2.49%
2016 947.809.000 5.16%
2017 1.167.716.000 18.83%
2018 690.826.000 -69.03%
2019 765.767.000 9.79%
2020 1.137.210.000 32.66%
2021 1.524.200.000 25.39%
2022 2.355.800.000 35.3%
2023 2.644.400.000 10.91%
2023 2.714.000.000 2.56%
2024 2.746.800.000 1.19%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Banco Products (India) Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 4
2007 6 50%
2008 6 -20%
2009 11 50%
2010 9 -11.11%
2011 11 10%
2012 9 -25%
2013 13 33.33%
2014 12 0%
2015 13 0%
2016 14 7.69%
2017 16 18.75%
2018 10 -77.78%
2019 11 10%
2020 16 33.33%
2021 21 28.57%
2022 33 34.38%
2023 37 11.11%
2023 38 2.7%
2024 38 2.63%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Banco Products (India) Limited Free Cashflow
Year Free Cashflow Growth
2007 246.602.000
2008 247.950.000 0.54%
2009 318.030.000 22.04%
2010 -167.599.000 289.76%
2011 487.394.000 134.39%
2012 555.206.000 12.21%
2013 833.591.000 33.4%
2014 605.054.000 -37.77%
2015 455.983.000 -32.69%
2016 801.981.000 43.14%
2017 487.104.000 -64.64%
2018 208.494.000 -133.63%
2019 174.290.000 -19.62%
2020 1.247.899.000 86.03%
2021 -177.616.000 802.58%
2022 -1.669.200.000 89.36%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Banco Products (India) Limited Operating Cashflow
Year Operating Cashflow Growth
2007 370.075.000
2008 479.978.000 22.9%
2009 492.878.000 2.62%
2010 717.118.000 31.27%
2011 1.086.510.000 34%
2012 974.929.000 -11.45%
2013 1.306.483.000 25.38%
2014 848.428.000 -53.99%
2015 684.965.000 -23.86%
2016 961.644.000 28.77%
2017 990.365.000 2.9%
2018 624.090.000 -58.69%
2019 521.153.000 -19.75%
2020 1.568.098.000 66.77%
2021 572.390.000 -173.96%
2022 -414.700.000 238.03%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Banco Products (India) Limited Capital Expenditure
Year Capital Expenditure Growth
2007 123.473.000
2008 232.028.000 46.79%
2009 174.848.000 -32.7%
2010 884.717.000 80.24%
2011 599.116.000 -47.67%
2012 419.723.000 -42.74%
2013 472.892.000 11.24%
2014 243.374.000 -94.31%
2015 228.982.000 -6.29%
2016 159.663.000 -43.42%
2017 503.261.000 68.27%
2018 415.596.000 -21.09%
2019 346.863.000 -19.82%
2020 320.199.000 -8.33%
2021 750.006.000 57.31%
2022 1.254.500.000 40.21%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Banco Products (India) Limited Equity
Year Equity Growth
2006 926.578.659
2007 1.357.781.000 31.76%
2008 1.693.525.000 19.83%
2009 3.095.466.000 45.29%
2010 3.521.977.000 12.11%
2011 4.234.111.000 16.82%
2012 4.725.421.000 10.4%
2013 5.887.130.000 19.73%
2014 6.197.544.000 5.01%
2015 6.878.703.000 9.9%
2016 7.344.064.000 6.34%
2017 8.077.060.000 9.08%
2018 8.326.847.000 3%
2019 7.100.318.000 -17.27%
2020 8.284.311.000 14.29%
2021 9.817.235.000 15.61%
2022 10.015.000.000 1.97%
2023 10.515.000.000 4.76%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Banco Products (India) Limited Assets
Year Assets Growth
2006 1.792.132.943
2007 2.062.842.000 13.12%
2008 2.294.224.000 10.09%
2009 5.257.348.000 56.36%
2010 6.277.220.000 16.25%
2011 7.252.690.000 13.45%
2012 8.577.637.000 15.45%
2013 9.462.095.000 9.35%
2014 8.219.334.000 -15.12%
2015 9.625.449.000 14.61%
2016 9.610.952.000 -0.15%
2017 12.233.155.000 21.44%
2018 12.244.165.000 0.09%
2019 11.133.705.000 -9.97%
2020 12.152.037.000 8.38%
2021 15.318.391.000 20.67%
2022 18.836.900.000 18.68%
2023 20.274.900.000 7.09%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Banco Products (India) Limited Liabilities
Year Liabilities Growth
2006 865.554.284
2007 705.061.000 -22.76%
2008 600.699.000 -17.37%
2009 2.161.882.000 72.21%
2010 2.755.243.000 21.54%
2011 3.018.577.000 8.72%
2012 3.852.216.000 21.64%
2013 3.574.965.000 -7.76%
2014 2.021.790.000 -76.82%
2015 2.746.746.000 26.39%
2016 2.266.888.000 -21.17%
2017 4.156.095.000 45.46%
2018 3.917.318.000 -6.1%
2019 4.033.387.000 2.88%
2020 3.867.726.000 -4.28%
2021 5.501.156.000 29.69%
2022 8.821.900.000 37.64%
2023 9.759.900.000 9.61%

Banco Products (India) Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
393.06
Net Income per Share
37.93
Price to Earning Ratio
18.8x
Price To Sales Ratio
1.81x
POCF Ratio
53.49
PFCF Ratio
53.49
Price to Book Ratio
4.85
EV to Sales
1.94
EV Over EBITDA
11.53
EV to Operating CashFlow
57.26
EV to FreeCashFlow
57.26
Earnings Yield
0.05
FreeCashFlow Yield
0.02
Market Cap
50,99 Bil.
Enterprise Value
54,58 Bil.
Graham Number
354.22
Graham NetNet
-5.87

Income Statement Metrics

Net Income per Share
37.93
Income Quality
0.35
ROE
0.26
Return On Assets
0.13
Return On Capital Employed
0.29
Net Income per EBT
0.72
EBT Per Ebit
0.96
Ebit per Revenue
0.14
Effective Tax Rate
0.28

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.36
Operating Profit Margin
0.14
Pretax Profit Margin
0.13
Net Profit Margin
0.1

Dividends

Dividend Yield
0.03
Dividend Yield %
2.81
Payout Ratio
0
Dividend Per Share
20

Operating Metrics

Operating Cashflow per Share
13.33
Free CashFlow per Share
13.33
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.22
Return on Tangible Assets
0.13
Days Sales Outstanding
62.45
Days Payables Outstanding
80.59
Days of Inventory on Hand
187.21
Receivables Turnover
5.85
Payables Turnover
4.53
Inventory Turnover
1.95
Capex per Share
0

Balance Sheet

Cash per Share
15,70
Book Value per Share
147,02
Tangible Book Value per Share
146.58
Shareholders Equity per Share
147.02
Interest Debt per Share
39.2
Debt to Equity
0.24
Debt to Assets
0.13
Net Debt to EBITDA
0.76
Current Ratio
2.24
Tangible Asset Value
10,48 Bil.
Net Current Asset Value
5,30 Bil.
Invested Capital
12983800000
Working Capital
8,35 Bil.
Intangibles to Total Assets
0
Average Receivables
2,40 Bil.
Average Payables
1,98 Bil.
Average Inventory
4610200000
Debt to Market Cap
0.05

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Banco Products (India) Limited Dividends
Year Dividends Growth
2007 9
2008 1 -800%
2009 2 0%
2010 2 50%
2011 3 33.33%
2012 3 -50%
2013 2 -100%
2014 2 50%
2015 3 33.33%
2016 5 25%
2017 9 55.56%
2018 10 10%
2019 8 -25%
2020 20 60%
2021 2 -900%
2022 20 90%
2023 22 9.09%
2024 20 -10%

Banco Products (India) Limited Profile

About Banco Products (India) Limited

Banco Products (India) Limited, together with its subsidiaries, designs, develops, manufactures, and sells automobile components for OEM markets in India and internationally. The company offers engine cooling modules, such as radiators, charged air coolers, fuel coolers, oil coolers, condensers, sealing gaskets, and static sealing elastomers. Its products are used in passenger cars; light, medium, and heavy commercial vehicle; agricultural tractors; high performance bikes; agriculture harvesters; construction machineries; power generation equipment; traction rail locomotives; and other related equipment applications. The company was incorporated in 1961 and is based in Vadodara, India.

CEO
Ms. Himali Harnish Patel
Employee
690
Address
Bil, Near Bhaili Railway Station
Vadodara, 391410

Banco Products (India) Limited Executives & BODs

Banco Products (India) Limited Executives & BODs
# Name Age
1 Ms. Himali Harnish Patel
Chief Financial Officer & Whole-Time Director
70

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